Buy Cheap Chevrolet Volt Auto Insurance in 2024
Average Chevrolet Volt car insurance rates cost $142 per month ($1,700 per year). Shop around to find cheap Chevrolet Volt insurance rates. On average, Chevrolet Volt comprehensive insurance coverage costs $414, collision coverage costs $604, and liability coverage costs $480.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 12, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
Key takeaways:
- Full coverage costs around $1,700 a year or $142 each month
- A liability-only policy costs around $682 a year or $57 each month
- Highest rates are for teenage drivers at around $6,214 a year or $518 each month
- Good drivers can save as much as $701 a year by earning policy discounts
- Chevrolet Volt insurance costs around $181 more per year than the average vehicle
Need helpful advice on finding cheap Chevrolet Volt insurance rates? Chevrolet Volt insurance costs around $181 more per year than the average vehicle, but there are plenty of ways to save. Read on to learn more.
You can start comparing quotes for Chevrolet Volt car insurance rates from some of the best car insurance companies by using our free online tool now.
Table of Contents
Chevrolet Volt Insurance Cost
The average Chevrolet Volt auto insurance costs are $1,700 a year or $142 a month.
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Are Chevrolet Volts Expensive to Insure?
The chart below details how Chevrolet Volt insurance rates compare to other hybrid/electrics like the Ford Fusion Hybrid, Ford Fusion Energi, and Toyota Prius.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| Ford Fusion Hybrid | $322 | $656 | $466 | $1,644 |
| Ford Fusion Energi | $336 | $626 | $372 | $1,492 |
| Toyota Prius | $306 | $512 | $332 | $1,286 |
| Lexus GS 450h | $394 | $774 | $398 | $1,724 |
| Honda Accord Hybrid | $362 | $718 | $316 | $1,532 |
| Ford C-Max Hybrid | $282 | $566 | $398 | $1,404 |
However, there are a few things you can do to find the cheapest Chevrolet insurance rates online.
What Impacts the Cost of Chevrolet Volt Insurance?
You might have noticed that there is a multitude of factors that impact Chevrolet Volt car insurance rates. Your age, location, driving record, and model year all play a role in what you will ultimately pay to insure the Chevrolet Volt.
Age of the Vehicle
Older Chevrolet Volt models generally cost less to insure. For example, auto insurance for a 2018 Chevrolet Volt costs $1,700, while 2011 Chevrolet Volt insurance costs are $1,392, a difference of $308.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Chevrolet Volt | $370 | $774 | $398 | $1,700 |
| 2017 Chevrolet Volt | $356 | $756 | $416 | $1,686 |
| 2016 Chevrolet Volt | $344 | $724 | $430 | $1,656 |
| 2015 Chevrolet Volt | $326 | $698 | $442 | $1,624 |
| 2014 Chevrolet Volt | $312 | $648 | $452 | $1,570 |
| 2013 Chevrolet Volt | $300 | $610 | $456 | $1,524 |
| 2012 Chevrolet Volt | $288 | $548 | $460 | $1,454 |
| 2011 Chevrolet Volt | $270 | $504 | $460 | $1,392 |
Driver Age
Driver age can have a significant effect on the cost of Chevrolet Volt car insurance. For example, a 20-year-old driver could pay around $173 more each month for their Chevrolet Volt car insurance than a 30-year-old driver.
Driver Location
Where you live can have a large impact on Chevrolet Volt insurance rates. For example, drivers in Los Angeles may pay $243 a year more than drivers in Houston.
Your Driving Record
Your driving record can have an impact on the cost of Chevrolet Volt car insurance. Teens and drivers in their 20’s see the highest jump in their Chevrolet Volt car insurance rates with violations on their driving record.
Chevrolet Volt Safety Ratings
Your Chevrolet Volt auto insurance rates are influenced by the Chevrolet Volt’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Acceptable |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Good |
| Roof strength | Good |
| Head restraints and seats | Good |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Volt Crash Test Ratings
Chevrolet Volt crash test ratings will affect your Chevrolet Volt car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Chevrolet Volt 5 HB FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Chevrolet Volt 5 HB FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Chevrolet Volt 5 HB FWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Chevrolet Volt 4 DR FWD | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Chevrolet Volt Safety Features
The more safety features you have on your Chevrolet Volt, the more likely it is that you can earn a discount. The Chevrolet Volt’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Front Tow Hooks
- Traction Control
- Blind Spot Monitor
- Cross-Traffic Alert
Chevrolet Volt Insurance Loss Probability
The Chevrolet Volt’s insurance loss probability varies between different coverage types. The lower percentage means lower Chevrolet Volt auto insurance costs; higher percentages mean higher Chevrolet Volt auto insurance costs.
