Buy Cheap Elizabethtown, KY Auto Insurance (2022)

Elizabethtown, KY auto insurance rates average $343 a month. Minimum auto insurance requirements in Elizabethtown, Kentucky are 25/50/25 to comply with Kentucky laws. To buy cheap auto insurance in Elizabethtown, KY, compare Elizabethtown auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Elizabethtown is Allstate
  • Average auto insurance rates in Elizabethtown, KY are $343/month
  • The most expensive auto insurance company in Elizabethtown after a DUI is GEICO

Finding affordable Elizabethtown, Kentucky auto insurance can be challenging, but everything you need to know to buy cheap Elizabethtown, KY auto insurance with confidence is right here. Auto insurance rates in Elizabethtown are affected by local factors as well as personal ones like your driving record.

See how Elizabethtown, KY car insurance rates compare to Richmond auto insurance rates, Henderson auto insurance rates, and Florence auto insurance rates before you read more about the cost of auto insurance in Elizabethtown.

Don’t buy Elizabethtown, KY auto insurance until you’ve compared rates. Get free Elizabethtown, Kentucky auto insurance quotes when you enter your ZIP code above.

Elizabethtown, KY Minimum Auto Insurance Requirements

The required auto insurance in Elizabethtown, KY is 25/50/25 according to the auto insurance laws in Kentucky. The minimum auto insurance in Elizabethtown, Kentucky is outlined here.

Minimum Required Auto Insurance Coverage in Elizabethtown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Elizabethtown, KY Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Elizabethtown, KY. Take a look at Elizabethtown, Kentucky auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Elizabethtown, Kentucky

Insurance Company Poor Fair Good
Allstate $7,202 $4,975 $4,142
GEICO $6,740 $3,365 $2,191
Liberty Mutual $7,322 $4,502 $3,555
Nationwide $5,136 $4,037 $3,508
Progressive $4,714 $4,114 $3,838
State Farm $3,557 $2,159 $1,691
Travelers $5,352 $4,533 $4,516
USAA $3,822 $2,158 $1,764

Buy Cheap Elizabethtown, KY Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Elizabethtown, Kentucky auto insurance rates? Find out how car insurance rates in Elizabethtown, KY are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Elizabethtown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,099 $3,060 $2,812 $2,996 $11,562 $12,983 $3,411 $3,594
GEICO $3,245 $3,002 $3,407 $3,086 $6,937 $8,194 $2,647 $2,272
Liberty Mutual $2,795 $3,029 $2,379 $2,659 $11,486 $12,704 $2,922 $3,036
Nationwide $3,035 $3,029 $2,745 $2,862 $6,743 $8,373 $3,436 $3,593
Progressive $2,035 $1,939 $1,826 $1,835 $9,871 $11,166 $2,523 $2,579
State Farm $1,549 $1,549 $1,387 $1,387 $4,515 $5,722 $1,726 $1,917
Travelers $2,065 $2,102 $2,023 $2,030 $9,796 $15,747 $2,154 $2,487
USAA $1,732 $1,730 $1,576 $1,596 $4,620 $4,855 $2,173 $2,370

Buy Cheap Elizabethtown, KY Auto Insurance for Teen Drivers

Auto insurance for teenagers in Elizabethtown can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Elizabethtown, KY are listed here.

Annual Auto Insurance Rates for Teen Drivers in Elizabethtown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,562 $12,983
GEICO $6,937 $8,194
Liberty Mutual $11,486 $12,704
Nationwide $6,743 $8,373
Progressive $9,871 $11,166
State Farm $4,515 $5,722
Travelers $9,796 $15,747
USAA $4,620 $4,855

Buy Cheap Elizabethtown, KY Auto Insurance for Seniors

You can save on senior auto insurance rates in Elizabethtown, Kentucky by comparing Elizabethtown senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Elizabethtown, KY here.

