Cheapest Car Insurance in Virginia for 2024
If you’re looking for car insurance in Virginia, this article will help you compare the cheapest car insurance in Virginia with quotes from the top ten companies in the state.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
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UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 30, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Geico is the largest and most popular insurance company in Virginia, followed by State Farm
- Geico offers the cheapest VA car insurance rates for minimum and full coverage
- Erie offers the cheapest auto insurance for young drivers in Virginia
Is car insurance cheaper in Virginia? Yes — drivers pay around $130 monthly for full coverage, less than the national average of $150.
However, do you need car insurance in Virginia? Not exactly. Local drivers can forgo monthly insurance in Virginia by paying an annual $500 uninsured motor vehicle (UMV) fee. The good news is Virginia minimum coverage rates are cheaper than that — around $400 annually or $35 per month.
Virginia residents also have the regional perk of shopping with smaller companies only available in the mid-Atlantic and Northeastern United States, including Erie and NJM Insurance. Read our NJM auto insurance review here.
We compared auto insurance quotes from the top ten cheapest car insurance companies in Virginia and found that Geico offers the lowest rates.
We’ll also discuss Virginia auto insurance laws to help you decide if auto insurance is worth it and how you can save money. Keep reading to learn how much car insurance is in VA and which company offers the lowest rates on minimum required insurance.
How much are the average auto insurance rates per month in Virginia?
On average, you can expect to pay $35 per month for liability-only insurance. Full coverage auto insurance is much more expensive at around $130 per month, nearly a 131% increase over liability-only.
Your Virginia auto insurance quotes will be higher than this if you have accidents or speeding tickets on your record. Likewise, a DUI can drive up your rates by 300% or more. Age, gender, and credit score will also impact how much you pay for car insurance in VA.
Keep reading to see how the top ten Virginia insurance companies compare.
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Which company has the cheapest auto insurance in Virginia?
Local drivers generally find the best auto insurance with Geico and State Farm, but Erie and USAA offer better rates to certain demographics.
Cheapest Auto Insurance Quotes in Virginia: Geico
There’s a reason why it’s the most popular car insurance company in VA — Geico offers the cheapest rates for minimum liability and full coverage, and costs remain competitive even if you have accidents or other insurance claims in your history.
Geico is also the best option for temporary car insurance in Virginia. You can’t buy a short-term policy, but Geico sells month-long policies with no cancellation fees at very low rates. Check our Geico auto insurance review here.
Cheapest for Young Drivers in Virginia: Erie
According to J.D. Power, along with cheap rates, Erie Insurance has the highest overall customer satisfaction in the region. In addition, teens qualify for additional discounts for being under 21, and you can earn credits toward your annual rates the longer you have an Erie policy.
Erie auto insurance rates also drop drastically when young drivers turn 24, while other companies wait until drivers are 25. (For more information, read our “Erie Auto Insurance Review: Should you buy?“).
Cheapest for Military Members in Virginia: USAA
Just over 12% of Virginia’s population are active or retired military, making USAA the third-largest insurer in the state. Only military members and their immediate families are eligible for coverage, but you won’t find lower rates elsewhere, not even with a military discount.
How do Virginia auto insurance companies determine rates?
Every insurance company refers to your driving record and claims history when deciding your monthly rates. Most also use gender as a risk factor, but Virginia insurance companies charge men and women the same rates.
Virginia insurance laws also allow local companies to consider the following:
- Age. Young drivers historically pay more in every state, including Virginia.
- Credit score. Poor credit can raise your monthly Virginia car insurance costs by $80.
- Occupation. Companies consider certain jobs high risk while others earn additional discounts.
- Marital status. Married couples pay 4% less for auto insurance in Virginia.
- ZIP code. Drivers in cities with more traffic and higher theft rates pay higher rates.
Comparing Virginia car insurance quotes by city is the most accurate way to determine how much you might pay for coverage.
Virginia Auto Insurance Rates by City
Where you live in Virginia could save you hundreds of dollars per year on car insurance or cost you more.
For example, drivers in coastal cities like Virginia Beach, Norfolk, and Newport News often pay higher rates. Not only is Virginia Beach the most populated city in the state, but local drivers are also at risk for hurricanes and other weather-related events, increasing the likelihood of comprehensive claims.
