Buy Cheap Daytona Beach, FL Auto Insurance in 2024
Daytona Beach, FL auto insurance rates average $334 a month. Minimum auto insurance requirements in Daytona Beach, Florida are 10/20/10 to comply with Florida laws. To buy cheap auto insurance in Daytona Beach, FL, compare Daytona Beach auto insurance quotes from top companies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Daytona Beach, FL after a DUI are $4,797/year
- The most expensive auto insurance company in Daytona Beach is Allstate
- Average auto insurance rates in Daytona Beach, FL for teens drivers are $7,166/year
Finding affordable Daytona Beach, Florida auto insurance can be challenging, but everything you need to know to buy cheap Daytona Beach, FL auto insurance with confidence is right here. Auto insurance rates in Daytona Beach are affected by local factors as well as personal ones like your driving record.
See how Daytona Beach, FL car insurance rates compare to Fort Lauderdale auto insurance rates, Port St. Lucie auto insurance rates, and Tallahassee auto insurance rates before you read more about the cost of auto insurance in Daytona Beach.
Don’t buy Daytona Beach, FL auto insurance until you’ve compared rates. Get free Daytona Beach, Florida auto insurance quotes when you enter your ZIP code above.
Daytona Beach, FL Minimum Auto Insurance Requirements
The required auto insurance in Daytona Beach, FL is 10/20/10 according to the auto insurance laws in Florida. The minimum auto insurance in Daytona Beach, Florida is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $10,000 per person $20,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Daytona Beach, FL Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Daytona Beach, FL. Take a look at Daytona Beach, Florida auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,935 | $5,675 | $4,621 |
| Geico | $4,762 | $2,902 | $2,191 |
| Liberty Mutual | $6,055 | $4,456 | $3,621 |
| Nationwide | $4,338 | $3,194 | $2,892 |
| Progressive | $6,282 | $4,450 | $3,710 |
| State Farm | $3,943 | $2,591 | $2,127 |
| USAA | $3,955 | $1,944 | $1,416 |
Buy Cheap Daytona Beach, FL Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Daytona Beach, Florida auto insurance rates? Find out how car insurance rates in Daytona Beach, FL are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,899 | $3,766 | $3,419 | $3,493 | $13,723 | $15,037 | $3,935 | $4,012 |
| Geico | $2,601 | $2,615 | $2,433 | $2,433 | $4,619 | $5,802 | $2,865 | $2,914 |
| Liberty Mutual | $3,276 | $3,276 | $3,006 | $3,006 | $6,868 | $10,554 | $3,276 | $4,425 |
| Nationwide | $2,447 | $2,417 | $2,190 | $2,264 | $5,823 | $7,167 | $2,690 | $2,799 |
| Progressive | $3,232 | $3,052 | $2,788 | $2,977 | $9,032 | $9,840 | $3,882 | $3,708 |
| State Farm | $1,818 | $1,818 | $1,650 | $1,650 | $5,271 | $6,713 | $2,020 | $2,157 |
| USAA | $1,411 | $1,386 | $1,319 | $1,307 | $4,823 | $5,602 | $1,760 | $1,899 |
Buy Cheap Daytona Beach, FL Auto Insurance for Teen Drivers
Auto insurance for teenagers in Daytona Beach can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Daytona Beach, FL are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $13,723 | $15,037 |
| Geico | $4,619 | $5,802 |
| Liberty Mutual | $6,868 | $10,554 |
| Nationwide | $5,823 | $7,167 |
| Progressive | $9,032 | $9,840 |
| State Farm | $5,271 | $6,713 |
| USAA | $4,823 | $5,602 |
Buy Cheap Daytona Beach, FL Auto Insurance for Seniors
You can save on senior auto insurance rates in Daytona Beach, Florida by comparing Daytona Beach senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Daytona Beach, FL here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,419 | $3,493 |
| Geico | $2,433 | $2,433 |
| Liberty Mutual | $3,006 | $3,006 |
| Nationwide | $2,190 | $2,264 |
| Progressive | $2,788 | $2,977 |
| State Farm | $1,650 | $1,650 |
| USAA | $1,319 | $1,307 |
Find Cheap Auto Insurance Rates in Daytona Beach, FL by Coverage Level
The amount of coverage you choose is a big factor in the cost of Daytona Beach, Florida auto insurance. Compare Daytona Beach, FL auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,897 | $6,754 | $7,580 |
| Geico | $2,680 | $3,402 | $3,772 |
| Liberty Mutual | $4,290 | $4,787 | $5,054 |
| Nationwide | $2,745 | $3,612 | $4,067 |
| Progressive | $4,021 | $4,927 | $5,494 |
| State Farm | $2,458 | $2,959 | $3,244 |
| USAA | $2,103 | $2,526 | $2,686 |
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Find Cheap Daytona Beach, FL Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Daytona Beach. Compare auto insurance rates in Daytona Beach, FL by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $6,227 | $6,594 |
| Geico | $3,269 | $3,301 |
| Liberty Mutual | $4,560 | $4,861 |
