Buy Cheap Smyrna, DE Auto Insurance in 2024
Smyrna, DE auto insurance rates average $499 a month. Minimum auto insurance requirements in Smyrna, Delaware are 25/50/10 to comply with Delaware laws. To buy cheap auto insurance in Smyrna, DE, compare Smyrna auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Smyrna, DE for teens drivers are $10,770/year
- Average auto insurance rates in Smyrna, DE are $499/month
- The most expensive auto insurance company in Smyrna is Liberty Mutual
Finding affordable Smyrna, Delaware auto insurance can be challenging, but everything you need to know to buy cheap Smyrna, DE auto insurance with confidence is right here. Auto insurance rates in Smyrna are affected by local factors as well as personal ones like your driving record.
See how Smyrna, DE car insurance rates compare to Dover auto insurance rates, Harrington auto insurance rates, and Milford auto insurance rates before you read more about the cost of auto insurance in Smyrna.
Don’t buy Smyrna, DE auto insurance until you’ve compared rates. Get free Smyrna, Delaware auto insurance quotes when you enter your ZIP code above.
Smyrna, DE Minimum Auto Insurance Requirements
The required auto insurance in Smyrna, DE is 25/50/10 according to the auto insurance laws in Delaware. The minimum auto insurance in Smyrna, Delaware is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Smyrna, DE Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Smyrna, DE. Take a look at Smyrna, Delaware auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,141 | $6,463 | $5,724 |
| Geico | $5,219 | $2,898 | $1,988 |
| Liberty Mutual | $23,467 | $15,822 | $12,765 |
| Nationwide | $4,566 | $3,798 | $3,461 |
| Progressive | $4,384 | $3,837 | $3,547 |
| State Farm | $7,403 | $4,073 | $3,018 |
| Travelers | $5,850 | $4,776 | $4,939 |
| USAA | $3,521 | $1,710 | $1,236 |
Buy Cheap Smyrna, DE Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Smyrna, Delaware auto insurance rates? Find out how car insurance rates in Smyrna, DE are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,145 | $4,063 | $3,631 | $3,825 | $14,881 | $17,356 | $4,353 | $4,621 |
| Geico | $2,394 | $2,660 | $2,291 | $2,666 | $5,847 | $6,106 | $2,526 | $2,454 |
| Liberty Mutual | $11,602 | $11,602 | $11,461 | $11,461 | $25,842 | $39,158 | $11,602 | $16,085 |
| Nationwide | $2,761 | $2,739 | $2,524 | $2,513 | $6,481 | $8,199 | $3,055 | $3,260 |
| Progressive | $1,874 | $1,735 | $1,650 | $1,683 | $9,463 | $10,458 | $2,288 | $2,229 |
| State Farm | $3,037 | $3,037 | $2,802 | $2,802 | $8,730 | $11,278 | $3,411 | $3,553 |
| Travelers | $2,356 | $2,417 | $2,098 | $2,128 | $10,536 | $16,539 | $2,427 | $3,004 |
| USAA | $1,197 | $1,177 | $1,112 | $1,108 | $4,377 | $5,133 | $1,498 | $1,643 |
Buy Cheap Smyrna, DE Auto Insurance for Teen Drivers
Auto insurance for teenagers in Smyrna can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Smyrna, DE are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,881 | $17,356 |
| Geico | $5,847 | $6,106 |
| Liberty Mutual | $25,842 | $39,158 |
| Nationwide | $6,481 | $8,199 |
| Progressive | $9,463 | $10,458 |
| State Farm | $8,730 | $11,278 |
| Travelers | $10,536 | $16,539 |
| USAA | $4,377 | $5,133 |
Buy Cheap Smyrna, DE Auto Insurance for Seniors
You can save on senior auto insurance rates in Smyrna, Delaware by comparing Smyrna senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Smyrna, DE here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,631 | $3,825 |
| Geico | $2,291 | $2,666 |
| Liberty Mutual | $11,461 | $11,461 |
| Nationwide | $2,524 | $2,513 |
| Progressive | $1,650 | $1,683 |
| State Farm | $2,802 | $2,802 |
| Travelers | $2,098 | $2,128 |
| USAA | $1,112 | $1,108 |
Find Cheap Auto Insurance Rates in Smyrna, DE by Coverage Level
The amount of coverage you choose is a big factor in the cost of Smyrna, Delaware auto insurance. Compare Smyrna, DE auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,478 | $7,196 | $7,654 |
| Geico | $3,044 | $3,417 | $3,644 |
| Liberty Mutual | $16,543 | $17,161 | $18,350 |
| Nationwide | $3,911 | $3,878 | $4,036 |
| Progressive | $3,437 | $3,968 | $4,362 |
| State Farm | $4,512 | $4,844 | $5,138 |
| Travelers | $5,089 | $5,312 | $5,163 |
| USAA | $2,014 | $2,152 | $2,301 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Smyrna, DE Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Smyrna. Compare auto insurance rates in Smyrna, DE by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,109 | $7,109 |
| Geico | $3,314 | $3,422 |
| Liberty Mutual | $16,870 | $17,833 |
| Nationwide | $3,941 | $3,941 |
| Progressive | $3,922 | $3,922 |
| State Farm | $4,666 | $4,997 |
| Travelers | $5,188 | $5,188 |
| USAA | $2,133 | $2,178 |
Find Cheap Smyrna, DE Auto Insurance Rates by Driving Record
Auto insurance rates in Smyrna, Delaware are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Smyrna, DE, take a look at the average cost for various violations versus rates for a clean driving record in Smyrna.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,003 | $7,205 | $8,408 | $6,821 |
