Buy Cheap Jaguar Auto Insurance in (2023)
On average, Jaguar drivers pay around $189 monthly for full coverage auto insurance. However, rates vary depending on driving profile, coverage options, and Jaguar model. You can find cheap Jaguar auto insurance by comparing quotes from multiple providers.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
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UPDATED: Apr 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Apr 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- On average, it costs about $189 monthly for Jaguar auto insurance, but rates vary for several reasons, like your driving profile and Jaguar model
- You’ll pay higher rates for Jaguar auto insurance than you would most other auto brands since luxury vehicles are more likely to get stolen and have high repair costs
- However, while you might pay higher rates to insure a Jaguar, you can still buy cheap Jaguar auto insurance by comparing quotes, coverage options, and eligible discounts from various companies
Founded in 1922, Jaguars are a brand of high-end luxury vehicles known for their sporty build and costly auto insurance rates. You’ll pay around $189 monthly for Jaguar full coverage auto insurance, though your actual rates depend on your driving profile and vehicle model.
If you want to buy cheap auto insurance and own a Jaguar, there’s no need to worry. You can still find affordable Jaguar auto insurance by comparing quotes, coverage options, and discounts. This article will overview what Jaguar coverages you need, how to compare auto insurance companies, and tips on finding cheap Jaguar auto insurance.
How much is Jaguar auto insurance?
While your Jaguar auto insurance rates depend on several factors, you’ll pay around $189 for full coverage auto insurance on a Jaguar. However, auto insurance companies consider various factors when setting rates. Check out the table below for a list of common factors insurers consider when calculating Jaguar auto insurance costs.
| Factor Insurance Companies Consider when Adjusting Rates | Average Percent Affect on Auto Insurance Rates |
|---|---|
| Driving Record and Claim History | 35% |
| Age, Martial Status, and Gender | 25% |
| Car Make/Model | 18% |
| Insurance Carrier & Policy Options | 9% |
| Location | 8% |
| Credit | 3% |
| Occupation | 2% |
While most auto insurance companies consider the factors listed above, each one weighs each factor differently than others, making it important to compare Jaguar quotes. You can also compare average rates by Jaguar model since your model choice impacts your rates.
Jaguar Average Monthly Auto Insurance Rates by Model and Coverage Type
| Vehicle Model | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2023 Jaguar XE | $37 | $76 | $42 | $170 |
| 2023 Jaguar XF | $39 | $78 | $42 | $175 |
| 2023 Jaguar XJ | $43 | $87 | $42 | $188 |
| 2023 Jaguar F-PACE | $45 | $96 | $42 | $199 |
| 2023 Jaguar F-TYPE | $49 | $107 | $42 | $214 |
Jaguar F-Type Auto Insurance Rates
The Jaguar F-Type is a high-performance two-door sports car, carrying the highest average auto insurance rates of all Jaguar models. On average, you’ll pay around $214 for full coverage auto insurance on a 2023 Jaguar F-Type.
If the F-Type’s high average auto insurance rates don’t fit your budget, you could find lower rates with an older Jaguar model since auto insurance for older vehicles is cheaper. For example, a 2015 Jaguar F-Type costs $170 a month to insure, a savings of $44 monthly compared to a new model.
Jaguar XE Auto Insurance Rates
On the other hand, the Jaguar XE is the car manufacturer’s cheapest model to insure, costing $170 monthly for full coverage.
If you want to save even more on your XE rates, consider insuring an older model. For example, you’ll pay around $142 for full coverage auto insurance if you purchase a 2017 Jaguar XE.
Jaguar F-Pace Auto Insurance Rates
With a starting MSRP of $53,675, the Jaguar F-Pace is a compact SUV offering the luxury and performance Jaguar drivers seek. On average, you’ll pay around $199 for F-Pace full coverage auto insurance.
If you don’t want to pay the hefty auto insurance rates for a new F-Pace, you could buy a 2016 Jaguar F-Pace and pay around $162 a month instead.
