Buy Cheap Chadbourn, NC Auto Insurance in 2024
Chadbourn, NC auto insurance rates average $333 a month. Minimum auto insurance requirements in Chadbourn, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Chadbourn, NC, compare Chadbourn auto insurance quotes from top companies.
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Chadbourn, NC after a DUI are $7,567/year
- Average auto insurance rates in Chadbourn, NC for teens drivers are $6,233/year
- The most expensive auto insurance company in Chadbourn is Allstate
Finding affordable Chadbourn, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Chadbourn, NC auto insurance with confidence is right here. Auto insurance rates in Chadbourn are affected by local factors as well as personal ones like your driving record.
See how Chadbourn, NC car insurance rates compare to Wilmington auto insurance rates, High Point auto insurance rates, and Durham auto insurance rates before you read more about the cost of auto insurance in Chadbourn.
Don’t buy Chadbourn, NC auto insurance until you’ve compared rates. Get free Chadbourn, North Carolina auto insurance quotes when you enter your ZIP code above.
Chadbourn, NC Minimum Auto Insurance Requirements
The required auto insurance in Chadbourn, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Chadbourn, North Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Chadbourn, NC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Chadbourn, NC. Take a look at Chadbourn, North Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $10,978 | $7,077 | $6,214 |
| Geico | $3,766 | $3,462 | $3,210 |
| Liberty Mutual | $2,592 | $2,592 | $2,592 |
| Nationwide | $3,394 | $3,394 | $3,394 |
| Progressive | $3,321 | $2,912 | $2,685 |
| State Farm | $5,234 | $3,339 | $2,590 |
| Travelers | $3,991 | $3,624 | $3,576 |
Buy Cheap Chadbourn, NC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Chadbourn, North Carolina auto insurance rates? Find out how car insurance rates in Chadbourn, NC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $6,239 | $6,239 | $5,132 | $5,132 | $14,626 | $14,626 | $6,362 | $6,362 |
| Geico | $3,002 | $2,945 | $2,949 | $2,895 | $5,418 | $5,371 | $2,635 | $2,619 |
| Liberty Mutual | $2,177 | $2,177 | $2,253 | $2,253 | $3,762 | $3,762 | $2,177 | $2,177 |
| Nationwide | $2,914 | $2,914 | $2,914 | $2,914 | $4,836 | $4,836 | $2,914 | $2,914 |
| Progressive | $2,325 | $2,325 | $2,118 | $2,118 | $4,911 | $4,911 | $2,536 | $2,536 |
| State Farm | $3,254 | $3,254 | $2,812 | $2,812 | $4,793 | $4,793 | $4,025 | $4,025 |
| Travelers | $3,192 | $3,192 | $3,167 | $3,167 | $5,286 | $5,286 | $3,277 | $3,277 |
Buy Cheap Chadbourn, NC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Chadbourn can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chadbourn, NC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,626 | $14,626 |
| Geico | $5,418 | $5,371 |
| Liberty Mutual | $3,762 | $3,762 |
| Nationwide | $4,836 | $4,836 |
| Progressive | $4,911 | $4,911 |
| State Farm | $4,793 | $4,793 |
| Travelers | $5,286 | $5,286 |
Buy Cheap Chadbourn, NC Auto Insurance for Seniors
You can save on senior auto insurance rates in Chadbourn, North Carolina by comparing Chadbourn senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chadbourn, NC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $5,132 | $5,132 |
| Geico | $2,949 | $2,895 |
| Liberty Mutual | $2,253 | $2,253 |
| Nationwide | $2,914 | $2,914 |
| Progressive | $2,118 | $2,118 |
| State Farm | $2,812 | $2,812 |
| Travelers | $3,167 | $3,167 |
Find Cheap Auto Insurance Rates in Chadbourn, NC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Chadbourn, North Carolina auto insurance. Compare Chadbourn, NC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $7,763 | $8,058 | $8,448 |
| Geico | $3,309 | $3,467 | $3,662 |
| Liberty Mutual | $2,454 | $2,576 | $2,747 |
| Nationwide | $3,237 | $3,377 | $3,570 |
| Progressive | $2,808 | $2,956 | $3,154 |
| State Farm | $3,529 | $3,702 | $3,932 |
| Travelers | $3,555 | $3,710 | $3,926 |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Chadbourn, NC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Chadbourn. Compare auto insurance rates in Chadbourn, NC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $8,090 | $8,090 |
| Geico | $3,479 | $3,479 |
| Liberty Mutual | $2,592 | $2,592 |
| Nationwide | $3,394 | $3,394 |
| Progressive | $2,973 | $2,973 |
| State Farm | $3,695 | $3,747 |
| Travelers | $3,730 | $3,730 |
Find Cheap Chadbourn, NC Auto Insurance Rates by Driving Record