| Geico | $2,586 | $3,579 | $4,373 | $2,935 |
| Liberty Mutual | $13,892 | $15,965 | $25,316 | $14,233 |
| Nationwide | $3,154 | $3,154 | $5,741 | $3,718 |
| Progressive | $3,382 | $4,475 | $3,849 | $3,983 |
| State Farm | $4,375 | $5,287 | $4,831 | $4,831 |
| Travelers | $4,528 | $4,542 | $6,980 | $4,702 |
| USAA | $1,778 | $1,778 | $3,035 | $2,031 |
Find Cheap Smyrna, DE Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Smyrna, Delaware is higher than for a clean driving record. You can buy auto insurance after a DUI in Smyrna for less when you shop around and compare rates from multiple Smyrna, DE auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,408 |
| Geico | $4,373 |
| Liberty Mutual | $25,316 |
| Nationwide | $5,741 |
| Progressive | $3,849 |
| State Farm | $4,831 |
| Travelers | $6,980 |
| USAA | $3,035 |
Winners by Category: Where to Buy Cheap Auto Insurance in Smyrna, DE
Compare rates from the cheapest auto insurance companies in Smyrna, DE for your needs. Take a look at how Smyrna, Delaware auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Smyrna, Delaware Auto Insurance Companies
If you’re looking for the cheapest Smyrna, DE auto insurance companies overall, you can compare them here. Find the best price for Smyrna, Delaware car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,109 |
| Geico | $3,368 |
| Liberty Mutual | $17,351 |
| Nationwide | $3,941 |
| Progressive | $3,922 |
| State Farm | $4,831 |
| Travelers | $5,188 |
| USAA | $2,156 |
What affects Smyrna, Delaware auto insurance rates?
Local factors affect auto insurance rates in Smyrna, DE, including traffic, theft statistics, and commute length. Take a look at the things that impact Smyrna auto insurance rates.
Commute Times in Smyrna
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Smyrna, DE is 30.1 minutes according to City-Data.
Compare Auto Insurance Quotes in Smyrna, DE
You can buy cheap Smyrna, DE auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Smyrna, Delaware auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
What factors can affect the cost of auto insurance in Smyrna, DE?
Several factors can influence the cost of auto insurance in Smyrna, DE. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductible amount, and even your credit history. Additionally, the area where you live, such as Smyrna, DE, can also impact insurance rates due to factors like local crime rates, traffic patterns, and the frequency of accidents.
How can I find cheap auto insurance in Smyrna, DE?
To find cheap auto insurance in Smyrna, DE, you can consider the following tips:
- Shop around and compare quotes from multiple insurance companies to find the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, but ensure you can afford to pay them if needed.
- Take advantage of discounts offered by insurance companies, such as safe driver discounts, good student discounts, or bundling discounts for insuring multiple vehicles or policies.
- Consider installing safety features in your vehicle, such as anti-theft devices or airbags, which may lead to lower premiums.
- Review your coverage needs and adjust them accordingly to avoid overpaying for unnecessary coverage.
Are there any specific auto insurance requirements in Smyrna, DE?
Yes, Smyrna, DE follows the auto insurance requirements set by the state of Delaware. The minimum required coverage includes:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
How often should I review my auto insurance policy in Smyrna, DE?
It is generally recommended to review your auto insurance policy in Smyrna, DE annually or whenever you experience significant life changes. Life events such as moving, buying a new car, getting married, or changes in your driving habits can impact your insurance needs. Reviewing your policy regularly allows you to ensure you have adequate coverage and explore opportunities to potentially save money.
Can my premium increase after filing a claim in Smyrna, DE?
Filing a claim can potentially lead to an increase in your auto insurance premium in Smyrna, DE. When you file a claim, the insurance company may consider you a higher risk and adjust your rates accordingly. However, the specific impact on your premium will depend on various factors, including the nature and severity of the claim, your overall claims history, and the insurance company’s policies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Chris Abrams
Licensed Insurance Agent
Chris is the founder of Abrams Insurance Solutions and Marcan Insurance, which provide personal financial analysis and planning services for families and small businesses across the U.S. His companies represent nearly 100 of the top-rated insurance companies. Chris has been a licensed insurance agent since 2009 and has active insurance licenses in all 50 U.S. states and D.C. Chris works tireles...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.