Buy Cheap Elizabethton, TN Auto Insurance in 2024
Elizabethton, TN auto insurance rates average $245 a month. Minimum auto insurance requirements in Elizabethton, Tennessee are 25/50/15 to comply with Tennessee laws. To buy cheap auto insurance in Elizabethton, TN, compare Elizabethton auto insurance quotes from top companies.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Elizabethton after a DUI is Liberty Mutual
- Average auto insurance rates in Elizabethton, TN after a DUI are $3,744/year
- Average auto insurance rates in Elizabethton, TN are $245/month
Finding affordable Elizabethton, Tennessee auto insurance can be challenging, but everything you need to know to buy cheap Elizabethton, TN auto insurance with confidence is right here. Auto insurance rates in Elizabethton are affected by local factors as well as personal ones like your driving record.
See how Elizabethton, TN car insurance rates compare to Franklin auto insurance rates, Bartlett auto insurance rates, and Jackson auto insurance rates before you read more about the cost of auto insurance in Elizabethton.
Don’t buy Elizabethton, TN auto insurance until you’ve compared rates. Get free Elizabethton, Tennessee auto insurance quotes when you enter your ZIP code above.
Elizabethton, TN Minimum Auto Insurance Requirements
The required auto insurance in Elizabethton, TN is 25/50/15 according to the auto insurance laws in Tennessee. The minimum auto insurance in Elizabethton, Tennessee is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Elizabethton, TN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Elizabethton, TN. Take a look at Elizabethton, Tennessee auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,301 | $4,071 | $3,118 |
| Farmers | $3,580 | $2,801 | $2,649 |
| Geico | $3,084 | $2,640 | $2,428 |
| Liberty Mutual | $7,622 | $4,679 | $3,662 |
| Nationwide | $3,653 | $2,912 | $2,586 |
| Progressive | $3,737 | $3,220 | $3,007 |
| State Farm | $3,300 | $1,982 | $1,540 |
| Travelers | $3,071 | $2,428 | $1,772 |
| USAA | $3,663 | $2,143 | $1,767 |
Buy Cheap Elizabethton, TN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Elizabethton, Tennessee auto insurance rates? Find out how car insurance rates in Elizabethton, TN are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,412 | $2,314 | $2,176 | $2,257 | $9,066 | $9,873 | $2,562 | $2,647 |
| Farmers | $1,582 | $1,610 | $1,419 | $1,562 | $6,552 | $6,951 | $2,139 | $2,266 |
| Geico | $1,807 | $1,824 | $1,665 | $1,665 | $5,476 | $5,573 | $1,835 | $1,892 |
| Nationwide | $1,958 | $1,971 | $1,762 | $1,786 | $5,364 | $6,886 | $2,247 | $2,428 |
| Progressive | $1,699 | $1,603 | $1,385 | $1,447 | $7,602 | $8,552 | $2,048 | $2,233 |
| State Farm | $1,383 | $1,383 | $1,249 | $1,249 | $4,245 | $5,301 | $1,562 | $1,821 |
| Travelers | $1,554 | $1,633 | $1,427 | $1,515 | $4,404 | $5,475 | $1,649 | $1,733 |
| USAA | $1,432 | $1,457 | $1,291 | $1,291 | $5,059 | $5,809 | $1,864 | $1,991 |
Buy Cheap Elizabethton, TN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Elizabethton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elizabethton, TN are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,066 | $9,873 |
| Farmers | $6,552 | $6,951 |
| Geico | $5,476 | $5,573 |
| Nationwide | $5,364 | $6,886 |
| Progressive | $7,602 | $8,552 |
| State Farm | $4,245 | $5,301 |
| Travelers | $4,404 | $5,475 |
| USAA | $5,059 | $5,809 |
Buy Cheap Elizabethton, TN Auto Insurance for Seniors
You can save on senior auto insurance rates in Elizabethton, Tennessee by comparing Elizabethton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elizabethton, TN here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,176 | $2,257 |
| Farmers | $1,419 | $1,562 |
| Geico | $1,665 | $1,665 |
| Nationwide | $1,762 | $1,786 |
