Buy Cheap Del Rio, TX Auto Insurance in 2024
Del Rio, TX auto insurance rates average $316 a month. Minimum auto insurance requirements in Del Rio, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Del Rio, TX, compare Del Rio auto insurance quotes from top companies.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Del Rio, TX are $316/month
- The most expensive auto insurance company in Del Rio is Allstate
- Average auto insurance rates in Del Rio, TX after a DUI are $4,317/year
Finding affordable Del Rio, Texas auto insurance can be challenging, but everything you need to know to buy cheap Del Rio, TX auto insurance with confidence is right here. Auto insurance rates in Del Rio are affected by local factors as well as personal ones like your driving record.
See how Del Rio, TX car insurance rates compare to Austin auto insurance rates, San Antonio auto insurance rates, and Laredo auto insurance rates before you read more about the cost of auto insurance in Del Rio.
Don’t buy Del Rio, TX auto insurance until you’ve compared rates. Get free Del Rio, Texas auto insurance quotes when you enter your ZIP code above.
Del Rio, TX Minimum Auto Insurance Requirements
The required auto insurance in Del Rio, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Del Rio, Texas is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Del Rio, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Del Rio, TX. Take a look at Del Rio, Texas auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,625 | $4,858 | $4,153 |
| American Family | $5,934 | $3,720 | $3,247 |
| Geico | $4,225 | $2,407 | $1,617 |
| Nationwide | $5,440 | $4,328 | $3,763 |
| Progressive | $5,502 | $4,750 | $4,399 |
| State Farm | $3,979 | $2,473 | $1,968 |
| USAA | $3,021 | $1,737 | $1,397 |
Buy Cheap Del Rio, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Del Rio, Texas auto insurance rates? Find out how car insurance rates in Del Rio, TX are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,395 | $3,443 | $3,353 | $3,353 | $8,801 | $10,692 | $4,224 | $4,436 |
| American Family | $2,641 | $2,931 | $2,436 | $2,782 | $6,756 | $8,846 | $3,747 | $4,264 |
| Geico | $2,087 | $2,230 | $1,968 | $2,203 | $4,401 | $4,582 | $2,258 | $2,269 |
| Nationwide | $2,866 | $2,925 | $2,524 | $2,688 | $7,890 | $10,214 | $3,344 | $3,635 |
| Progressive | $2,614 | $2,466 | $2,328 | $2,372 | $10,939 | $12,189 | $3,075 | $3,086 |
| State Farm | $2,003 | $2,003 | $1,773 | $1,773 | $4,636 | $5,871 | $2,167 | $2,227 |
| USAA | $1,344 | $1,367 | $1,280 | $1,292 | $3,523 | $3,875 | $1,787 | $1,945 |
Buy Cheap Del Rio, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Del Rio can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Del Rio, TX are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,801 | $10,692 |
| American Family | $6,756 | $8,846 |
| Geico | $4,401 | $4,582 |
| Nationwide | $7,890 | $10,214 |
| Progressive | $10,939 | $12,189 |
| State Farm | $4,636 | $5,871 |
| USAA | $3,523 | $3,875 |
Buy Cheap Del Rio, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Del Rio, Texas by comparing Del Rio senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Del Rio, TX here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,353 | $3,353 |
| American Family | $2,436 | $2,782 |
| Geico | $1,968 | $2,203 |
| Nationwide | $2,524 | $2,688 |
| Progressive | $2,328 | $2,372 |
| State Farm | $1,773 | $1,773 |
| USAA | $1,280 | $1,292 |
Find Cheap Auto Insurance Rates in Del Rio, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Del Rio, Texas auto insurance. Compare Del Rio, TX auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,128 | $5,181 | $5,327 |
| American Family | $4,011 | $4,147 | $4,744 |
| Geico | $2,615 | $2,714 | $2,920 |
| Nationwide | $4,818 | $4,309 | $4,405 |
| Progressive | $4,564 | $4,855 | $5,232 |
| State Farm | $2,635 | $2,787 | $2,997 |
| USAA | $1,982 | $2,043 | $2,130 |
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Find Cheap Del Rio, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Del Rio. Compare auto insurance rates in Del Rio, TX by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,094 | $5,330 |
| American Family | $4,300 | $4,300 |
| Geico | $2,692 | $2,807 |
| Nationwide | $4,511 | $4,511 |
| Progressive | $4,884 | $4,884 |
| State Farm | $2,807 | $2,807 |
| USAA | $2,025 | $2,078 |
Find Cheap Del Rio, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Del Rio, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Del Rio, TX, take a look at the average cost for various violations versus rates for a clean driving record in Del Rio.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,104 | $6,185 | $6,455 | $4,104 |
| American Family | $3,929 | $4,975 | $4,370 | $3,929 |
| Geico | $2,339 | $3,037 | $2,604 | $3,020 |
| Nationwide | $3,896 | $3,896 | $5,832 | $4,418 |
| Progressive | $4,253 | $5,520 | $4,974 | $4,787 |
| State Farm | $2,508 | $2,857 | $3,354 | $2,508 |
| USAA | $1,547 | $2,254 | $2,632 | $1,774 |
