Buy Cheap Cadillac CTS-V Auto Insurance in 2024
Average auto insurance rates for a Cadillac CTS-V cost $1,684 a year, or around $140 a month. Mature drivers with good driving records may find rates as low as $990 a year.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
UPDATED: Jul 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 19, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,684 a year or $140 each month
- A liability-only policy costs around $675 a year or $56 each month
- Highest rates are for teenage drivers at around $6,155 a year or $513 each month
- Good drivers can save as much as $694 a year by earning policy discounts
- Cadillac CTS-V insurance costs around $165 more per year than the average vehicle
The insurance rates for a Cadillac CTS-V can be a little pricier than average. Cadillac CTS-V insurance costs around $165 more per year than the average vehicle. Read our guide for a breakdown of rates to understand how to save on Cadillac CTS-V insurance rates.
You can start comparing quotes for Cadillac CTS-V car insurance rates from some of the best car insurance companies by using our free online tool now.
Cadillac CTS-V Insurance Cost
The average Cadillac CTS-V car insurance rates are $1,684 a year or $140 a month.
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Are Cadillac CTS-Vs Expensive to Insure?
The chart below details how Cadillac CTS-V insurance rates compare to other luxury cars like the Mercedes-Benz C300, Audi A6, and Audi A7.
Read More: Buy Cheap Porsche Auto Insurance
| Vehicle | Comprehensive | Collision | Liability | Total |
| Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| Mercedes-Benz C300 | $404 | $718 | $372 | $1,652 |
| Audi A6 | $382 | $744 | $398 | $1,682 |
| Audi A7 | $406 | $834 | $398 | $1,796 |
| Porsche Panamera | $520 | $1042 | $398 | $2,118 |
| Mercedes-Benz S450 | $494 | $982 | $398 | $2,032 |
| Audi S7 | $532 | $1250 | $398 | $2,338 |
However, there are a few things you can do to find the cheapest Cadillac insurance rates online.
What Impacts the Cost of Cadillac CTS-V Insurance?
The Cadillac CTS-V trim and model you choose can impact the total price you will pay for Cadillac CTS-V insurance coverage.
Age of the Vehicle
Older Cadillac CTS-V models generally cost less to insure. For example, auto insurance for a 2018 Cadillac CTS-V costs $1,684, while 2010 Cadillac CTS-V insurance costs are $1,306, a difference of $378.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2018 Cadillac CTS-V | $406 | $804 | $338 | $1,684 |
| 2017 Cadillac CTS-V | $394 | $784 | $354 | $1,668 |
| 2016 Cadillac CTS-V | $380 | $752 | $364 | $1,632 |
| 2014 Cadillac CTS-V | $344 | $674 | $384 | $1,538 |
| 2013 Cadillac CTS-V | $332 | $634 | $388 | $1,490 |
| 2012 Cadillac CTS-V | $318 | $568 | $390 | $1,412 |
| 2011 Cadillac CTS-V | $296 | $522 | $390 | $1,344 |
| 2010 Cadillac CTS-V | $286 | $490 | $394 | $1,306 |
Driver Age
Driver age can have a significant impact on the cost of Cadillac CTS-V auto insurance. For example, 20-year-old drivers pay approximately $2,060 each year for their Cadillac CTS-V auto insurance than 30-year-old drivers.
Driver Location
Where you live can have a large impact on Cadillac CTS-V insurance rates. For example, drivers in New York may pay $1,028 a year more than drivers in Seattle.
Your Driving Record
Your driving record can have an impact on the cost of Cadillac CTS-V auto insurance. Teens and drivers in their 20’s see the highest jump in their Cadillac CTS-V car insurance with violations on their driving record.
Cadillac CTS-V Safety Ratings
The Cadillac CTS-V’s safety ratings will affect your Cadillac CTS-V auto insurance rates. See the chart below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Crash Test Ratings
Good Cadillac CTS-V crash test ratings mean the VW is safer, which could mean cheaper Cadillac CTS-V car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2019 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2018 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2017 Cadillac CTS-V 4 DR RWD | 4 stars | 4 stars | 5 stars | 5 stars |
| 2016 Cadillac CTS-V 4 DR RWD | N/R | N/R | 5 stars | 5 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Cadillac CTS-V Safety Features
Having a variety of safety features on your Cadillac CTS-V can help lower your Cadillac CTS-V insurance costs. The Cadillac CTS-V’s safety features include:
- Traction Control
- StabiliTrak
- Daytime Running Lamps
- Airbags
- Passenger Sensing System
- Cadillac Connected Access
- Rear Vision Camera
- Lane Keep Assist with Lane Departure Warning
- Following Distance Indicator
- Forward Collision Alert
- Lane Change Alert with Side Blind Zone Alert
- Rear Cross-Traffic Alert
- Teen Driver Configurable Feature
- Seat belts, 3-point, all seating positions
- Automatic Seat Belt Tightening
- Child Seat Restraint System
- Door locks
- Rear Child Security
- Tire Pressure Monitoring System
Cadillac CTS-V Insurance Loss Probability
The Cadillac CTS-V’s insurance loss ratio varies between different coverage types. While some types of insurance loss ratios are higher for the Cadillac CTS-V, others are more favorable and lead to lower insurance rates.
