Buy Cheap Idaho Falls, ID Auto Insurance in 2024
Idaho Falls, ID auto insurance rates average $247 a month. Minimum auto insurance requirements in Idaho Falls, Idaho are 25/50/15 to comply with Idaho laws. To buy cheap auto insurance in Idaho Falls, ID, compare Idaho Falls auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Idaho Falls, ID for teens drivers are $5,893/year
- The most expensive auto insurance company in Idaho Falls after a DUI is Travelers
- The most expensive auto insurance company in Idaho Falls is Allstate
Finding affordable Idaho Falls, Idaho auto insurance can be challenging, but everything you need to know to buy cheap Idaho Falls, ID auto insurance with confidence is right here. Auto insurance rates in Idaho Falls are affected by local factors as well as personal ones like your driving record.
See how Idaho Falls, ID car insurance rates compare to Caldwell auto insurance rates, Nampa auto insurance rates, and Coeur d’Alene auto insurance rates before you read more about the cost of auto insurance in Idaho Falls.
Don’t buy Idaho Falls, ID auto insurance until you’ve compared rates. Get free Idaho Falls, Idaho auto insurance quotes when you enter your ZIP code above.
Idaho Falls, ID Minimum Auto Insurance Requirements
The required auto insurance in Idaho Falls, ID is 25/50/15 according to the auto insurance laws in Idaho. The minimum auto insurance in Idaho Falls, Idaho is outlined here.
Minimum Required Auto Insurance Coverage in Idaho Falls, Idaho
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $15,000 minimum |
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Find Cheap Idaho Falls, ID Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Idaho Falls, ID. Take a look at Idaho Falls, Idaho auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Idaho Falls, Idaho
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,583 | $3,785 | $3,306 |
| American Family | $5,080 | $3,629 | $3,099 |
| Farmers | $3,737 | $3,182 | $3,040 |
| Geico | $3,454 | $2,759 | $2,312 |
| Liberty Mutual | $3,419 | $2,113 | $1,673 |
| Nationwide | $3,305 | $2,674 | $2,341 |
| State Farm | $2,764 | $1,746 | $1,390 |
| Travelers | $3,693 | $3,113 | $2,884 |
| USAA | $2,837 | $1,659 | $1,339 |
Buy Cheap Idaho Falls, ID Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Idaho Falls, Idaho auto insurance rates? Find out how car insurance rates in Idaho Falls, ID are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Idaho Falls, Idaho
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,411 | $2,397 | $2,100 | $2,178 | $8,901 | $10,284 | $2,690 | $2,838 |
| American Family | $2,205 | $2,205 | $1,957 | $1,957 | $7,919 | $10,284 | $2,205 | $2,755 |
| Farmers | $1,641 | $1,630 | $1,446 | $1,533 | $8,080 | $8,369 | $1,883 | $1,974 |
| Geico | $2,042 | $2,015 | $1,941 | $1,886 | $4,424 | $5,499 | $2,792 | $2,134 |
| Liberty Mutual | $1,473 | $1,588 | $1,184 | $1,325 | $4,934 | $5,493 | $1,565 | $1,652 |
| Nationwide | $1,868 | $1,908 | $1,686 | $1,788 | $4,658 | $5,721 | $2,194 | $2,362 |
| State Farm | $1,200 | $1,200 | $1,087 | $1,087 | $3,645 | $4,599 | $1,355 | $1,561 |
| Travelers | $1,335 | $1,355 | $1,348 | $1,343 | $6,731 | $10,695 | $1,421 | $1,612 |
| USAA | $1,138 | $1,135 | $1,114 | $1,098 | $3,744 | $4,194 | $1,510 | $1,626 |
Buy Cheap Idaho Falls, ID Auto Insurance for Teen Drivers
Auto insurance for teenagers in Idaho Falls can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Idaho Falls, ID are listed here.
