Buy Cheap Gun Barrel City, TX Auto Insurance in 2024
Gun Barrel City, TX auto insurance rates average $300 a month. Minimum auto insurance requirements in Gun Barrel City, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Gun Barrel City, TX, compare Gun Barrel City auto insurance quotes from top companies.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gun Barrel City, TX are $300/month
- Average auto insurance rates in Gun Barrel City, TX for teens drivers are $6,408/year
- Average auto insurance rates in Gun Barrel City, TX after a DUI are $4,125/year
Finding affordable Gun Barrel City, Texas auto insurance can be challenging, but everything you need to know to buy cheap Gun Barrel City, TX auto insurance with confidence is right here. Auto insurance rates in Gun Barrel City are affected by local factors as well as personal ones like your driving record.
See how Gun Barrel City, TX car insurance rates compare to San Antonio auto insurance rates, El Paso auto insurance rates, and Arlington auto insurance rates before you read more about the cost of auto insurance in Gun Barrel City.
Don’t buy Gun Barrel City, TX auto insurance until you’ve compared rates. Get free Gun Barrel City, Texas auto insurance quotes when you enter your ZIP code above.
Table of Contents
Gun Barrel City, TX Minimum Auto Insurance Requirements
The required auto insurance in Gun Barrel City, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Gun Barrel City, Texas is outlined here.
Minimum Required Auto Insurance Coverage in Gun Barrel City, Texas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Gun Barrel City, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Gun Barrel City, TX. Take a look at Gun Barrel City, Texas auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Gun Barrel City, Texas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,957 | $5,106 | $4,377 |
| American Family | $5,070 | $3,181 | $2,795 |
| Geico | $4,525 | $2,571 | $1,723 |
| Nationwide | $4,164 | $3,347 | $2,913 |
| Progressive | $4,699 | $4,052 | $3,751 |
| State Farm | $4,072 | $2,532 | $2,016 |
| USAA | $3,786 | $2,177 | $1,748 |
Buy Cheap Gun Barrel City, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Gun Barrel City, Texas auto insurance rates? Find out how car insurance rates in Gun Barrel City, TX are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Gun Barrel City, Texas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,535 | $3,557 | $3,487 | $3,487 | $9,468 | $11,404 | $4,367 | $4,536 |
| American Family | $2,248 | $2,493 | $2,098 | $2,391 | $5,807 | $7,596 | $3,192 | $3,631 |
| Geico | $2,192 | $2,368 | $2,132 | $2,428 | $4,776 | $4,920 | $2,363 | $2,338 |
| Nationwide | $2,189 | $2,226 | $1,936 | $2,050 | $6,152 | $7,900 | $2,566 | $2,776 |
| Progressive | $2,246 | $2,133 | $1,996 | $2,036 | $9,256 | $10,325 | $2,654 | $2,695 |
| State Farm | $2,025 | $2,025 | $1,797 | $1,797 | $4,787 | $6,091 | $2,197 | $2,268 |
| USAA | $1,636 | $1,647 | $1,559 | $1,549 | $4,608 | $5,028 | $2,186 | $2,350 |
Buy Cheap Gun Barrel City, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Gun Barrel City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gun Barrel City, TX are listed here.
Annual Auto Insurance Rates for Teen Drivers in Gun Barrel City, Texas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,468 | $11,404 |
| American Family | $5,807 | $7,596 |
| Geico | $4,776 | $4,920 |
| Nationwide | $6,152 | $7,900 |
| Progressive | $9,256 | $10,325 |
| State Farm | $4,787 | $6,091 |
| USAA | $4,608 | $5,028 |
Buy Cheap Gun Barrel City, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Gun Barrel City, Texas by comparing Gun Barrel City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gun Barrel City, TX here.
Annual Auto Insurance Rates for Senior Drivers in Gun Barrel City, Texas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,487 | $3,487 |
| American Family | $2,098 | $2,391 |
| Geico | $2,132 | $2,428 |
| Nationwide | $1,936 | $2,050 |
| Progressive | $1,996 | $2,036 |
| State Farm | $1,797 | $1,797 |
| USAA | $1,559 | $1,549 |
Find Cheap Auto Insurance Rates in Gun Barrel City, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Gun Barrel City, Texas auto insurance. Compare Gun Barrel City, TX auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Gun Barrel City, Texas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,353 | $5,433 | $5,655 |
| American Family | $3,417 | $3,546 | $4,083 |
| Geico | $2,769 | $2,899 | $3,151 |
| Nationwide | $3,729 | $3,325 | $3,369 |
| Progressive | $3,971 | $4,146 | $4,385 |
| State Farm | $2,731 | $2,863 | $3,026 |
| USAA | $2,490 | $2,561 | $2,661 |
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Find Cheap Gun Barrel City, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Gun Barrel City. Compare auto insurance rates in Gun Barrel City, TX by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Gun Barrel City, Texas
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,343 | $5,618 |
| American Family | $3,682 | $3,682 |
| Geico | $2,886 | $2,993 |
| Nationwide | $3,474 | $3,474 |
| Progressive | $4,167 | $4,167 |
| State Farm | $2,873 | $2,873 |
| USAA | $2,538 | $2,603 |
Find Cheap Gun Barrel City, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Gun Barrel City, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gun Barrel City, TX, take a look at the average cost for various violations versus rates for a clean driving record in Gun Barrel City.
