Buy Cheap Olathe, KS Auto Insurance (2022)

Olathe, KS auto insurance rates average $270 a month. Minimum auto insurance requirements in Olathe, Kansas are 25/50/25 to comply with Kansas laws. To buy cheap auto insurance in Olathe, KS, compare Olathe auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Olathe, KS are $270/month
  • Average auto insurance rates in Olathe, KS after a DUI are $3,874/year
  • The most expensive auto insurance company in Olathe is Liberty Mutual

Finding affordable Olathe, Kansas auto insurance can be challenging, but everything you need to know to buy cheap Olathe, KS auto insurance with confidence is right here. Auto insurance rates in Olathe are affected by local factors as well as personal ones like your driving record.

See how Olathe, KS car insurance rates compare to Kansas City auto insurance rates, Lawrence auto insurance rates, and Shawnee auto insurance rates before you read more about the cost of auto insurance in Olathe.

Don’t buy Olathe, KS auto insurance until you’ve compared rates. Get free Olathe, Kansas auto insurance quotes when you enter your ZIP code above.

Olathe, KS Minimum Auto Insurance Requirements

The required auto insurance in Olathe, KS is 25/50/25 according to the auto insurance laws in Kansas. The minimum auto insurance in Olathe, Kansas is outlined here.

Minimum Required Auto Insurance Coverage in Olathe, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Olathe, KS Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Olathe, KS. Take a look at Olathe, Kansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Olathe, Kansas

Insurance Company Poor Fair Good
Allstate $4,608 $3,534 $3,066
American Family $2,759 $1,947 $1,629
Farmers $4,281 $3,451 $3,253
GEICO $4,502 $2,380 $1,808
Liberty Mutual $4,655 $4,655 $4,655
Nationwide $2,675 $2,405 $2,240
Progressive $4,523 $3,847 $3,573
State Farm $3,969 $2,372 $1,837
Travelers $4,724 $3,881 $3,734
USAA $2,757 $1,837 $1,520

Buy Cheap Olathe, KS Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Olathe, Kansas auto insurance rates? Find out how car insurance rates in Olathe, KS are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Olathe, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,459 $2,365 $2,233 $2,291 $7,272 $8,233 $2,482 $2,552
American Family $1,632 $1,632 $1,476 $1,476 $3,261 $3,939 $1,632 $1,844
Farmers $2,425 $2,398 $2,157 $2,265 $7,104 $7,352 $2,736 $2,855
GEICO $2,208 $2,155 $2,235 $2,080 $4,252 $5,750 $2,636 $1,859
Liberty Mutual $2,158 $2,324 $2,120 $2,366 $11,106 $12,387 $2,303 $2,474
Nationwide $1,708 $1,746 $1,532 $1,638 $3,926 $4,761 $2,041 $2,167
Progressive $2,208 $2,075 $1,788 $1,869 $8,701 $9,782 $2,614 $2,809
State Farm $1,684 $1,684 $1,510 $1,510 $5,012 $6,321 $1,904 $2,181
Travelers $1,905 $1,932 $1,897 $1,911 $8,204 $12,841 $1,964 $2,251
USAA $1,161 $1,164 $1,081 $1,069 $4,284 $4,428 $1,542 $1,578

Buy Cheap Olathe, KS Auto Insurance for Teen Drivers

Auto insurance for teenagers in Olathe can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Olathe, KS are listed here.

Annual Auto Insurance Rates for Teen Drivers in Olathe, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,272 $8,233
American Family $3,261 $3,939
Farmers $7,104 $7,352
GEICO $4,252 $5,750
Liberty Mutual $11,106 $12,387
Nationwide $3,926 $4,761
Progressive $8,701 $9,782
State Farm $5,012 $6,321
Travelers $8,204 $12,841
USAA $4,284 $4,428

Buy Cheap Olathe, KS Auto Insurance for Seniors

You can save on senior auto insurance rates in Olathe, Kansas by comparing Olathe senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Olathe, KS here.