Annual Auto Insurance Rates for Senior Drivers in Elizabethtown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,812 $2,996
GEICO $3,407 $3,086
Liberty Mutual $2,379 $2,659
Nationwide $2,745 $2,862
Progressive $1,826 $1,835
State Farm $1,387 $1,387
Travelers $2,023 $2,030
USAA $1,576 $1,596

Find Cheap Auto Insurance Rates in Elizabethtown, KY by Coverage Level

The amount of coverage you choose is a big factor in the cost of Elizabethtown, Kentucky auto insurance. Compare Elizabethtown, KY auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Elizabethtown, Kentucky

Insurance Company Low Medium High
Allstate $5,036 $5,417 $5,866
GEICO $3,836 $4,094 $4,367
Liberty Mutual $4,888 $5,095 $5,396
Nationwide $4,276 $4,178 $4,227
Progressive $3,889 $4,170 $4,606
State Farm $2,304 $2,464 $2,639
Travelers $4,547 $4,821 $5,032
USAA $2,442 $2,575 $2,728

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Elizabethtown, KY Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Elizabethtown. Compare auto insurance rates in Elizabethtown, KY by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Elizabethtown, Kentucky

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,440 $5,440
GEICO $4,060 $4,137
Liberty Mutual $5,126 $5,126
Nationwide $4,227 $4,227
Progressive $4,222 $4,222
State Farm $2,408 $2,530
Travelers $4,800 $4,800
USAA $2,485 $2,678

Find Cheap Elizabethtown, KY Auto Insurance Rates by Driving Record

Auto insurance rates in Elizabethtown, Kentucky are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Elizabethtown, KY, take a look at the average cost for various violations versus rates for a clean driving record in Elizabethtown.

Annual Elizabethtown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,504 $5,882 $6,286 $5,087
GEICO $2,442 $4,345 $6,617 $2,992
Liberty Mutual $4,278 $6,573 $5,111 $4,543
Nationwide $3,361 $4,347 $5,499 $3,701
Progressive $3,494 $5,167 $3,983 $4,243
State Farm $2,262 $2,676 $2,469 $2,469
Travelers $4,192 $4,312 $6,208 $4,490
USAA $1,951 $2,749 $3,277 $2,349

Find Cheap Elizabethtown, KY Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Elizabethtown, Kentucky is higher than for a clean driving record. You can buy auto insurance after a DUI in Elizabethtown for less when you shop around and compare rates from multiple Elizabethtown, KY auto insurance companies.

Annual Auto Insurance Rates After a DUI in Elizabethtown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,286
GEICO $6,617
Liberty Mutual $5,111
Nationwide $5,499
Progressive $3,983
State Farm $2,469
Travelers $6,208
USAA $3,277

Winners by Category: Where to Buy Cheap Auto Insurance in Elizabethtown, KY

Compare rates from the cheapest auto insurance companies in Elizabethtown, KY for your needs. Take a look at how Elizabethtown, Kentucky auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Elizabethtown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Elizabethtown, Kentucky Auto Insurance Companies

If you’re looking for the cheapest Elizabethtown, KY auto insurance companies overall, you can compare them here. Find the best price for Elizabethtown, Kentucky car insurance by company.

Average Annual Auto Insurance Rates by Company in Elizabethtown, Kentucky

Insurance Company Average Annual Rates
Allstate $5,440
GEICO $4,099
Liberty Mutual $5,126
Nationwide $4,227
Progressive $4,222
State Farm $2,469
Travelers $4,800
USAA $2,582

What affects Elizabethtown, Kentucky auto insurance rates?

Local factors affect auto insurance rates in Elizabethtown, KY, including traffic, theft statistics, and commute length. Take a look at the things that impact Elizabethtown auto insurance rates.

Commute Times in Elizabethtown

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Elizabethtown, KY is 18.6 minutes according to City-Data.

Compare Auto Insurance Quotes in Elizabethtown, KY

You can buy cheap Elizabethtown, KY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Elizabethtown, Kentucky auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption