Buy Cheap Fremont, MI Auto Insurance in 2024
Fremont, MI auto insurance rates average $752 a month. Minimum auto insurance requirements in Fremont, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Fremont, MI, compare Fremont auto insurance quotes from top companies.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Fremont, MI for teens drivers are $16,954/year
- The most expensive auto insurance company in Fremont after a DUI is Allstate
- Average auto insurance rates in Fremont, MI after a DUI are $14,928/year
Finding affordable Fremont, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Fremont, MI auto insurance with confidence is right here. Auto insurance rates in Fremont are affected by local factors as well as personal ones like your driving record.
See how Fremont, MI car insurance rates compare to Troy auto insurance rates, Dearborn auto insurance rates, and Warren auto insurance rates before you read more about the cost of auto insurance in Fremont.
Don’t buy Fremont, MI auto insurance until you’ve compared rates. Get free Fremont, Michigan auto insurance quotes when you enter your ZIP code above.
Fremont, MI Minimum Auto Insurance Requirements
The required auto insurance in Fremont, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Fremont, Michigan is outlined here.
Minimum Required Auto Insurance Coverage in Fremont, Michigan
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Fremont, MI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Fremont, MI. Take a look at Fremont, Michigan auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Fremont, Michigan
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $30,569 | $16,939 | $12,993 |
| Farmers | $7,573 | $5,000 | $4,615 |
| Geico | $7,170 | $5,273 | $4,291 |
| Liberty Mutual | $28,449 | $16,436 | $9,083 |
| Nationwide | $7,389 | $5,569 | $4,737 |
| Progressive | $5,907 | $4,973 | $4,490 |
| State Farm | $16,984 | $8,605 | $5,851 |
| Travelers | $6,813 | $6,608 | $6,525 |
| USAA | $5,333 | $3,035 | $2,314 |
Buy Cheap Fremont, MI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Fremont, Michigan auto insurance rates? Find out how car insurance rates in Fremont, MI are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Fremont, Michigan
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $14,681 | $14,681 | $13,611 | $13,611 | $36,902 | $36,902 | $15,474 | $15,474 |
| Farmers | $4,354 | $4,354 | $4,061 | $4,061 | $9,613 | $9,613 | $4,889 | $4,889 |
| Geico | $3,911 | $3,911 | $3,958 | $3,958 | $10,706 | $10,706 | $3,737 | $3,737 |
| Liberty Mutual | $13,501 | $13,501 | $13,368 | $13,368 | $31,589 | $31,589 | $13,501 | $13,501 |
| Nationwide | $4,204 | $4,204 | $3,741 | $3,741 | $11,040 | $11,040 | $4,607 | $4,607 |
| Progressive | $3,012 | $2,820 | $2,657 | $2,950 | $10,981 | $11,761 | $3,515 | $3,290 |
| State Farm | $6,432 | $6,432 | $5,927 | $5,927 | $22,024 | $22,024 | $7,536 | $7,536 |
| Travelers | $4,480 | $4,480 | $3,858 | $3,858 | $13,395 | $13,395 | $4,862 | $4,862 |
| USAA | $2,602 | $2,477 | $2,443 | $2,317 | $6,339 | $6,054 | $3,182 | $3,071 |
Buy Cheap Fremont, MI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Fremont can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Fremont, MI are listed here.
Annual Auto Insurance Rates for Teen Drivers in Fremont, Michigan
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $36,902 | $36,902 |
| Farmers | $9,613 | $9,613 |
| Geico | $10,706 | $10,706 |
| Liberty Mutual | $31,589 | $31,589 |
| Nationwide | $11,040 | $11,040 |
| Progressive | $10,981 | $11,761 |
| State Farm | $22,024 | $22,024 |
| Travelers | $13,395 | $13,395 |
| USAA | $6,339 | $6,054 |
Buy Cheap Fremont, MI Auto Insurance for Seniors
You can save on senior auto insurance rates in Fremont, Michigan by comparing Fremont senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Fremont, MI here.
Annual Auto Insurance Rates for Senior Drivers in Fremont, Michigan
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $13,611 | $13,611 |
| Farmers | $4,061 | $4,061 |
| Geico | $3,958 | $3,958 |
| Liberty Mutual | $13,368 | $13,368 |
| Nationwide | $3,741 | $3,741 |
| Progressive | $2,657 | $2,950 |
| State Farm | $5,927 | $5,927 |
| Travelers | $3,858 | $3,858 |
| USAA | $2,443 | $2,317 |
Find Cheap Auto Insurance Rates in Fremont, MI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Fremont, Michigan auto insurance. Compare Fremont, MI auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Fremont, Michigan
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $19,727 | $20,206 | $20,568 |
| Farmers | $5,584 | $5,716 | $5,888 |
| Geico | $5,234 | $5,531 | $5,970 |
| Liberty Mutual | $17,587 | $17,951 | $18,431 |
| Nationwide | $6,169 | $5,799 | $5,726 |
| Progressive | $4,977 | $5,129 | $5,264 |
| State Farm | $9,993 | $10,540 | $10,906 |
| Travelers | $6,575 | $6,656 | $6,715 |
| USAA | $3,463 | $3,568 | $3,650 |
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Find Cheap Fremont, MI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Fremont. Compare auto insurance rates in Fremont, MI by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Fremont, Michigan
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $20,167 | $20,167 |
| Farmers | $5,729 | $5,729 |
| Geico | $5,449 | $5,708 |
| Liberty Mutual | $17,375 | $18,605 |
| Nationwide | $5,898 | $5,898 |
| Progressive | $5,123 | $5,123 |
| State Farm | $10,202 | $10,757 |
| Travelers | $6,611 | $6,686 |
| USAA | $3,520 | $3,601 |
Find Cheap Fremont, MI Auto Insurance Rates by Driving Record
Auto insurance rates in Fremont, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Fremont, MI, take a look at the average cost for various violations versus rates for a clean driving record in Fremont.