Annual Auto Insurance Rates for Teen Drivers in Idaho Falls, Idaho
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,901 | $10,284 |
| American Family | $7,919 | $10,284 |
| Farmers | $8,080 | $8,369 |
| Geico | $4,424 | $5,499 |
| Liberty Mutual | $4,934 | $5,493 |
| Nationwide | $4,658 | $5,721 |
| State Farm | $3,645 | $4,599 |
| Travelers | $6,731 | $10,695 |
| USAA | $3,744 | $4,194 |
Buy Cheap Idaho Falls, ID Auto Insurance for Seniors
You can save on senior auto insurance rates in Idaho Falls, Idaho by comparing Idaho Falls senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Idaho Falls, ID here.
Annual Auto Insurance Rates for Senior Drivers in Idaho Falls, Idaho
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,100 | $2,178 |
| American Family | $1,957 | $1,957 |
| Farmers | $1,446 | $1,533 |
| Geico | $1,941 | $1,886 |
| Liberty Mutual | $1,184 | $1,325 |
| Nationwide | $1,686 | $1,788 |
| State Farm | $1,087 | $1,087 |
| Travelers | $1,348 | $1,343 |
| USAA | $1,114 | $1,098 |
Find Cheap Auto Insurance Rates in Idaho Falls, ID by Coverage Level
The amount of coverage you choose is a big factor in the cost of Idaho Falls, Idaho auto insurance. Compare Idaho Falls, ID auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Idaho Falls, Idaho
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,054 | $4,216 | $4,404 |
| American Family | $3,924 | $4,132 | $3,751 |
| Farmers | $3,140 | $3,278 | $3,541 |
| Geico | $2,701 | $2,838 | $2,986 |
| Liberty Mutual | $2,264 | $2,399 | $2,542 |
| Nationwide | $2,721 | $2,916 | $2,683 |
| State Farm | $1,846 | $1,972 | $2,082 |
| Travelers | $3,165 | $3,278 | $3,246 |
| USAA | $1,884 | $1,942 | $2,008 |
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Find Cheap Idaho Falls, ID Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Idaho Falls. Compare auto insurance rates in Idaho Falls, ID by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Idaho Falls, Idaho
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,225 | $4,225 |
| American Family | $3,854 | $4,018 |
| Farmers | $3,319 | $3,319 |
| Geico | $2,793 | $2,890 |
| Liberty Mutual | $2,402 | $2,402 |
| Nationwide | $2,773 | $2,773 |
| State Farm | $1,918 | $2,015 |
| Travelers | $3,230 | $3,230 |
| USAA | $1,922 | $1,968 |
Find Cheap Idaho Falls, ID Auto Insurance Rates by ZIP Code
Auto insurance rates in Idaho Falls, Idaho can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Idaho Falls, ID to see how much where you live in Idaho Falls affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Idaho Falls, Idaho
| ZIP Code | Average Annual Rates |
|---|---|
| 83401 | $2,959 |
| 83402 | $2,953 |
| 83404 | $2,967 |
| 83406 | $2,949 |
Find Cheap Idaho Falls, ID Auto Insurance Rates by Driving Record
Auto insurance rates in Idaho Falls, Idaho are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Idaho Falls, ID, take a look at the average cost for various violations versus rates for a clean driving record in Idaho Falls.
Annual Idaho Falls, Idaho Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,484 | $4,386 | $4,896 | $4,134 |
| American Family | $3,099 | $4,388 | $4,742 | $3,514 |
| Farmers | $2,892 | $3,670 | $3,449 | $3,268 |
| Geico | $1,751 | $2,787 | $3,885 | $2,943 |
| Liberty Mutual | $1,995 | $2,503 | $2,573 | $2,535 |
| Nationwide | $2,125 | $2,751 | $3,832 | $2,384 |
| State Farm | $1,790 | $2,144 | $1,967 | $1,967 |
| Travelers | $1,986 | $2,838 | $4,918 | $3,178 |
| USAA | $1,395 | $1,991 | $2,702 | $1,691 |
Find Cheap Idaho Falls, ID Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Idaho Falls, Idaho is higher than for a clean driving record. You can buy auto insurance after a DUI in Idaho Falls for less when you shop around and compare rates from multiple Idaho Falls, ID auto insurance companies.
