Auto Insurance Companies That Accept Lapses in Coverage (2022)

Auto insurance companies that accept a lapse in coverage are more common than auto insurance companies that don't accept a lapse in coverage. A lapse in coverage is 30-60 days when you have no coverage, after which you'll probably see an increase in your rates and possibly other penalties like a suspension of your driving privileges and vehicle license. Some companies offer a grace period of 10-30 days to renew your coverage with no penalties.

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UPDATED: Oct 19, 2021

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