Buy Cheap Kirksville, MO Auto Insurance (2022)

Kirksville, MO auto insurance rates average $254 a month. Minimum auto insurance requirements in Kirksville, Missouri are 25/50/25 to comply with Missouri laws. To buy cheap auto insurance in Kirksville, MO, compare Kirksville auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Kirksville, MO are $254/month
  • The most expensive auto insurance company in Kirksville after a DUI is Allstate
  • Average auto insurance rates in Kirksville, MO for teens drivers are $5,914/year

Finding affordable Kirksville, Missouri auto insurance can be challenging, but everything you need to know to buy cheap Kirksville, MO auto insurance with confidence is right here. Auto insurance rates in Kirksville are affected by local factors as well as personal ones like your driving record.

See how Kirksville, MO car insurance rates compare to St. Charles auto insurance rates, Lee’s Summit auto insurance rates, and Blue Springs auto insurance rates before you read more about the cost of auto insurance in Kirksville.

Don’t buy Kirksville, MO auto insurance until you’ve compared rates. Get free Kirksville, Missouri auto insurance quotes when you enter your ZIP code above.

Kirksville, MO Minimum Auto Insurance Requirements

The required auto insurance in Kirksville, MO is 25/50/25 according to the auto insurance laws in Missouri. The minimum auto insurance in Kirksville, Missouri is outlined here.

Minimum Required Auto Insurance Coverage in Kirksville, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Kirksville, MO Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Kirksville, MO. Take a look at Kirksville, Missouri auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Kirksville, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,772 $2,656 $2,238
Farmers $4,318 $3,580 $3,407
GEICO $3,669 $2,392 $1,915
Liberty Mutual $6,235 $3,791 $2,989
Nationwide $2,356 $1,943 $1,693
Progressive $3,336 $2,762 $2,544
State Farm $3,312 $2,226 $1,863
USAA $4,157 $1,919 $1,371

Buy Cheap Kirksville, MO Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Kirksville, Missouri auto insurance rates? Find out how car insurance rates in Kirksville, MO are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Kirksville, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,895 $1,895 $1,688 $1,688 $5,144 $6,689 $1,895 $2,217
Farmers $2,118 $2,116 $1,899 $2,006 $8,393 $8,683 $2,406 $2,523
GEICO $1,785 $1,982 $1,390 $1,740 $5,343 $5,669 $1,668 $1,692
Liberty Mutual $2,666 $2,893 $2,197 $2,464 $8,841 $9,819 $2,815 $3,011
Nationwide $1,340 $1,371 $1,199 $1,273 $3,338 $4,284 $1,525 $1,651
Progressive $1,780 $1,653 $1,458 $1,500 $5,785 $6,495 $2,168 $2,209
State Farm $1,592 $1,592 $1,408 $1,408 $4,376 $5,549 $1,786 $2,024
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Buy Cheap Kirksville, MO Auto Insurance for Teen Drivers

Auto insurance for teenagers in Kirksville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Kirksville, MO are listed here.

Annual Auto Insurance Rates for Teen Drivers in Kirksville, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,144 $6,689
Farmers $8,393 $8,683
GEICO $5,343 $5,669
Liberty Mutual $8,841 $9,819
Nationwide $3,338 $4,284
Progressive $5,785 $6,495
State Farm $4,376 $5,549
USAA $4,426 $5,428

Buy Cheap Kirksville, MO Auto Insurance for Seniors

You can save on senior auto insurance rates in Kirksville, Missouri by comparing Kirksville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Kirksville, MO here.

Annual Auto Insurance Rates for Senior Drivers in Kirksville, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,688 $1,688
Farmers $1,899 $2,006
GEICO $1,390 $1,740
Liberty Mutual $2,197 $2,464
Nationwide $1,199 $1,273
Progressive $1,458 $1,500
State Farm $1,408 $1,408
USAA $1,378 $1,418

Find Cheap Auto Insurance Rates in Kirksville, MO by Coverage Level

The amount of coverage you choose is a big factor in the cost of Kirksville, Missouri auto insurance. Compare Kirksville, MO auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Kirksville, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,800 $2,980 $2,886
Farmers $3,537 $3,732 $4,035
GEICO $2,504 $2,674 $2,798
Liberty Mutual $4,107 $4,359 $4,550
Nationwide $1,875 $2,015 $2,102
Progressive $2,574 $2,888 $3,181
State Farm $2,327 $2,475 $2,598
USAA $2,385 $2,474 $2,587

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Find Cheap Kirksville, MO Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Kirksville. Compare auto insurance rates in Kirksville, MO by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Kirksville, Missouri

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,962 $3,962
American Family $2,860 $2,917
Farmers $3,768 $3,768
GEICO $2,605 $2,712
Liberty Mutual $4,338 $4,338
Nationwide $1,997 $1,997
Progressive $2,881 $2,881
State Farm $2,406 $2,527
USAA $2,390 $2,574

Find Cheap Kirksville, MO Auto Insurance Rates by Driving Record

Auto insurance rates in Kirksville, Missouri are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Kirksville, MO, take a look at the average cost for various violations versus rates for a clean driving record in Kirksville.

Annual Kirksville, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,164 $3,142 $3,784 $2,465
Farmers $3,295 $4,032 $3,948 $3,797
GEICO $2,119 $2,684 $3,549 $2,281
Liberty Mutual $3,164 $4,514 $4,669 $5,006
Nationwide $1,586 $2,014 $2,662 $1,728
Progressive $2,502 $3,333 $2,768 $2,921
State Farm $2,283 $2,651 $2,467 $2,467
USAA $2,027 $2,420 $3,284 $2,197

Find Cheap Kirksville, MO Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Kirksville, Missouri is higher than for a clean driving record. You can buy auto insurance after a DUI in Kirksville for less when you shop around and compare rates from multiple Kirksville, MO auto insurance companies.

Annual Auto Insurance Rates After a DUI in Kirksville, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,784
Farmers $3,948
GEICO $3,549
Liberty Mutual $4,669
Nationwide $2,662
Progressive $2,768
State Farm $2,467
USAA $3,284

Winners by Category: Where to Buy Cheap Auto Insurance in Kirksville, MO

Compare rates from the cheapest auto insurance companies in Kirksville, MO for your needs. Take a look at how Kirksville, Missouri auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Kirksville, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

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Find Cheap Kirksville, Missouri Auto Insurance Companies

If you’re looking for the cheapest Kirksville, MO auto insurance companies overall, you can compare them here. Find the best price for Kirksville, Missouri car insurance by company.

Average Annual Auto Insurance Rates by Company in Kirksville, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $2,889
Farmers $3,768
GEICO $2,659
Liberty Mutual $4,338
Nationwide $1,997
Progressive $2,881
State Farm $2,467
USAA $2,482

What affects Kirksville, Missouri auto insurance rates?

Local factors affect auto insurance rates in Kirksville, MO, including traffic, theft statistics, and commute length. Take a look at the things that impact Kirksville auto insurance rates.

Commute Times in Kirksville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Kirksville, MO is 14.3 minutes according to City-Data.

Compare Auto Insurance Quotes in Kirksville, MO

You can buy cheap Kirksville, MO auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Kirksville, Missouri auto insurance quotes from top companies.

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