Annual Auto Insurance Rates After a DUI in Idaho Falls, Idaho
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,896 |
| American Family | $4,742 |
| Farmers | $3,449 |
| Geico | $3,885 |
| Liberty Mutual | $2,573 |
| Nationwide | $3,832 |
| State Farm | $1,967 |
| Travelers | $4,918 |
| USAA | $2,702 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Idaho Falls, ID
Compare rates from the cheapest auto insurance companies in Idaho Falls, ID for your needs. Take a look at how Idaho Falls, Idaho auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Idaho Falls, Idaho
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | State Farm |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | USAA |
Find Cheap Idaho Falls, Idaho Auto Insurance Companies
If you’re looking for the cheapest Idaho Falls, ID auto insurance companies overall, you can compare them here. Find the best price for Idaho Falls, Idaho car insurance by company.
Average Annual Auto Insurance Rates by Company in Idaho Falls, Idaho
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,225 |
| American Family | $3,936 |
| Farmers | $3,319 |
| Geico | $2,842 |
| Liberty Mutual | $2,402 |
| Nationwide | $2,773 |
| State Farm | $1,967 |
| Travelers | $3,230 |
| USAA | $1,945 |
What affects Idaho Falls, Idaho auto insurance rates?
Local factors affect auto insurance rates in Idaho Falls, ID, including traffic, theft statistics, and commute length. Take a look at the things that impact Idaho Falls auto insurance rates.
Auto Theft in Idaho Falls
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Idaho Falls, ID auto theft show a total of 81 vehicle thefts annually.
Commute Times in Idaho Falls
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Idaho Falls, ID is 17.9 minutes according to City-Data.
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Compare Auto Insurance Quotes in Idaho Falls, ID
You can buy cheap Idaho Falls, ID auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Idaho Falls, Idaho auto insurance quotes from top companies.
Frequently Asked Questions
How can I buy cheap auto insurance in Idaho Falls, ID in 2023?
To buy cheap auto insurance in Idaho Falls, ID in 2023, you can follow these six tips:
- Compare quotes
- Consider coverage options
- Maintain a good driving record
- Increase deductibles
- Explore discounts
- Bundle policies
What factors affect auto insurance rates in Idaho Falls, ID?
Several factors can influence vehicle insurance prices in Idaho Falls, ID, including the top eight:
- Age and driving experience
- Driving record
- Vehicle type
- Coverage and deductibles
- Location
- Credit history
- Annual mileage
- Insurance history
Are there any specific auto insurance requirements in Idaho Falls, ID?
Yes, Idaho Falls, ID, like the rest of Idaho, has mandatory auto insurance. Idaho Falls drivers must have at least the three minimum liability coverages listed below.
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $15,000 property damage liability per accident
Can I drive without insurance in Idaho Falls, ID?
No, it is illegal to drive without insurance in Idaho Falls, ID. All drivers must maintain at least the minimum required liability coverage. Failure to do so can result in penalties, fines, and possible license suspension.
How do I find the best auto insurance provider in Idaho Falls, ID?
Finding the best auto insurance provider in Idaho Falls, ID entails taking into account a variety of factors, including the six most common:
- Research
- Coverage options
- Cost
- Customer service
- Discounts
- Recommendations
Can my auto insurance rates change during the policy term?
Yes, auto insurance rates can change during the policy term. Insurance companies may adjust rates based on factors such as changes in your driving record, claims history, credit score, or changes to the vehicle being insured. Additionally, insurance rates may be subject to inflation, market conditions, and other external factors.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.