Buy Cheap Chrysler Auto Insurance in (2024)
Full coverage auto insurance for a Chrysler costs an average of $139/mo, but some models will have better cheap Chrysler auto insurance rates. For example, a full coverage insurance policy for a Chrysler Town and Country is $125/mo, but a full coverage insurance policy for a Chrysler 300 is $150/mo.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- One of the most expensive Chrysler models to insure is the Chrysler 300
- The Chrysler Town and Country is one of the cheaper Chrysler models to insure
- Keeping a clean driving record will help keep your Chrysler auto insurance rates low
Whether you already own a Chrysler or are considering buying a Chrysler, you probably also want to know how to find cheap Chrysler auto insurance. Rates aren’t usually that expensive for Chrysler models, making it easier to buy cheap auto insurance, but rates do vary based on multiple factors. Insurance companies don’t just consider what model of Chrysler you have but also your driving record and other relevant information.
Keep reading to learn about finding cheap Chrysler auto insurance, from what coverages you should consider carrying to ways to save on your policy.
Types of Auto Insurance for Chryslers
There are a handful of coverages you may be required to carry on your Chrysler, depending on your state’s mandated coverages. You can check our guide on the minimum auto insurance required by state to see what is required in your state. Generally, you will be required to carry a few of the following types of auto insurance coverages:
- Bodily injury liability insurance: If you hit another car and injure someone, bodily injury liability car insurance will pay their medical bills up to the policy limit.
- Medical payments (MedPay) insurance: If you or your passengers are injured in a car accident, MedPay will help pay for your medical bills up to the policy limit.
- Personal injury protection (PIP) insurance: If you or your passengers are injured in a car accident, PIP will help pay your medical bills, as well as lost wages and other injury-related costs.
- Property damage liability insurance: If you hit another car or an object and damage it, property damage liability insurance will pay for the other parties’ repair bills.
- Underinsured motorist insurance: If a driver hits your car and doesn’t have enough insurance to completely cover your accident bills, underinsured motorist insurance will help pay for the remainder of your costs.
- Uninsured motorist insurance: If a driver hits your car and doesn’t have insurance, uninsured motorist insurance will help pay for your repairs.
In addition to legally being required to carry some of the above auto insurance coverages, you will also be required to carry additional coverages if you have a lease or loan on your Chrysler. Your lender will require you to carry comprehensive insurance and collision insurance for the duration of your loan.
Both these coverages protect the lender’s assets. Collision insurance pays for your Chrysler’s repairs if you hit another car or an object, whereas comprehensive insurance covers animal collisions, vandalism, falling objects, and weather damages. Learn how much auto insurance do you need in our guide.
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Average Chrysler Auto Insurance Rates
Now that you know the best Chrysler auto insurance coverages to carry, let’s look at some of the average auto insurance rates by coverage type and Chrysler model. While a liability insurance policy is the cheapest, you may still want to carry collision and comprehensive insurance for a full coverage policy that provides more complete protection.
Chrysler Average Monthly Auto Insurance Rates by Model and Coverage Type
| Vehicle Model | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2023 Chrysler Town and Country | $30 | $47 | $35 | $125 |
| 2023 Chrysler Pacifica Hybrid | $36 | $64 | $35 | $149 |
| 2023 Chrysler Pacifica | $35 | $53 | $32 | $133 |
| 2023 Chrysler 300 | $32 | $61 | $42 | $150 |
The Chrysler 300 is one of the more expensive Chrysler models to insure. A new Chrysler 300 can range anywhere from $30,000 to $50,000, depending on what build you choose. On the other hand, Chrysler Town and Country models have a retail price of about half of what a Chrysler 300 retails for and is, therefore, one of the cheaper Chrysler models to insure.
In addition to the overall value of your Chrysler, your driving record and age will also impact your auto insurance rates, as you can see from the average rates displayed below.
Chrysler Monthly Average Auto Insurance Rates by Driving Record and Age
| Vehicle Model | High Risk Driver | 20-Year-Old Driver | 30-Year-Old Driver | 40-Year-Old Driver | 50-Year-Old Driver | 60-Year-Old Driver |
|---|---|---|---|---|---|---|
| 2023 Chrysler Town and Country | $267 | $284 | $131 | $125 | $114 | $112 |
| 2023 Chrysler Pacifica Hybrid | $316 | $337 | $155 | $149 | $135 | $133 |
| 2023 Chrysler Pacifica | $284 | $302 | $139 | $133 | $121 | $119 |
| 2023 Chrysler 300 | $320 | $341 | $157 | $150 | $137 | $134 |
Younger drivers are charged more because they are more likely to crash due to driving inexperience and file a claim. If you are a young driver, check out our guide to the best auto insurance for young adults to learn about ways to save on auto insurance policies for young drivers.
