Buy Cheap Tesla Model X Auto Insurance in 2023
If you want to buy Tesla Model X auto insurance coverage online then a policy will cost $183 per month ($2,194 per year) on average. Comprehensive, collision, and liability insurance cost around $534, $780, and $619, respectively.
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Written by
Sara Routhier |
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Reviewed by
Cynthia Lanctot
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UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jul 16, 2021
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $2,194 a year or $183 each month
- A liability-only policy costs around $880 a year or $73 each month
- Highest rates are for teenage drivers at around $8,019 a year or $668 each month
- Good drivers can save as much as $905 a year by earning policy discounts
- Tesla Model X insurance costs around $675 more per year than the average vehicle
Tesla Model X insurance rates are pricy. Tesla Model X insurance costs around $675 more per year than the average vehicle. Read on for savings advice on insurance rates for a Tesla Model X.
You can start comparing quotes for Tesla Model X car insurance rates from some of the best car insurance companies by using our free online tool now.
Tesla Model X Insurance Cost
The average Tesla Model X car insurance rates are $2,194 a year or $183 a month.
However, there are a few things you can do to find the cheapest Tesla insurance rates online.
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What Impacts the Cost of Tesla Model X Insurance?
The Tesla Model X trim and model you choose can impact the total price you will pay for Tesla Model X insurance coverage.
Age of the Vehicle
Older Tesla Model X models generally cost less to insure. For example, car insurance rates for a 2020 Tesla Model X are $2,194, while 2016 Tesla Model X rates are $2,052, a difference of $142.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2020 Tesla Model X | $540 | $1124 | $372 | $2,194 |
| 2019 Tesla Model X | $516 | $1080 | $390 | $2,144 |
| 2018 Tesla Model X | $494 | $1072 | $398 | $2,122 |
| 2017 Tesla Model X | $478 | $1046 | $416 | $2,098 |
| 2016 Tesla Model X | $462 | $1002 | $430 | $2,052 |
Driver Age
Driver age can have a significant impact on Tesla Model X auto insurance rates. As an example, a 40-year-old driver could pay $232 less each month for their Tesla Model X auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Tesla Model X insurance rates. For example, drivers in Jacksonville may pay $1,316 a year more than drivers in Indianapolis.
Your Driving Record
Your driving record can have an impact on the cost of Tesla Model X auto insurance. Teens and drivers in their 20’s see the highest jump in their Tesla Model X auto insurance rates with violations on their driving record.
Tesla Model X Safety Ratings
Your Tesla Model X auto insurance rates are tied to the Tesla Model X’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Tesla Model X Crash Test Ratings
Tesla Model X crash test ratings can impact the cost of your Tesla Model X car insurance. See Tesla Model X crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2020 Tesla Model X (All Variants 7psgr) SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Tesla Model X (All Variants 6-Seat) SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2020 Tesla Model X (All Variants 5-Seat) SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Tesla Model X P90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Tesla Model X P100D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Tesla Model X 90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Tesla Model X 75D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2019 Tesla Model X 60D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Tesla Model X P90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Tesla Model X P100D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Tesla Model X 90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Tesla Model X 75D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2018 Tesla Model X 60D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Tesla Model X P90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Tesla Model X P100D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Tesla Model X 90D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Tesla Model X 75D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2017 Tesla Model X 60D SUV AWD | 5 stars | 5 stars | 5 stars | 5 stars |
| 2016 Tesla Model X P90D SUV AWD Later Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X P90D SUV AWD Early Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X P100D SUV AWD Later Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X P100D SUV AWD Early Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 90D SUV AWD Later Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 90D SUV AWD Early Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 75D SUV AWD Later Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 75D SUV AWD Early Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 60D SUV AWD Later Release | N/R | N/R | N/R | N/R |
| 2016 Tesla Model X 60D SUV AWD Early Release | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Tesla Model X Safety Features
The more safety features you have on your Tesla Model X, the more likely it is that you can earn a discount. The Tesla Model X’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- Front Side Air Bag
- Rear Side Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Daytime Running Lights
- Child Safety Locks
- Traction Control
- Blind Spot Monitor
- Auto-Leveling Headlights
- Lane Departure Warning
- Lane Keeping Assist
- Cross-Traffic Alert
Tesla Model X Finance and Insurance Cost
If you are financing a Tesla Model X, you will pay more if you purchase Tesla Model X car insurance at the dealership, so be sure to shop around and compare Tesla Model X car insurance quotes from the best companies using our FREE tool below.
Ways to Save on Tesla Model X Insurance
Save more on your Tesla Model X car insurance rates. Take a look at the following five strategies that will get you the best Tesla Model X auto insurance rates possible.
- Make Sure You’re Raising a Safe Driver
- Check Reviews and State Complaints Before You Choose an Insurer
- Understand that Your Insurer Can Change Your Tesla Model X Auto Insurance Rates Mid-Term for Other Reasons
- Ask About Seasonal Insurance for Your Tesla Model X
- Compare Insurance Companies After Moving
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Top Tesla Model X Insurance Companies
Who is the top car insurance company for Tesla Model X insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Tesla Model X auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Tesla Model X offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
|
Written by
Sara Routhier |
|
Reviewed by
Cynthia Lanctot
|