Buy Cheap Palestine, TX Auto Insurance (2022)

Palestine, TX auto insurance rates average $302 a month. Minimum auto insurance requirements in Palestine, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Palestine, TX, compare Palestine auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • Average auto insurance rates in Palestine, TX after a DUI are $4,133/year
  • The most expensive auto insurance company in Palestine is Allstate
  • Average auto insurance rates in Palestine, TX are $302/month

Finding affordable Palestine, Texas auto insurance can be challenging, but everything you need to know to buy cheap Palestine, TX auto insurance with confidence is right here. Auto insurance rates in Palestine are affected by local factors as well as personal ones like your driving record.

See how Palestine, TX car insurance rates compare to Dallas auto insurance rates, San Antonio auto insurance rates, and El Paso auto insurance rates before you read more about the cost of auto insurance in Palestine.

Don’t buy Palestine, TX auto insurance until you’ve compared rates. Get free Palestine, Texas auto insurance quotes when you enter your ZIP code above.

Palestine, TX Minimum Auto Insurance Requirements

The required auto insurance in Palestine, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Palestine, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Palestine, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Palestine, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Palestine, TX. Take a look at Palestine, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Palestine, Texas

Insurance Company Poor Fair Good
Allstate $6,432 $4,703 $4,024
American Family $5,544 $3,463 $3,040
GEICO $4,426 $2,517 $1,688
Nationwide $4,227 $3,394 $2,952
Progressive $5,072 $4,374 $4,050
State Farm $4,084 $2,538 $2,020
USAA $3,727 $2,141 $1,718

Buy Cheap Palestine, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Palestine, Texas auto insurance rates? Find out how car insurance rates in Palestine, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Palestine, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,284 $3,312 $3,244 $3,244 $8,642 $10,424 $4,054 $4,220
American Family $2,439 $2,704 $2,271 $2,590 $6,343 $8,338 $3,473 $3,964
GEICO $2,167 $2,330 $2,096 $2,365 $4,620 $4,790 $2,331 $2,318
Nationwide $2,221 $2,260 $1,965 $2,080 $6,237 $8,009 $2,603 $2,816
Progressive $2,412 $2,298 $2,141 $2,185 $10,009 $11,166 $2,863 $2,916
State Farm $2,039 $2,039 $1,807 $1,807 $4,783 $6,080 $2,209 $2,282
USAA $1,616 $1,631 $1,539 $1,535 $4,501 $4,919 $2,160 $2,328

Buy Cheap Palestine, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Palestine can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Palestine, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Palestine, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,642 $10,424
American Family $6,343 $8,338
GEICO $4,620 $4,790
Nationwide $6,237 $8,009
Progressive $10,009 $11,166
State Farm $4,783 $6,080
USAA $4,501 $4,919

Buy Cheap Palestine, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Palestine, Texas by comparing Palestine senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Palestine, TX here.

Annual Auto Insurance Rates for Senior Drivers in Palestine, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,244 $3,244
American Family $2,271 $2,590
GEICO $2,096 $2,365
Nationwide $1,965 $2,080
Progressive $2,141 $2,185
State Farm $1,807 $1,807
USAA $1,539 $1,535

Find Cheap Auto Insurance Rates in Palestine, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Palestine, Texas auto insurance. Compare Palestine, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Palestine, Texas

Insurance Company Low Medium High
Allstate $4,923 $5,004 $5,232
American Family $3,740 $3,869 $4,437
GEICO $2,718 $2,836 $3,077
Nationwide $3,795 $3,373 $3,404
Progressive $4,310 $4,478 $4,708
State Farm $2,742 $2,872 $3,029
USAA $2,449 $2,519 $2,618

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Palestine, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Palestine. Compare auto insurance rates in Palestine, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Palestine, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,933 $5,173
American Family $4,015 $4,015
GEICO $2,823 $2,931
Nationwide $3,524 $3,524
Progressive $4,499 $4,499
State Farm $2,881 $2,881
USAA $2,496 $2,561

Find Cheap Palestine, TX Auto Insurance Rates by ZIP Code

Auto insurance rates in Palestine, Texas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Palestine, TX to see how much where you live in Palestine affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Palestine, Texas

ZIP Code Average Annual Rates
75801 $5,408
75803 $5,343

Find Cheap Palestine, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Palestine, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Palestine, TX, take a look at the average cost for various violations versus rates for a clean driving record in Palestine.

Annual Palestine, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,925 $6,054 $6,307 $3,925
American Family $3,670 $4,641 $4,080 $3,670
GEICO $2,446 $3,209 $2,704 $3,149
Nationwide $3,059 $3,059 $4,526 $3,453
Progressive $3,925 $5,063 $4,586 $4,422
State Farm $2,571 $2,934 $3,447 $2,571
USAA $1,888 $2,779 $3,280 $2,168

Find Cheap Palestine, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Palestine, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Palestine for less when you shop around and compare rates from multiple Palestine, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Palestine, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,307
American Family $4,080
GEICO $2,704
Nationwide $4,526
Progressive $4,586
State Farm $3,447
USAA $3,280

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Palestine, TX

Compare rates from the cheapest auto insurance companies in Palestine, TX for your needs. Take a look at how Palestine, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Palestine, Texas

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

Find Cheap Palestine, Texas Auto Insurance Companies

If you’re looking for the cheapest Palestine, TX auto insurance companies overall, you can compare them here. Find the best price for Palestine, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Palestine, Texas

Insurance Company Average Annual Rates
Allstate $5,053
American Family $4,015
GEICO $2,877
Nationwide $3,524
Progressive $4,499
State Farm $2,881
USAA $2,529

What affects Palestine, Texas auto insurance rates?

Local factors affect auto insurance rates in Palestine, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Palestine auto insurance rates.

Commute Times in Palestine

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Palestine, TX is 16.5 minutes according to City-Data.

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Palestine, TX

You can buy cheap Palestine, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Palestine, Texas auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption