Buy Cheap Arnett, OK Auto Insurance in 2024
Arnett, OK auto insurance rates average $317 a month. Minimum auto insurance requirements in Arnett, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Arnett, OK, compare Arnett auto insurance quotes from top companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Arnett, OK are $317/month
- The most expensive auto insurance company in Arnett is Liberty Mutual
- Average auto insurance rates in Arnett, OK for teens drivers are $7,352/year
Finding affordable Arnett, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Arnett, OK auto insurance with confidence is right here. Auto insurance rates in Arnett are affected by local factors as well as personal ones like your driving record.
See how Arnett, OK car insurance rates compare to Stillwater auto insurance rates, Tulsa auto insurance rates, and Midwest City auto insurance rates before you read more about the cost of auto insurance in Arnett.
Don’t buy Arnett, OK auto insurance until you’ve compared rates. Get free Arnett, Oklahoma auto insurance quotes when you enter your ZIP code above.
Arnett, OK Minimum Auto Insurance Requirements
The required auto insurance in Arnett, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Arnett, Oklahoma is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Arnett, OK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Arnett, OK. Take a look at Arnett, Oklahoma auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,318 | $3,270 | $2,888 |
| Farmers | $4,688 | $3,840 | $3,657 |
| Geico | $3,852 | $3,199 | $2,545 |
| Liberty Mutual | $8,716 | $5,303 | $4,171 |
| Progressive | $4,633 | $3,927 | $3,645 |
| State Farm | $3,703 | $2,375 | $1,914 |
| USAA | $4,582 | $2,570 | $2,038 |
Buy Cheap Arnett, OK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Arnett, Oklahoma auto insurance rates? Find out how car insurance rates in Arnett, OK are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,222 | $2,241 | $2,033 | $2,137 | $6,613 | $7,716 | $2,417 | $2,557 |
| Farmers | $2,430 | $2,423 | $2,191 | $2,299 | $8,644 | $8,880 | $2,742 | $2,887 |
| Geico | $2,145 | $2,322 | $2,260 | $2,500 | $6,078 | $6,489 | $1,881 | $1,913 |
| Liberty Mutual | $4,214 | $4,449 | $3,705 | $4,026 | $11,068 | $12,131 | $4,380 | $4,531 |
| Progressive | $2,274 | $2,174 | $1,870 | $1,973 | $8,851 | $9,938 | $2,666 | $2,803 |
| State Farm | $1,884 | $1,884 | $1,644 | $1,644 | $4,449 | $5,641 | $1,968 | $2,199 |
| USAA | $1,837 | $1,859 | $1,742 | $1,784 | $5,760 | $6,484 | $2,387 | $2,651 |
Buy Cheap Arnett, OK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Arnett can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Arnett, OK are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,613 | $7,716 |
| Farmers | $8,644 | $8,880 |
| Geico | $6,078 | $6,489 |
| Liberty Mutual | $11,068 | $12,131 |
| Progressive | $8,851 | $9,938 |
| State Farm | $4,449 | $5,641 |
| USAA | $5,760 | $6,484 |
Buy Cheap Arnett, OK Auto Insurance for Seniors
You can save on senior auto insurance rates in Arnett, Oklahoma by comparing Arnett senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Arnett, OK here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,033 | $2,137 |
| Farmers | $2,191 | $2,299 |
| Geico | $2,260 | $2,500 |
| Liberty Mutual | $3,705 | $4,026 |
| Progressive | $1,870 | $1,973 |
| State Farm | $1,644 | $1,644 |
| USAA | $1,742 | $1,784 |
Find Cheap Auto Insurance Rates in Arnett, OK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Arnett, Oklahoma auto insurance. Compare Arnett, OK auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,289 | $3,479 | $3,708 |
| Farmers | $3,910 | $4,023 | $4,252 |
| Geico | $3,008 | $3,199 | $3,389 |
| Liberty Mutual | $5,765 | $6,041 | $6,383 |
| Progressive | $3,792 | $4,044 | $4,370 |
| State Farm | $2,518 | $2,644 | $2,830 |
| USAA | $2,975 | $3,057 | $3,157 |
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Find Cheap Arnett, OK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Arnett. Compare auto insurance rates in Arnett, OK by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,492 | $3,492 |
| Farmers | $4,062 | $4,062 |
| Geico | $3,136 | $3,262 |
| Liberty Mutual | $6,063 | $6,063 |
| Progressive | $4,068 | $4,068 |
| State Farm | $2,618 | $2,710 |
| USAA | $3,026 | $3,100 |
Find Cheap Arnett, OK Auto Insurance Rates by Driving Record
Auto insurance rates in Arnett, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Arnett, OK, take a look at the average cost for various violations versus rates for a clean driving record in Arnett.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,021 | $3,533 | $4,035 | $3,379 |
| Farmers | $3,445 | $4,389 | $4,283 | $4,130 |
| Geico | $2,351 | $3,566 | $3,899 | $2,978 |
