Buy Cheap New Orleans, LA Auto Insurance (2022)

New Orleans, LA auto insurance rates average $721 a month. Minimum auto insurance requirements in New Orleans, Louisiana are 15/30/25 to comply with Louisiana laws. To buy cheap auto insurance in New Orleans, LA, compare New Orleans auto insurance quotes from top companies.

UPDATED: Jun 3, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: Jun 3, 2022

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A Concise Overview

  • Average auto insurance rates in New Orleans, LA after a DUI are $9,927/year
  • Average auto insurance rates in New Orleans, LA are $721/month
  • The most expensive auto insurance company in New Orleans after a DUI is GEICO

Finding affordable New Orleans, Louisiana auto insurance can be challenging, but everything you need to know to buy cheap New Orleans, LA auto insurance with confidence is right here. Auto insurance rates in New Orleans are affected by local factors as well as personal ones like your driving record.

See how New Orleans, LA car insurance rates compare to Monroe auto insurance rates, New Orleans auto insurance rates, and Baton Rouge auto insurance rates before you read more about the cost of auto insurance in New Orleans.

Don’t buy New Orleans, LA auto insurance until you’ve compared rates. Get free New Orleans, Louisiana auto insurance quotes when you enter your ZIP code above.

New Orleans, LA Minimum Auto Insurance Requirements

The required auto insurance in New Orleans, LA is 15/30/25 according to the auto insurance laws in Louisiana. The minimum auto insurance in New Orleans, Louisiana is outlined here.

Minimum Required Auto Insurance Coverage in New Orleans, Louisiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap New Orleans, LA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in New Orleans, LA. Take a look at New Orleans, Louisiana auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in New Orleans, Louisiana

Insurance Company Poor Fair Good
Allstate $12,464 $8,670 $7,678
GEICO $11,282 $9,783 $7,360
Progressive $12,759 $10,853 $10,064
State Farm $9,707 $6,244 $5,041
USAA $8,213 $5,244 $4,376

Buy Cheap New Orleans, LA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect New Orleans, Louisiana auto insurance rates? Find out how car insurance rates in New Orleans, LA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in New Orleans, Louisiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $7,050 $7,050 $7,231 $7,231 $14,377 $17,894 $7,702 $8,297
GEICO $5,363 $6,153 $6,448 $7,887 $19,475 $20,430 $5,115 $4,929
Progressive $6,449 $6,057 $5,388 $5,810 $24,305 $27,060 $7,337 $7,398
State Farm $4,475 $4,475 $4,101 $4,101 $12,540 $15,732 $4,989 $5,567
USAA $3,642 $3,583 $3,561 $3,530 $10,995 $12,870 $4,474 $4,902

Buy Cheap New Orleans, LA Auto Insurance for Teen Drivers

Auto insurance for teenagers in New Orleans can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in New Orleans, LA are listed here.

Annual Auto Insurance Rates for Teen Drivers in New Orleans, Louisiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $14,377 $17,894
GEICO $19,475 $20,430
Progressive $24,305 $27,060
State Farm $12,540 $15,732
USAA $10,995 $12,870

Buy Cheap New Orleans, LA Auto Insurance for Seniors

You can save on senior auto insurance rates in New Orleans, Louisiana by comparing New Orleans senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in New Orleans, LA here.

Annual Auto Insurance Rates for Senior Drivers in New Orleans, Louisiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $7,231 $7,231
GEICO $6,448 $7,887
Progressive $5,388 $5,810
State Farm $4,101 $4,101
USAA $3,561 $3,530

Find Cheap Auto Insurance Rates in New Orleans, LA by Coverage Level

The amount of coverage you choose is a big factor in the cost of New Orleans, Louisiana auto insurance. Compare New Orleans, LA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in New Orleans, Louisiana

Insurance Company Low Medium High
Allstate $8,055 $9,796 $10,961
GEICO $7,649 $9,507 $11,269
Progressive $9,149 $11,120 $13,408
State Farm $6,040 $6,981 $7,972
USAA $5,088 $6,045 $6,702

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Find Cheap New Orleans, LA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in New Orleans. Compare auto insurance rates in New Orleans, LA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in New Orleans, Louisiana

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $9,604 $9,604
GEICO $9,279 $9,671
Progressive $11,225 $11,225
State Farm $6,809 $7,186
USAA $5,756 $6,133

Find Cheap New Orleans, LA Auto Insurance Rates by ZIP Code

Auto insurance rates in New Orleans, Louisiana can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in New Orleans, LA to see how much where you live in New Orleans affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in New Orleans, Louisiana

ZIP Code Average Annual Rates
70112 $7,967
70113 $8,475
70114 $7,657
70115 $7,234
70116 $8,400
70117 $8,666
70118 $7,260
70119 $8,271
70122 $8,354
70124 $6,762
70125 $7,894
70126 $8,524
70127 $8,622
70128 $8,587
70129 $8,512
70130 $7,973
70131 $7,413
70139 $8,105
70145 $8,433
70146 $8,433
70148 $8,298
70163 $7,980
70170 $7,954

Find Cheap New Orleans, LA Auto Insurance Rates by Driving Record

Auto insurance rates in New Orleans, Louisiana are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in New Orleans, LA, take a look at the average cost for various violations versus rates for a clean driving record in New Orleans.

Annual New Orleans, Louisiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,740 $11,413 $10,278 $8,984
GEICO $6,458 $10,370 $12,748 $8,323
Progressive $9,373 $12,463 $12,090 $10,975
State Farm $6,426 $7,568 $6,997 $6,997
USAA $4,529 $6,314 $7,519 $5,416

Find Cheap New Orleans, LA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in New Orleans, Louisiana is higher than for a clean driving record. You can buy auto insurance after a DUI in New Orleans for less when you shop around and compare rates from multiple New Orleans, LA auto insurance companies.

Annual Auto Insurance Rates After a DUI in New Orleans, Louisiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,278
GEICO $12,748
Progressive $12,090
State Farm $6,997
USAA $7,519

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Winners by Category: Where to Buy Cheap Auto Insurance in New Orleans, LA

Compare rates from the cheapest auto insurance companies in New Orleans, LA for your needs. Take a look at how New Orleans, Louisiana auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in New Orleans, Louisiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap New Orleans, Louisiana Auto Insurance Companies

If you’re looking for the cheapest New Orleans, LA auto insurance companies overall, you can compare them here. Find the best price for New Orleans, Louisiana car insurance by company.

Average Annual Auto Insurance Rates by Company in New Orleans, Louisiana

Insurance Company Average Annual Rates
Allstate $9,604
GEICO $9,475
Progressive $11,225
State Farm $6,997
USAA $5,945

What affects New Orleans, Louisiana auto insurance rates?

Local factors affect auto insurance rates in New Orleans, LA, including traffic, theft statistics, and commute length. Take a look at the things that impact New Orleans auto insurance rates.

Auto Theft in New Orleans

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for New Orleans, LA auto theft show a total of 2,994 vehicle thefts annually.

Commute Times in New Orleans

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in New Orleans, LA is 24.2 minutes according to City-Data.

Traffic in New Orleans

How is traffic in New Orleans, Louisiana? Inrix data shows that New Orleans, LA traffic makes it the 52nd-most congested city compared to other cities worldwide.

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Compare Auto Insurance Quotes in New Orleans, LA

You can buy cheap New Orleans, LA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free New Orleans, Louisiana auto insurance quotes from top companies.

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