Buy Cheap Chouteau, OK Auto Insurance in 2024
Chouteau, OK auto insurance rates average $348 a month. Minimum auto insurance requirements in Chouteau, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Chouteau, OK, compare Chouteau auto insurance quotes from top companies.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Chouteau is Liberty Mutual
- The most expensive auto insurance company in Chouteau after a DUI is Liberty Mutual
- Average auto insurance rates in Chouteau, OK are $348/month
Finding affordable Chouteau, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Chouteau, OK auto insurance with confidence is right here. Auto insurance rates in Chouteau are affected by local factors as well as personal ones like your driving record.
See how Chouteau, OK car insurance rates compare to Stillwater auto insurance rates, Broken Arrow auto insurance rates, and Norman auto insurance rates before you read more about the cost of auto insurance in Chouteau.
Don’t buy Chouteau, OK auto insurance until you’ve compared rates. Get free Chouteau, Oklahoma auto insurance quotes when you enter your ZIP code above.
Chouteau, OK Minimum Auto Insurance Requirements
The required auto insurance in Chouteau, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Chouteau, Oklahoma is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Chouteau, OK Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Chouteau, OK. Take a look at Chouteau, Oklahoma auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,810 | $3,648 | $3,216 |
| Farmers | $4,812 | $3,974 | $3,776 |
| Geico | $4,146 | $3,441 | $2,736 |
| Liberty Mutual | $10,044 | $6,114 | $4,792 |
| Progressive | $5,268 | $4,492 | $4,179 |
| State Farm | $3,906 | $2,502 | $2,015 |
| USAA | $4,882 | $2,780 | $2,216 |
Buy Cheap Chouteau, OK Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Chouteau, Oklahoma auto insurance rates? Find out how car insurance rates in Chouteau, OK are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,396 | $2,404 | $2,204 | $2,317 | $7,572 | $8,916 | $2,587 | $2,735 |
| Farmers | $2,389 | $2,362 | $2,146 | $2,275 | $9,290 | $9,491 | $2,716 | $2,831 |
| Geico | $2,246 | $2,463 | $2,396 | $2,702 | $6,644 | $7,106 | $1,970 | $2,000 |
| Liberty Mutual | $4,698 | $4,969 | $4,121 | $4,497 | $13,150 | $14,460 | $4,891 | $5,078 |
| Progressive | $2,553 | $2,421 | $2,102 | $2,229 | $10,260 | $11,493 | $2,985 | $3,128 |
| State Farm | $1,918 | $1,918 | $1,688 | $1,688 | $4,850 | $6,125 | $2,015 | $2,259 |
| USAA | $1,955 | $1,961 | $1,873 | $1,895 | $6,314 | $7,052 | $2,520 | $2,770 |
Buy Cheap Chouteau, OK Auto Insurance for Teen Drivers
Auto insurance for teenagers in Chouteau can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Chouteau, OK are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,572 | $8,916 |
| Farmers | $9,290 | $9,491 |
| Geico | $6,644 | $7,106 |
| Liberty Mutual | $13,150 | $14,460 |
| Progressive | $10,260 | $11,493 |
| State Farm | $4,850 | $6,125 |
| USAA | $6,314 | $7,052 |
Buy Cheap Chouteau, OK Auto Insurance for Seniors
You can save on senior auto insurance rates in Chouteau, Oklahoma by comparing Chouteau senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Chouteau, OK here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,204 | $2,317 |
| Farmers | $2,146 | $2,275 |
| Geico | $2,396 | $2,702 |
| Liberty Mutual | $4,121 | $4,497 |
| Progressive | $2,102 | $2,229 |
| State Farm | $1,688 | $1,688 |
| USAA | $1,873 | $1,895 |
Find Cheap Auto Insurance Rates in Chouteau, OK by Coverage Level
The amount of coverage you choose is a big factor in the cost of Chouteau, Oklahoma auto insurance. Compare Chouteau, OK auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,657 | $3,877 | $4,140 |
| Farmers | $4,001 | $4,139 | $4,422 |
| Geico | $3,199 | $3,448 | $3,676 |
| Liberty Mutual | $6,605 | $6,957 | $7,388 |
| Progressive | $4,299 | $4,615 | $5,024 |
| State Farm | $2,637 | $2,788 | $2,999 |
| USAA | $3,164 | $3,283 | $3,430 |
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Find Cheap Chouteau, OK Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Chouteau. Compare auto insurance rates in Chouteau, OK by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,891 | $3,891 |
| Farmers | $4,187 | $4,187 |
| Geico | $3,375 | $3,507 |
| Liberty Mutual | $6,983 | $6,983 |
| Progressive | $4,646 | $4,646 |
| State Farm | $2,760 | $2,856 |