Annual Auto Insurance Rates for Senior Drivers in Olathe, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,233 $2,291
American Family $1,476 $1,476
Farmers $2,157 $2,265
GEICO $2,235 $2,080
Liberty Mutual $2,120 $2,366
Nationwide $1,532 $1,638
Progressive $1,788 $1,869
State Farm $1,510 $1,510
Travelers $1,897 $1,911
USAA $1,081 $1,069

Find Cheap Auto Insurance Rates in Olathe, KS by Coverage Level

The amount of coverage you choose is a big factor in the cost of Olathe, Kansas auto insurance. Compare Olathe, KS auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Olathe, Kansas

Insurance Company Low Medium High
Allstate $3,622 $3,727 $3,858
American Family $2,121 $2,218 $1,996
Farmers $3,495 $3,641 $3,849
GEICO $2,798 $2,893 $2,999
Liberty Mutual $4,531 $4,643 $4,790
Nationwide $2,547 $2,417 $2,356
Progressive $3,747 $3,945 $4,250
State Farm $2,607 $2,734 $2,836
Travelers $3,873 $4,123 $4,343
USAA $1,956 $2,032 $2,126

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Find Cheap Olathe, KS Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Olathe. Compare auto insurance rates in Olathe, KS by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Olathe, Kansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,736 $3,736
American Family $2,085 $2,138
Farmers $3,662 $3,662
GEICO $2,837 $2,956
Liberty Mutual $4,655 $4,655
Nationwide $2,440 $2,440
Progressive $3,981 $3,981
State Farm $2,657 $2,794
Travelers $4,113 $4,113
USAA $1,983 $2,094

Find Cheap Olathe, KS Auto Insurance Rates by ZIP Code

Auto insurance rates in Olathe, Kansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Olathe, KS to see how much where you live in Olathe affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Olathe, Kansas

ZIP Code Average Annual Rates
66061 $3,446
66062 $3,494

Find Cheap Olathe, KS Auto Insurance Rates by Driving Record

Auto insurance rates in Olathe, Kansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Olathe, KS, take a look at the average cost for various violations versus rates for a clean driving record in Olathe.

Annual Olathe, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,179 $3,721 $4,425 $3,619
American Family $2,074 $2,224 $2,074 $2,074
Farmers $3,076 $3,987 $3,884 $3,698
GEICO $1,840 $2,988 $4,568 $2,192
Liberty Mutual $3,447 $5,322 $5,213 $4,637
Nationwide $1,870 $2,134 $3,639 $2,116
Progressive $3,661 $4,328 $3,844 $4,090
State Farm $2,494 $2,958 $2,726 $2,726
Travelers $2,957 $3,911 $5,423 $4,161
USAA $1,483 $2,022 $2,945 $1,703

Find Cheap Olathe, KS Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Olathe, Kansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Olathe for less when you shop around and compare rates from multiple Olathe, KS auto insurance companies.

Annual Auto Insurance Rates After a DUI in Olathe, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,425
American Family $2,074
Farmers $3,884
GEICO $4,568
Liberty Mutual $5,213
Nationwide $3,639
Progressive $3,844
State Farm $2,726
Travelers $5,423
USAA $2,945

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Winners by Category: Where to Buy Cheap Auto Insurance in Olathe, KS

Compare rates from the cheapest auto insurance companies in Olathe, KS for your needs. Take a look at how Olathe, Kansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Olathe, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

Find Cheap Olathe, Kansas Auto Insurance Companies

If you’re looking for the cheapest Olathe, KS auto insurance companies overall, you can compare them here. Find the best price for Olathe, Kansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Olathe, Kansas

Insurance Company Average Annual Rates
Allstate $3,736
American Family $2,112
Farmers $3,662
GEICO $2,897
Liberty Mutual $4,655
Nationwide $2,440
Progressive $3,981
State Farm $2,726
Travelers $4,113
USAA $2,038

What affects Olathe, Kansas auto insurance rates?

Local factors affect auto insurance rates in Olathe, KS, including traffic, theft statistics, and commute length. Take a look at the things that impact Olathe auto insurance rates.

Auto Theft in Olathe

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Olathe, KS auto theft show a total of 171 vehicle thefts annually.

Commute Times in Olathe

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Olathe, KS is 21.7 minutes according to City-Data.

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Compare Auto Insurance Quotes in Olathe, KS

You can buy cheap Olathe, KS auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Olathe, Kansas auto insurance quotes from top companies.

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