| Liberty Mutual | $4,116 | $6,800 | $7,702 | $5,634 |
| Progressive | $3,174 | $5,870 | $3,501 | $3,728 |
| State Farm | $2,494 | $2,834 | $2,664 | $2,664 |
| USAA | $2,266 | $3,225 | $3,979 | $2,783 |
Find Cheap Arnett, OK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Arnett, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Arnett for less when you shop around and compare rates from multiple Arnett, OK auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,035 |
| Farmers | $4,283 |
| Geico | $3,899 |
| Liberty Mutual | $7,702 |
| Progressive | $3,501 |
| State Farm | $2,664 |
| USAA | $3,979 |
Winners by Category: Where to Buy Cheap Auto Insurance in Arnett, OK
Compare rates from the cheapest auto insurance companies in Arnett, OK for your needs. Take a look at how Arnett, Oklahoma auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Arnett, Oklahoma Auto Insurance Companies
If you’re looking for the cheapest Arnett, OK auto insurance companies overall, you can compare them here. Find the best price for Arnett, Oklahoma car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,492 |
| Farmers | $4,062 |
| Geico | $3,199 |
| Liberty Mutual | $6,063 |
| Progressive | $4,068 |
| State Farm | $2,664 |
| USAA | $3,063 |
What affects Arnett, Oklahoma auto insurance rates?
Local factors affect auto insurance rates in Arnett, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Arnett auto insurance rates.
Commute Times in Arnett
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Arnett, OK is 17.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Arnett, OK
You can buy cheap Arnett, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Arnett, Oklahoma auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Arnett, OK?
To find cheap auto insurance in Arnett, OK, you can follow these steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record, as insurance companies often offer lower rates to safe drivers.
- Consider raising your deductible, which can lower your premium.
- Opt for a vehicle with lower insurance costs and safety features.
- Inquire about available discounts, such as multi-policy or safe driver discounts.
- Ask your insurance agent about any specific discounts or programs that may be available in Arnett, OK.
What factors affect the cost of auto insurance in Arnett, OK?
Several factors can influence the cost of auto insurance in Arnett, OK. These factors include:
- Your driving history and record
- Your age, gender, and marital status
- The type of vehicle you drive
- The coverage options and deductibles you choose
- Your credit score
- The location where you live in Arnett, OK
- The miles you drive annually
- Any additional drivers on your policy
- Your claims history and insurance score
Are there any specific auto insurance requirements in Arnett, OK?
Yes, Arnett, OK follows the state of Oklahoma auto insurance requirements. The minimum coverage required includes:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident It’s important to note that these are the minimum requirements, and you may choose to purchase additional coverage for more protection.
Are there any discounts available for auto insurance in Arnett, OK?
Yes, insurance companies often offer various discounts that can help reduce the cost of auto insurance in Arnett, OK. Some common discounts include:
- Multi-policy discount for bundling auto and home insurance with the same provider
- Safe driver discount for maintaining a clean driving record
- Good student discount for students with excellent academic performance
- Low mileage discount for driving fewer miles annually
- Vehicle safety feature discount for having anti-theft devices or safety features in your car
- Pay-in-full discount for paying your premium upfront
How can I get a quote for auto insurance in Arnett, OK?
There are multiple ways to obtain a quote for auto insurance in Arnett, OK:
- Contact insurance companies directly by phone or visit their websites to request a quote online.
- Work with an independent insurance agent who can provide quotes from multiple insurance companies.
- Utilize online insurance comparison tools to compare quotes from different insurers in Arnett, OK.
What should I consider when choosing an auto insurance provider in Arnett, OK?
When choosing an auto insurance provider in Arnett, OK, consider the following factors:
- Reputation and financial stability of the insurance company
- Coverage options and limits provided
- Customer service and claims handling process
- Discounts and additional benefits offered
- Price competitiveness compared to other insurers
- Availability of convenient payment options and online account management
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.