Buy Cheap Gibbon, MN Auto Insurance in 2024
Gibbon, MN auto insurance rates average $355 a month. Minimum auto insurance requirements in Gibbon, Minnesota are 30/60/10 to comply with Minnesota laws. To buy cheap auto insurance in Gibbon, MN, compare Gibbon auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gibbon, MN for teens drivers are $6,675/year
- Average auto insurance rates in Gibbon, MN are $355/month
- The most expensive auto insurance company in Gibbon is Liberty Mutual
Finding affordable Gibbon, Minnesota auto insurance can be challenging, but everything you need to know to buy cheap Gibbon, MN auto insurance with confidence is right here. Auto insurance rates in Gibbon are affected by local factors as well as personal ones like your driving record.
See how Gibbon, MN car insurance rates compare to Bloomington auto insurance rates, Minneapolis auto insurance rates, and Duluth auto insurance rates before you read more about the cost of auto insurance in Gibbon.
Don’t buy Gibbon, MN auto insurance until you’ve compared rates. Get free Gibbon, Minnesota auto insurance quotes when you enter your ZIP code above.
Gibbon, MN Minimum Auto Insurance Requirements
The required auto insurance in Gibbon, MN is 30/60/10 according to the auto insurance laws in Minnesota. The minimum auto insurance in Gibbon, Minnesota is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Gibbon, MN Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Gibbon, MN. Take a look at Gibbon, Minnesota auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,761 | $3,688 | $3,429 |
| American Family | $4,689 | $3,147 | $2,542 |
| Farmers | $3,412 | $2,468 | $2,306 |
| Geico | $3,826 | $3,128 | $2,606 |
| Liberty Mutual | $17,646 | $11,407 | $8,915 |
| Nationwide | $3,229 | $2,609 | $2,314 |
| State Farm | $2,727 | $1,668 | $1,217 |
| USAA | $4,356 | $2,156 | $1,874 |
Buy Cheap Gibbon, MN Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Gibbon, Minnesota auto insurance rates? Find out how car insurance rates in Gibbon, MN are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,078 | $3,078 | $2,967 | $2,967 | $7,050 | $10,201 | $3,740 | $3,928 |
| American Family | $2,201 | $2,201 | $1,992 | $1,992 | $5,936 | $8,657 | $2,201 | $2,493 |
| Farmers | $1,771 | $1,766 | $1,701 | $1,801 | $5,098 | $5,135 | $2,318 | $2,242 |
| Geico | $2,420 | $2,401 | $2,313 | $2,248 | $5,064 | $6,431 | $2,267 | $2,347 |
| Liberty Mutual | $8,952 | $8,952 | $8,863 | $8,863 | $17,660 | $26,524 | $8,952 | $12,481 |
| Nationwide | $1,823 | $1,831 | $1,625 | $1,722 | $4,678 | $5,684 | $2,143 | $2,228 |
| State Farm | $1,395 | $1,395 | $1,244 | $1,244 | $3,021 | $3,724 | $1,614 | $1,332 |
| USAA | $1,866 | $1,848 | $1,702 | $1,702 | $4,894 | $5,342 | $2,429 | $2,580 |
Buy Cheap Gibbon, MN Auto Insurance for Teen Drivers
Auto insurance for teenagers in Gibbon can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gibbon, MN are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $7,050 | $10,201 |
| American Family | $5,936 | $8,657 |
| Farmers | $5,098 | $5,135 |
| Geico | $5,064 | $6,431 |
| Liberty Mutual | $17,660 | $26,524 |
| Nationwide | $4,678 | $5,684 |
| State Farm | $3,021 | $3,724 |
| USAA | $4,894 | $5,342 |
Buy Cheap Gibbon, MN Auto Insurance for Seniors
You can save on senior auto insurance rates in Gibbon, Minnesota by comparing Gibbon senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gibbon, MN here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,967 | $2,967 |
| American Family | $1,992 | $1,992 |
| Farmers | $1,701 | $1,801 |
| Geico | $2,313 | $2,248 |
| Liberty Mutual | $8,863 | $8,863 |
| Nationwide | $1,625 | $1,722 |
| State Farm | $1,244 | $1,244 |
| USAA | $1,702 | $1,702 |
Find Cheap Auto Insurance Rates in Gibbon, MN by Coverage Level
The amount of coverage you choose is a big factor in the cost of Gibbon, Minnesota auto insurance. Compare Gibbon, MN auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,553 | $4,623 | $4,703 |
| American Family | $3,458 | $3,556 | $3,363 |
| Farmers | $2,624 | $2,740 | $2,823 |
| Geico | $3,092 | $3,185 | $3,283 |
| Liberty Mutual | $12,350 | $12,666 | $12,951 |
| Nationwide | $2,572 | $2,736 | $2,843 |
| State Farm | $1,792 | $1,878 | $1,943 |
| USAA | $2,709 | $2,794 | $2,882 |
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Find Cheap Gibbon, MN Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Gibbon. Compare auto insurance rates in Gibbon, MN by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,626 | $4,626 |
| American Family | $3,419 | $3,500 |
| Farmers | $2,729 | $2,729 |
| Geico | $3,144 | $3,229 |
| Liberty Mutual | $12,283 | $13,028 |
| Nationwide | $2,717 | $2,717 |
| State Farm | $1,820 | $1,922 |
| USAA | $2,758 | $2,832 |
Find Cheap Gibbon, MN Auto Insurance Rates by Driving Record
Auto insurance rates in Gibbon, Minnesota are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gibbon, MN, take a look at the average cost for various violations versus rates for a clean driving record in Gibbon.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,309 | $4,882 | $5,927 | $4,386 |
| American Family | $2,323 | $4,193 | $4,687 | $2,634 |
