Buy Cheap Lexus IS 350 Auto Insurance in 2024
Average car insurance rates for a Lexus IS 350 cost $1,586 a year, or around $132 a month. Shop around to find cheap Lexus IS 350 insurance rates. On average, Lexus IS 350 comprehensive insurance coverage costs $386, collision coverage costs $564, and liability coverage costs $447.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Jul 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 29, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,586 a year or $132 each month
- A liability-only policy costs around $636 a year or $53 each month
- Highest rates are for teenage drivers at around $5,797 a year or $483 each month
- Good drivers can save as much as $654 a year by earning policy discounts
- Lexus IS 350 insurance costs around $67 more per year than the average vehicle
Are Lexus IS 350 insurance rates stressing you out? Good drivers can save as much as $654 a year by earning policy discounts. Learn what else drivers can do to save on insurance rates for a Lexus IS 350 in our comprehensive guide.
You can start comparing quotes for Lexus IS 350 car insurance rates from some of the best car insurance companies by using our free online tool now.
Lexus IS 350 Insurance Cost
The average Lexus IS 350 car insurance rates are $1,586 a year or $132 a month.
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Are Lexus IS 350s Expensive to Insure?
The chart below details how Lexus IS 350 insurance rates compare to other luxury cars like the Porsche Panamera, Cadillac CTS-V, and Volvo S90.
Read More: Buy Cheap Porsche Auto Insurance
| Vehicle | Comprehensive | Collision | Liability | Total |
| Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Volvo S90 | $356 | $714 | $398 | $1,626 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Cadillac CT6 | $382 | $774 | $398 | $1,712 |
However, there are a few things you can do to find the cheapest Lexus insurance rates online.
Read more: Buy Cheap Volvo Auto Insurance
What Impacts the Cost of Lexus IS 350 Insurance?
The Lexus IS 350 trim and model you choose will affect the total price you will pay for Lexus IS 350 insurance coverage.
Age of the Vehicle
The average Lexus IS 350 auto insurance rates are higher for newer models. For example, auto insurance for a 2018 Lexus IS 350 costs $1,586, while 2010 Lexus IS 350 insurance costs are $1,282, a difference of $304.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Lexus IS 350 | $344 | $686 | $398 | $1,586 |
| 2017 Lexus IS 350 | $332 | $668 | $416 | $1,574 |
| 2016 Lexus IS 350 | $320 | $640 | $430 | $1,548 |
| 2015 Lexus IS 350 | $304 | $618 | $442 | $1,522 |
| 2014 Lexus IS 350 | $292 | $574 | $452 | $1,476 |
| 2013 Lexus IS 350 | $280 | $540 | $456 | $1,434 |
| 2012 Lexus IS 350 | $268 | $484 | $460 | $1,370 |
| 2011 Lexus IS 350 | $250 | $446 | $460 | $1,314 |
| 2010 Lexus IS 350 | $242 | $418 | $464 | $1,282 |
Driver Age
Driver age can have a significant effect on Lexus IS 350 car insurance rates. As an example, a 30-year-old driver pays around $70 more each year for their Lexus IS 350 car insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Lexus IS 350 insurance rates. For example, drivers in Los Angeles may pay $227 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Lexus IS 350 car insurance. Teens and drivers in their 20’s see the highest jump in their Lexus IS 350 car insurance with violations on their driving record.
