Buy Cheap Las Vegas, NV Auto Insurance in 2024
Las Vegas, NV auto insurance rates average $546 a month. Minimum auto insurance requirements in Las Vegas, Nevada are 25/50/20 to comply with Nevada laws. To buy cheap auto insurance in Las Vegas, NV, compare Las Vegas auto insurance quotes from top companies.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Las Vegas is Liberty Mutual
- The most expensive auto insurance company in Las Vegas after a DUI is Travelers
- Average auto insurance rates in Las Vegas, NV are $546/month
Finding affordable Las Vegas, Nevada auto insurance can be challenging, but everything you need to know to buy cheap Las Vegas, NV auto insurance with confidence is right here. Auto insurance rates in Las Vegas are affected by local factors as well as personal ones like your driving record.
See how Las Vegas, NV car insurance rates compare to Mesquite auto insurance rates, Boulder City auto insurance rates, and North Las Vegas auto insurance rates before you read more about the cost of auto insurance in Las Vegas.
Don’t buy Las Vegas, NV auto insurance until you’ve compared rates. Get free Las Vegas, Nevada auto insurance quotes when you enter your ZIP code above.
Las Vegas, NV Minimum Auto Insurance Requirements
The required auto insurance in Las Vegas, NV is 25/50/20 according to the auto insurance laws in Nevada. The minimum auto insurance in Las Vegas, Nevada is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $20,000 minimum |
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Find Cheap Las Vegas, NV Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Las Vegas, NV. Take a look at Las Vegas, Nevada auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $9,346 | $6,517 | $5,507 |
| American Family | $9,050 | $6,963 | $6,023 |
| Farmers | $10,046 | $7,998 | $7,517 |
| Geico | $5,416 | $4,487 | $3,557 |
| Liberty Mutual | $12,387 | $7,544 | $5,885 |
| Nationwide | $5,556 | $4,588 | $3,966 |
| Progressive | $6,102 | $5,475 | $5,110 |
| State Farm | $14,199 | $5,608 | $3,582 |
| Travelers | $8,369 | $7,519 | $7,105 |
| USAA | $5,234 | $3,186 | $2,615 |
Buy Cheap Las Vegas, NV Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Las Vegas, Nevada auto insurance rates? Find out how car insurance rates in Las Vegas, NV are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $4,236 | $4,182 | $3,961 | $4,181 | $14,177 | $17,070 | $4,490 | $4,691 |
| American Family | $4,278 | $4,278 | $3,819 | $3,819 | $14,474 | $18,921 | $4,278 | $4,895 |
| Farmers | $5,038 | $5,183 | $4,611 | $5,235 | $16,811 | $17,935 | $6,703 | $6,647 |
| Geico | $3,382 | $3,280 | $3,477 | $3,597 | $8,413 | $7,614 | $3,331 | $2,801 |
| Liberty Mutual | $4,176 | $4,529 | $4,194 | $4,768 | $19,663 | $21,960 | $4,691 | $4,860 |
| Nationwide | $3,157 | $3,221 | $2,876 | $3,050 | $7,971 | $9,542 | $3,779 | $4,031 |
| Progressive | $2,983 | $2,520 | $2,590 | $2,591 | $13,100 | $14,168 | $3,444 | $3,102 |
| State Farm | $4,689 | $4,689 | $4,274 | $4,274 | $14,618 | $18,719 | $5,258 | $5,849 |
| Travelers | $2,908 | $2,947 | $2,788 | $2,791 | $16,261 | $26,881 | $3,218 | $3,518 |
| USAA | $2,409 | $2,361 | $2,326 | $2,301 | $6,465 | $7,273 | $3,054 | $3,238 |
Buy Cheap Las Vegas, NV Auto Insurance for Teen Drivers
Auto insurance for teenagers in Las Vegas can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Las Vegas, NV are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $14,177 | $17,070 |
| American Family | $14,474 | $18,921 |
| Farmers | $16,811 | $17,935 |
| Geico | $8,413 | $7,614 |
| Liberty Mutual | $19,663 | $21,960 |
| Nationwide | $7,971 | $9,542 |
| Progressive | $13,100 | $14,168 |
| State Farm | $14,618 | $18,719 |
| Travelers | $16,261 | $26,881 |
| USAA | $6,465 | $7,273 |
Buy Cheap Las Vegas, NV Auto Insurance for Seniors
You can save on senior auto insurance rates in Las Vegas, Nevada by comparing Las Vegas senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Las Vegas, NV here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,961 | $4,181 |
| American Family | $3,819 | $3,819 |
| Farmers | $4,611 | $5,235 |
| Geico | $3,477 | $3,597 |
| Liberty Mutual | $4,194 | $4,768 |
| Nationwide | $2,876 | $3,050 |
| Progressive | $2,590 | $2,591 |
