Jeep Patriot Insurance Cost Estimate [Guide + Free Quotes]

Average Jeep Patriot insurance rates cost $1,258 a year, or around $105 a month. On average, comprehensive coverage costs $306, collision coverage costs $447, and liability coverage costs $355 for Jeep Patriot insurance.

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Sara Routhier, Managing Editor of Features and Outreach, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming worl...

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Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent

UPDATED: Oct 27, 2020

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Key takeaways:

  • Full coverage costs around $1,258 a year or $105 each month
  • A liability-only policy costs around $505 a year or $42 each month
  • Highest rates are for teenage drivers at around $4,598 a year or $383 each month
  • Good drivers can save as much as $519 a year by earning policy discounts
  • Jeep Patriot insurance costs around $261 less per year than the average vehicle

Jeep Patriot insurance rates don’t need to be expensive. Jeep Patriot insurance costs around $261 less per year than the average vehicle. Our guide covers insurance rates for a Jeep Patriot and ways to save, so read on.

You can start comparing quotes for Jeep Patriot car insurance rates from some of the best car insurance companies by using our free online tool now.

Jeep Patriot Insurance Cost

The average Jeep Patriot car insurance rates are $1,258 a year or $105 a month.

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Are Jeep Patriots Expensive to Insure?

The chart below details how Jeep Patriot insurance rates compare to other SUVs like the Audi Q3, Audi Q7, and Volkswagen Tiguan.

Vehicle Comprehensive Collision Liability Total
Audi Q3 $344 $686 $398 $1,586
Audi Q7 $394 $714 $398 $1,664
Volkswagen Tiguan $306 $542 $332 $1,316
Hyundai Santa Fe $294 $562 $372 $1,386
Mercedes-Benz GLS 450 $458 $894 $398 $1,908
Mercedes-Benz GLA 250 $370 $714 $450 $1,714
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However, there are a few things you can do to find the cheapest Jeep insurance rates online.

What Impacts the Cost of Jeep Patriot Insurance?

The Jeep Patriot trim and model you choose can impact the total price you will pay for Jeep Patriot insurance coverage.

Age of the Vehicle

Older Jeep Patriot models generally cost less to insure. For example, auto insurance for a 2017 Jeep Patriot costs $1,258, while 2010 Jeep Patriot insurance costs are $1,074, a difference of $184.

Model Year Comprehensive Collision Liability Total
2017 Jeep Patriot $248 $436 $416 $1,258
2016 Jeep Patriot $240 $418 $430 $1,246
2015 Jeep Patriot $226 $404 $442 $1,230
2014 Jeep Patriot $218 $374 $452 $1,202
2013 Jeep Patriot $208 $352 $456 $1,174
2012 Jeep Patriot $200 $316 $460 $1,134
2011 Jeep Patriot $188 $292 $460 $1,098
2010 Jeep Patriot $180 $272 $464 $1,074
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Driver Age

Driver age can have a significant impact on Jeep Patriot auto insurance rates. For instance, a 30-year-old driver may pay $55 more each year for Jeep Patriot auto insurance than a 40-year-old driver.

Driver Location

Where you live can have a large impact on Jeep Patriot insurance rates. For example, drivers in Los Angeles may pay $692 a year more than drivers in Phoenix.

Your Driving Record

Your driving record can have an impact on your Jeep Patriot auto insurance rates. Teens and drivers in their 20’s see the highest jump in their Jeep Patriot car insurance with violations on their driving record.

Jeep Patriot Safety Ratings

Your Jeep Patriot auto insurance rates are influenced by the Jeep Patriot’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Poor
Small overlap front: passenger-side Not Tested
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Jeep Patriot Crash Test Ratings

Good Jeep Patriot crash test ratings can lower your Jeep Patriot auto insurance rates. See Jeep Patriot crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2017 Jeep Patriot SUV FWD 4 stars 3 stars 5 stars 3 stars
2017 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 4WD 4 stars 3 stars 5 stars 3 stars
2016 Jeep Patriot SUV 2WD 4 stars 3 stars 5 stars 3 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Jeep Patriot Safety Features

Good Jeep Patriot safety features can result in insurers giving you car insurance discounts. The safety features for the 2020 Jeep Patriot are:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • Front Disc/Rear Drum Brakes
  • Brake Assist
  • Electronic Stability Control
  • Child Safety Locks
  • Traction Control

Jeep Patriot Insurance Loss Probability

Another contributing factor that affects Jeep Patriot car insurance rates is the loss probability for each type of coverage.

Insurance Coverage Category Loss Rate
Collision -20%
Property Damage 39%
Comprehensive -35%
Personal Injury 23%
Medical Payment 21%
Bodily Injury 40%
Source: Insurance Institute for Highway Safety
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Jeep Patriot Finance and Insurance Cost

If you are financing a Jeep Patriot, most lenders will require your carry higher Jeep Patriot coverage options including comprehensive coverage, so be sure to shop around and compare Jeep Patriot car insurance rates from the best companies using our FREE tool below.

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Ways to Save on Jeep Patriot Insurance

Drivers can end up saving more money on their Jeep Patriot car insurance rates by employing any one of the following strategies.

  • Don’t Assume your Jeep Patriot is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
  • Check Reviews and State Complaints Before You Choose an Insurer
  • Make Sure You’re Raising a Safe Driver
  • Ask About Discounts for People with Disabilities
  • Ask Your Insurance Company About Jeep Patriot Discounts

Top Jeep Patriot Insurance Companies

Several insurance companies offer competitive rates for the Jeep Patriot based on factors like discounts for safety features. Take a look at these top car insurance companies that are popular with Jeep Patriot drivers organized by market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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Save money by comparing Jeep Patriot insurance rates with free quotes online now!

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