Buy Cheap Dodge Nitro Auto Insurance in 2023
Getting Dodge Nitro insurance quotes will cost on average $99 per month ($1,188 per year). Comprehensive, collision, and liability insurance cost around $289, $422, and $335, respectively.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
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UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,188 a year or $99 each month
- A liability-only policy costs around $477 a year or $40 each month
- Highest rates are for teenage drivers at around $4,342 a year or $362 each month
- Good drivers can save as much as $490 a year by earning policy discounts
- Dodge Nitro insurance costs around $331 less per year than the average vehicle
It is possible to find cheap Dodge Nitro insurance rates. Dodge Nitro insurance costs around $331 less per year than the average vehicle. Read on to learn more about insurance rates for a Dodge Nitro and ways to save.
You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.
Dodge Nitro Insurance Cost
The average Dodge Nitro car insurance costs are $1,188 a year or $99 a month.
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Are Dodge Nitros Expensive to Insure?
The chart below details how Dodge Nitro insurance rates compare to other SUVs like the Audi Q3, Buick Encore, and Acura MDX.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Audi Q3 | $344 | $686 | $398 | $1,586 |
| Buick Encore | $322 | $562 | $372 | $1,414 |
| Acura MDX | $376 | $562 | $372 | $1,468 |
| Volkswagen Tiguan | $306 | $542 | $332 | $1,316 |
| Jeep Cherokee | $348 | $626 | $466 | $1,640 |
| Toyota Land Cruiser | $420 | $774 | $398 | $1,750 |
However, there are a few things you can do to find the cheapest Dodge insurance rates online.
What Impacts the Cost of Dodge Nitro Insurance?
The Dodge Nitro trim and model you choose can impact the total price you will pay for Dodge Nitro insurance coverage.
Age of the Vehicle
Older Dodge Nitro models generally cost less to insure. For example, car insurance for a 2011 Dodge Nitro costs $1,188, while 2010 Dodge Nitro insurance costs are $1,166, a difference of $22.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2011 Dodge Nitro | $196 | $292 | $520 | $1,188 |
| 2010 Dodge Nitro | $190 | $272 | $524 | $1,166 |
Driver Age
Driver age can have a significant effect on Dodge Nitro car insurance rates. For example, 30-year-old drivers pay $52 more for Dodge Nitro car insurance than 40-year-old drivers.
Driver Location
Where you live can have a large impact on Dodge Nitro insurance rates. For example, drivers in Los Angeles may pay $653 a year more than drivers in Phoenix.
Your Driving Record
Your driving record can have an impact on the cost of Dodge Nitro car insurance. Teens and drivers in their 20’s see the highest jump in their Dodge Nitro car insurance with violations on their driving record.
Dodge Nitro Safety Ratings
Your Dodge Nitro car insurance rates are tied to the safety ratings of the Dodge Nitro. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | Not Tested |
|---|---|
| Small overlap front: passenger-side | Not Tested |
| Moderate overlap front | Good |
| Side | Marginal |
| Roof strength | Good |
| Head restraints and seats | Acceptable |
| Source: Insurance Institute for Highway Safety | |
Dodge Nitro Crash Test Ratings
Poor Dodge Nitro crash test ratings could mean higher Dodge Nitro car insurance rates.
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| 2011 Dodge Nitro SUV RWD | N/R | N/R | N/R | 3 stars |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Dodge Nitro Safety Features
Most drivers don’t realize that not only do Dodge Nitro safety features play a vital role in keeping passengers safe in crashes, but they can also help lower Dodge Nitro auto insurance rates. The Dodge Nitro’s safety features include:
- Driver Air Bag
- Passenger Air Bag
- Front Head Air Bag
- Rear Head Air Bag
- 4-Wheel ABS
- 4-Wheel Disc Brakes
- Brake Assist
- Electronic Stability Control
- Child Safety Locks
- Traction Control
Dodge Nitro Finance and Insurance Cost
If you are financing a Dodge Nitro, most lenders will require your carry higher Dodge Nitro coverages including comprehensive coverage, so be sure to compare Dodge Nitro car insurance rates from the best companies using our FREE tool below.
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Ways to Save on Dodge Nitro Insurance
Drivers can end up saving more money on their Dodge Nitro car insurance rates by employing any one of the following strategies.
- Re-Check Dodge Nitro Quotes Every 6 Months
- Don’t Assume your Dodge Nitro is Cheaper to Insure than another vehicle. Compare. Compare. Compare.
- Park Your Dodge Nitro Somewhere Safe – like a Garage or Private Driveway
- Buy a Dodge Nitro with an Anti-Theft Device
- Reduce Your Coverage on an Older Dodge Nitro
Top Dodge Nitro Insurance Companies
The best auto insurance companies for Dodge Nitro car insurance rates will offer competitive rates, discounts, and account for the Dodge Nitro’s safety features. The following list of car insurance companies outlines which companies hold the highest market share.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
Compare Free Dodge Nitro Insurance Quotes Online
You can start comparing quotes for Dodge Nitro car insurance rates from some of the best car insurance companies by using our free online tool now.
Frequently Asked Questions
What factors can affect the cost of auto insurance for a Dodge Nitro?
The cost of auto insurance for a Dodge Nitro can be influenced by several factors. These include your driving record, age, location, credit history, the model and year of your Dodge Nitro, the coverage options you choose, and the deductible amount. Insurance providers also consider factors such as the vehicle’s safety features, repair costs, and theft rates when determining the premium.
Are there any specific discounts available for Dodge Nitro auto insurance?
Yes, there are various discounts that may be available for Dodge Nitro auto insurance. Common discounts include safe driver discounts, multi-policy discounts for bundling your auto insurance with other policies, good student discounts, and discounts for vehicles equipped with safety features like anti-lock brakes, airbags, and anti-theft systems. It’s recommended to inquire with your insurance provider about the specific discounts you may qualify for.
What are the recommended coverage options for insuring a Dodge Nitro?
The recommended coverage options for insuring a Dodge Nitro typically include liability coverage, which is required by law and covers injuries or damages you cause to others in an accident. Comprehensive and collision coverage can help protect your vehicle against theft, vandalism, accidents, and other non-collision incidents. Uninsured/underinsured motorist coverage is also advisable to protect yourself if you’re involved in an accident with an uninsured or underinsured driver.
How can I find cheap auto insurance for my Dodge Nitro?
To find cheap auto insurance for your Dodge Nitro, consider the following tips:
- Shop around and compare quotes from multiple insurance providers to find the best rates.
- Maintain a good driving record by avoiding accidents and traffic violations.
- Inquire about available discounts and take advantage of those you qualify for.
- Adjust your coverage options and deductibles based on your specific needs and budget.
- Consider installing additional safety features in your vehicle to potentially lower your premium.
Are there any specific considerations for insuring an SUV like the Dodge Nitro?
Insuring an SUV like the Dodge Nitro may come with specific considerations. SUVs often have different characteristics compared to smaller vehicles, such as higher repair costs and potential for more severe damages in accidents. Insurance providers may take these factors into account when determining premiums. It’s important to discuss your vehicle’s specifications and usage with your insurance provider to ensure you have appropriate coverage.
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.