| Nationwide | $3,475 | $3,475 |
| Progressive | $4,814 | $4,814 |
| State Farm | $2,788 | $2,986 |
| USAA | $2,411 | $2,466 |
Find Cheap Daytona Beach, FL Auto Insurance Rates by ZIP Code
Auto insurance rates in Daytona Beach, Florida can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Daytona Beach, FL to see how much where you live in Daytona Beach affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 32114 | $3,111 |
| 32117 | $3,111 |
| 32118 | $3,116 |
| 32119 | $3,042 |
| 32124 | $3,064 |
Find Cheap Daytona Beach, FL Auto Insurance Rates by Driving Record
Auto insurance rates in Daytona Beach, Florida are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Daytona Beach, FL, take a look at the average cost for various violations versus rates for a clean driving record in Daytona Beach.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $5,522 | $6,605 | $7,375 | $6,140 |
| Geico | $2,304 | $2,930 | $4,337 | $3,570 |
| Liberty Mutual | $3,404 | $4,412 | $6,389 | $4,638 |
| Nationwide | $2,975 | $3,258 | $4,367 | $3,298 |
| Progressive | $3,811 | $5,613 | $4,735 | $5,097 |
| State Farm | $2,641 | $3,133 | $2,887 | $2,887 |
| USAA | $1,908 | $2,356 | $3,487 | $2,001 |
Find Cheap Daytona Beach, FL Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Daytona Beach, Florida is higher than for a clean driving record. You can buy auto insurance after a DUI in Daytona Beach for less when you shop around and compare rates from multiple Daytona Beach, FL auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,375 |
| Geico | $4,337 |
| Liberty Mutual | $6,389 |
| Nationwide | $4,367 |
| Progressive | $4,735 |
| State Farm | $2,887 |
| USAA | $3,487 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Daytona Beach, FL
Compare rates from the cheapest auto insurance companies in Daytona Beach, FL for your needs. Take a look at how Daytona Beach, Florida auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Daytona Beach, Florida Auto Insurance Companies
If you’re looking for the cheapest Daytona Beach, FL auto insurance companies overall, you can compare them here. Find the best price for Daytona Beach, Florida car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,410 |
| Geico | $3,285 |
| Liberty Mutual | $4,711 |
| Nationwide | $3,475 |
| Progressive | $4,814 |
| State Farm | $2,887 |
| USAA | $2,438 |
What affects Daytona Beach, Florida auto insurance rates?
Local factors affect auto insurance rates in Daytona Beach, FL, including traffic, theft statistics, and commute length. Take a look at the things that impact Daytona Beach auto insurance rates.
Auto Theft in Daytona Beach
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Daytona Beach, FL auto theft show a total of 224 vehicle thefts annually.
Commute Times in Daytona Beach
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Daytona Beach, FL is 19.3 minutes according to City-Data.
Traffic in Daytona Beach
How is traffic in Daytona Beach, Florida? Inrix data shows that Daytona Beach, FL traffic makes it the 367th-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Daytona Beach, FL
You can buy cheap Daytona Beach, FL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Daytona Beach, Florida auto insurance quotes from top companies.
Frequently Asked Questions
What is auto insurance?
Auto insurance is a type of insurance coverage that protects you financially in the event of an accident, theft, or damage to your vehicle. It provides coverage for both liability (damage caused to others) and physical damage (damage to your own vehicle).
Is auto insurance mandatory in Daytona Beach, FL?
Yes, auto insurance is mandatory in Daytona Beach, FL, as it is in most states. Florida law requires all drivers to carry a minimum amount of liability insurance coverage.
What does liability insurance cover?
Liability insurance covers the damage you cause to others in an accident. It includes bodily injury liability, which covers medical expenses and lost wages for injured parties, and property damage liability, which covers repairs or replacement of damaged property.
What factors affect the cost of auto insurance in Daytona Beach, FL?
Several factors can influence the cost of auto insurance in Daytona Beach, FL. These factors include your age, driving record, type of vehicle, credit history, location, and the coverage options you choose.
Are there any discounts available for auto insurance in Daytona Beach, FL?
Yes, insurance companies often offer various discounts to help lower the cost of auto insurance. Common discounts include safe driver discounts, multi-vehicle discounts, good student discounts, and bundling discounts for combining multiple policies.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.