Buy Cheap La Crescenta, CA Auto Insurance in 2024
La Crescenta, CA auto insurance rates average $404 a month. Minimum auto insurance requirements in La Crescenta, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in La Crescenta, CA, compare La Crescenta auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in La Crescenta, CA are $404/month
- Average auto insurance rates in La Crescenta, CA for teens drivers are $8,243/year
- Average auto insurance rates in La Crescenta, CA after a DUI are $6,839/year
Finding affordable La Crescenta, California auto insurance can be challenging, but everything you need to know to buy cheap La Crescenta, CA auto insurance with confidence is right here. Auto insurance rates in La Crescenta are affected by local factors as well as personal ones like your driving record.
See how La Crescenta, CA car insurance rates compare to Fresno auto insurance rates, Oakland auto insurance rates, and Bakersfield auto insurance rates before you read more about the cost of auto insurance in La Crescenta.
Don’t buy La Crescenta, CA auto insurance until you’ve compared rates. Get free La Crescenta, California auto insurance quotes when you enter your ZIP code above.
La Crescenta, CA Minimum Auto Insurance Requirements
The required auto insurance in La Crescenta, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in La Crescenta, California is outlined here.
Minimum Required Auto Insurance Coverage in La Crescenta, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap La Crescenta, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect La Crescenta, California auto insurance rates? Find out how car insurance rates in La Crescenta, CA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in La Crescenta, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,172 | $4,159 | $3,021 | $3,036 | $11,714 | $14,706 | $5,303 | $5,774 |
| Farmers | $3,353 | $3,353 | $3,050 | $3,050 | $10,733 | $17,455 | $3,979 | $4,440 |
| Geico | $2,118 | $2,117 | $1,990 | $1,990 | $6,448 | $6,542 | $3,042 | $3,100 |
| Liberty Mutual | $2,898 | $2,715 | $2,720 | $2,621 | $6,233 | $6,729 | $3,237 | $3,304 |
| Nationwide | $4,743 | $4,513 | $4,171 | $3,916 | $12,321 | $13,600 | $5,671 | $5,580 |
| Progressive | $2,453 | $2,527 | $2,100 | $2,494 | $6,716 | $8,096 | $3,576 | $3,851 |
| State Farm | $3,942 | $3,942 | $3,526 | $3,526 | $7,309 | $9,059 | $4,370 | $4,507 |
| Travelers | $3,298 | $3,182 | $2,910 | $2,878 | $7,050 | $8,050 | $4,350 | $4,230 |
| USAA | $2,446 | $2,310 | $2,385 | $2,388 | $5,664 | $5,684 | $3,381 | $3,189 |
Buy Cheap La Crescenta, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in La Crescenta can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in La Crescenta, CA are listed here.
Annual Auto Insurance Rates for Teen Drivers in La Crescenta, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,714 | $14,706 |
| Farmers | $10,733 | $17,455 |
| Geico | $6,448 | $6,542 |
| Liberty Mutual | $6,233 | $6,729 |
| Nationwide | $12,321 | $13,600 |
| Progressive | $6,716 | $8,096 |
| State Farm | $7,309 | $9,059 |
| Travelers | $7,050 | $8,050 |
| USAA | $5,664 | $5,684 |
Buy Cheap La Crescenta, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in La Crescenta, California by comparing La Crescenta senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in La Crescenta, CA here.
Annual Auto Insurance Rates for Senior Drivers in La Crescenta, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,021 | $3,036 |
| Farmers | $3,050 | $3,050 |
| Geico | $1,990 | $1,990 |
| Liberty Mutual | $2,720 | $2,621 |
| Nationwide | $4,171 | $3,916 |
| Progressive | $2,100 | $2,494 |
| State Farm | $3,526 | $3,526 |
| Travelers | $2,910 | $2,878 |
| USAA | $2,385 | $2,388 |
Find Cheap Auto Insurance Rates in La Crescenta, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of La Crescenta, California auto insurance. Compare La Crescenta, CA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in La Crescenta, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $6,070 | $6,551 | $6,835 |
| Farmers | $5,704 | $6,233 | $6,593 |
| Geico | $3,019 | $3,463 | $3,773 |
| Liberty Mutual | $3,497 | $3,841 | $4,083 |
| Nationwide | $6,065 | $6,941 | $7,436 |
| Progressive | $3,525 | $4,103 | $4,302 |
| State Farm | $4,517 | $5,114 | $5,436 |
| Travelers | $3,874 | $4,619 | $4,988 |
| USAA | $3,076 | $3,505 | $3,712 |
Find Cheap La Crescenta, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in La Crescenta. Compare auto insurance rates in La Crescenta, CA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in La Crescenta, California
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,832 | $7,139 |
| Farmers | $5,602 | $6,751 |
| Geico | $3,104 | $3,732 |
| Liberty Mutual | $3,488 | $4,126 |
| Nationwide | $6,000 | $7,628 |
| Progressive | $3,606 | $4,348 |
| State Farm | $4,841 | $5,204 |
| Travelers | $4,032 | $4,956 |
| USAA | $3,159 | $3,703 |
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Find Cheap La Crescenta, CA Auto Insurance Rates by Driving Record
Auto insurance rates in La Crescenta, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in La Crescenta, CA, take a look at the average cost for various violations versus rates for a clean driving record in La Crescenta.