| Progressive | $1,385 | $1,447 |
| State Farm | $1,249 | $1,249 |
| Travelers | $1,427 | $1,515 |
| USAA | $1,291 | $1,291 |
Find Cheap Auto Insurance Rates in Elizabethton, TN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Elizabethton, Tennessee auto insurance. Compare Elizabethton, TN auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,018 | $4,153 | $4,319 |
| Farmers | $2,834 | $2,994 | $3,202 |
| Geico | $2,577 | $2,711 | $2,863 |
| Liberty Mutual | $5,078 | $5,318 | $5,567 |
| Nationwide | $3,065 | $2,986 | $3,100 |
| Progressive | $3,123 | $3,323 | $3,518 |
| State Farm | $2,148 | $2,284 | $2,391 |
| Travelers | $2,275 | $2,422 | $2,573 |
| USAA | $2,450 | $2,516 | $2,606 |
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Find Cheap Elizabethton, TN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Elizabethton. Compare auto insurance rates in Elizabethton, TN by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,163 | $4,163 |
| Farmers | $3,010 | $3,010 |
| Geico | $2,701 | $2,734 |
| Liberty Mutual | $5,321 | $5,321 |
| Nationwide | $3,050 | $3,050 |
| Progressive | $3,321 | $3,321 |
| State Farm | $2,220 | $2,327 |
| Travelers | $2,329 | $2,518 |
| USAA | $2,454 | $2,595 |
Find Cheap Elizabethton, TN Auto Insurance Rates by Driving Record
Auto insurance rates in Elizabethton, Tennessee are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elizabethton, TN, take a look at the average cost for various violations versus rates for a clean driving record in Elizabethton.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,485 | $4,152 | $5,027 | $3,989 |
| Farmers | $2,567 | $3,188 | $3,263 | $3,022 |
| Geico | $1,977 | $2,646 | $4,270 | $1,977 |
| Liberty Mutual | $4,315 | $6,221 | $5,784 | $4,965 |
| Nationwide | $2,648 | $2,648 | $3,945 | $2,960 |
| Progressive | $2,927 | $3,795 | $3,116 | $3,446 |
| State Farm | $2,071 | $2,477 | $2,274 | $2,274 |
| Travelers | $1,969 | $2,525 | $2,785 | $2,415 |
| USAA | $1,839 | $2,747 | $3,233 | $2,278 |
Find Cheap Elizabethton, TN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Elizabethton, Tennessee is higher than for a clean driving record. You can buy auto insurance after a DUI in Elizabethton for less when you shop around and compare rates from multiple Elizabethton, TN auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,027 |
| Farmers | $3,263 |
| Geico | $4,270 |
| Liberty Mutual | $5,784 |
| Nationwide | $3,945 |
| Progressive | $3,116 |
| State Farm | $2,274 |
| Travelers | $2,785 |
| USAA | $3,233 |
Winners by Category: Where to Buy Cheap Auto Insurance in Elizabethton, TN
Compare rates from the cheapest auto insurance companies in Elizabethton, TN for your needs. Take a look at how Elizabethton, Tennessee auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Elizabethton, Tennessee Auto Insurance Companies
If you’re looking for the cheapest Elizabethton, TN auto insurance companies overall, you can compare them here. Find the best price for Elizabethton, Tennessee car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,163 |
| Farmers | $3,010 |
| Geico | $2,717 |
| Nationwide | $3,050 |
| Progressive | $3,321 |
| State Farm | $2,274 |
| Travelers | $2,424 |
| USAA | $2,524 |
What affects Elizabethton, Tennessee auto insurance rates?
Local factors affect auto insurance rates in Elizabethton, TN, including traffic, theft statistics, and commute length. Take a look at the things that impact Elizabethton auto insurance rates.
Commute Times in Elizabethton
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elizabethton, TN is 20.2 minutes according to City-Data.
Compare Auto Insurance Quotes in Elizabethton, TN
You can buy cheap Elizabethton, TN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elizabethton, Tennessee auto insurance quotes from top companies.