Drivers with poor driving records will also pay more, as insurance companies label these drivers as high-risk. Keeping a driving record free of traffic tickets, at-fault accidents, and DUIs will go a long way to finding cheap Chrysler auto insurance. Learn how to buy auto insurance.
How to Save on Chrysler Auto Insurance
You can do a few things to try and lower your auto insurance rates for your Chrysler, which we listed below.
- Bundle your auto insurance. If your insurance company offers more than one type of insurance, you can usually bundle your auto insurance with another insurance, like home or renters insurance, for a significant auto insurance bundling discount.
- Increase your auto insurance deductible. Insurance companies will lower your rates if you increase your insurance deductible, but make sure you keep it at an amount you will be able to pay out-of-pocket.
- Keep a low annual mileage. Insurance companies often offer lower rates to drivers who drive less than 10,000 miles per year.
- Maintain a clean driving record. Having a driving record free of DUIs, traffic tickets, and at-fault accidents will keep your auto insurance rates low.
Shopping around for quotes or requesting auto insurance discounts will also be helpful in saving on Chrysler insurance. We recommend getting quotes anytime there is a major change in your policy information, such as a new car or a change of address, as this will ensure you continue to get the cheapest rates.
The Final Word on Chrysler Auto Insurance
Chrysler models that have more expensive purchase prices will cost more to insure, but there are plenty of options to lower your auto insurance rates. From bundling insurance policies to raising deductibles, most drivers can find cheap Chrysler auto insurance. Of course, one of the best ways to save on auto insurance is to shop around and compare rates.
If you want to jump right into looking for cheap auto insurance for your Chrysler, use our free quote comparison tool. It will compare rates from companies in your area to help you find the best cheap Chrysler auto insurance rate possible.
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Frequently Asked Questions
Are Chryslers cheap to insure?
Yes, it is possible to find affordable insurance options for Chrysler vehicles. However, the cost of insurance is influenced by several factors, such as your location, driving history, age, coverage preferences, and the specific model of your Chrysler. To obtain cheap insurance for your Chrysler, consider comparing quotes from multiple insurance providers and exploring available discounts.
How can I reduce the cost of Chrysler auto insurance?
Here are a few ways to potentially lower the cost of your Chrysler auto insurance:
- Compare quotes: Obtain quotes from different insurance providers to find the most competitive rates.
- Increase deductibles: Opting for a higher deductible can lower your premium, but ensure you can afford to pay the deductible if needed.
- Maintain a clean driving record: A good driving history, free from accidents and traffic violations, can help you qualify for lower insurance premiums.
- Consider usage-based insurance: Some insurance companies offer programs that track your driving habits. If you demonstrate safe driving behavior, you may be eligible for discounts.
- Explore discounts: Inquire about available discounts, such as multi-policy, multi-car, good student, or safety feature discounts that can help reduce your premium.
What factors influence the cost of Chrysler auto insurance?
Several factors can impact the cost of your Chrysler auto insurance. These include:
- Vehicle model: The make and model of your Chrysler can affect insurance rates, as some models may be more expensive to repair or replace.
- Location: The area where you live can influence insurance premiums due to varying levels of accidents, theft rates, and local regulations.
- Driving record: Your driving history, including past accidents and traffic violations, can impact the cost of your insurance.
- Age and gender: Younger and less experienced drivers typically face higher insurance rates, while women may generally pay lower premiums.
- Coverage and deductibles: The amount of coverage you choose and the deductible you set can affect your premium.
- Credit history: In some regions, insurance companies consider credit history when calculating premiums.
Are there specific Chrysler models that are cheaper to insure?
Yes, insurance rates can vary depending on the specific model of your Chrysler. Generally, vehicles with lower repair and replacement costs, as well as models with good safety ratings and anti-theft features, tend to have lower insurance premiums. It’s recommended to check with insurance providers or use online tools to compare rates for different Chrysler models.
Do insurance rates differ based on the age of my Chrysler?
Yes, the age of your Chrysler can affect insurance rates. Generally, newer vehicles may have higher insurance premiums due to their higher value and repair costs. As the vehicle ages, its value decreases, which can lead to lower insurance premiums. However, other factors such as safety features, model popularity, and theft rates can also influence insurance rates.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.