Buy Cheap Infiniti Auto Insurance in (2023)
The more costly model of Infiniti is the Infiniti QX70, which costs an average of $170/mo., while cheaper models to insure include the Infiniti Q50 and the Infiniti QX30, which both average to $157/mo. Besides what model you own, your driving record can also affect your Infiniti auto insurance rates.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 10, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive model of Infiniti to insure is the Infiniti QX70
- Cheaper models of Infiniti to insure are the Infiniti Q50 and the Infiniti QX30
- Younger drivers and drivers with poor driving records will have more expensive Infiniti auto insurance rates
Infinitis can cost a bit more than the average car to insure, as it is considered a luxury car brand. However, there will be multiple factors that can affect your Infiniti auto insurance rates and make it harder to find cheap auto insurance, from what model you own to your driving record.
If you want to learn how to find cheap Infiniti auto insurance, continue reading. We cover everything from what coverages you’ll need on your Infiniti to our top tips for reducing auto insurance rates.
Different Types of Coverage for Infiniti Vehicles
You will be legally obligated to carry some coverages, such as coverages required by your state or lender. Other coverages that are add-ons, such as rental car reimbursement insurance, are optional. The best place to start when building your auto insurance policy for your Infiniti is to check what your state requires. You can look at our guide to minimum auto insurance required by state to see what basics you have to carry to drive legally.
Generally, most states require some combination of the following coverages, while lenders will require collision and comprehensive insurance.
- Collision insurance: This coverage helps pay for your Infiniti’s repairs if you crash into another vehicle or object.
- Comprehensive insurance: This coverage helps pay for your Infititi’s repairs if it is damaged from animal collisions, vandalism, falling objects, or weather.
- Liability insurance: This coverage pays for other parties’ medical bills and property damage bills if you cause an accident.
- Medical payments (MedPay) insurance: This coverage helps pay your medical bills, as well as your passenger’s medical bills, if either of you become injured in a car accident.
- Personal injury protection (PIP) insurance: This coverage helps pay for your and your passenger’s medical bills and related medical costs like lost wages if you’re unable to work after an accident.
- Underinsured motorist insurance: This coverage helps pay for damages and medical bills if you are hit by a driver who doesn’t have enough insurance.
- Uninsured motorist insurance: This coverage pays your accident bills if you are hit by a driver who doesn’t have auto insurance coverage at all.
While collision and comprehensive insurance are only required by lenders, they can be useful coverages to carry even if you don’t have a lease or loan on your Infiniti. Otherwise, you won’t have car insurance coverage for your car’s repairs in at-fault accidents.
We also recommend upping your liability insurance limit if your state’s required limit is low and you can afford to do so. Higher levels of liability insurance can help protect you from being sued if you cause an accident because you can’t afford to pay all of the other parties’ bills.
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Average Infiniti Auto Insurance Rates
How much you’ll pay for Infiniti auto insurance partly depends on what model you choose. More expensive Infiniti models cost more to insure than cheaper models because insurance companies have to pay more for repairs and replacement parts. Full coverage auto insurance rates vary by company. Below are some examples of what full coverage will cost for a 30-year-old male driver with a clean record. You can use these to compare any Infiniti quotes you receive to see if you’re getting the best deal.
| Insurance Company | Average Monthly Auto Insurance |
|---|---|
| Geico | $86.79 |
| State Farm | $102.85 |
| Progressive | $136.05 |
| Nationwide | $136.19 |
| U.S. Average | $138.81 |
| Allstate | $176.48 |
| Liberty Mutual | $199.56 |
What you pay will also depend on the model of your Infiniti vehicle. You’ll find that the cheapest Infiniti models to insure are the Infititi QX30 and Infiniti Q50. A full coverage policy for both of these models averages $157 per month. On the other hand, a full coverage policy for the most expensive model, the Infiniti QX70, costs an average of $170 per month.