Insurance companies assess the risks associated with your city and ZIP code to determine rates. Use our comparison tool above to get free Virginia auto insurance quotes from companies in your city, or keep reading to compare rates from the top ten Virginia insurance companies below.
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The Cheapest Auto Insurance Companies in Virginia for Minimum Liability
Minimum liability car insurance in Virginia includes bodily injury and property damage coverage. As of January 1, 2022, the minimum you must carry is 30/60/20. In 2025, minimums will increase to 50/100/25, which could raise the overall average rates listed below.
On average, Virginia drivers pay around $35 a month for liability-only coverage. Use this table to see how rates from the most popular companies in the state compare.
Average Monthly Minimum Coverage Auto Insurance Rates for the Top Auto Insurance Companies
| Insurance Company | Average Minimum Coverage Rates |
|---|---|
| State Farm | $40 |
| Geico | $50 |
| Travelers | $53 |
| Nationwide | $61 |
| American Family | $66 |
| Progressive | $69 |
| Farmers | $76 |
| Allstate | $87 |
| Liberty Mutual | $90 |
| National Average | $69 |
Geico offers Virginia’s cheapest liability insurance rates, followed by State Farm. However, your rates will increase if you choose to carry more coverage. Keep reading to compare full coverage auto insurance quotes.
The Cheapest Auto Insurance Companies in Virginia for Full Coverage
Virginia full coverage car insurance includes two policies:
- Collision insurance. Covers accidents with other vehicles, cyclists, or pedestrians.
- Comprehensive insurance. Pays for damages unrelated to a collision, including theft, vandalism, weather events, and fire.
Carrying this extra coverage costs double or triple the rates for minimum insurance. Average full coverage rates in Virginia are $130 monthly, but you’ll pay less out of pocket whenever you file a claim.
Who has the cheapest full coverage in Virginia?
Average Monthly Full Coverage Rates for the Top Auto Insurance Companies
| Insurance Company | Average Full Coverage Rates |
|---|---|
| Geico | $80 |
| State Farm | $86 |
| Travelers | $99 |
| Progressive | $105 |
| Nationwide | $115 |
| American Family | $116 |
| Farmers | $138 |
| Allstate | $160 |
| Liberty Mutual | $173 |
| National Average | $119 |
Geico comes through with the lowest average rates, followed by State Farm. Drivers may also find low rates with Virginia Farm Bureau, which offers exclusive money-saving perks to its members. (For more information, read our “Farm Bureau Auto Insurance Review: Should you buy?“).
The Cheapest Auto Insurance Companies in Virginia by Age
Age has the biggest impact on Virginia car insurance rates, with teens paying the most for coverage. Local companies cut rates in half after young drivers turn 25, and costs continue to decrease well into their 30s. However, Virginia drivers won’t get the cheapest rates until they turn 60.
Scroll down to compare Virginia car insurance quotes by age from the top ten companies.
The Cheapest Auto Insurance Companies in Virginia for Young Drivers
If you’re under 25, Erie Insurance offers the lowest rates on an individual policy. Companies like Geico and Travelers offer competitive rates when adding teens to an existing policy, but Erie remains the cheapest overall for young drivers in Virginia.
Monthly Full Coverage Teen Auto Insurance Rates for the Top Insurance Companies
| Insurance Company | 16-Year-Old Male With a Clean Record | 16-Year-Old Female With a Clean Record |
|---|---|---|
| Allstate | $638 | $608 |
| American Family | $480 | $390 |
| Farmers | $742 | $778 |
| Geico | $312 | $298 |
| Liberty Mutual | $779 | $716 |
| Nationwide | $476 | $411 |
| Progressive | $814 | $801 |
| State Farm | $349 | $311 |
| Travelers | $897 | $709 |
| National Average | $610 | $558 |
Insurance companies consider young drivers high risk, leading to increased rates. However, young drivers can earn exclusive discounts with good driving skills and grades. Erie is one of the few insurance companies offering a discount to drivers for being under 21.
The Cheapest Auto Insurance Companies in Virginia for Adults
Virginia car insurance companies begin lowering rates after drivers turn 25, and quotes are even cheaper once you turn 30.
