Buy Cheap Mountain House, CA Auto Insurance in 2024
Mountain House, CA auto insurance rates average $308 a month. Minimum auto insurance requirements in Mountain House, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Mountain House, CA, compare Mountain House auto insurance quotes from top companies.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Mountain House is Farmers
- Average auto insurance rates in Mountain House, CA after a DUI are $5,209/year
- The most expensive auto insurance company in Mountain House after a DUI is Allstate
Finding affordable Mountain House, California auto insurance can be challenging, but everything you need to know to buy cheap Mountain House, CA auto insurance with confidence is right here. Auto insurance rates in Mountain House are affected by local factors as well as personal ones like your driving record.
See how Mountain House, CA car insurance rates compare to Bakersfield auto insurance rates, Sacramento auto insurance rates, and Anaheim auto insurance rates before you read more about the cost of auto insurance in Mountain House.
Don’t buy Mountain House, CA auto insurance until you’ve compared rates. Get free Mountain House, California auto insurance quotes when you enter your ZIP code above.
Mountain House, CA Minimum Auto Insurance Requirements
The required auto insurance in Mountain House, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Mountain House, California is outlined here.
Minimum Required Auto Insurance Coverage in Mountain House, California
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Mountain House, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Mountain House, California auto insurance rates? Find out how car insurance rates in Mountain House, CA are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Mountain House, California
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,008 | $3,009 | $2,191 | $2,210 | $8,363 | $10,517 | $3,846 | $4,220 |
| Farmers | $2,606 | $2,606 | $2,343 | $2,343 | $8,282 | $13,608 | $3,085 | $3,432 |
| Geico | $1,778 | $1,779 | $1,673 | $1,673 | $5,406 | $5,510 | $2,554 | $2,617 |
| Liberty Mutual | $2,199 | $2,082 | $2,038 | $1,975 | $4,755 | $5,065 | $2,478 | $2,501 |
| Nationwide | $3,212 | $3,067 | $2,811 | $2,651 | $8,146 | $9,000 | $3,834 | $3,788 |
| Progressive | $2,028 | $2,090 | $1,721 | $2,049 | $5,471 | $6,603 | $2,930 | $3,155 |
| State Farm | $3,501 | $3,501 | $3,128 | $3,128 | $6,428 | $7,965 | $3,876 | $3,998 |
| Travelers | $2,350 | $2,278 | $2,077 | $2,055 | $4,817 | $5,520 | $3,049 | $2,989 |
| USAA | $1,899 | $1,799 | $1,854 | $1,862 | $4,321 | $4,345 | $2,627 | $2,482 |
Buy Cheap Mountain House, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Mountain House can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Mountain House, CA are listed here.
Annual Auto Insurance Rates for Teen Drivers in Mountain House, California
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $8,363 | $10,517 |
| Farmers | $8,282 | $13,608 |
| Geico | $5,406 | $5,510 |
| Liberty Mutual | $4,755 | $5,065 |
| Nationwide | $8,146 | $9,000 |
| Progressive | $5,471 | $6,603 |
| State Farm | $6,428 | $7,965 |
| Travelers | $4,817 | $5,520 |
| USAA | $4,321 | $4,345 |
Buy Cheap Mountain House, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Mountain House, California by comparing Mountain House senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Mountain House, CA here.
Annual Auto Insurance Rates for Senior Drivers in Mountain House, California
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,191 | $2,210 |
| Farmers | $2,343 | $2,343 |
| Geico | $1,673 | $1,673 |
| Liberty Mutual | $2,038 | $1,975 |
| Nationwide | $2,811 | $2,651 |
| Progressive | $1,721 | $2,049 |
| State Farm | $3,128 | $3,128 |
| Travelers | $2,077 | $2,055 |
| USAA | $1,854 | $1,862 |
Find Cheap Auto Insurance Rates in Mountain House, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Mountain House, California auto insurance. Compare Mountain House, CA auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Mountain House, California
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,412 | $4,712 | $4,888 |
| Farmers | $4,473 | $4,821 | $5,070 |
| Geico | $2,632 | $2,903 | $3,087 |
| Liberty Mutual | $2,692 | $2,911 | $3,057 |
| Nationwide | $4,098 | $4,646 | $4,947 |
| Progressive | $2,922 | $3,355 | $3,490 |
| State Farm | $4,035 | $4,510 | $4,776 |
| Travelers | $2,760 | $3,225 | $3,440 |
| USAA | $2,404 | $2,700 | $2,843 |
Find Cheap Mountain House, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Mountain House. Compare auto insurance rates in Mountain House, CA by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Mountain House, California
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,209 | $5,132 |
| Farmers | $4,345 | $5,231 |
| Geico | $2,611 | $3,137 |
| Liberty Mutual | $2,650 | $3,123 |
| Nationwide | $4,032 | $5,095 |
| Progressive | $2,952 | $3,560 |
| State Farm | $4,280 | $4,601 |
| Travelers | $2,827 | $3,457 |
| USAA | $2,441 | $2,856 |
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Find Cheap Mountain House, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Mountain House, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Mountain House, CA, take a look at the average cost for various violations versus rates for a clean driving record in Mountain House.