Annual La Crescenta, California Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,890 | $6,559 | $10,378 | $5,115 |
| Farmers | $4,575 | $6,223 | $7,734 | $6,174 |
| Geico | $2,386 | $3,701 | $4,627 | $2,960 |
| Liberty Mutual | $3,305 | $4,422 | $3,998 | $3,503 |
| Nationwide | $4,743 | $6,091 | $10,332 | $6,091 |
| Progressive | $2,585 | $4,432 | $5,155 | $3,734 |
| State Farm | $3,588 | $4,276 | $8,065 | $4,162 |
| Travelers | $2,932 | $4,926 | $5,702 | $4,414 |
| USAA | $2,272 | $3,399 | $5,560 | $2,492 |
Find Cheap La Crescenta, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in La Crescenta, California is higher than for a clean driving record. You can buy auto insurance after a DUI in La Crescenta for less when you shop around and compare rates from multiple La Crescenta, CA auto insurance companies.
Annual Auto Insurance Rates After a DUI in La Crescenta, California
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $10,378 |
| Farmers | $7,734 |
| Geico | $4,627 |
| Liberty Mutual | $3,998 |
| Nationwide | $10,332 |
| Progressive | $5,155 |
| State Farm | $8,065 |
| Travelers | $5,702 |
| USAA | $5,560 |
Winners by Category: Where to Buy Cheap Auto Insurance in La Crescenta, CA
Compare rates from the cheapest auto insurance companies in La Crescenta, CA for your needs. Take a look at how La Crescenta, California auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in La Crescenta, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap La Crescenta, California Auto Insurance Companies
If you’re looking for the cheapest La Crescenta, CA auto insurance companies overall, you can compare them here. Find the best price for La Crescenta, California car insurance by company.
Average Annual Auto Insurance Rates by Company in La Crescenta, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $6,486 |
| Farmers | $6,177 |
| Geico | $3,418 |
| Liberty Mutual | $3,807 |
| Nationwide | $6,814 |
| Progressive | $3,977 |
| State Farm | $5,023 |
| Travelers | $4,494 |
| USAA | $3,431 |
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What affects La Crescenta, California auto insurance rates?
Local factors affect auto insurance rates in La Crescenta, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact La Crescenta auto insurance rates.
Commute Times in La Crescenta
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in La Crescenta, CA is 33.0 minutes according to City-Data.
Compare Auto Insurance Quotes in La Crescenta, CA
You can buy cheap La Crescenta, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free La Crescenta, California auto insurance quotes from top companies.
Frequently Asked Questions
Are there any specific auto insurance requirements in La Crescenta, CA?
Yes, there are specific auto insurance requirements in La Crescenta, CA. California law mandates that all drivers carry a minimum liability coverage of 15/30/5. This means you must have at least $15,000 in bodily injury liability coverage per person, $30,000 in bodily injury liability coverage per accident, and $5,000 in property damage liability coverage. However, it’s generally recommended to consider higher coverage limits to protect yourself adequately in case of an accident.
Should I choose the minimum required coverage or opt for additional coverage?
While the minimum required coverage is a legal requirement, it may not provide sufficient protection in many situations. It’s often advisable to consider additional coverage options that can safeguard you against unforeseen circumstances. Higher liability limits, collision coverage, comprehensive coverage, uninsured/underinsured motorist coverage, and medical payments coverage are some examples of additional coverage that can offer greater financial security and peace of mind.
What should I do if I can’t afford auto insurance in La Crescenta, CA?
Auto insurance is a legal requirement, and driving without insurance can lead to serious consequences. If you’re having difficulty affording auto insurance, here are four options you can explore:
- Look for low-cost insurance programs
- Seek out government assistance
- Adjust your coverage
- Explore payment options
Remember, driving without insurance is not a viable option and can result in severe penalties, including fines, license suspension, and even legal consequences.
Can my credit score affect my auto insurance premium in La Crescenta, CA?
Yes, your credit score can have an impact on your auto insurance premium in La Crescenta, CA. Insurance companies often use credit-based insurance scores to assess risk. Studies have shown a correlation between lower credit scores and higher insurance claims, so individuals with lower credit scores may be charged higher premiums.
Are there any specific discounts I should inquire about when shopping for auto insurance in La Crescenta, CA?
Yes, there are several discounts you can inquire about when shopping for auto insurance in La Crescenta, CA. Four common discounts include:
- Good student discounts for students who maintain a certain GPA
- Safe driver discounts for individuals with a clean driving record
- Multi-car discounts for insuring multiple vehicles
- Discounts for completing defensive driving courses
Additionally, some insurers offer discounts for specific affiliations, such as military personnel or members of certain organizations.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.