Buy Cheap GMC Sierra Auto Insurance in 2024
Average car insurance rates for a GMC Sierra cost $1,460 a year, or around $122 a month. Shop around to find cheap GMC Sierra insurance rates. On average, GMC Sierra comprehensive insurance coverage costs $356, collision coverage costs $519, and liability coverage costs $412.
Compare Quotes Now
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 15, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Key takeaways:
- Full coverage costs around $1,460 a year or $122 each month
- A liability-only policy costs around $585 a year or $49 each month
- Highest rates are for teenage drivers at around $5,336 a year or $445 each month
- Good drivers can save as much as $602 a year by earning policy discounts
- GMC Sierra insurance costs around $59 less per year than the average vehicle
There is no need to stress over GMC Sierra insurance rates. Good drivers can save as much as $602 a year by earning policy discounts. Keep reading to learn what else drivers can do to save on insurance rates for a GMC Sierra.
You can start comparing quotes for GMC Sierra car insurance rates from some of the best car insurance companies by using our free online tool now.
GMC Sierra Insurance Cost
The average GMC Sierra auto insurance rates are $1,460 a year or $122 a month.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Are GMC Sierras Expensive to Insure?
The chart below details how GMC Sierra insurance rates compare to other trucks like the GMC Sierra 3500HD, Nissan Frontier, and Toyota Tundra.
| Vehicle | Comprehensive | Collision | Liability | Total |
| GMC Sierra | $336 | $594 | $372 | $1,460 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
However, there are a few things you can do to find the cheapest GMC insurance rates online.
What Impacts the Cost of GMC Sierra Insurance?
You might have noticed that there is a multitude of factors that impact GMC Sierra car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the GMC Sierra.
Age of the Vehicle
The average GMC Sierra auto insurance rates are higher for newer models. For example, auto insurance for a 2020 GMC Sierra costs $1,460, while 2010 GMC Sierra insurance costs are $1,184, a difference of $276.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 GMC Sierra | $336 | $594 | $372 | $1,460 |
| 2019 GMC Sierra | $320 | $570 | $390 | $1,438 |
| 2018 GMC Sierra | $306 | $566 | $398 | $1,428 |
| 2017 GMC Sierra | $296 | $552 | $416 | $1,422 |
| 2016 GMC Sierra | $286 | $530 | $430 | $1,404 |
| 2015 GMC Sierra | $270 | $512 | $442 | $1,382 |
| 2014 GMC Sierra | $260 | $474 | $452 | $1,344 |
| 2013 GMC Sierra | $250 | $446 | $456 | $1,310 |
| 2012 GMC Sierra | $240 | $400 | $460 | $1,258 |
| 2011 GMC Sierra | $224 | $368 | $460 | $1,210 |
| 2010 GMC Sierra | $216 | $346 | $464 | $1,184 |
Driver Age
Driver age can have a significant effect on the cost of GMC Sierra car insurance. For example, a 20-year-old driver could pay around $149 more each month for their GMC Sierra car insurance than 30-year-old driver.
Driver Location
Where you live can have a large impact on GMC Sierra insurance rates. For example, drivers in Los Angeles may pay $541 a year more than drivers in Philadelphia.
Your Driving Record
Your driving record can have an impact on your GMC Sierra auto insurance rates. Teens and drivers in their 20’s see the highest jump in their GMC Sierra car insurance with violations on their driving record.
