Buy Cheap Paxton, IL Auto Insurance (2022)

Paxton, IL auto insurance rates average $243 a month. Minimum auto insurance requirements in Paxton, Illinois are 25/50/20 to comply with Illinois laws. To buy cheap auto insurance in Paxton, IL, compare Paxton auto insurance quotes from top companies.

UPDATED: May 10, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Paxton, IL for teens drivers are $5,526/year
  • Average auto insurance rates in Paxton, IL are $243/month
  • The most expensive auto insurance company in Paxton is Allstate

Finding affordable Paxton, Illinois auto insurance can be challenging, but everything you need to know to buy cheap Paxton, IL auto insurance with confidence is right here. Auto insurance rates in Paxton are affected by local factors as well as personal ones like your driving record.

See how Paxton, IL car insurance rates compare to Elgin auto insurance rates, Aurora auto insurance rates, and Chicago auto insurance rates before you read more about the cost of auto insurance in Paxton.

Don’t buy Paxton, IL auto insurance until you’ve compared rates. Get free Paxton, Illinois auto insurance quotes when you enter your ZIP code above.

Paxton, IL Minimum Auto Insurance Requirements

The required auto insurance in Paxton, IL is 25/50/20 according to the auto insurance laws in Illinois. The minimum auto insurance in Paxton, Illinois is outlined here.

Minimum Required Auto Insurance Coverage in Paxton, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Find Cheap Paxton, IL Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Paxton, IL. Take a look at Paxton, Illinois auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Paxton, Illinois

Insurance Company Poor Fair Good
Allstate $5,883 $4,234 $3,699
American Family $4,386 $2,993 $2,535
Farmers $4,594 $3,858 $3,670
GEICO $3,690 $1,812 $1,417
Liberty Mutual $3,044 $1,898 $1,513
Nationwide $3,222 $2,602 $2,278
Progressive $3,352 $2,830 $2,610
State Farm $3,046 $1,824 $1,414
Travelers $2,565 $2,058 $1,676
USAA $3,831 $2,620 $2,154

Buy Cheap Paxton, IL Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Paxton, Illinois auto insurance rates? Find out how car insurance rates in Paxton, IL are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Paxton, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,953 $2,967 $3,074 $3,074 $7,561 $9,833 $3,547 $3,833
American Family $2,052 $2,052 $1,882 $1,882 $5,824 $8,052 $2,052 $2,643
Farmers $2,177 $2,177 $1,933 $2,042 $9,259 $9,648 $2,487 $2,603
GEICO $1,446 $1,452 $1,364 $1,612 $4,375 $4,641 $1,804 $1,760
Liberty Mutual $1,338 $1,445 $1,114 $1,246 $4,353 $4,844 $1,398 $1,477
Nationwide $1,726 $1,758 $1,536 $1,628 $4,722 $6,058 $2,007 $2,173
Progressive $1,708 $1,611 $1,406 $1,479 $6,148 $6,886 $2,027 $2,181
State Farm $1,319 $1,319 $1,177 $1,177 $3,773 $4,783 $1,491 $1,716
Travelers $1,354 $1,427 $1,231 $1,311 $3,801 $4,734 $1,434 $1,509
USAA $1,719 $1,765 $1,598 $1,592 $5,442 $6,030 $2,275 $2,525

Buy Cheap Paxton, IL Auto Insurance for Teen Drivers

Auto insurance for teenagers in Paxton can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Paxton, IL are listed here.

Annual Auto Insurance Rates for Teen Drivers in Paxton, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,561 $9,833
American Family $5,824 $8,052
Farmers $9,259 $9,648
GEICO $4,375 $4,641
Liberty Mutual $4,353 $4,844
Nationwide $4,722 $6,058
Progressive $6,148 $6,886
State Farm $3,773 $4,783
Travelers $3,801 $4,734
USAA $5,442 $6,030

Buy Cheap Paxton, IL Auto Insurance for Seniors

You can save on senior auto insurance rates in Paxton, Illinois by comparing Paxton senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Paxton, IL here.