Find Cheap Del Rio, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Del Rio, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Del Rio for less when you shop around and compare rates from multiple Del Rio, TX auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,455 |
| American Family | $4,370 |
| Geico | $2,604 |
| Nationwide | $5,832 |
| Progressive | $4,974 |
| State Farm | $3,354 |
| USAA | $2,632 |
Winners by Category: Where to Buy Cheap Auto Insurance in Del Rio, TX
Compare rates from the cheapest auto insurance companies in Del Rio, TX for your needs. Take a look at how Del Rio, Texas auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Find Cheap Del Rio, Texas Auto Insurance Companies
If you’re looking for the cheapest Del Rio, TX auto insurance companies overall, you can compare them here. Find the best price for Del Rio, Texas car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,212 |
| American Family | $4,300 |
| Geico | $2,750 |
| Nationwide | $4,511 |
| Progressive | $4,884 |
| State Farm | $2,807 |
| USAA | $2,052 |
What affects Del Rio, Texas auto insurance rates?
Local factors affect auto insurance rates in Del Rio, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Del Rio auto insurance rates.
Auto Theft in Del Rio
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Del Rio, TX auto theft show a total of 18 vehicle thefts annually.
Commute Times in Del Rio
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Del Rio, TX is 18.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Del Rio, TX
You can buy cheap Del Rio, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Del Rio, Texas auto insurance quotes from top companies.
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Frequently Asked Questions
How can I buy cheap Del Rio, TX Auto Insurance?
To buy cheap Del Rio, TX Auto Insurance, you can consider the following steps:
- Shop around and compare quotes from multiple insurance companies.
- Maintain a good driving record to qualify for discounts.
- Opt for higher deductibles, which can lower your premium.
- Bundle your auto insurance with other policies, such as home insurance, to get a multi-policy discount.
- Look for available discounts, such as safe driver discounts or discounts for installing safety devices in your vehicle.
What factors affect the cost of Del Rio, TX Auto Insurance?
Several factors can affect the cost of Del Rio, TX Auto Insurance, including:
- Your driving record and claims history
- The type, make, and model of your vehicle
- Your age, gender, and marital status
- Your credit score
- The coverage options and deductibles you choose
- The number of miles you drive annually
- The area where you live and park your vehicle
- The insurance company and their pricing policies
What are the pros of buying Del Rio, TX Auto Insurance?
- Financial Protection: Auto insurance provides financial coverage in case of accidents, theft, or damage to your vehicle.
- Legal Compliance: It is a legal requirement in Texas to have auto insurance coverage.
- Peace of Mind: Having auto insurance gives you peace of mind, knowing that you are protected financially in case of unexpected events.
- Additional Coverage Options: Auto insurance policies often offer additional coverage options such as roadside assistance or rental car reimbursement.
What are the cons of buying Del Rio, TX Auto Insurance?
- Cost: Auto insurance premiums can be a significant expense, especially if you have a poor driving record or live in an area with high insurance rates.
- Policy Limitations: Some auto insurance policies may have limitations or exclusions that you need to be aware of.
- Deductibles: If you need to file a claim, you will need to pay the deductible amount before your insurance coverage kicks in.
- Premium Increases: Making claims or having certain driving incidents may lead to increased premiums in the future.
Is it mandatory to have auto insurance in Del Rio, Texas?
Yes, it is mandatory to have auto insurance in Del Rio, Texas. The state of Texas requires all drivers to carry minimum liability insurance coverage to legally operate a vehicle on public roads. This includes coverage for bodily injury and property damage liability. Failing to have the required insurance coverage can result in penalties, fines, and potential suspension of your driver’s license.
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Michael Vereecke
Commercial Lines Coverage Specialist
Michelle Robbins has been a licensed insurance agent for over 13 years. Her career began in the real estate industry, supporting local realtors with Title Insurance. After several years, Michelle shifted to real estate home warranty insurance, where she managed a territory of over 100 miles of real estate professionals. Later, Agent Robbins obtained more licensing and experience serving families a...
Commercial Lines Coverage Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.