GMC Sierra Safety Ratings
Your GMC Sierra car insurance rates are tied to the safety ratings of the GMC Sierra. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
GMC Sierra Crash Test Ratings
GMC Sierra crash test ratings can impact your GMC Sierra car insurance rates. See GMC Sierra crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 GMC Sierra 2500 PU/RC 4WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 2500 PU/RC 2WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 2500 PU/EC 4WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 2500 PU/EC 2WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 2500 PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 2500 PU/CC 2WD | N/R | N/R | N/R | N/R |
| 2020 GMC Sierra 1500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/RC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/EC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2020 GMC Sierra 1500 PU/CC 2WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra Limited 1500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra Limited 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 3500 PU/RC RWD | N/R | N/R | N/R | N/R |
| 2019 GMC Sierra 3500 PU/RC 4WD | N/R | N/R | N/R | N/R |
| 2019 GMC Sierra 3500 PU/CC RWD | N/R | N/R | N/R | N/R |
| 2019 GMC Sierra 3500 PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2019 GMC Sierra 2500 PU/RC RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 2500 PU/RC 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 2500 PU/EC RWD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 2500 PU/EC 4WD | 4 stars | 3 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 2500 PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 2500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 GMC Sierra 1500 PU/RC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/CC RWD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2019 GMC Sierra 1500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 3500 PU/RC RWD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 3500 PU/RC 4WD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 3500 PU/EC RWD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 3500 PU/EC 4WD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 3500 PU/CC RWD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 3500 PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2018 GMC Sierra 2500 PU/RC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 2500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 2500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 2500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 2500 PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 2500 PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 GMC Sierra 1500 PU/RC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/RC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/EC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/EC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/CC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 PU/CC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2018 GMC Sierra 1500 Hybrid PU/CC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 3500 PU/RC RWD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 3500 PU/RC 4WD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 3500 PU/EC RWD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 3500 PU/EC 4WD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 3500 PU/CC RWD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 3500 PU/CC 4WD | N/R | N/R | N/R | N/R |
| 2017 GMC Sierra 2500 PU/RC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Sierra 2500 PU/RC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Sierra 2500 PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Sierra 2500 PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 GMC Sierra 2500 PU/CC RWD | N/R | N/R | 5 stars | 3 stars |
| 2017 GMC Sierra 2500 PU/CC 4WD | N/R | N/R | 5 stars | 3 stars |
| 2017 GMC Sierra 1500 PU/RC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/RC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/EC RWD | 5 stars | 5 stars | 5 stars | 4 stars |
| 2017 GMC Sierra 1500 PU/EC 4WD | 5 stars | 5 stars | 5 stars | 4 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
GMC Sierra Safety Features
Having a variety of safety features on your GMC Sierra can help lower your GMC Sierra insurance costs. The GMC Sierra’s safety features include:
-
- HD Rear Vision Camera
- IntelliBeam Headlamps
- Lane Change Alert with Side Blind Zone Alert
- Forward Collision Alert
- Low Speed Forward Automatic Braking
- Safety Alert Seat
- Lane Keep Assist with Lane Departure Warning
- Front and Rear Park Assist
GMC Sierra Insurance Loss Probability
The lower percentage means lower GMC Sierra car insurance rates; higher percentages mean higher GMC Sierra auto insurance rates. Insurance loss probability on the GMC Sierra fluctuates between each type of coverage.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | 22% |
| Comprehensive | 6% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
GMC Sierra Finance and Insurance Cost
If you are financing a GMC Sierra, you will pay more if you purchase GMC Sierra auto insurance at the dealership, so be sure to shop around and compare GMC Sierra auto insurance quotes from the best companies using our FREE tool below.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Ways to Save on GMC Sierra Insurance
You have more options at your disposal to save money on your GMC Sierra auto insurance costs. For example, try taking advantage of the following five strategies to reduce your GMC Sierra car insurance rates
- Never Drink and Drive Your GMC Sierra
- Talk to Your Credit Card Company to Save on Rental Car Costs
- Check Your GMC Sierra Policy Carefully to Ensure All Information is Correct
- Get Married and Ask for a Discount
- Purchase a Roadside Assistance Program for Your GMC Sierra
Top GMC Sierra Insurance Companies
Several insurance companies offer competitive rates for the GMC Sierra based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with GMC Sierra drivers organized by market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free GMC Sierra Insurance Quotes Online
You can start comparing quotes for GMC Sierra car insurance rates from some of the best car insurance companies by using our free online tool now.