| State Farm | $4,274 | $4,274 |
| Travelers | $2,788 | $2,791 |
| USAA | $2,326 | $2,301 |
Find Cheap Auto Insurance Rates in Las Vegas, NV by Coverage Level
The amount of coverage you choose is a big factor in the cost of Las Vegas, Nevada auto insurance. Compare Las Vegas, NV auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,922 | $7,268 | $8,179 |
| American Family | $6,906 | $7,788 | $7,342 |
| Farmers | $7,553 | $8,400 | $9,608 |
| Geico | $3,928 | $4,358 | $5,174 |
| Liberty Mutual | $7,664 | $8,475 | $9,677 |
| Nationwide | $4,547 | $4,704 | $4,859 |
| Progressive | $4,680 | $5,301 | $6,706 |
| State Farm | $7,015 | $7,764 | $8,610 |
| Travelers | $6,785 | $7,680 | $8,528 |
| USAA | $3,218 | $3,635 | $4,182 |
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Find Cheap Las Vegas, NV Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Las Vegas. Compare auto insurance rates in Las Vegas, NV by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $7,123 | $7,123 |
| American Family | $7,241 | $7,449 |
| Farmers | $8,520 | $8,520 |
| Geico | $4,404 | $4,570 |
| Liberty Mutual | $8,605 | $8,605 |
| Nationwide | $4,703 | $4,703 |
| Progressive | $5,562 | $5,562 |
| State Farm | $7,562 | $8,031 |
| Travelers | $7,664 | $7,664 |
| USAA | $3,630 | $3,727 |
Find Cheap Las Vegas, NV Auto Insurance Rates by ZIP Code
Auto insurance rates in Las Vegas, Nevada can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Las Vegas, NV to see how much where you live in Las Vegas affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 89101 | $7,487 |
| 89102 | $7,376 |
| 89104 | $7,360 |
| 89106 | $7,374 |
| 89107 | $7,255 |
| 89108 | $6,830 |
| 89110 | $7,189 |
| 89117 | $6,861 |
| 89124 | $5,228 |
| 89128 | $6,592 |
| 89129 | $6,215 |
| 89130 | $6,440 |
| 89131 | $6,017 |
| 89134 | $6,069 |
| 89138 | $6,130 |
| 89143 | $5,908 |
| 89144 | $6,124 |
| 89145 | $6,586 |
| 89146 | $7,074 |
| 89149 | $6,034 |
| 89156 | $6,904 |
| 89158 | $6,508 |
| 89161 | $6,462 |
| 89165 | $6,119 |
| 89166 | $5,539 |
| 89179 | $6,584 |
| 89199 | $6,285 |
Find Cheap Las Vegas, NV Auto Insurance Rates by Driving Record
Auto insurance rates in Las Vegas, Nevada are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Las Vegas, NV, take a look at the average cost for various violations versus rates for a clean driving record in Las Vegas.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $6,027 | $7,128 | $8,528 | $6,811 |
| American Family | $5,904 | $8,185 | $8,810 | $6,481 |
| Farmers | $7,081 | $9,051 | $9,428 | $8,521 |
| Geico | $3,074 | $5,039 | $6,049 | $3,786 |
| Liberty Mutual | $6,264 | $10,082 | $10,116 | $7,960 |
| Nationwide | $3,771 | $4,855 | $6,063 | $4,124 |
| Progressive | $4,615 | $6,412 | $5,830 | $5,392 |
| State Farm | $7,073 | $8,519 | $7,796 | $7,796 |
| Travelers | $5,458 | $8,172 | $10,450 | $6,576 |
| USAA | $2,778 | $3,513 | $5,282 | $3,140 |
Find Cheap Las Vegas, NV Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Las Vegas, Nevada is higher than for a clean driving record. You can buy auto insurance after a DUI in Las Vegas for less when you shop around and compare rates from multiple Las Vegas, NV auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,528 |
| American Family | $8,810 |
| Farmers | $9,428 |
| Geico | $6,049 |
| Liberty Mutual | $10,116 |
| Nationwide | $6,063 |
| Progressive | $5,830 |
| State Farm | $7,796 |
| Travelers | $10,450 |
| USAA | $5,282 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Las Vegas, NV
Compare rates from the cheapest auto insurance companies in Las Vegas, NV for your needs. Take a look at how Las Vegas, Nevada auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Las Vegas, Nevada Auto Insurance Companies
If you’re looking for the cheapest Las Vegas, NV auto insurance companies overall, you can compare them here. Find the best price for Las Vegas, Nevada car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $7,123 |
| American Family | $7,345 |
| Farmers | $8,520 |
| Geico | $4,487 |
| Liberty Mutual | $8,605 |
| Nationwide | $4,703 |
| Progressive | $5,562 |
| State Farm | $7,796 |
| Travelers | $7,664 |
| USAA | $3,678 |
What affects Las Vegas, Nevada auto insurance rates?