Full Coverage Auto Insurance Monthly Rates by Age & Gender
| Insurance Company | Age: 17 Female | Age: 17 Male | Age: 25 Female | Age: 25 Male | Age: 35 Female | Age: 35 Male | Age: 60 Female | Age: 60 Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $519 | $448 | $177 | $168 | $160 | $162 | $152 | $153 |
| American Family | $390 | $288 | $129 | $109 | $110 | $109 | $104 | $103 |
| Farmers | $603 | $573 | $160 | $154 | $133 | $134 | $126 | $127 |
| Geico | $254 | $220 | $87 | $90 | $80 | $80 | $76 | $76 |
| Liberty Mutual | $633 | $528 | $198 | $173 | $172 | $170 | $163 | $161 |
| Nationwide | $387 | $303 | $139 | $127 | $115 | $113 | $109 | $107 |
| Progressive | $662 | $591 | $136 | $131 | $195 | $112 | $100 | $106 |
| Travelers | $729 | $523 | $106 | $98 | $97 | $96 | $92 | $87 |
| U.S. Average | $496 | $411 | $137 | $127 | $118 | $118 | $112 | $109 |
Geico offers the cheapest average rates to drivers in their 30s and 40s, but individual quotes vary based on your driving record and city.
Compare insurance companies carefully and ask about eligible discounts and perks. For example, local drivers often qualify for alum discounts with Virginia universities, so shop around and see which company offers you the best deal on car insurance.
The Cheapest Auto Insurance Companies in Virginia for Seniors
Seniors pay some of the lowest car insurance rates in Virginia, averaging less than $110 per month for full coverage from the cheapest companies.
Average Monthly Full Coverage Auto Insurance Rates for Senior Drivers
| Insurance Company | 60-Year-Old Male With a Clean Record | 60-Year-Old Female With a Clean Record | 65-Year-Old Male With a Clean Record | 65-Year-Old Female With a Clean Record |
|---|---|---|---|---|
| Geico | $74 | $73 | $78 | $78 |
| State Farm | $76 | $76 | $84 | $84 |
| Travelers | $89 | $88 | $95 | $94 |
| Progressive | $95 | $92 | $103 | $109 |
| American Family | $99 | $98 | $108 | $106 |
| Nationwide | $104 | $99 | $112 | $111 |
| Farmers | $123 | $115 | $130 | $131 |
| Allstate | $154 | $150 | $157 | $158 |
| Liberty Mutual | $158 | $147 | $169 | $166 |
| National Average | $108 | $104 | $115 | $115 |
Good drivers over 50 get the cheapest rates from Geico and State Farm, but don’t forget about discounts and policy changes that come with age.
Virginia companies must legally offer discounts to drivers over 55 who take an accident prevention course. You can also lower coverage levels to save money when you aren’t driving to work every day. Research your quotes and compare more than three companies to find the best rates on the kind of policy you need.
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The Cheapest Auto Insurance Companies in Virginia for Married Couples
Married couples save an average of 4% on auto insurance in Virginia. This small discount can add up to hundreds in savings annually when couples and families list multiple drivers on one policy and stack discounts.
Young couples still pay more than those in their 40s and 50s, but Geico offers low rates to married drivers across all age groups.
Other factors impact your rates along with age and marital status. Keep reading to see how your credit history and driving record affect your Virginia auto insurance quotes.
The Cheapest Auto Insurance Companies in Virginia With Bad Credit
Virginia state law allows insurance companies to consider your credit score when determining rates. As a result, poor credit could lead to higher rates with some companies.
Full Coverage Auto Insurance Monthly Rates by Credit Score
| Insurance Company | Poor Credit | Fair Credit | Good Credit |
|---|---|---|---|
| Geico | $148 | $100 | $82 |
| Nationwide | $165 | $132 | $120 |
| Travelers | $194 | $127 | $107 |
| State Farm | $200 | $117 | $90 |
| American Family | $203 | $136 | $116 |
| Progressive | $206 | $137 | $109 |
| Farmers | $269 | $161 | $139 |
| Allstate | $296 | $196 | $166 |
| Liberty Mutual | $357 | $226 | $176 |
| Average | $226 | $148 | $123 |
Nationwide and Geico are your best options in Virginia for affordable auto insurance with bad credit.
If you have poor credit, shop around for insurance quotes often. Your rates will change at each renewal as you work to improve your credit score, so compare multiple quotes to ensure your current company is still the most competitive.
The Cheapest Auto Insurance Companies in Virginia With an Accident
Auto accidents raise monthly Virginia insurance rates by around $40. While it might not sound like much, that’s almost $600 more annually. So you could save hundreds of dollars a year by comparing quotes from the companies below.
Average Monthly Auto Insurance Rates for the Top Insurance Companies After an Accident
| Insurance Company | Rates with an Accident | Rates with a Clean Record |
|---|---|---|
| State Farm | $107 | $91 |
| Geico | $132 | $82 |
| Travelers | $157 | $107 |
| Nationwide | $165 | $120 |
| American Family | $166 | $116 |
| Progressive | $190 | $109 |
| Farmers | $198 | $140 |
| Liberty Mutual | $236 | $177 |
| Allstate | $237 | $166 |
| National Average | $176 | $123 |
State Farm offers the most affordable auto insurance after an accident. Liberty Mutual has more expensive rates but offers accident forgiveness, which stops your rates from going up after your first or second at-fault accident.
Limitations apply, but this is a great way to save money if you have a longer commute or live in a high-traffic area in the state with more accidents. Read our guide on how car insurance rates change after an accident to learn more ways to lower your monthly insurance costs.
Virginia Auto Insurance Rates by Violation
Accidents aren’t the only traffic violations that raise rates. Speeding is one of the most common moving violations that could make your rates jump 20% or more. For example, rates increase an average of 22% if you get caught speeding in a school zone and over 80% for reckless driving.
Average Monthly Rates for the Top Insurance Companies for Drivers with a Traffic Ticket
| Insurance Company | Rates with a Ticket | Rates with a Clean Record |
|---|---|---|
| Allstate | $195 | $166 |
| American Family | $131 | $116 |
| Farmers | $176 | $140 |
| Geico | $107 | $82 |
| Liberty Mutual | $217 | $177 |
| Nationwide | $145 | $120 |
| Progressive | $143 | $109 |
| State Farm | $102 | $91 |
| Travelers | $148 | $107 |
| Average | $152 | $123 |
State Farm offers the lowest auto insurance rates in Virginia after a speeding ticket, but quotes are higher than average with every insurer.
Multiple violations on your record make you a high-risk driver, so watch out for these common citations:
- Not-at-fault accident. Raises rates by 7%
- Expired registration. Raises rates by 18%
- Driving without a seat belt. Raises rates by 19%
- Texting while driving. Raises rates by 21%
- Illegal turn. Raises rates by 22%
- Running a red light. Raises rates by 24%
To keep your Virginia car insurance costs as low as possible, maintain a good driving record and ask if you’re eligible for safe driver or claim-free discounts. Some VA insurers also offer usage-based programs that use telematics to track driving habits, rewarding the best drivers with even lower rates.
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The Cheapest Auto Insurance Companies in Virginia After a DUI
A DUI is the most expensive of all the traffic violations affecting rates in Virginia. Monthly rates can triple after a first offense, and multiple DUI charges could cost you your license and insurance policy.
Average Monthly Rates for the Top Insurance Companies After a DUI
| Insurance Company | Rates with a DUI | Rates with a Clean Record |
|---|---|---|
| Allstate | $303 | $166 |
| American Family | $177 | $116 |
| Farmers | $191 | $140 |
| Geico | $213 | $82 |
| Liberty Mutual | $325 | $177 |
| Nationwide | $252 | $120 |
| Progressive | $146 | $109 |
| State Farm | $124 | $91 |
| Travelers | $230 | $107 |
| USAA | $1,335 | $63 |
| Average | $218 | $123 |
State Farm is the cheapest auto insurance company after a DUI, but your rates vary based on age, previous violations, and claims history. Therefore, it pays to shop around for a local auto insurance company that can offer you the most competitive coverage.
