Buy Cheap Jaguar Auto Insurance in (2024)
Jaguar drivers pay an average of $189/mo for full coverage auto insurance. For some models, it will be easier to find cheap Jaguar auto insurance with rate comparison. For instance, a full coverage policy for a Jaguar XE costs $170/mo versus $214/mo for a Jaguar F-TYPE.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
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UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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- On average, it costs about $189 monthly for Jaguar auto insurance, but rates vary for several reasons, like your driving profile and Jaguar model
- You’ll pay higher rates for Jaguar auto insurance than you would most other auto brands since luxury vehicles are more likely to get stolen and have high repair costs
- However, while you might pay higher rates to insure a Jaguar, you can still buy cheap Jaguar auto insurance by comparing quotes, coverage options, and eligible discounts from various companies
It can be more difficult to find cheap Jaguar auto insurance, as it is a luxury vehicle. You’ll pay around $189 monthly for Jaguar full coverage auto insurance, though your actual rates depend on your driving profile and vehicle model.
If you want to buy cheap auto insurance and own a Jaguar, there’s no need to worry. You can still find affordable Jaguar auto insurance by comparing quotes, coverage options, and discounts. This article will overview what Jaguar coverages you need, how to compare auto insurance companies, and tips on finding cheap Jaguar auto insurance.
Jaguar Auto Insurance Rates
How much is Jaguar auto insurance? While your Jaguar auto insurance rates depend on several factors, you’ll pay around $189 for full coverage auto insurance on a Jaguar. However, auto insurance companies consider various factors when setting rates. Check out the table below for a list of common factors insurers consider when calculating Jaguar auto insurance costs.
Factors that Impact Auto Insurance Rates
| Factor Insurance Companies Consider when Adjusting Rates | Average Percent Affect on Auto Insurance Rates |
|---|---|
| Driving Record and Claim History | 35% |
| Age, Martial Status, and Gender | 25% |
| Car Make/Model | 18% |
| Insurance Carrier & Policy Options | 9% |
| Location | 8% |
| Credit | 3% |
| Occupation | 2% |
While most auto insurance companies consider the factors listed above, each one weighs each factor differently than others, making it important to compare Jaguar quotes. You can also compare average rates by Jaguar model since your model choice impacts your rates.
Jaguar Average Monthly Auto Insurance Rates by Model and Coverage Type
| Vehicle Model | Comprehensive | Collision | Liability | Full Coverage |
|---|---|---|---|---|
| 2023 Jaguar XE | $37 | $76 | $42 | $170 |
| 2023 Jaguar XF | $39 | $78 | $42 | $175 |
| 2023 Jaguar XJ | $43 | $87 | $42 | $188 |
| 2023 Jaguar F-PACE | $45 | $96 | $42 | $199 |
| 2023 Jaguar F-TYPE | $49 | $107 | $42 | $214 |
Jaguar F-Type Auto Insurance Rates
The Jaguar F-Type is a high-performance two-door sports car, carrying the highest average auto insurance rates of all Jaguar models. On average, you’ll pay around $214 for full coverage auto insurance on a 2023 Jaguar F-Type.
If the F-Type’s high average auto insurance rates don’t fit your budget, you could find lower rates with an older Jaguar model since auto insurance for older vehicles is cheaper. For example, a 2015 Jaguar F-Type costs $170 a month to insure, a savings of $44 monthly compared to a new model.
Jaguar XE Auto Insurance Rates
On the other hand, the Jaguar XE is the car manufacturer’s cheapest model to insure, costing $170 monthly for full coverage.
If you want to save even more on your XE rates, consider insuring an older model. For example, you’ll pay around $142 for full coverage auto insurance if you purchase a 2017 Jaguar XE.
Jaguar F-Pace Auto Insurance Rates
With a starting MSRP of $53,675, the Jaguar F-Pace is a compact SUV offering the luxury and performance Jaguar drivers seek. On average, you’ll pay around $199 for F-Pace full coverage auto insurance.
If you don’t want to pay the hefty auto insurance rates for a new F-Pace, you could buy a 2016 Jaguar F-Pace and pay around $162 a month instead.
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Jaguar Auto Insurance Coverage Options
Almost all U.S. states, except Virginia and New Hampshire, require Jaguar drivers to carry at least liability car insurance. Liability insurance pays for the other driver’s property damage and medical expenses in an accident you cause, but liability doesn’t cover you or your vehicle, so many drivers carry full coverage auto insurance to protect their assets.
Many states may also require other types of car insurance coverage alongside liability insurance. Check out below to see what auto coverages your state may require:
- Bodily injury liability: Bodily injury liability covers other drivers’ injuries and medical expenses after an at-fault accident.