| USAA | $3,253 | $3,332 |
Find Cheap Chouteau, OK Auto Insurance Rates by Driving Record
Auto insurance rates in Chouteau, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Chouteau, OK, take a look at the average cost for various violations versus rates for a clean driving record in Chouteau.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,329 | $3,919 | $4,556 | $3,762 |
| Farmers | $3,526 | $4,546 | $4,435 | $4,242 |
| Geico | $2,504 | $3,840 | $4,270 | $3,150 |
| Liberty Mutual | $4,691 | $7,869 | $8,903 | $6,470 |
| Progressive | $3,616 | $6,730 | $3,993 | $4,246 |
| State Farm | $2,609 | $3,007 | $2,808 | $2,808 |
| USAA | $2,428 | $3,487 | $4,267 | $2,987 |
Find Cheap Chouteau, OK Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Chouteau, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Chouteau for less when you shop around and compare rates from multiple Chouteau, OK auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,556 |
| Farmers | $4,435 |
| Geico | $4,270 |
| Liberty Mutual | $8,903 |
| Progressive | $3,993 |
| State Farm | $2,808 |
| USAA | $4,267 |
Winners by Category: Where to Buy Cheap Auto Insurance in Chouteau, OK
Compare rates from the cheapest auto insurance companies in Chouteau, OK for your needs. Take a look at how Chouteau, Oklahoma auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Chouteau, Oklahoma Auto Insurance Companies
If you’re looking for the cheapest Chouteau, OK auto insurance companies overall, you can compare them here. Find the best price for Chouteau, Oklahoma car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,891 |
| Farmers | $4,187 |
| Geico | $3,441 |
| Liberty Mutual | $6,983 |
| Progressive | $4,646 |
| State Farm | $2,808 |
| USAA | $3,292 |
What affects Chouteau, Oklahoma auto insurance rates?
Local factors affect auto insurance rates in Chouteau, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Chouteau auto insurance rates.
Commute Times in Chouteau
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Chouteau, OK is 18.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Chouteau, OK
You can buy cheap Chouteau, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Chouteau, Oklahoma auto insurance quotes from top companies.
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Frequently Asked Questions
Why should I buy auto insurance in Chouteau, OK?
Auto insurance is mandatory in Chouteau, OK, as it is in most states. It provides financial protection in case of accidents, theft, or damage to your vehicle. Additionally, it safeguards you from potential liability claims resulting from accidents where you may be at fault.
How can I find cheap auto insurance in Chouteau, OK?
To find affordable auto insurance in Chouteau, OK, consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices.
- Maintain a good driving record: A clean driving history can help lower your insurance premiums.
- Choose higher deductibles: Opting for a higher deductible can often result in lower premium rates.
- Take advantage of discounts: Inquire about any available discounts, such as good student discounts or multi-policy discounts.
- Consider the coverage you need: Evaluate your insurance needs and select the coverage options that suit your circumstances best.
Are there any specific requirements for auto insurance in Chouteau, OK?
Yes, Chouteau, OK, follows the minimum liability coverage requirements set by the state. As of my knowledge cutoff in September 2021, the minimum liability coverage in Oklahoma is:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
Can I drive without insurance in Chouteau, OK?
No, it is illegal to drive without insurance in Chouteau, OK. If you are caught driving without insurance, you may face penalties such as fines, license suspension, or vehicle impoundment. It’s crucial to have at least the minimum required insurance coverage to comply with the law.
How can my credit score affect my auto insurance rates in Chouteau, OK?
In many states, including Oklahoma, insurance companies may consider your credit score when determining your auto insurance rates. Statistically, individuals with higher credit scores tend to file fewer insurance claims. Therefore, a lower credit score may result in higher insurance premiums. It’s recommended to maintain good credit to potentially obtain more affordable insurance rates.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.