Auto insurance rates in Chadbourn, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chadbourn, NC, take a look at the average cost for various violations versus rates for a clean driving record in Chadbourn.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,348 | $7,724 | $14,383 | $5,904 |
| Geico | $1,866 | $2,755 | $6,742 | $2,555 |
| Liberty Mutual | $1,535 | $1,978 | $4,879 | $1,978 |
| Nationwide | $1,983 | $2,574 | $6,446 | $2,574 |
| Progressive | $1,407 | $2,068 | $6,406 | $2,010 |
| State Farm | $2,005 | $2,866 | $7,147 | $2,866 |
| Travelers | $2,193 | $2,909 | $6,963 | $2,855 |
Find Cheap Chadbourn, NC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Chadbourn, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Chadbourn for less when you shop around and compare rates from multiple Chadbourn, NC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $14,383 |
| Geico | $6,742 |
| Liberty Mutual | $4,879 |
| Nationwide | $6,446 |
| Progressive | $6,406 |
| State Farm | $7,147 |
| Travelers | $6,963 |
Winners by Category: Where to Buy Cheap Auto Insurance in Chadbourn, NC
Compare rates from the cheapest auto insurance companies in Chadbourn, NC for your needs. Take a look at how Chadbourn, North Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Liberty Mutual |
| Seniors | Progressive |
| Clean Record | Progressive |
| With 1 Accident | Liberty Mutual |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | Liberty Mutual |
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Find Cheap Chadbourn, North Carolina Auto Insurance Companies
If you’re looking for the cheapest Chadbourn, NC auto insurance companies overall, you can compare them here. Find the best price for Chadbourn, North Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $8,090 |
| Geico | $3,479 |
| Liberty Mutual | $2,592 |
| Nationwide | $3,394 |
| Progressive | $2,973 |
| State Farm | $3,721 |
| Travelers | $3,730 |
What affects Chadbourn, North Carolina auto insurance rates?
Local factors affect auto insurance rates in Chadbourn, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Chadbourn auto insurance rates.
Commute Times in Chadbourn
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chadbourn, NC is 22.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Chadbourn, NC
You can buy cheap Chadbourn, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chadbourn, North Carolina auto insurance quotes from top companies.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Frequently Asked Questions
Is it possible to find cheap auto insurance in Chadbourn, NC?
Yes, it is possible to find affordable auto insurance in Chadbourn, NC. By comparing quotes from different insurance providers and exploring available discounts, you can find a policy that fits your budget.
How can I get cheap auto insurance in Chadbourn, NC?
To get cheap auto insurance in Chadbourn, NC, consider the following tips:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record with no accidents or traffic violations.
- Opt for a higher deductible, which can lower your premium.
- Bundle your auto insurance with other policies, such as homeowners insurance, to qualify for multi-policy discounts.
- Inquire about available discounts, such as good student discounts or safe driver discounts.
What are the advantages of buying cheap auto insurance in Chadbourn, NC?
Some pros of buying cheap auto insurance in Chadbourn, NC include:
- Cost savings: Cheap auto insurance can help you save money on your premiums.
- Compliance with the law: Having auto insurance is mandatory in most states, including North Carolina.
- Protection against financial loss: Insurance can provide coverage for damages to your vehicle or injuries to others in case of an accident.
Are there any drawbacks to buying cheap auto insurance in Chadbourn, NC?
While cheap auto insurance can be beneficial, it’s important to consider potential cons, such as:
- Limited coverage: Cheap policies may offer minimal coverage, which could leave you financially vulnerable in certain situations.
- Higher deductibles: Low-cost insurance policies often come with higher deductibles, meaning you’ll have to pay more out of pocket before insurance coverage kicks in.
- Customer service quality: Cheaper insurance companies may have limited customer service options or slower claims processing.
Should I prioritize price over coverage when buying auto insurance in Chadbourn, NC?
It’s important to strike a balance between price and coverage when buying auto insurance. While affordability is important, it’s crucial to ensure you have adequate coverage to protect yourself financially in case of an accident. Consider your budget and specific coverage needs when making a decision.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.