Annual Fremont, Michigan Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $9,787 | $13,067 | $44,083 | $13,732 |
| Farmers | $4,820 | $6,131 | $6,055 | $5,912 |
| Geico | $2,001 | $4,157 | $12,503 | $3,652 |
| Liberty Mutual | $12,439 | $15,131 | $28,365 | $16,024 |
| Nationwide | $5,048 | $6,735 | $6,124 | $5,684 |
| Progressive | $4,354 | $5,696 | $5,123 | $5,321 |
| State Farm | $6,773 | $8,062 | $17,088 | $9,996 |
| Travelers | $4,510 | $6,426 | $10,331 | $5,327 |
| USAA | $2,867 | $3,569 | $4,682 | $3,125 |
Find Cheap Fremont, MI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Fremont, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Fremont for less when you shop around and compare rates from multiple Fremont, MI auto insurance companies.
Annual Auto Insurance Rates After a DUI in Fremont, Michigan
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $44,083 |
| Farmers | $6,055 |
| Geico | $12,503 |
| Liberty Mutual | $28,365 |
| Nationwide | $6,124 |
| Progressive | $5,123 |
| State Farm | $17,088 |
| Travelers | $10,331 |
| USAA | $4,682 |
Winners by Category: Where to Buy Cheap Auto Insurance in Fremont, MI
Compare rates from the cheapest auto insurance companies in Fremont, MI for your needs. Take a look at how Fremont, Michigan auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Fremont, Michigan
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Fremont, Michigan Auto Insurance Companies
If you’re looking for the cheapest Fremont, MI auto insurance companies overall, you can compare them here. Find the best price for Fremont, Michigan car insurance by company.
Average Annual Auto Insurance Rates by Company in Fremont, Michigan
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $20,167 |
| Farmers | $5,729 |
| Geico | $5,578 |
| Liberty Mutual | $17,990 |
| Nationwide | $5,898 |
| Progressive | $5,123 |
| State Farm | $10,480 |
| Travelers | $6,649 |
| USAA | $3,561 |
What affects Fremont, Michigan auto insurance rates?
Local factors affect auto insurance rates in Fremont, MI, including traffic, theft statistics, and commute length. Take a look at the things that impact Fremont auto insurance rates.
Auto Theft in Fremont
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Fremont, MI auto theft show a total of 3 vehicle thefts annually.
Commute Times in Fremont
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Fremont, MI is 16.4 minutes according to City-Data.
Compare Auto Insurance Quotes in Fremont, MI
You can buy cheap Fremont, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Fremont, Michigan auto insurance quotes from top companies.
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Frequently Asked Questions
Is it possible to find cheap auto insurance in Fremont, MI, in 2023?
Yes, it is possible to find affordable auto insurance in Fremont, MI, in 2023. With careful research and comparison shopping, you can find insurance options that fit your budget.
How can I find cheap auto insurance in Fremont, MI?
To find cheap auto insurance in Fremont, MI, consider the following steps:
- Obtain quotes from multiple insurance providers to compare prices.
- Review the coverage options and deductibles offered by each provider.
- Check for available discounts, such as safe driving discounts or multi-policy discounts.
- Consider opting for higher deductibles, which can lower your premium but increase out-of-pocket expenses in the event of a claim.
- Maintain a good driving record and credit score, as these factors can impact your insurance rates.
What factors affect the cost of auto insurance in Fremont, MI?
Several factors can influence the cost of auto insurance, including:
- Your age, driving experience, and marital status
- The make and model of your vehicle
- Your driving record and claims history
- The coverage and deductibles you choose
- Your credit score
- The location where you live
- The miles you drive annually
Are there any downsides to buying cheap auto insurance?
While cheap auto insurance can be appealing, there are potential downsides to consider, such as:
- Limited coverage options: Cheap insurance policies may offer lower coverage limits or exclude certain types of coverage.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket in the event of a claim.
- Poor customer service: Some low-cost insurance providers may not offer the same level of customer service as more established companies.
- Less financial stability: Smaller or lesser-known insurance companies may have less financial stability, potentially affecting their ability to pay claims promptly.
What are the benefits of buying cheap auto insurance?
There are some potential benefits to buying cheap auto insurance, including:
- Cost savings: Cheap insurance premiums can save you money on your monthly expenses.
- Basic coverage needs: If you have an older vehicle or minimal assets to protect, cheap insurance may provide adequate coverage.
- Temporary coverage: Cheap insurance can be a suitable option if you only need coverage for a short period, such as when renting a car or planning to sell your vehicle soon.
- Initial coverage: Cheap insurance can be a starting point for new drivers or those on a tight budget, allowing them to legally drive while working on improving their driving record or financial situation.
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Jeffrey Manola
Licensed Insurance Agent
Jeffrey Manola is an experienced insurance agent who founded TopQuoteLifeInsurance.com and NoMedicalExamQuotes.com. His mission when creating these sites was to provide online consumers searching for insurance with the most affordable rates available. Not only does he strive to provide consumers with the best prices for insurance coverage, but he also wants those on the market for insurance to ...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.