Can auto and motorcycle insurance be bundled?

Bundling your auto and motorcycle insurance is certainly possible because many of the top companies offer multi-policy coverage. Companies like Allstate, GEICO, and Progressive all offer auto and motorcycle insurance bundles and promise savings of up to 30%. It's important to compare your options to find out if a car and motorcycle insurance bundle is the best deal for you.

UPDATED: May 10, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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UPDATED: May 10, 2022

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A Concise Overview

  • Bundling auto and motorcycle insurance can give you a discount on both policies
  • Top companies like GEICO and Allstate have motorcycle and auto insurance bundles
  • Compare rates from more than one company before you buy, as bundling isn’t always the best deal

Owning a car and motorcycle means that you will need to insure both of them. However, you have the option to bundle your insurance coverage, which will ultimately help save you plenty of money.

Many of the top insurance companies, such as GEICO, Allstate, and Progressive, allow you to bundle your auto and motorcycle insurance. You should take the time to research the best available options.

Keep in mind that when you go to bundle your insurance, you’ll need to do it through the same company. That is sometimes the better deal, but not always. Compare your options to make sure you are getting the best price.

For information on how the process works, we recommend that you learn more about insurance bundles and how they can be beneficial. We believe that cheap auto and motorcycle insurance should always be an option.

To obtain a free quote on insurance rates offered by the top insurance companies, you can always utilize our free comparison tool. All you have to do is enter your ZIP code to compare companies that bundle auto and motorcycle insurance today.

Can you bundle auto and motorcycle insurance?

The simple answer is yes, and that’s because many of the top insurance companies make it feasible. GEICO and Allstate already make it possible to insure multiple properties within a multi-policy bundle, such as home and auto insurance.

Many companies also want to incentivize their customers to purchase multiple insurance plans. Bundling allows you to keep everything in one place, and it opens the door for different types of coverage.

In addition to home, auto, and motorcycle insurance, you can also bundle your coverage to include dirt bikes, golf carts, boats, and luxury items.

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The Best Auto and Motorcycle Insurance Bundles

One thing you need to remember is not every insurance company offers coverage for motorcycles. However, you will find plenty of opportunities to include your motorcycle with auto insurance coverage.

We also offer an auto insurance calculator, which makes it easier to research insurance companies that allow you to bundle your coverage. Read on to learn more about Allstate, GEICO, and Progressive in terms of their auto and motorcycle insurance bundles.

Allstate Auto and Motorcycle Insurance

Allstate offers one of the best discounts for bundling auto and motorcycle insurance coverage. You can save 30% off your normal insurance rates, and Allstate also allows you to include several unique add-ons, such as accident forgiveness and new bike replacement.

GEICO Auto and Motorcycle Insurance

If you are searching for affordable insurance policies when bundling coverage, GEICO has you covered. They are one of the most trusted brands in the industry because they offer low rates and provide many different coverage options for drivers. With a clean driving history, GEICO will also throw in a 10% discount for your insurance coverage.

Progressive Auto and Motorcycle Insurance

Progressive also offers unique incentives to bundle your auto and motorcycle insurance. They provide you with several perks, such as $3,000 in equipment coverage that’s free of charge and accident forgiveness for motorcyclists. The discount opportunities abound when you opt for insurance coverage through Progressive.

How does bundling auto and motorcycle insurance benefit you?

Ultimately, it costs a lot of money to have separate insurance policies for your home, vehicles, and more. Bundling your insurance coverage will prove to be a good decision in terms of the many benefits that it can provide.

Bundling your insurance does come with a caveat: you shouldn’t sacrifice your coverage for the sake of a lower price. Switching companies to bundle your auto and motorcycle insurance will obviously help you save money. However, try to get a better understanding of the protections your new insurance policy offers before making any decisions.

Convenience

The other benefit of bundling your auto and motorcycle insurance is that it offers convenience. You are paying your insurance bill once a month for both policies, which will make your life a lot easier.

Better Deals

Bundling your auto and motorcycle coverage may help you save money on your insurance rates. However, you should always seek out the deal that works best for you. You can always shop around for bundles and insurance coverage at any time.

Filing an Insurance Claim

Bundling your insurance coverage makes it much easier to file a claim. You won’t need to remember the contact information for more than one insurance company.

Many of the top insurance companies also allow you to create and manage your account online through their website. You can file a claim at any time and check the status of your claim as well.

Asssitance With Choosing Coverage

Your insurance agent knows exactly how to bundle your coverage and ensure that you get the best deal possible. They can also identify gaps in your coverage and offer solutions that provide you with optimal protection moving forward.

How To Bundle Your Auto and Motorcycle Insurance Coverage

Bundling your auto and motorcycle insurance involves a multi-step process, which we want to explain in greater detail. Here are some of the steps that you should follow:

  • Assessing your current needs. You first need to determine if bundling your insurance coverage is something that you currently need. You have to look at a couple of different factors, such as the type of car and motorcycle you drive and how often you drive them.
  • Gathering information and collecting quotes. Now you can begin the process of obtaining quotes from reputable insurance companies. Take the time to consider all of your options and speak with insurance representatives on the phone if necessary.
  • Comparing quotes and insurance features. Not every insurance policy is exactly the same. You should consider what each company offers in terms of price and coverage options. Once you weigh all of your choices, you should have no issue bundling your auto and motorcycle insurance.

Of course, bundling isn’t always the best deal. Compare all of your options to be sure.

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The Bottom Line for Bundling Auto and Motorcycle Insurance

Bundling auto and motorcycle insurance makes a lot of sense for the average motorist. Why have separate policies with different insurance companies when you can have everything in one place? It will save you money, simplify the claims process, and make it easier to pay your bills.

Keep in mind that insurance companies want you to put all of your eggs in their basket. However, we advise that you compare your options to find the best bundles and insurance deals.

Many of the top companies in the U.S. offer a wide range of insurance bundles. GEICO, Allstate, and Progressive allow you to include auto and motorcycle coverage in your insurance package while also providing you with financial incentives.

Also, you should remember that insurance companies don’t limit bundles to auto and motorcycle coverage. Some other examples include home, boat, rental car, and term life insurance — all of which you can include in a single bundle.

Bundling your auto and motorcycle coverage also involves a multi-step process of comparing insurance rates and determining which plan will offer you the most perks. Remember, your goal is to save money while also accomodating all of your basic needs in an insurance plan.

Here is the bottom line when it comes to bundling auto and motorcycle insurance:

  • Determine your basic needs
  • Assess your financial outlook
  • Compare insurance rates
  • Decide on a policy that benefits you the most

For more information that deals with how you can bundle your insurance policies and earn incentives, we advise that you learn about the multiple policies discount offered by many of the top companies. Multi-policy rates tend to be among the cheapest options that will help you save plenty of money.

If you are searching for affordable insurance rates from some of the top companies in your area, we advise that you make use of our comparison tool. Simply enter your ZIP code to compare rates for auto and motorcycle insurance from top companies.

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