Annual Mountain House, California Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,812 | $4,734 | $7,445 | $3,691 |
| Farmers | $3,537 | $4,819 | $6,010 | $4,787 |
| Geico | $2,011 | $3,098 | $3,892 | $2,494 |
| Liberty Mutual | $2,504 | $3,357 | $3,030 | $2,655 |
| Nationwide | $3,184 | $4,082 | $6,906 | $4,082 |
| Progressive | $2,128 | $3,625 | $4,203 | $3,068 |
| State Farm | $3,167 | $3,778 | $7,140 | $3,676 |
| Travelers | $2,109 | $3,405 | $3,969 | $3,085 |
| USAA | $1,760 | $2,619 | $4,288 | $1,928 |
Find Cheap Mountain House, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Mountain House, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Mountain House for less when you shop around and compare rates from multiple Mountain House, CA auto insurance companies.
Annual Auto Insurance Rates After a DUI in Mountain House, California
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,445 |
| Farmers | $6,010 |
| Geico | $3,892 |
| Liberty Mutual | $3,030 |
| Nationwide | $6,906 |
| Progressive | $4,203 |
| State Farm | $7,140 |
| Travelers | $3,969 |
| USAA | $4,288 |
Winners by Category: Where to Buy Cheap Auto Insurance in Mountain House, CA
Compare rates from the cheapest auto insurance companies in Mountain House, CA for your needs. Take a look at how Mountain House, California auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Mountain House, California
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
Find Cheap Mountain House, California Auto Insurance Companies
If you’re looking for the cheapest Mountain House, CA auto insurance companies overall, you can compare them here. Find the best price for Mountain House, California car insurance by company.
Average Annual Auto Insurance Rates by Company in Mountain House, California
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,671 |
| Farmers | $4,788 |
| Geico | $2,874 |
| Liberty Mutual | $2,887 |
| Nationwide | $4,564 |
| Progressive | $3,256 |
| State Farm | $4,441 |
| Travelers | $3,142 |
| USAA | $2,649 |
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What affects Mountain House, California auto insurance rates?
Local factors affect auto insurance rates in Mountain House, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Mountain House auto insurance rates.
Commute Times in Mountain House
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Mountain House, CA is 63.3 minutes according to City-Data.
Compare Auto Insurance Quotes in Mountain House, CA
You can buy cheap Mountain House, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Mountain House, California auto insurance quotes from top companies.
Frequently Asked Questions
What factors should I consider when buying auto insurance in Mountain House, CA?
When buying auto insurance in Mountain House, CA, there are several factors to consider. These include your budget, coverage needs, deductible preferences, the type of vehicle you own, your driving history, and any additional features or discounts you may qualify for.
How can I find cheap auto insurance in Mountain House, CA?
To find cheap auto insurance in Mountain House, CA, you can follow these steps:
- Compare quotes from multiple insurance providers to find the best rates.
- Consider raising your deductible, but ensure you can afford it in case of a claim.
- Maintain a good driving record, as a clean history often leads to lower premiums.
- Look for discounts such as multi-policy, safe driver, or good student discounts.
- Consider the coverage options you truly need and avoid unnecessary add-ons.
Are there any specific auto insurance requirements in Mountain House, CA?
Yes, Mountain House, CA, follows the minimum auto insurance requirements set by the state of California. These requirements include:
- Bodily Injury Liability Coverage: $15,000 per person / $30,000 per accident
- Property Damage Liability Coverage: $5,000 per accident
- Uninsured Motorist Bodily Injury Coverage: $15,000 per person / $30,000 per accident
- Uninsured Motorist Property Damage Coverage: $3,500 per accident
Can I get discounts on auto insurance in Mountain House, CA?
Yes, there are various discounts available on auto insurance in Mountain House, CA. These discounts may include:
- Multi-policy discount for bundling your auto insurance with other policies like home or renters insurance.
- Safe driver discount for maintaining a good driving record without any accidents or violations.
- Good student discount for students who maintain a certain GPA.
- Anti-theft device discount for installing security features in your vehicle.
- Low mileage discount for driving fewer miles than average.
Should I buy the minimum required auto insurance or opt for additional coverage?
While meeting the minimum legal requirements is mandatory, it’s generally recommended to consider additional coverage options. Minimum coverage may not be enough to fully protect your assets in the event of a serious accident. Additional coverage options like collision, comprehensive, and higher liability limits can provide more financial security.
How can I get a quote for auto insurance in Mountain House, CA?
To get a quote for auto insurance in Mountain House, CA, you can follow these steps:
- Contact insurance providers directly and provide them with the necessary information.
- Use online comparison tools, such as our free quote tool, to get quotes from multiple insurance companies.
- Work with an independent insurance agent who can help you gather quotes and provide guidance based on your needs.
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Jimmy McMillan
Licensed Insurance Agent
Jimmy McMillan is an entrepreneur and the founder of HeartLifeInsurance.com, an independent insurance brokerage. His company specializes in insurance for people with heart problems. He knows personally how difficult it is to secure health and life insurance after a heart attack. Jimmy is a licensed insurance agent from coast to coast who has been featured on ValientCEO and the podcast Modern Li...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.