Buy Cheap Shawnee, OK Auto Insurance (2022)

Shawnee, OK auto insurance rates average $353 a month. Minimum auto insurance requirements in Shawnee, Oklahoma are 25/50/25 to comply with Oklahoma laws. To buy cheap auto insurance in Shawnee, OK, compare Shawnee auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Shawnee, OK for teens drivers are $8,440/year
  • Average auto insurance rates in Shawnee, OK after a DUI are $4,800/year
  • Average auto insurance rates in Shawnee, OK are $353/month

Finding affordable Shawnee, Oklahoma auto insurance can be challenging, but everything you need to know to buy cheap Shawnee, OK auto insurance with confidence is right here. Auto insurance rates in Shawnee are affected by local factors as well as personal ones like your driving record.

See how Shawnee, OK car insurance rates compare to Enid auto insurance rates, Stillwater auto insurance rates, and Tulsa auto insurance rates before you read more about the cost of auto insurance in Shawnee.

Don’t buy Shawnee, OK auto insurance until you’ve compared rates. Get free Shawnee, Oklahoma auto insurance quotes when you enter your ZIP code above.

Shawnee, OK Minimum Auto Insurance Requirements

The required auto insurance in Shawnee, OK is 25/50/25 according to the auto insurance laws in Oklahoma. The minimum auto insurance in Shawnee, Oklahoma is outlined here.

Minimum Required Auto Insurance Coverage in Shawnee, Oklahoma

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Shawnee, OK Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Shawnee, OK. Take a look at Shawnee, Oklahoma auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Shawnee, Oklahoma

Insurance Company Poor Fair Good
Allstate $4,569 $3,448 $3,040
Farmers $5,041 $4,158 $3,954
GEICO $4,657 $3,862 $3,067
Liberty Mutual $9,677 $5,922 $4,644
Progressive $5,576 $4,757 $4,426
State Farm $4,080 $2,611 $2,101
USAA $4,661 $2,678 $2,142

Buy Cheap Shawnee, OK Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Shawnee, Oklahoma auto insurance rates? Find out how car insurance rates in Shawnee, OK are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Shawnee, Oklahoma

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,359 $2,368 $2,182 $2,282 $6,952 $8,136 $2,536 $2,672
Farmers $2,528 $2,508 $2,271 $2,402 $9,641 $9,876 $2,862 $2,987
GEICO $2,502 $2,755 $2,707 $3,077 $7,481 $7,986 $2,187 $2,203
Liberty Mutual $4,515 $4,768 $3,978 $4,337 $12,795 $14,062 $4,686 $4,840
Progressive $2,705 $2,563 $2,229 $2,364 $10,867 $12,167 $3,159 $3,301
State Farm $1,953 $1,953 $1,729 $1,729 $5,182 $6,529 $2,058 $2,312
USAA $1,857 $1,852 $1,790 $1,796 $6,164 $6,843 $2,382 $2,600

Buy Cheap Shawnee, OK Auto Insurance for Teen Drivers

Auto insurance for teenagers in Shawnee can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Shawnee, OK are listed here.

Annual Auto Insurance Rates for Teen Drivers in Shawnee, Oklahoma

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,952 $8,136
Farmers $9,641 $9,876
GEICO $7,481 $7,986
Liberty Mutual $12,795 $14,062
Progressive $10,867 $12,167
State Farm $5,182 $6,529
USAA $6,164 $6,843

Buy Cheap Shawnee, OK Auto Insurance for Seniors

You can save on senior auto insurance rates in Shawnee, Oklahoma by comparing Shawnee senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Shawnee, OK here.

Annual Auto Insurance Rates for Senior Drivers in Shawnee, Oklahoma

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,182 $2,282
Farmers $2,271 $2,402
GEICO $2,707 $3,077
Liberty Mutual $3,978 $4,337
Progressive $2,229 $2,364
State Farm $1,729 $1,729
USAA $1,790 $1,796

Find Cheap Auto Insurance Rates in Shawnee, OK by Coverage Level

The amount of coverage you choose is a big factor in the cost of Shawnee, Oklahoma auto insurance. Compare Shawnee, OK auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Shawnee, Oklahoma

Insurance Company Low Medium High
Allstate $3,436 $3,668 $3,953
Farmers $4,190 $4,334 $4,630
GEICO $3,553 $3,872 $4,161
Liberty Mutual $6,378 $6,722 $7,143
Progressive $4,539 $4,886 $5,333
State Farm $2,738 $2,910 $3,144
USAA $3,024 $3,151 $3,307

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Find Cheap Shawnee, OK Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Shawnee. Compare auto insurance rates in Shawnee, OK by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Shawnee, Oklahoma

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $3,686 $3,686
Farmers $4,384 $4,384
GEICO $3,790 $3,934
Liberty Mutual $6,748 $6,748
Progressive $4,919 $4,919
State Farm $2,880 $2,981
USAA $3,123 $3,198

Find Cheap Shawnee, OK Auto Insurance Rates by Driving Record

Auto insurance rates in Shawnee, Oklahoma are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Shawnee, OK, take a look at the average cost for various violations versus rates for a clean driving record in Shawnee.

Annual Shawnee, Oklahoma Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,188 $3,712 $4,273 $3,571
Farmers $3,702 $4,755 $4,640 $4,440
GEICO $2,797 $4,311 $4,828 $3,513
Liberty Mutual $4,529 $7,611 $8,604 $6,247
Progressive $3,828 $7,127 $4,228 $4,494
State Farm $2,708 $3,153 $2,931 $2,931
USAA $2,327 $3,358 $4,093 $2,864

Find Cheap Shawnee, OK Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Shawnee, Oklahoma is higher than for a clean driving record. You can buy auto insurance after a DUI in Shawnee for less when you shop around and compare rates from multiple Shawnee, OK auto insurance companies.

Annual Auto Insurance Rates After a DUI in Shawnee, Oklahoma

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,273
Farmers $4,640
GEICO $4,828
Liberty Mutual $8,604
Progressive $4,228
State Farm $2,931
USAA $4,093

Winners by Category: Where to Buy Cheap Auto Insurance in Shawnee, OK

Compare rates from the cheapest auto insurance companies in Shawnee, OK for your needs. Take a look at how Shawnee, Oklahoma auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Shawnee, Oklahoma

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

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Find Cheap Shawnee, Oklahoma Auto Insurance Companies

If you’re looking for the cheapest Shawnee, OK auto insurance companies overall, you can compare them here. Find the best price for Shawnee, Oklahoma car insurance by company.

Average Annual Auto Insurance Rates by Company in Shawnee, Oklahoma

Insurance Company Average Annual Rates
Allstate $3,686
Farmers $4,384
GEICO $3,862
Liberty Mutual $6,748
Progressive $4,919
State Farm $2,931
USAA $3,161

What affects Shawnee, Oklahoma auto insurance rates?

Local factors affect auto insurance rates in Shawnee, OK, including traffic, theft statistics, and commute length. Take a look at the things that impact Shawnee auto insurance rates.

Commute Times in Shawnee

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Shawnee, OK is 20.4 minutes according to City-Data.

Compare Auto Insurance Quotes in Shawnee, OK

You can buy cheap Shawnee, OK auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Shawnee, Oklahoma auto insurance quotes from top companies.

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