Lexus IS 350 Safety Ratings
Your Lexus IS 350 auto insurance rates are influenced by the Lexus IS 350’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Lexus IS 350 Crash Test Ratings
If the Lexus IS 350 crash test ratings are good, you could have lower Lexus IS 350 car insurance rates. See Lexus IS 350 crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Lexus IS 350 4 DR RWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 2020 Lexus IS 350 4 DR AWD | 5 stars | 4 stars | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Lexus IS 350 Safety Features
Lexus IS 350 safety features can lower the cost of your insurance. The safety features for the 2020 Lexus IS 350 include:
- Lexus Enform Safety Connect
- LED Rear Combination Lamps
- LED Headlamps and LED Daytime Running Lights
- Vehicle Dynamics Integrated Management (VDIM)
- Rain-Sensing Wipers
- Intuitive Parking Assist
- Anti-lock Braking System
- Brake Assist
- Electronic Brakeforce Distribution
- 10-Airbag System
- Tire Pressure Monitor System
- Backup Camera
- Smart Stop Technology
- Rigid Body Structure with Crumple Zones
Lexus IS 350 Insurance Loss Probability
The lower percentage means lower Lexus IS 350 auto insurance rates; higher percentages mean higher Lexus IS 350 car insurance rates. The Lexus IS 350’s insurance loss probability varies for each form of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | 65% |
|---|---|
| Property Damage | -12% |
| Comprehensive | 86% |
| Personal Injury | 1% |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Lexus IS 350 Finance and Insurance Cost
If you are financing a Lexus IS 350, most lenders will require your carry higher Lexus IS 350 coverage options including comprehensive coverage, so be sure to shop around and compare Lexus IS 350 auto insurance quotes from the best auto insurance companies using our FREE tool below.
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Ways to Save on Lexus IS 350 Insurance
You can save more money on your Lexus IS 350 auto insurance rates by employing any of the following five strategies.
- Never Drink and Drive Your Lexus IS 350
- Compare Lexus IS 350 Quotes for Free Online
- Compare Insurance Companies After Moving
- Consider Renting a Car Instead of Buying a Second Lexus IS 350
- Take Public Transit Instead of Driving Your Lexus IS 350
Top Lexus IS 350 Insurance Companies
Who is the top auto insurance company for Lexus IS 350 insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Lexus IS 350 auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Lexus IS 350 offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors can affect the cost of insurance for a Lexus IS 350?
Here are the five factors that can influence the cost of insurance for a Lexus IS 350.
- Driving record
- Location
- Age and gender
- Insurance history
- Vehicle features
How can I find the cheapest insurance rates for a Lexus IS 350 in 2023?
To find the cheapest insurance rates for a Lexus IS 350 in 2023, consider the following five steps below:
- Compare quotes: Obtain quotes from multiple insurance companies and compare them to find the best rate.
- Increase deductibles: Opting for a higher deductible can lower your insurance premiums, but be sure you can afford the deductible amount in case of an accident.
- Utilize discounts: Ask your insurance provider about available discounts, such as safe driver discounts, multi-policy discounts, or discounts for vehicle safety features.
- Maintain a good credit score: In many cases, a good credit score can help you secure lower insurance rates.
- Drive responsibly: Avoid traffic violations and accidents to maintain a clean driving record, as this can positively impact your insurance premiums.
Should I consider specific coverage options for my Lexus IS 350?
When choosing insurance coverage for your Lexus IS 350, it’s essential to consider the specific options that suit your needs. Here are five coverage options you may want to consider include:
- Liability coverage
- Collision coverage
- Comprehensive coverage
- Uninsured/underinsured motorist coverage
- Personal injury protection
Are there any specific insurance considerations for luxury vehicles like the Lexus IS 350?
Luxury vehicles like the Lexus IS 350 may have higher insurance costs compared to standard vehicles due to their higher value and potentially higher repair costs. It’s important to consider these factors when insuring a luxury vehicle. Additionally, you may want to consider adding coverage options such as comprehensive insurance to protect against potential risks specific to luxury vehicles, such as theft or damage to expensive parts.
Can I find cheap insurance rates for a Lexus IS 350 in 2023?
Yes, it is possible to find affordable insurance rates for a Lexus IS 350 in 2023. The cost of insurance can vary depending on various factors, such as your driving history, location, age, and the specific insurance provider you choose. It’s recommended to compare quotes from different insurance companies to find the best rate for your Lexus IS 350.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.