| Farmers | $2,336 | $2,947 | $2,988 | $2,645 |
| Geico | $2,114 | $3,362 | $5,005 | $2,265 |
| Liberty Mutual | $9,312 | $12,745 | $18,523 | $10,043 |
| Nationwide | $2,163 | $2,861 | $3,286 | $2,558 |
| State Farm | $1,721 | $2,021 | $1,871 | $1,871 |
| USAA | $2,077 | $2,639 | $3,989 | $2,475 |
Find Cheap Gibbon, MN Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Gibbon, Minnesota is higher than for a clean driving record. You can buy auto insurance after a DUI in Gibbon for less when you shop around and compare rates from multiple Gibbon, MN auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $5,927 |
| American Family | $4,687 |
| Farmers | $2,988 |
| Geico | $5,005 |
| Liberty Mutual | $18,523 |
| Nationwide | $3,286 |
| State Farm | $1,871 |
| USAA | $3,989 |
Winners by Category: Where to Buy Cheap Auto Insurance in Gibbon, MN
Compare rates from the cheapest auto insurance companies in Gibbon, MN for your needs. Take a look at how Gibbon, Minnesota auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | State Farm |
| Seniors | State Farm |
| Clean Record | State Farm |
| With 1 Accident | State Farm |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | State Farm |
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Find Cheap Gibbon, Minnesota Auto Insurance Companies
If you’re looking for the cheapest Gibbon, MN auto insurance companies overall, you can compare them here. Find the best price for Gibbon, Minnesota car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,626 |
| American Family | $3,459 |
| Farmers | $2,729 |
| Geico | $3,186 |
| Liberty Mutual | $12,656 |
| Nationwide | $2,717 |
| State Farm | $1,871 |
| USAA | $2,795 |
What affects Gibbon, Minnesota auto insurance rates?
Local factors affect auto insurance rates in Gibbon, MN, including traffic, theft statistics, and commute length. Take a look at the things that impact Gibbon auto insurance rates.
Commute Times in Gibbon
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gibbon, MN is 24.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Gibbon, MN
You can buy cheap Gibbon, MN auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gibbon, Minnesota auto insurance quotes from top companies.
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Frequently Asked Questions
What factors can help me buy cheap auto insurance in Gibbon, MN?
Several factors can influence the cost of your auto insurance in Gibbon, MN. Some key factors include your driving record, the type of vehicle you drive, your age, your credit score, and the coverage limits and deductibles you choose. Additionally, you may qualify for discounts based on factors such as being a safe driver, having multiple policies with the same insurer, or installing safety devices in your vehicle.
Are there any specific auto insurance requirements in Gibbon, MN?
Yes, Gibbon, MN follows the state’s auto insurance requirements. To legally drive in Minnesota, you must carry at least the minimum liability coverage, which includes $30,000 for bodily injury per person, $60,000 for bodily injury per accident, and $10,000 for property damage. It’s important to note that these are the minimum requirements, and it’s often recommended to consider higher coverage limits for better protection.
How can I find cheap auto insurance quotes in Gibbon, MN?
To find cheap auto insurance quotes in Gibbon, MN, you can start by researching and comparing multiple insurance providers. Utilize online comparison tools or contact local insurance agents to gather quotes. It’s essential to provide accurate information about your driving history, vehicle details, and coverage needs to receive accurate quotes. Additionally, consider bundling your auto insurance with other policies, such as homeowners or renters insurance, as it may lead to discounts.
What are some tips for lowering my auto insurance premiums in Gibbon, MN?
Here are a few tips to help lower your auto insurance premiums in Gibbon, MN:
- Maintain a good driving record: Avoid accidents and traffic violations as they can increase your rates.
- Choose a higher deductible: Opting for a higher deductible means you’ll pay more out of pocket in case of a claim, but it can lower your premiums.
- Ask about discounts: Inquire about available discounts for safe driving, multiple policies, good grades (if applicable for students), or anti-theft devices.
- Consider your coverage needs: Assess your coverage limits and adjust them based on your requirements. Eliminate unnecessary coverage options to save on premiums.
Should I purchase only the minimum required coverage in Gibbon, MN to save money?
While purchasing only the minimum required coverage may help save money in the short term, it’s important to consider the potential risks. Minimum coverage may not be sufficient in the event of a serious accident, leaving you financially responsible for any costs beyond your coverage limits. It’s often recommended to evaluate your personal circumstances, including your assets, driving habits, and potential risks, and consider purchasing higher coverage limits to protect yourself adequately.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.