Virginia Auto Insurance Laws
Before buying auto insurance, confirm you’re getting enough coverage to meet Virginia car insurance requirements. If you can’t afford coverage, consider paying the Virginia uninsured motor vehicle fee.
Virginia law allows drivers to opt out of auto insurance by paying a $500 annual UMV fee. By paying, you acknowledge that you don’t have insurance coverage. The state won’t charge you with failure to maintain insurance, but you’re responsible for any injuries and damages after an at-fault accident.
However, liability-only insurance in Virginia costs less than that — around $400 per year or $35 monthly. So we recommend buying minimum coverage to protect yourself from paying out of pocket for medical and liability expenses.
Virginia Minimum Coverage Requirements
Does Virginia require car insurance? Yes, you must carry 30/60/20 in minimum liability coverage for bodily injury and property damage to drive in VA. Driving without insurance will result in license suspension and a $500 fine.
Uniquely, different coverage limits apply depending on when you buy your policy. Starting in 2025, Virginia liability limits will double, which could raise your monthly rates.
Virginia Auto Insurance Requirements
Policy Date Bodily Injury Liability Per Person Bodily Injury Liability Per Accident Property Damage Liability
Before January 2022 $25,000 $50,000 $20,000
Before January 2025 $30,000 $60,000 $20,000
After January 2025 $50,000 $100,000 $25,000
Remember, you don’t need a minimum policy if you choose to pay the UMV fee, but you must renew it yearly, just like an insurance policy. You must pay or provide insurance information when you renew your vehicle registration.
Optional Coverage in Virginia
Minimum liability only pays for injuries and damages sustained by other drivers involved in the accident. You can also carry full coverage insurance to help pay for your injuries and property damage after a collision, vandalism, or weather-related event.
Along with full coverage, other common types of optional car insurance in VA include:
- GAP insurance. Pays the difference on your auto loan if the vehicle gets totaled in an accident. Virginia law totals vehicles when damage exceeds 75% of the car’s value.
- Medical Payments (MedPay). Provides additional coverage for medical and rehabilitation costs after an accident or collision.
- Uninsured/underinsured motorist protection. Pays for your damages when a driver injures you without any coverage or inadequate insurance.
- Roadside assistance. Pays for tows, tire changes, roadside repairs, and hotel costs if you get stranded on the side of the road.
- Rental car reimbursement. Covers a rental car while your vehicle is in the shop for repairs.
Virginia law doesn’t require any of the above policies, but your auto loan or leasing agreement might require full coverage. You may also want additional coverage to protect you financially after an accident. About 11% of drivers in Virginia are uninsured, and an insurance policy can provide peace of mind.
More robust coverage like this comes with a higher monthly price. However, you’ll pay less out of pocket after a claim, so it’s worth shopping around and comparing policies with different companies to see which offers the best car insurance in Virginia.
Auto Insurance Discounts
By law, Virginia insurance companies must offer these two car insurance discounts:
- Older adult discount. Renewable every three years for drivers over 55 who complete an approved mature driver accident prevention course.
- Younger adult discount. Renewable every two years for drivers under 55 who complete an approved driver improvement course.
These discounts aren’t typically available to high-risk drivers. So if the court orders you to take either of these courses, you won’t earn a discount for completion.
Virginia DUI Laws
Virginia car insurance after a DUI is expensive, but you’re responsible for other costs too. The state takes DUI offenses seriously and drivers with fines, license suspension, and jail time. For example, a third-time offense is a Class 6 felony, carrying the steepest fines and longer mandatory jail sentences.
Virginia DUI Laws and Penalties
Offense Mandatory Fine License Suspension Jail Time
DUI First Offense $250 1 year None
DUI Second Offense $500 3 years Up to one year
DUI Third Offense $1,000 Indefinite 1-5 years
Offenders under 21 are subject to the same penalties if their blood alcohol content (BAC) exceeds the state’s legal limit of .08%.
Virginia compounds these penalties with additional mandatory jail time if drivers have more than one DUI in a 5-10 year period. License revocations are also compounded and served consecutively.
Drivers receive an additional minimum five-day jail sentence if they have a BAC of .15% or higher. A BAC of .20% comes with a 10-day sentence.