- Property damage liability: This coverage pays out if you damage another driver’s property in an at-fault accident.
- Uninsured/underinsured motorist protection: If you get in an accident and the other driver has inadequate, or no insurance, uninsured/underinsured motorist coverage covers you.
- Personal injury protection/medical payments: These coverages help pay for medical expenses and lost wages associated with a covered accident.
Full coverage consists of comprehensive and collision coverages but can also include other coverages like medical payments or uninsured/underinsured motorist protection. You won’t be required to carry full coverage by law, but your lender might if you have a car loan or lease.
Collision coverage helps repair or replace your vehicle after hitting another car, whereas comprehensive covers your vehicle in non-collision incidents like weather, theft, or vandalism. Keep reading to learn more about buying collision vs. comprehensive coverage.
If you’re wondering what the minimum auto insurance coverage required in your state is, speak with a representative from your chosen auto insurance company to find out. Find out how much car insurance coverage you need.
How to Save on Jaguar Auto Insurance Rates
How can you save on your Jaguar auto insurance rates? Since Jaguars are luxury vehicles, finding affordable Jaguar auto insurance rates can be difficult, but it’s not impossible. Consider the following tips to get the best Jaguar auto insurance rates:
- Compare quotes. Comparing auto insurance quotes is one of the best ways to find cheap Jaguar auto insurance. Since insurers consider certain factors differently than others when setting rates, you could overpay for coverage if you don’t look at several companies.
- Reduce coverage. While add-on auto insurance coverages, like Gap insurance coverage or rental car reimbursement, offer more protection, they also increase your rates. Consider dropping certain coverages if you no longer need them.
- Increase auto insurance deductible. Your deductible is the amount you pay before insurance pays out a claim. The higher your deductible, the lower your rates, so you could consider increasing your deductible. However, never increase your deductible to an amount you can’t afford to pay out of pocket.
- Locate car insurance discounts. Almost all auto insurance companies offer discounts to help reduce policyholders’ monthly rates. When comparing companies, research discounts each one offers and see if you qualify for any.
- Drive safely. Insurers will take note if you maintain safe driving habits. For example, you could qualify for a safe driver discount if you remain accident and claim-free for a certain period.
As you can see, Jaguar drivers have various options to lower their auto insurance rates, despite their expensive average rates.
The Bottom Line: Buying Cheap Jaguar Auto Insurance
Jaguars are reliable and high-performance sports cars, but you’ll pay higher-than-average rates to insure one. However, by comparing quotes, coverage options, and discounts across various companies, Jaguar drivers can buy cheap Jaguar auto insurance to meet their needs.
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Frequently Asked Questions
Is it possible to find cheap auto insurance for a Jaguar in 2023?
Yes, it is possible to find affordable auto insurance for a Jaguar in 2023. By comparing quotes from different insurance providers and considering factors such as your driving history, location, and the specific model of your Jaguar, you can find cost-effective insurance options.
How much is insurance on a 2017 Jaguar?
Several factors can influence the cost of Jaguar auto insurance, including the model and year of your Jaguar, your driving record, your age and gender, your location, the coverage options you choose, and the insurance company you select.
How can I find cheap Jaguar auto insurance?
To find cheap Jaguar auto insurance, consider the following steps:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a clean driving record with no accidents or traffic violations.
- Opt for a higher deductible, which can lower your premiums.
- Ask about any available discounts, such as multi-policy discounts or safe driver discounts.
- Consider bundling your Jaguar insurance with other insurance policies you have, such as home insurance.
Are there any pros to buying cheap Jaguar auto insurance?
Pros of buying cheap Jaguar auto insurance include:
- Potential cost savings on insurance premiums.
- Access to basic coverage that meets the legal requirements.
- Affordability for budget-conscious individuals.
What are the cons of buying cheap Jaguar auto insurance?
Cons of buying cheap Jaguar auto insurance may include:
- Limited coverage options and lower coverage limits.
- Potential for higher out-of-pocket expenses in the event of an accident.
- Less comprehensive protection against various risks.
- Limited customer support and claims handling services.
Are Jaguars expensive to insure?
Yes, Jaguar auto insurance is expensive, as Jaguars are luxury vehicles.
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Brad Larson
Licensed Insurance Agent
Brad Larson has been in the insurance industry for over 16 years. He specializes in helping clients navigate the claims process, with a particular emphasis on coverage analysis. He received his bachelor’s degree from the University of Utah in Political Science. He also holds an Associate in Claims (AIC) and Associate in General Insurance (AINS) designations, as well as a Utah Property and Casual...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.