In addition to what model of Infiniti you own, your driving record and age will also impact your auto insurance rates. To get an idea of how much auto insurance rates can change, take a look at the average rates displayed below.
| Age and Gender of Driver | U.S. Average Monthly Auto Insurance Rates |
|---|---|
| 55-year-old male with a clean record | $113.12 |
| 55-year-old female with a clean record | $113.31 |
| 65-year-old male with a clean record | $116.75 |
| 65-year-old female with a clean record | $116.94 |
| 45-year-old male with a clean record | $119.27 |
| 45-year-old female with a clean record | $119.47 |
| 30-year-old female with a clean record | $128.44 |
| 25-year-old female with a clean record | $138.42 |
| 30-year-old male with a clean record | $138.81 |
| 25-year-old male with a clean record | $149.61 |
| 18-year-old female with a clean record | $416.15 |
| 18-year-old male with a clean record | $501.45 |
| 16-year-old female with a clean record | $566.05 |
| 16-year-old male with a clean record | $618.49 |
As shown in the table above, your age and gender will both cause your auto insurance rates to fluctuate. Any driver with a DUI, at-fault accident, or traffic ticket will be charged more, as they are more likely to get into an accident in the future and file a claim compared to drivers with clean records. Similarly, younger drivers are also more likely to get into accidents and file claims than older drivers with more driving experience.
Ways to Save Money on Infiniti Insurance
So what can you do to save on your auto insurance for your Infiniti? Take a look at our top saving tips for auto insurance policies below.
- Bundle your insurance policies. Most insurance companies offer a big discount if you buy more than one type of insurance from the insurance company, such as renters and auto insurance.
- Raise your auto insurance deductible. Insurance companies charge you less if you raise your deductible, as you are paying more out of pocket after an accident.
- Shop for auto insurance quotes. Make sure you get multiple auto insurance quotes from different companies, as this will ensure you get the cheapest auto insurance rate for your Infiniti.
In addition, keeping a clean driving record will keep your rates low on your Infiniti, as you are deemed as less of a risk to insure. Insurance companies may even have a safe driving program you can participate in to earn an auto insurance discount. Always look into what types of auto insurance discounts are offered as well, because they may not be immediately applied to your policy.
The Final Word on Cheap Infiniti Auto Insurance
Although Infinitis aren’t the most expensive luxury car to insure, their average auto insurance costs are still a little pricier than other cars. You can lower your rates, however, by keeping a clean driving record and shopping around for auto insurance quotes, no matter what model of Infiniti you own.
To jump right into comparing car insurance rates for your Infiniti, use our free quote comparison tool to find the best rates from auto insurance companies in your area.
Frequently Asked Questions
Can I get cheap insurance for my Infiniti car in 2023?
Yes, it is possible to find affordable insurance options for your Infiniti car in 2023. Insurance rates can vary depending on the following four factors such as:
- Driving history
- Location
- Coverage needs
- Specific model of your Infiniti
By comparing quotes from different insurance providers and considering factors that can help lower your premiums, such as maintaining a good driving record and opting for higher deductibles, you can increase your chances of finding cheaper insurance for your Infiniti.
How can I find cheap Infiniti auto insurance quotes?
To find cheap Infiniti auto insurance quotes, you can follow these three steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options. This can be done by contacting insurance agents directly or by using online comparison tools.
- Provide accurate information: Ensure that you provide accurate and up-to-date information about yourself, your Infiniti car, and your driving history. This will help insurance companies provide you with accurate quotes.
- Consider discounts: Inquire about any discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for installing safety features in your Infiniti. These discounts can help reduce your insurance premiums.
What factors affect the cost of insurance for an Infiniti car?
Several factors can influence the cost of insurance for an Infiniti vehicle. The top four are as follows:
- Vehicle model
- Driving record
- Location
- Coverage and deductibles
Is it advisable to purchase only the minimum required insurance for my Infiniti?
While purchasing the minimum required insurance for your Infiniti may help you meet legal obligations, it may not provide sufficient coverage in case of an accident or other unforeseen events.
It’s generally advisable to consider additional coverage options beyond the minimum requirements, here’s the top three:
- collision coverage
- comprehensive coverage
- uninsured/underinsured motorist coverage
These additional coverages can offer more protection for your Infiniti and your financial well-being.
Will the cost of insurance for an older Infiniti car be lower in 2023?
The cost of insurance for an older Infiniti car in 2023 can vary depending on various factors. While it’s generally true that older cars may have lower insurance premiums compared to brand new vehicles, other factors such as the model, condition, and safety features of the specific Infiniti car will also influence the insurance rates. Older Infiniti cars that have good safety ratings and are equipped with anti-theft devices may qualify for discounts, potentially reducing insurance costs.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.