Local factors affect auto insurance rates in Las Vegas, NV, including traffic, theft statistics, and commute length. Take a look at the things that impact Las Vegas auto insurance rates.
Commute Times in Las Vegas
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Las Vegas, NV is 26.1 minutes according to City-Data.
Traffic in Las Vegas
How is traffic in Las Vegas, Nevada? Inrix data shows that Las Vegas, NV traffic makes it the 477th-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Las Vegas, NV
You can buy cheap Las Vegas, NV auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Las Vegas, Nevada auto insurance quotes from top companies.
Frequently Asked Questions
Can I find cheap auto insurance in Las Vegas, NV in 2023?
Yes, it is possible to find affordable auto insurance in Las Vegas, NV in 2023. There are various insurance companies offering competitive rates and discounts that can help you save money on your auto insurance premiums.
What factors affect the cost of auto insurance in Las Vegas, NV?
Several factors can impact the cost of auto insurance in Las Vegas, NV. These factors include your driving record, age, type of vehicle, location, coverage options, deductibles, and credit history. Insurance companies use these factors to determine your risk level and calculate your premiums.
How can I find cheap auto insurance in Las Vegas, NV?
To find cheap auto insurance in Las Vegas, NV, you can consider the following:
- Shop around: Obtain quotes from multiple insurance companies to compare prices and coverage options.
- Maintain a good driving record: A clean driving record can help you qualify for lower insurance rates.
- Increase deductibles: Choosing higher deductibles can lower your premium but be prepared to pay more out of pocket in the event of a claim.
- Bundle policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance to potentially save on premiums.
- Take advantage of discounts: Inquire about available discounts, such as safe driver discounts, multi-vehicle discounts, or discounts for completing defensive driving courses.
Are there any downsides to buying cheap auto insurance?
While buying cheap auto insurance can help save money, there are a few potential downsides to consider:
- Limited coverage: Cheap insurance policies may offer less coverage or higher deductibles, which could leave you exposed to greater financial risk in the event of an accident.
- Unreliable customer service: Some low-cost insurance providers may not offer the same level of customer service or claims support as more established companies.
- Potential for rate increases: Cheap insurance policies may initially offer low premiums but could increase rates significantly over time, particularly if you file multiple claims or have violations on your driving record.
Are there any specific insurance companies known for offering cheap auto insurance in Las Vegas, NV?
There are several insurance companies that are known for offering competitive rates and affordable auto insurance in Las Vegas, NV. Some popular options include Geico, Progressive, State Farm, Allstate, and USAA. However, it’s important to compare quotes from multiple insurers to find the best rate and coverage for your specific needs.
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Dani Best
Licensed Insurance Producer
Dani Best has been a licensed insurance producer for nearly 10 years. Dani began her insurance career in a sales role with State Farm in 2014. During her time in sales, she graduated with her Bachelors in Psychology from Capella University and is currently earning her Masters in Marriage and Family Therapy. Since 2014, Dani has held and maintains licenses in Life, Disability, Property, and Casualt...
Licensed Insurance Producer
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.