| Insurance Coverage Category | Loss Rate |
| Collision | 74% |
|---|---|
| Property Damage | -26% |
| Comprehensive | 35% |
| Personal Injury | no data |
| Medical Payment | no data |
| Bodily Injury | no data |
| Source: Insurance Institute for Highway Safety | |
Cadillac CTS-V Finance and Insurance Cost
When financing a Cadillac CTS-V, most lenders will require your carry higher Cadillac CTS-V coverage options including comprehensive coverage, so be sure to shop around and compare Cadillac CTS-V car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Cadillac CTS-V Insurance
There are many ways that you can save on Cadillac CTS-V car insurance to get the best value possible. Below are five scenarios you can explore to help keep your Cadillac CTS-V car insurance rates low.
- Reduce Your Coverage on an Older Cadillac CTS-V
- Start Searching for New Cadillac CTS-V Car Insurance a Month Before Your Renewal
- Save Money on Young Driver Cadillac CTS-V Insurance By Mentioning Grades or GPA
- Purchase a Roadside Assistance Program for Your Cadillac CTS-V
- Watch Your Insurer Closely When Your Cadillac CTS-V Needs Repairs
Top Cadillac CTS-V Insurance Companies
Who is the top car insurance company for Cadillac CTS-V insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Cadillac CTS-V auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Cadillac CTS-V offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
Can I get cheap insurance for my Cadillac CTS-V?
While insurance rates can vary based on several factors, it is possible to find affordable insurance options for your Cadillac CTS-V. By comparing quotes from different insurance providers, maintaining a good driving record, and considering available discounts, you can potentially find a policy that fits your budget.
What factors affect the cost of insurance for a Cadillac CTS-V?
Several factors can influence the cost of insurance for a Cadillac CTS-V. These include your location, driving record, age, gender, credit score, the value of the vehicle, the cost of repairs, safety features, and the level of coverage you choose. Each insurance company may weigh these factors differently, so it’s a good idea to compare quotes from multiple providers.
Are there any discounts available to lower my Cadillac CTS-V insurance premium?
Yes, insurance providers often offer various discounts that can help reduce the cost of insuring your Cadillac CTS-V. Some common discounts include multi-policy discounts, safe driver discounts, anti-theft device discounts, good student discounts, and discounts for completing a defensive driving course. Check with different insurance companies to see what discounts they offer and if you qualify.
Should I choose the minimum coverage required by law to save on insurance costs?
The minimum coverage required by law may not provide sufficient protection for your Cadillac CTS-V. It’s generally recommended to consider a comprehensive insurance policy that covers a wide range of risks. While the premium may be higher, it can offer better financial protection in case of accidents, theft, or damage to your vehicle.
How can I save on insurance for my Cadillac CTS-V?
Here are a few tips to help you save on insurance for your Cadillac CTS-V:
- Compare quotes from multiple insurance providers to find the best rates.
- Maintain a good driving record with no or few accidents or violations.
- Consider increasing your deductible, but ensure you can afford it if you need to make a claim.
- Ask about available discounts and take advantage of any that apply to you.
- Install anti-theft devices or safety features that can lower your insurance premium.
- Pay your premium annually or semi-annually instead of monthly, if possible, to avoid processing fees.
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Tracey L. Wells
Licensed Insurance Agent & Agency Owner
Tracey L. Wells is a licensed insurance agent and Farmers insurance agency owner with 23 years of experience. He is proud to be a local Farmers agent serving Grayson, Georgia and surrounding areas. With experience as both an underwriter and agent, he provides his customers with insight that others agents may not have. His agency offers all lines of insurance including home, life, auto, RV, busi...
Licensed Insurance Agent & Agency Owner
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.