Buy Cheap Chevrolet Colorado Auto Insurance in 2023
Average Chevrolet Colorado insurance rates cost $1,222 a year, or around $102 a month. Finding Chevrolet Colorado teenager insurance rates can cost on average $4,466 a year, so shop around to find cheap coverage.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,222 a year or $102 each month
- A liability-only policy costs around $490 a year or $41 each month
- Highest rates are for teenage drivers at around $4,466 a year or $372 each month
- Good drivers can save as much as $504 a year by earning policy discounts
- Chevrolet Colorado insurance costs around $297 less per year than the average vehicle
Finding economical Chevrolet Colorado insurance rates is possible. Chevrolet Colorado insurance costs around $297 less per year than the average vehicle. Our guide goes over insurance rates for a Chevrolet Colorado so that you can maximize your savings.
You can start comparing quotes for Chevrolet Colorado car insurance rates from some of the best car insurance companies by using our free online tool now.
Chevrolet Colorado Insurance Cost
The average Chevrolet Colorado car insurance rates are $1,222 a year or $102 a month.
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Are Chevrolet Colorados Expensive to Insure?
The chart below details how Chevrolet Colorado insurance rates compare to other trucks like the Toyota Tacoma, Chevrolet Silverado 2500HD, and Dodge Ram.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Dodge Ram | $362 | $562 | $420 | $1,524 |
| GMC Sierra 3500HD | $376 | $656 | $420 | $1,632 |
| Chevrolet Silverado | $322 | $562 | $420 | $1,484 |
| Honda Ridgeline | $306 | $536 | $450 | $1,472 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Colorado Insurance?
The Chevrolet Colorado trim and model you choose can impact the total price you will pay for Chevrolet Colorado insurance coverage.
Age of the Vehicle
Older Chevrolet Colorado models generally cost less to insure. For example, auto insurance rates for a 2020 Chevrolet Colorado are $1,222, while 2010 Chevrolet Colorado rates are $1,038, a difference of $184.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| 2019 Chevrolet Colorado | $242 | $422 | $390 | $1,212 |
| 2018 Chevrolet Colorado | $232 | $418 | $398 | $1,206 |
| 2017 Chevrolet Colorado | $224 | $408 | $416 | $1,206 |
| 2016 Chevrolet Colorado | $216 | $390 | $430 | $1,194 |
| 2015 Chevrolet Colorado | $204 | $378 | $442 | $1,182 |
| 2012 Chevrolet Colorado | $180 | $296 | $460 | $1,094 |
| 2011 Chevrolet Colorado | $168 | $272 | $460 | $1,058 |
| 2010 Chevrolet Colorado | $162 | $254 | $464 | $1,038 |
Driver Age
Driver age can have a significant impact on Chevrolet Colorado auto insurance rates. For instance, a 30-year-old driver may pay $54 more each year for Chevrolet Colorado auto insurance than a 40-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Colorado insurance rates. For example, drivers in Los Angeles may pay $672 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Colorado car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Colorado car insurance rates with violations on their driving record.
Chevrolet Colorado Safety Ratings
Your Chevrolet Colorado car insurance rates are tied to the safety ratings of the Chevrolet Colorado. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Good |
|---|---|
| Small overlap front: passenger-side | Marginal |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Colorado Crash Test Ratings
If the Chevrolet Colorado crash test ratings are good, you could have lower Chevrolet Colorado car insurance rates. See Chevrolet Colorado crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/EC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2020 Chevrolet Colorado PU/CC 2WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2019 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2018 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2017 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/EC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC RWD | 4 stars | 4 stars | 5 stars | 3 stars |
| 2016 Chevrolet Colorado PU/CC 4WD | 4 stars | 4 stars | 5 stars | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Colorado Safety Features
The more safety features you have on your Chevrolet Colorado, the more likely it is that you can earn a discount. The Chevrolet Colorado’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Electronic Stability Control
- Daytime Running Lights
- Traction Control
Chevrolet Colorado Insurance Loss Probability
Review the Chevrolet Colorado car insurance loss probability rates for collision, property damage, comprehensive, PIP, MedPay, and bodily injury. The lower percentage means lower Chevrolet Colorado auto insurance costs; higher percentages mean higher Chevrolet Colorado auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -27% |
|---|---|
| Property Damage | -43% |
| Comprehensive | -36% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Colorado Finance and Insurance Cost
If you are financing a Chevrolet Colorado, most lenders will require your carry higher Chevrolet Colorado coverage options including comprehensive coverage, so be sure to shop around and compare Chevrolet Colorado car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Colorado Insurance
There are many ways that you can save on Chevrolet Colorado car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Chevrolet Colorado car insurance rates low.
- Choose a Chevrolet Colorado with Cheaper Repair Costs
- Ask About Chevrolet Colorado Low Mileage Discounts
- Choose Automatic Payments or EFT for Your Chevrolet Colorado Insurance Policy
- Use an Accurate Job Title When Requesting Chevrolet Colorado Auto Insurance
- Ask About Chevrolet Colorado Discounts If You Were Listed on Someone Else’s Policy
Top Chevrolet Colorado Insurance Companies
Who is the top car insurance company for Chevrolet Colorado insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Colorado auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Colorado offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Colorado Insurance Quotes Online
You can start comparing quotes for Chevrolet Colorado auto insurance rates from some of the best auto insurance companies by using our free online tool now.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|