Buy Cheap Mercedes-Benz C300 Auto Insurance in 2024

Car insurance rates for a Mercedes-Benz C300 average $1,652 a year, or around $138 a month. Mature drivers with good driving records may find rates as low as $971 a year.

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Brad Larson

Licensed Insurance Agent

Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...

Licensed Insurance Agent

Brandon Frady

Licensed Insurance Agent

Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...

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UPDATED: Nov 27, 2023

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Key takeaways:

  • Full coverage costs around $1,652 a year or $138 each month
  • A liability-only policy costs around $663 a year or $55 each month
  • The highest rates are for teenage drivers at around $6,038 a year or $503 each month
  • Good drivers can save as much as $681 a year by earning policy discounts
  • Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle

Mercedes-Benz C-Class insurance rates can be pricy. Mercedes-Benz C300 insurance costs around $133 more per year than the average vehicle. Learn what you can do to save on insurance rates for a Mercedes-Benz C300 in our comprehensive guide.

You can start comparing quotes for Mercedes-Benz C300 car insurance rates from some of the best car insurance companies by using our free online tool now.

How much does Mercedes-Benz C300 insurance cost?

The average Mercedes-Benz C300 car insurance rates are $1,652 a year or $138 a month.

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Are Mercedes-Benz C300s expensive to insure?

The chart below details how Mercedes-Benz C300 insurance rates compare to other luxury cars people drive like the Volvo S90, Lexus GS 350, and Jaguar XE.

Vehicle Comprehensive Collision Liability Total
Mercedes-Benz C300 $404 $718 $372 $1,652
Volvo S90 $356 $714 $398 $1,626
Lexus GS 350 $370 $714 $338 $1,558
Jaguar XE $382 $774 $398 $1,712
Porsche Panamera $520 $1042 $398 $2,118
Jaguar XF $406 $804 $398 $1,766
Lexus ES 350 $362 $656 $316 $1,470
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However, there are a few things you can do to find the cheapest Mercedes-Benz C-Class insurance rates online.

What impacts the cost of Mercedes-Benz C300 insurance?

The Mercedes-Benz C300 trim and model you choose can impact the total price you will pay for Mercedes-Benz C300 insurance coverage.

Age of the Vehicle

Older Mercedes-Benz C-Class models generally cost less to insure. For example, auto insurance rates for a 2020 Mercedes-Benz C300 are $1,652, while 2010 Mercedes-Benz C300 rates are $1,300, a difference of $352 depending on which year vehicle you drive.

Model Year Comprehensive Collision Liability Total
2020 Mercedes-Benz C300 $404 $718 $372 $1,652
2019 Mercedes-Benz C300 $384 $690 $390 $1,622
2018 Mercedes-Benz C300 $370 $686 $398 $1,612
2017 Mercedes-Benz C300 $356 $668 $416 $1,598
2016 Mercedes-Benz C300 $344 $640 $430 $1,572
2015 Mercedes-Benz C300 $326 $618 $442 $1,544
2014 Mercedes-Benz C300 $312 $574 $452 $1,496
2013 Mercedes-Benz C300 $300 $540 $456 $1,454
2012 Mercedes-Benz C300 $288 $484 $460 $1,390
2011 Mercedes-Benz C300 $270 $446 $460 $1,334
2010 Mercedes-Benz C300 $260 $418 $464 $1,300
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Driver Age

Driver age can have a significant impact on Mercedes-Benz C300 auto insurance rates. For instance, a 30-year-old driver may pay $73 more each year for Mercedes-Benz C300 auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Mercedes-Benz C300 insurance rates. For example, drivers in Los Angeles may pay $1,421 a year more than drivers in Indianapolis. This is because where you live impacts how likely you are to get into a collision while you drive.

Your Driving Record

Your driving record can have an impact on the cost of Mercedes-Benz C300 car insurance. Teens and drivers in their 20’s see the highest jump in their Mercedes-Benz C300 car insurance with violations on their driving record. So, it’s easy to see that it pays to drive safely.

What are Mercedes-Benz C300 safety ratings?

Your Mercedes-Benz C300 auto insurance rates are influenced by the Mercedes-Benz C300’s safety ratings, which explain how safe the car is to drive. See the breakdown below:

Test Type Rating
Small overlap front: driver-side N/R
Small overlap front: passenger-side N/R
Moderate overlap front N/R
Side N/R
Roof strength N/R
Head restraints and seats N/R
Source: Insurance Institute for Highway Safety
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What are Mercedes-Benz C300 crash test ratings?

If the Mercedes-Benz C300 crash test ratings are good, you could have lower Mercedes-Benz C300 car insurance rates. See Mercedes-Benz C300 crash test results below:

Vehicle Tested Overall Frontal Side Rollover
Mercedes-Benz C300 N/R N/R N/R N/R
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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What are Mercedes-Benz C300 safety features?

The safety features of the Mercedes-Benz C300 can impact your Mercedes-Benz C300 car insurance rates. The Mercedes-Benz C300 has the following safety features:

  • LED Daytime Running Lamps
  • Collision Prevention Assist Plus
  • Crosswind Assist
  • Rearview Camera
  • Pre-Safe
  • Seat Belt Technology
  • 9 air bags
  • Adaptive braking technology
  • Antilock Braking System
  • Brake Assist
  • Electronic Stability Program
  • Aluminum and high-strength steel body structure
  • Advanced Tire Pressure Monitoring System
  • SmartKey with Keyless-Start
  • Antitheft alarm system with remote panic feature
  • Rain-sensing windshield wipers

What can you expect for Mercedes-Benz C300 finance and insurance costs?

If you are financing a Mercedes-Benz C300, you will pay more if you purchase Mercedes-Benz C-Class auto insurance at the dealership, so be sure to shop around and compare Mercedes-Benz C300 auto insurance options from the best companies using our FREE tool below.

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What ways can you save on Mercedes-Benz C-Class Insurance?

There are many ways that you can save on Mercedes-Benz C300 car insurance. Below are five actions you can take to find cheap Mercedes-Benz C300 auto insurance rates.

  • Don’t Skimp On Mercedes-Benz C300 Liability Coverage
  • Wait Six Years for Accidents to Disappear from Your Record
  • Buy Winter Tires for Your Mercedes-Benz C300
  • Get Mercedes-Benz C300 Auto Insurance Through Costco
  • Look At Insurance Options Instead of Taking The Suggestion of Your Mercedes-Benz Dealer
  • Understand that Insurance Companies Can’t Change Your Mercedes-Benz C300 Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score

What are the top Mercedes-Benz C300 insurance companies?

The best auto insurance companies for Mercedes-Benz C-Class car insurance rates will offer competitive rates, discounts, and account for the Mercedes-Benz C300’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 Geico $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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To start comparing Mercedes-Benz C300 car insurance quotes for free, use our online car insurance comparison tool.

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