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Jaguar Auto Insurance Coverage Options
Almost all U.S. states, except Virginia and New Hampshire, require Jaguar drivers to carry at least liability auto insurance. Liability insurance pays for the other driver’s property damage and medical expenses in an accident you cause, but liability doesn’t cover you or your vehicle, so many drivers carry full coverage auto insurance to protect their assets.
Many states may also require other types of car insurance coverage alongside liability insurance. Check out below to see what auto coverages your state may require:
- Bodily injury liability: Bodily injury liability covers other drivers’ injuries and medical expenses after an at-fault accident.
- Property damage liability: This coverage pays out if you damage another driver’s property in an at-fault accident.
- Uninsured/underinsured motorist protection: If you get in an accident and the other driver has inadequate, or no insurance, uninsured/underinsured motorist coverage covers you.
- Personal injury protection/medical payments: These coverages help pay for medical expenses and lost wages associated with a covered accident.
Full coverage consists of comprehensive and collision coverages but can also include other coverages like medical payments or uninsured/underinsured motorist protection. You won’t be required to carry full coverage by law, but your lender might if you have a car loan or lease.
Collision coverage helps repair or replace your vehicle after hitting another car, whereas comprehensive covers your vehicle in non-collision incidents like weather, theft, or vandalism. Keep reading to learn more about buying collision vs. comprehensive coverage.
If you’re wondering what the minimum auto insurance coverage required in your state is, speak with a representative from your chosen auto insurance company to find out. Find out how much auto insurance coverage you need.
How can you save on your Jaguar auto insurance rates?
Since Jaguars are luxury vehicles, finding affordable Jaguar auto insurance rates can be difficult, but it’s not impossible. Consider the following tips to lower your Jaguar auto insurance rates:
- Compare quotes. Comparing auto insurance quotes is one of the best ways to find cheap Jaguar auto insurance. Since insurers consider certain factors differently than others when setting rates, you could overpay for coverage if you don’t look at several companies. Here’s how to save on auto insurance by getting multiple quotes.
- Reduce coverage. While add-on auto insurance coverages, like Gap insurance coverage or rental car reimbursement, offer more protection, they also increase your rates. Consider dropping certain coverages if you no longer need them.
- Increase auto insurance deductible. Your deductible is the amount you pay before insurance pays out a claim. The higher your deductible, the lower your rates, so you could consider increasing your deductible. However, never increase your deductible to an amount you can’t afford to pay out of pocket.
- Locate auto insurance discounts. Almost all auto insurance companies offer discounts to help reduce policyholders’ monthly rates. When comparing companies, research discounts each one offers and see if you qualify for any.
- Drive safely. Insurers will take note if you maintain safe driving habits. For example, you could qualify for a safe driver discount if you remain accident and claim-free for a certain period.
As you can see, Jaguar drivers have various options to lower their auto insurance rates, despite their expensive average rates.
The Bottom Line: Buying Cheap Jaguar Auto Insurance
Jaguars are reliable and high-performance sports cars, but you’ll pay higher-than-average rates to insure one. However, by comparing quotes, coverage options, and discounts across various companies, Jaguar drivers can buy cheap Jaguar auto insurance to meet their needs.
Frequently Asked Questions
Are Jaguars expensive to insure?
Since Jaguar is a luxury car brand, you’ll pay higher-than-average auto insurance rates for one. On average, it costs $189 monthly for Jaguar full coverage auto insurance. Luxury vehicles have high MSRPs and expensive parts, so insurers charge more to insure them.
However, the Jaguar model you choose impacts how much your auto insurance costs. For example, while a Jaguar XE costs around $170 a month for full coverage, a Jaguar F-Type costs about $214 monthly.
How much is insurance on a 2017 Jaguar?
On average, you’ll pay around $158 monthly to insure a 2017 Jaguar, but it depends on your driving profile and the model you choose.
How much does it cost for insurance on a Jaguar F-Pace?
Jaguar F-Pace insurance costs about $199 monthly for full coverage, but you could find lower rates by insuring an older model.
Compare Quotes From Top Companies and Save
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.