Annual Auto Insurance Rates for Senior Drivers in Paxton, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,074 $3,074
American Family $1,882 $1,882
Farmers $1,933 $2,042
GEICO $1,364 $1,612
Liberty Mutual $1,114 $1,246
Nationwide $1,536 $1,628
Progressive $1,406 $1,479
State Farm $1,177 $1,177
Travelers $1,231 $1,311
USAA $1,598 $1,592

Find Cheap Auto Insurance Rates in Paxton, IL by Coverage Level

The amount of coverage you choose is a big factor in the cost of Paxton, Illinois auto insurance. Compare Paxton, IL auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Paxton, Illinois

Insurance Company Low Medium High
Allstate $4,473 $4,601 $4,742
American Family $3,165 $3,426 $3,323
Farmers $3,850 $3,949 $4,324
GEICO $2,131 $2,300 $2,489
Liberty Mutual $2,028 $2,147 $2,281
Nationwide $2,706 $2,719 $2,678
Progressive $2,682 $2,911 $3,199
State Farm $1,986 $2,098 $2,199
Travelers $1,979 $2,097 $2,223
USAA $2,681 $2,865 $3,059

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Find Cheap Paxton, IL Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Paxton. Compare auto insurance rates in Paxton, IL by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Paxton, Illinois

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,605 $4,605
American Family $3,263 $3,347
Farmers $4,041 $4,041
GEICO $2,263 $2,351
Liberty Mutual $2,152 $2,152
Nationwide $2,701 $2,701
Progressive $2,931 $2,931
State Farm $2,042 $2,147
Travelers $2,019 $2,181
USAA $2,787 $2,949

Find Cheap Paxton, IL Auto Insurance Rates by Driving Record

Auto insurance rates in Paxton, Illinois are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Paxton, IL, take a look at the average cost for various violations versus rates for a clean driving record in Paxton.

Annual Paxton, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $5,570 $5,187 $4,334
American Family $2,427 $3,466 $4,574 $2,752
Farmers $3,413 $4,397 $4,287 $4,067
GEICO $1,699 $2,266 $3,141 $2,121
Liberty Mutual $1,796 $2,540 $2,236 $2,036
Nationwide $2,179 $2,816 $3,308 $2,500
Progressive $2,419 $3,576 $2,678 $3,051
State Farm $1,915 $2,274 $2,095 $2,095
Travelers $1,679 $2,189 $2,433 $2,099
USAA $2,050 $2,931 $4,024 $2,468

Find Cheap Paxton, IL Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Paxton, Illinois is higher than for a clean driving record. You can buy auto insurance after a DUI in Paxton for less when you shop around and compare rates from multiple Paxton, IL auto insurance companies.

Annual Auto Insurance Rates After a DUI in Paxton, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,187
American Family $4,574
Farmers $4,287
GEICO $3,141
Liberty Mutual $2,236
Nationwide $3,308
Progressive $2,678
State Farm $2,095
Travelers $2,433
USAA $4,024

Winners by Category: Where to Buy Cheap Auto Insurance in Paxton, IL

Compare rates from the cheapest auto insurance companies in Paxton, IL for your needs. Take a look at how Paxton, Illinois auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Paxton, Illinois

Category Insurance Company
Teenagers Travelers
Seniors State Farm
Clean Record Travelers
With 1 Accident Travelers
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

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Find Cheap Paxton, Illinois Auto Insurance Companies

If you’re looking for the cheapest Paxton, IL auto insurance companies overall, you can compare them here. Find the best price for Paxton, Illinois car insurance by company.

Average Annual Auto Insurance Rates by Company in Paxton, Illinois

Insurance Company Average Annual Rates
Allstate $4,605
American Family $3,305
Farmers $4,041
GEICO $2,307
Liberty Mutual $2,152
Nationwide $2,701
Progressive $2,931
State Farm $2,095
Travelers $2,100
USAA $2,868

What affects Paxton, Illinois auto insurance rates?

Local factors affect auto insurance rates in Paxton, IL, including traffic, theft statistics, and commute length. Take a look at the things that impact Paxton auto insurance rates.

Commute Times in Paxton

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Paxton, IL is 18.0 minutes according to City-Data.

Compare Auto Insurance Quotes in Paxton, IL

You can buy cheap Paxton, IL auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Paxton, Illinois auto insurance quotes from top companies.

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