Buy Cheap Searcy, AR Auto Insurance (2022)

Searcy, AR auto insurance rates average $338 a month. Minimum auto insurance requirements in Searcy, Arkansas are 25/50/25 to comply with Arkansas laws. To buy cheap auto insurance in Searcy, AR, compare Searcy auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • The most expensive auto insurance company in Searcy after a DUI is Travelers
  • The most expensive auto insurance company in Searcy is Travelers
  • Average auto insurance rates in Searcy, AR after a DUI are $4,877/year

Finding affordable Searcy, Arkansas auto insurance can be challenging, but everything you need to know to buy cheap Searcy, AR auto insurance with confidence is right here. Auto insurance rates in Searcy are affected by local factors as well as personal ones like your driving record.

See how Searcy, AR car insurance rates compare to Conway auto insurance rates, Fayetteville auto insurance rates, and Hot Springs auto insurance rates before you read more about the cost of auto insurance in Searcy.

Don’t buy Searcy, AR auto insurance until you’ve compared rates. Get free Searcy, Arkansas auto insurance quotes when you enter your ZIP code above.

Searcy, AR Minimum Auto Insurance Requirements

The required auto insurance in Searcy, AR is 25/50/25 according to the auto insurance laws in Arkansas. The minimum auto insurance in Searcy, Arkansas is outlined here.

Minimum Required Auto Insurance Coverage in Searcy, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Searcy, AR Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Searcy, AR. Take a look at Searcy, Arkansas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Searcy, Arkansas

Insurance Company Poor Fair Good
Allstate $6,230 $4,782 $3,877
Farmers $4,835 $4,054 $3,862
GEICO $4,065 $3,344 $2,774
Liberty Mutual $5,655 $3,430 $2,687
Nationwide $4,733 $3,811 $3,473
Progressive $5,936 $5,067 $4,715
State Farm $4,051 $2,438 $1,898
Travelers $6,714 $5,614 $5,249
USAA $2,726 $1,864 $1,590

Buy Cheap Searcy, AR Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Searcy, Arkansas auto insurance rates? Find out how car insurance rates in Searcy, AR are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Searcy, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,775 $2,784 $2,489 $2,659 $10,296 $12,363 $3,045 $3,292
Farmers $2,304 $2,292 $2,059 $2,165 $9,703 $10,055 $2,642 $2,784
GEICO $2,442 $2,411 $2,249 $2,187 $6,504 $6,507 $2,410 $2,444
Liberty Mutual $2,227 $2,384 $2,143 $2,398 $8,234 $9,082 $2,410 $2,513
Nationwide $2,718 $2,768 $2,440 $2,578 $6,624 $8,442 $3,116 $3,360
Progressive $2,766 $2,618 $2,276 $2,380 $11,758 $13,237 $3,307 $3,572
State Farm $1,740 $1,740 $1,564 $1,564 $5,117 $6,425 $1,962 $2,255
Travelers $2,146 $2,185 $2,135 $2,139 $12,771 $20,554 $2,304 $2,635
USAA $1,272 $1,284 $1,182 $1,189 $3,987 $4,173 $1,634 $1,760

Buy Cheap Searcy, AR Auto Insurance for Teen Drivers

Auto insurance for teenagers in Searcy can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Searcy, AR are listed here.

Annual Auto Insurance Rates for Teen Drivers in Searcy, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,296 $12,363
Farmers $9,703 $10,055
GEICO $6,504 $6,507
Liberty Mutual $8,234 $9,082
Nationwide $6,624 $8,442
Progressive $11,758 $13,237
State Farm $5,117 $6,425
Travelers $12,771 $20,554
USAA $3,987 $4,173

Buy Cheap Searcy, AR Auto Insurance for Seniors

You can save on senior auto insurance rates in Searcy, Arkansas by comparing Searcy senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Searcy, AR here.

