Buy Cheap Magnolia, TX Auto Insurance in 2024
Magnolia, TX auto insurance rates average $355 a month. Minimum auto insurance requirements in Magnolia, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Magnolia, TX, compare Magnolia auto insurance quotes from top companies.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Magnolia after a DUI is Allstate
- Average auto insurance rates in Magnolia, TX for teens drivers are $7,695/year
- Average auto insurance rates in Magnolia, TX after a DUI are $4,828/year
Finding affordable Magnolia, Texas auto insurance can be challenging, but everything you need to know to buy cheap Magnolia, TX auto insurance with confidence is right here. Auto insurance rates in Magnolia are affected by local factors as well as personal ones like your driving record.
See how Magnolia, TX car insurance rates compare to Houston auto insurance rates, Laredo auto insurance rates, and Fort Worth auto insurance rates before you read more about the cost of auto insurance in Magnolia.
Don’t buy Magnolia, TX auto insurance until you’ve compared rates. Get free Magnolia, Texas auto insurance quotes when you enter your ZIP code above.
Magnolia, TX Minimum Auto Insurance Requirements
The required auto insurance in Magnolia, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Magnolia, Texas is outlined here.
Minimum Required Auto Insurance Coverage in Magnolia, Texas
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $30,000 per person $60,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Magnolia, TX Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Magnolia, TX. Take a look at Magnolia, Texas auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Magnolia, Texas
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $6,778 | $4,979 | $4,269 |
| American Family | $7,905 | $5,201 | $4,521 |
| Geico | $5,713 | $3,222 | $2,140 |
| Nationwide | $4,938 | $3,972 | $3,446 |
| Progressive | $5,658 | $4,899 | $4,543 |
| State Farm | $4,493 | $2,795 | $2,226 |
| USAA | $3,793 | $2,206 | $1,778 |
Buy Cheap Magnolia, TX Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Magnolia, Texas auto insurance rates? Find out how car insurance rates in Magnolia, TX are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Magnolia, Texas
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,437 | $3,456 | $3,390 | $3,390 | $9,262 | $11,148 | $4,246 | $4,407 |
| American Family | $3,318 | $3,750 | $3,207 | $3,728 | $9,749 | $12,635 | $4,963 | $5,656 |
| Geico | $2,708 | $2,942 | $2,634 | $3,019 | $6,075 | $6,296 | $2,938 | $2,920 |
| Nationwide | $2,548 | $2,587 | $2,248 | $2,378 | $7,412 | $9,505 | $3,012 | $3,258 |
| Progressive | $2,651 | $2,520 | $2,361 | $2,403 | $11,320 | $12,649 | $3,155 | $3,210 |
| State Farm | $2,199 | $2,199 | $1,961 | $1,961 | $5,353 | $6,835 | $2,397 | $2,467 |
| USAA | $1,643 | $1,646 | $1,575 | $1,557 | $4,697 | $5,095 | $2,191 | $2,334 |
Buy Cheap Magnolia, TX Auto Insurance for Teen Drivers
Auto insurance for teenagers in Magnolia can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Magnolia, TX are listed here.
Annual Auto Insurance Rates for Teen Drivers in Magnolia, Texas
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,262 | $11,148 |
| American Family | $9,749 | $12,635 |
| Geico | $6,075 | $6,296 |
| Nationwide | $7,412 | $9,505 |
| Progressive | $11,320 | $12,649 |
| State Farm | $5,353 | $6,835 |
| USAA | $4,697 | $5,095 |
Buy Cheap Magnolia, TX Auto Insurance for Seniors
You can save on senior auto insurance rates in Magnolia, Texas by comparing Magnolia senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Magnolia, TX here.
Annual Auto Insurance Rates for Senior Drivers in Magnolia, Texas
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,390 | $3,390 |
| American Family | $3,207 | $3,728 |
| Geico | $2,634 | $3,019 |
| Nationwide | $2,248 | $2,378 |
| Progressive | $2,361 | $2,403 |
| State Farm | $1,961 | $1,961 |
| USAA | $1,575 | $1,557 |
Find Cheap Auto Insurance Rates in Magnolia, TX by Coverage Level
The amount of coverage you choose is a big factor in the cost of Magnolia, Texas auto insurance. Compare Magnolia, TX auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Magnolia, Texas
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,217 | $5,295 | $5,514 |
| American Family | $5,387 | $5,608 | $6,633 |
| Geico | $3,483 | $3,643 | $3,948 |
| Nationwide | $4,440 | $3,943 | $3,973 |
| Progressive | $4,806 | $5,012 | $5,283 |
| State Farm | $3,003 | $3,165 | $3,346 |
| USAA | $2,497 | $2,581 | $2,699 |
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Find Cheap Magnolia, TX Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Magnolia. Compare auto insurance rates in Magnolia, TX by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Magnolia, Texas
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,209 | $5,475 |
| American Family | $5,876 | $5,876 |
| Geico | $3,625 | $3,758 |
| Nationwide | $4,118 | $4,118 |
| Progressive | $5,034 | $5,034 |
| State Farm | $3,171 | $3,171 |
| USAA | $2,560 | $2,625 |
Find Cheap Magnolia, TX Auto Insurance Rates by ZIP Code
Auto insurance rates in Magnolia, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Magnolia, TX to see how much where you live in Magnolia affects the cost of car insurance.