| Insurance Coverage Category | Loss Rate |
| Collision | -11% |
|---|---|
| Property Damage | -17% |
| Comprehensive | -19% |
| Personal Injury | -29% |
| Medical Payment | -27% |
| Bodily Injury | -10% |
| Source: Insurance Institute for Highway Safety | |
Chevrolet Volt Finance and Insurance Cost
If you are financing a Chevrolet Volt, you will pay more if you purchase Chevrolet Volt car insurance at the dealership, so be sure to shop around and compare Chevrolet Volt car insurance quotes from the best companies using our FREE tool below.
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Ways to Save on Chevrolet Volt Insurance
You can save more money on your Chevrolet Volt auto insurance rates by employing any of the following five strategies.
- Choose a Chevrolet Volt with Cheaper Repair Costs
- Take a Refresher Course as an Older Driver
- Remove Young Drivers from Your Chevrolet Volt Insurance When They Move Out or Go to School
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Start Searching for New Chevrolet Volt Car Insurance a Month Before Your Renewal
Top Chevrolet Volt Insurance Companies
Who is the best auto insurance company for Chevrolet Volt insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Chevrolet Volt auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Chevrolet Volt offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Chevrolet Volt Insurance Quotes Online
To start comparing Chevrolet Volt car insurance quotes for free, use our online car insurance comparison tool.
Frequently Asked Questions
How can I buy cheap insurance for my Chevrolet Volt?
To find affordable insurance for your Chevrolet Volt, consider the following tips:
- Compare quotes from multiple insurance providers to get the best rate.
- Opt for a higher deductible, as it can lower your premium.
- Take advantage of available discounts, such as bundling your auto insurance with other policies or maintaining a clean driving record.
- Consider installing safety features or anti-theft devices in your vehicle, as they may qualify you for additional discounts.
- Drive responsibly and avoid accidents or traffic violations, as they can increase your insurance premiums.
What factors affect the cost of Chevrolet Volt auto insurance?
Several factors can influence the cost of insurance for your Chevrolet Volt, including:
- Your driving history and record.
- The model year and trim level of your Chevrolet Volt.
- Your location and the area’s crime rate.
- The level of coverage you choose, including liability, collision, and comprehensive coverage.
- The deductible amount you select.
- Your age, gender, and marital status.
- Your credit history.
- The average annual mileage you drive.
Are there any specific insurance requirements for Chevrolet Volt owners?
Insurance requirements vary by state, so it’s important to check the regulations in your specific location. In most states, you will need to have at least the minimum liability coverage, which includes bodily injury and property damage liability. Some states may also require uninsured/underinsured motorist coverage or personal injury protection (PIP). To ensure compliance, consult your insurance provider or review your state’s insurance laws.
Can I get discounts on Chevrolet Volt auto insurance?
Yes, many insurance providers offer discounts that can help reduce your Chevrolet Volt insurance premiums. Common discounts include:
- Multi-policy discount: If you insure your Chevrolet Volt and other policies (such as home or renters insurance) with the same provider, you may qualify for a discount.
- Good driver discount: If you have a clean driving record without any accidents or traffic violations, you may be eligible for a discount.
- Safety features discount: If your Chevrolet Volt has safety features such as anti-lock brakes, airbags, or electronic stability control, you may receive a discount.
- Anti-theft device discount: Installing anti-theft devices or alarm systems in your vehicle can help lower your insurance premiums.
- Low mileage discount: If you don’t drive your Chevrolet Volt frequently or have a low annual mileage, you may be eligible for a discount.
- Good student discount: If you or a covered family member is a student with good grades, you may qualify for a discount.
Should I consider additional coverage options for my Chevrolet Volt?
While liability coverage is typically the minimum requirement, you may want to consider additional coverage options to protect your Chevrolet Volt adequately. Some common additional coverage options include:
- Collision coverage: This coverage helps pay for damages to your Chevrolet Volt if you collide with another vehicle or object.
- Comprehensive coverage: This coverage protects against non-collision events, such as theft, vandalism, fire, or natural disasters.
- Uninsured/underinsured motorist coverage: This coverage provides protection if you’re involved in an accident with a driver who lacks insurance or has insufficient coverage.
- Medical payments coverage: Also known as personal injury protection (PIP), this coverage helps cover medical expenses for you and your passengers in case of an accident.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.