Annual Auto Insurance Rates for Senior Drivers in Searcy, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,489 $2,659
Farmers $2,059 $2,165
GEICO $2,249 $2,187
Liberty Mutual $2,143 $2,398
Nationwide $2,440 $2,578
Progressive $2,276 $2,380
State Farm $1,564 $1,564
Travelers $2,135 $2,139
USAA $1,182 $1,189

Find Cheap Auto Insurance Rates in Searcy, AR by Coverage Level

The amount of coverage you choose is a big factor in the cost of Searcy, Arkansas auto insurance. Compare Searcy, AR auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Searcy, Arkansas

Insurance Company Low Medium High
Allstate $4,807 $4,960 $5,121
Farmers $4,041 $4,207 $4,504
GEICO $3,250 $3,393 $3,540
Liberty Mutual $3,776 $3,892 $4,104
Nationwide $4,022 $3,922 $4,073
Progressive $4,814 $5,153 $5,751
State Farm $2,654 $2,793 $2,940
Travelers $5,557 $5,874 $6,145
USAA $1,972 $2,052 $2,155

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Find Cheap Searcy, AR Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Searcy. Compare auto insurance rates in Searcy, AR by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Searcy, Arkansas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,963 $4,963
Farmers $4,251 $4,251
GEICO $3,369 $3,420
Liberty Mutual $3,924 $3,924
Nationwide $4,006 $4,006
Progressive $5,239 $5,239
State Farm $2,728 $2,863
Travelers $5,859 $5,859
USAA $2,001 $2,118

Find Cheap Searcy, AR Auto Insurance Rates by ZIP Code

Auto insurance rates in Searcy, Arkansas can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Searcy, AR to see how much where you live in Searcy affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Searcy, Arkansas

ZIP Code Average Annual Rates
72143 $4,200
72149 $4,110

Find Cheap Searcy, AR Auto Insurance Rates by Driving Record

Auto insurance rates in Searcy, Arkansas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Searcy, AR, take a look at the average cost for various violations versus rates for a clean driving record in Searcy.

Annual Searcy, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,079 $5,149 $5,733 $4,890
Farmers $3,591 $4,604 $4,498 $4,308
GEICO $2,310 $3,534 $5,248 $2,486
Liberty Mutual $2,668 $4,350 $5,091 $3,586
Nationwide $3,114 $4,027 $5,453 $3,429
Progressive $4,515 $6,281 $4,746 $5,416
State Farm $2,560 $3,032 $2,796 $2,796
Travelers $4,906 $5,068 $7,440 $6,021
USAA $1,585 $2,008 $2,890 $1,758

Find Cheap Searcy, AR Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Searcy, Arkansas is higher than for a clean driving record. You can buy auto insurance after a DUI in Searcy for less when you shop around and compare rates from multiple Searcy, AR auto insurance companies.

Annual Auto Insurance Rates After a DUI in Searcy, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,733
Farmers $4,498
GEICO $5,248
Liberty Mutual $5,091
Nationwide $5,453
Progressive $4,746
State Farm $2,796
Travelers $7,440
USAA $2,890

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Winners by Category: Where to Buy Cheap Auto Insurance in Searcy, AR

Compare rates from the cheapest auto insurance companies in Searcy, AR for your needs. Take a look at how Searcy, Arkansas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Searcy, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

Find Cheap Searcy, Arkansas Auto Insurance Companies

If you’re looking for the cheapest Searcy, AR auto insurance companies overall, you can compare them here. Find the best price for Searcy, Arkansas car insurance by company.

Average Annual Auto Insurance Rates by Company in Searcy, Arkansas

Insurance Company Average Annual Rates
Allstate $4,963
Farmers $4,251
GEICO $3,394
Liberty Mutual $3,924
Nationwide $4,006
Progressive $5,239
State Farm $2,796
Travelers $5,859
USAA $2,060

What affects Searcy, Arkansas auto insurance rates?

Local factors affect auto insurance rates in Searcy, AR, including traffic, theft statistics, and commute length. Take a look at the things that impact Searcy auto insurance rates.

Commute Times in Searcy

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Searcy, AR is 16.6 minutes according to City-Data.

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Compare Auto Insurance Quotes in Searcy, AR

You can buy cheap Searcy, AR auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Searcy, Arkansas auto insurance quotes from top companies.

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