Annual Auto Insurance Rates by ZIP Code in Magnolia, Texas
| ZIP Code | Average Annual Rates |
|---|---|
| 77354 | $6,267 |
| 77355 | $6,537 |
Find Cheap Magnolia, TX Auto Insurance Rates by Driving Record
Auto insurance rates in Magnolia, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Magnolia, TX, take a look at the average cost for various violations versus rates for a clean driving record in Magnolia.
Annual Magnolia, Texas Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,105 | $6,432 | $6,727 | $4,105 |
| American Family | $5,318 | $6,870 | $5,995 | $5,318 |
| Geico | $3,129 | $4,171 | $3,439 | $4,028 |
| Nationwide | $3,570 | $3,570 | $5,300 | $4,034 |
| Progressive | $4,383 | $5,688 | $5,123 | $4,939 |
| State Farm | $2,809 | $3,234 | $3,835 | $2,809 |
| USAA | $1,925 | $2,856 | $3,378 | $2,210 |
Find Cheap Magnolia, TX Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Magnolia, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Magnolia for less when you shop around and compare rates from multiple Magnolia, TX auto insurance companies.
Annual Auto Insurance Rates After a DUI in Magnolia, Texas
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,727 |
| American Family | $5,995 |
| Geico | $3,439 |
| Nationwide | $5,300 |
| Progressive | $5,123 |
| State Farm | $3,835 |
| USAA | $3,378 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Magnolia, TX
Compare rates from the cheapest auto insurance companies in Magnolia, TX for your needs. Take a look at how Magnolia, Texas auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Magnolia, Texas
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
Find Cheap Magnolia, Texas Auto Insurance Companies
If you’re looking for the cheapest Magnolia, TX auto insurance companies overall, you can compare them here. Find the best price for Magnolia, Texas car insurance by company.
Average Annual Auto Insurance Rates by Company in Magnolia, Texas
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,342 |
| American Family | $5,876 |
| Geico | $3,692 |
| Nationwide | $4,118 |
| Progressive | $5,034 |
| State Farm | $3,171 |
| USAA | $2,592 |
What affects Magnolia, Texas auto insurance rates?
Local factors affect auto insurance rates in Magnolia, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Magnolia auto insurance rates.
Commute Times in Magnolia
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Magnolia, TX is 30.6 minutes according to City-Data.
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Compare Auto Insurance Quotes in Magnolia, TX
You can buy cheap Magnolia, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Magnolia, Texas auto insurance quotes from top companies.
Frequently Asked Questions
Is it possible to find cheap auto insurance in Magnolia, TX in 2023?
Yes, it is possible to find affordable auto insurance in Magnolia, TX in 2023. By comparing quotes from different insurance providers and exploring various coverage options, you can find a policy that fits your budget.
How can I save money on my auto insurance premiums in Magnolia, TX?
Consider the following six suggestions to reduce your Magnolia, TX vehicle insurance premiums:
- Compare quotes from multiple insurance providers to find the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Choose a higher deductible, if financially feasible, as it can lower your premiums.
- Bundle your auto insurance policy with other types of insurance, such as home or renters insurance, for potential discounts.
- Take advantage of any available discounts, such as safe driver discounts or discounts for completing a defensive driving course.
- Consider installing safety features in your vehicle, as some insurance companies offer discounts for features like anti-theft devices or anti-lock brakes.
What are the minimum auto insurance requirements in Magnolia, TX?
In Texas, drivers are required to carry at least the following three minimum auto insurance coverage:
- $30,000 bodily injury liability per person
- $60,000 bodily injury liability per accident
- $25,000 property damage liability per accident
It’s important to note that these are the minimum requirements, and it’s often recommended to consider higher coverage limits for better protection.
Are there any specific auto insurance requirements in Magnolia, TX?
In addition to the minimum liability coverage, Texas law also requires drivers to carry personal injury protection (PIP) coverage unless they explicitly reject it in writing. PIP helps cover medical expenses and lost wages resulting from a car accident, regardless of who is at fault.
How can I find affordable auto insurance quotes in Magnolia, TX?
Here are four common affordable auto insurance quotes in Magnolia, TX:
- Use online insurance comparison websites that allow you to compare quotes from multiple insurance providers.
- Contact insurance agents or brokers who can provide personalized quotes based on your specific needs and circumstances.
- Reach out to local insurance companies directly to inquire about their rates and coverage options.
- Consider seeking recommendations from friends, family, or colleagues who have found affordable auto insurance in the area.
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Justin Wright
Licensed Insurance Agent
Justin Wright has been a licensed insurance broker for over 9 years. After graduating from Southeastern Seminary with a Masters in Philosophy, Justin started his career as a professor, teaching Philosophy and Ethics. Later, Justin obtained both his Property & Casualty license and his Life and Health license and began working for State Farm and Allstate. In 2020, Justin began working as an i...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.