How to Get SR-22 Insurance in Virginia
If your license gets revoked, you’ll lose your insurance policy. You must buy SR-22 insurance to reinstate coverage and pay a $600 noncompliance fee to get your license back. An SR-22 form isn’t insurance but shows the court that you carry the minimum coverage required.
Virginia requires SR-22 insurance for three years. You must file SR-22 if you have multiple reckless driving charges, get caught driving without insurance, or cause an accident.
Drivers convicted of a DUI must file FR-44 insurance in Virginia. FR-44 forms act as proof of coverage but come with double the liability limits required by SR-22.
Finding Virginia SR-22 and FR-44 insurance is difficult and expensive.
Follow the tips listed below to get the most affordable rates possible:
- For uninsured drivers. Compare quotes online from multiple high-risk insurance companies to get cheap SR-22 insurance in Virginia. Choose “yes” when asked if you need to buy SR-22.
- For drivers without a car. Non-owner SR-22 insurance in Virginia covers you when you don’t own a vehicle but regularly rent or share someone else’s car.
If you still have auto insurance, tell your company you need to file SR-22. Virginia car insurance companies will file SR-22 or FR-44 on your behalf, but you’re responsible for the $25 filing fee. Some insurers ask for the fee upfront, while others add it to your monthly bill.
As always, shop around for multiple high-risk auto insurance quotes before buying SR-22 from your current company. It pays to compare a few different companies, as Nationwide may not raise your rates as much, while Geico might still offer you the cheapest overall quotes.
The Bottom Line on How to Find Cheap Auto Insurance in Virginia
Finding the cheapest auto insurance in Virginia depends on many personal factors, including age, driving record, and vehicle type. Geico and State Farm consistently offer low rates, but young drivers might get cheaper quotes with a regional company like Erie.
You should also consider a liability-only policy. Liability insurance quotes are cheaper than full coverage.
However, Virginia drivers can get better rates on full coverage by adjusting coverage levels and deductibles on collision and comprehensive insurance. For example, raising your deductibles from $500 to $1,000 can cut your monthly rates almost in half.
Finally, if your annual car insurance costs exceed $500 and you don’t drive often, you can opt for the Virginia UMV fee instead. Paying this $500 fee excuses you from the legal obligation of paying for car insurance, but it doesn’t provide any coverage.
Fortunately, minimum Virginia auto insurance rates are cheaper than $500 per year. So you could pay as little as $30 per month. Start shopping for cheap car insurance in Virginia today with our comparison tool below.
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Frequently Asked Questions
Who has the cheapest auto insurance in Virginia?
GEICO has the cheapest car insurance in Virginia, but young drivers will find lower rates with Erie. Your VA auto insurance quotes depend heavily on your driving record and local ZIP code, so shop with multiple companies before deciding if GEICO is right for you.
How much does auto insurance cost in Virginia?
Car insurance in VA costs less than the national average. Local drivers pay around $35 monthly for liability and $130 for full coverage.
Can you drive in Virginia without insurance?
Yes. Drivers can pay an annual UMV fee of $500 instead of buying Virginia car insurance. However, the UMV doesn’t provide any coverage, so you’ll be liable for all costs if you cause a car accident.
What are the minimum car insurance requirements in Virginia?
In Virginia, drivers are required to have liability car insurance coverage that meets the following minimum limits:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $20,000 property damage liability coverage per accident
Can I use online comparison tools to find the cheapest car insurance in Virginia?
Yes, online comparison tools can be a helpful resource for finding the cheapest car insurance in Virginia. These tools allow you to enter your information once and receive quotes from multiple insurance companies, making it easier to compare prices and coverage options. However, keep in mind that the final premium may vary based on your individual circumstances, so it’s essential to review the details and consult directly with insurance providers to get accurate quotes.
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Scott W. Johnson
Licensed Insurance Agent
Scott W Johnson is an independent insurance agent in California. Principal Broker and founder of Marindependent Insurance Services, Scott brings over 25 years of experience to his clients. His Five President’s Council awards prove he uses all he learned at Avocet, Sprint Nextel, and Farmers Insurance to the benefit of his clients. Scott quickly grasped the unique insurance requirements of his...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.