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Frequently Asked Questions
Are there any local factors that affect auto insurance rates in Elizabethton, TN?
Yes, there are local factors that can impact auto insurance rates in Elizabethton, TN. These may include the area’s crime rates, population density, traffic conditions, and the number of accidents reported. Insurance providers consider these factors when determining premiums. Additionally, the availability of local insurance agents and the competition among insurance providers in Elizabethton can also influence rates.
How can I lower my auto insurance premiums in Elizabethton, TN?
To lower your auto insurance premiums in Elizabethton, TN, consider the following strategies:
- Maintain a clean driving record and avoid accidents and traffic violations.
- Bundle your auto insurance with other policies, such as homeowners or renters insurance, to qualify for multi-policy discounts.
- Inquire about discounts for installing safety features in your vehicle, such as anti-theft devices or anti-lock brakes.
- Increase your deductibles, but make sure you can afford to pay the higher deductible in case of an accident.
- Review your coverage options periodically to ensure you’re not paying for unnecessary coverage.
Can I get auto insurance coverage if I have a poor driving record?
Yes, even if you have a poor driving record, you can still get auto insurance coverage in Elizabethton, TN. However, it’s important to note that having a poor driving record may result in higher premiums. Insurance providers consider your driving history as an indication of risk, and individuals with a history of accidents or traffic violations may be considered higher-risk drivers. Shopping around and comparing quotes from different insurance providers can help you find the most affordable options available to you.
What types of coverage options should I consider for my auto insurance in Elizabethton, TN?
When considering auto insurance coverage options in Elizabethton, TN, it’s important to assess your needs and priorities. The most common types of coverage include:
- Liability coverage: This covers bodily injury and property damage you may cause to others in an accident.
- Collision coverage: This covers damage to your own vehicle in the event of a collision.
- Comprehensive coverage: This covers damage to your vehicle from non-collision incidents, such as theft, vandalism, or natural disasters.
- Uninsured/underinsured motorist coverage: This provides protection if you’re involved in an accident with a driver who doesn’t have insurance or has insufficient coverage.
- Medical payments coverage: This covers medical expenses for you and your passengers regardless of who is at fault.
- Personal injury protection (PIP): This provides coverage for medical expenses, lost wages, and other related costs resulting from an accident.
Is it possible to get temporary auto insurance coverage in Elizabethton, TN?
Yes, temporary auto insurance coverage is available in Elizabethton, TN. This type of coverage is designed for short-term needs, such as borrowing a vehicle, renting a car, or using a car for a brief period. Temporary insurance policies typically provide coverage for a specific duration, ranging from a few days to several weeks or months. If you need temporary coverage, contact insurance providers to inquire about their options and policies.
What should I do if I’m involved in an auto accident in Elizabethton, TN?
If you’re involved in an auto accident in Elizabethton, TN, follow these steps:
- Ensure everyone’s safety by moving to a safe location if possible.
- Call emergency services if there are injuries or significant property damage.
- Exchange contact and insurance information with the other party involved in the accident.
- Document the accident scene by taking photos and gathering witness information, if available.
- Report the accident to your insurance provider as soon as possible.
- Follow any instructions or requirements provided by your insurance company regarding the claims process.
- Seek medical attention if needed, even for seemingly minor injuries.
- Cooperate with law enforcement and provide accurate information about the accident.
How can I find cheap auto insurance in Elizabethton, TN?
To find cheap auto insurance in Elizabethton, TN, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts, such as safe driver discounts or multi-policy discounts for bundling your auto insurance with other policies.
- Consider adjusting your coverage options and deductibles based on your needs and budget.
- Look for insurance providers that specialize in offering affordable rates to drivers in Elizabethton, TN.
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Brandon Frady
Licensed Insurance Agent
Brandon Frady has been a licensed insurance agent and insurance office manager since 2018. He has experience in ventures from retail to finance, working positions from cashier to management, but it wasn’t until Brandon started working in the insurance industry that he truly felt at home in his career. In his day-to-day interactions, he aims to live out his business philosophy in how he treats hi...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.