Annual Gun Barrel City, Texas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,220 | $6,595 | $6,886 | $4,220 |
| American Family | $3,374 | $4,240 | $3,740 | $3,374 |
| Geico | $2,497 | $3,299 | $2,751 | $3,211 |
| Nationwide | $3,015 | $3,015 | $4,463 | $3,404 |
| Progressive | $3,638 | $4,690 | $4,249 | $4,092 |
| State Farm | $2,560 | $2,927 | $3,446 | $2,560 |
| USAA | $1,916 | $2,826 | $3,339 | $2,200 |
Find Cheap Gun Barrel City, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Gun Barrel City, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Gun Barrel City for less when you shop around and compare rates from multiple Gun Barrel City, TX auto insurance companies.
Annual Auto Insurance Rates After a DUI in Gun Barrel City, Texas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,886 |
| American Family | $3,740 |
| Geico | $2,751 |
| Nationwide | $4,463 |
| Progressive | $4,249 |
| State Farm | $3,446 |
| USAA | $3,339 |
Winners by Category: Where to Buy Cheap Auto Insurance in Gun Barrel City, TX
Compare rates from the cheapest auto insurance companies in Gun Barrel City, TX for your needs. Take a look at how Gun Barrel City, Texas auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Gun Barrel City, Texas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Geico |
| With 1 Speeding Violation | USAA |
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Find Cheap Gun Barrel City, Texas Auto Insurance Companies
If you’re looking for the cheapest Gun Barrel City, TX auto insurance companies overall, you can compare them here. Find the best price for Gun Barrel City, Texas car insurance by company.
Average Annual Auto Insurance Rates by Company in Gun Barrel City, Texas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,480 |
| American Family | $3,682 |
| Geico | $2,940 |
| Nationwide | $3,474 |
| Progressive | $4,167 |
| State Farm | $2,873 |
| USAA | $2,570 |
What affects Gun Barrel City, Texas auto insurance rates?
Local factors affect auto insurance rates in Gun Barrel City, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Gun Barrel City auto insurance rates.
Auto Theft in Gun Barrel City
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gun Barrel City, TX auto theft show a total of 17 vehicle thefts annually.
Commute Times in Gun Barrel City
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gun Barrel City, TX is 35.9 minutes according to City-Data.
Compare Auto Insurance Quotes in Gun Barrel City, TX
You can buy cheap Gun Barrel City, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gun Barrel City, Texas auto insurance quotes from top companies.
Frequently Asked Questions
Can I find cheap auto insurance in Gun Barrel City, TX in 2023?
Yes, it is possible to find affordable auto insurance in Gun Barrel City, TX in 2023. However, the availability and cost of insurance can vary depending on several factors such as your driving history, age, type of vehicle, and coverage needs.
What steps can I take to find cheap auto insurance in Gun Barrel City, TX?
To find cheap auto insurance in Gun Barrel City, TX, you can consider the following steps:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a good driving record with no accidents or traffic violations.
- Opt for higher deductibles, which can lower your premium.
- Bundle your auto insurance policy with other types of insurance, such as homeowners or renters insurance, to get a multi-policy discount.
- Inquire about any available discounts based on factors like your age, profession, or membership in certain organizations.
What factors can affect the cost of auto insurance in Gun Barrel City, TX?
Several factors can influence the cost of auto insurance in Gun Barrel City, TX. These factors include:
- Your driving record and claims history.
- The type of vehicle you own and its age.
- Your age, gender, and marital status.
- The coverage limits and deductibles you choose.
- Your credit score (in some states).
- The average cost of repairs and medical expenses in your area.
Are there any pros to buying cheap auto insurance in Gun Barrel City, TX?
Pros of buying cheap auto insurance in Gun Barrel City, TX may include:
- Lower monthly premiums, which can save you money.
- Meeting the minimum legal requirements for auto insurance in Texas.
- Having financial protection in case of an accident or theft.
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Michael Leotta
Insurance Operations Specialist
Michael earned a degree in Business Management degree with an insurance focus, which led to a successful 25-year career in insurance claims operations and support. He possesses a high-level of business acumen across multiple areas of the insurance industry. Over the course of his career, he served in multiple roles supporting claims operations including: Claims Specialist, Claims Trainer, Claim Au...
Insurance Operations Specialist
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.