Buy Cheap Silverwood, MI Auto Insurance in 2024
Silverwood, MI auto insurance rates average $865 a month. Minimum auto insurance requirements in Silverwood, Michigan are 20/40/10 to comply with Michigan laws. To buy cheap auto insurance in Silverwood, MI, compare Silverwood auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Silverwood after a DUI is Allstate
- Average auto insurance rates in Silverwood, MI after a DUI are $17,130/year
- The most expensive auto insurance company in Silverwood is Liberty Mutual
Finding affordable Silverwood, Michigan auto insurance can be challenging, but everything you need to know to buy cheap Silverwood, MI auto insurance with confidence is right here. Auto insurance rates in Silverwood are affected by local factors as well as personal ones like your driving record.
See how Silverwood, MI car insurance rates compare to Sterling Heights auto insurance rates, Ann Arbor auto insurance rates, and Flint auto insurance rates before you read more about the cost of auto insurance in Silverwood.
Don’t buy Silverwood, MI auto insurance until you’ve compared rates. Get free Silverwood, Michigan auto insurance quotes when you enter your ZIP code above.
Silverwood, MI Minimum Auto Insurance Requirements
The required auto insurance in Silverwood, MI is 20/40/10 according to the auto insurance laws in Michigan. The minimum auto insurance in Silverwood, Michigan is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $20,000 per person $40,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Silverwood, MI Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Silverwood, MI. Take a look at Silverwood, Michigan auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $34,102 | $18,892 | $14,479 |
| Farmers | $8,284 | $5,396 | $4,970 |
| Geico | $7,360 | $5,411 | $4,402 |
| Liberty Mutual | $35,789 | $20,653 | $11,391 |
| Nationwide | $8,601 | $6,478 | $5,499 |
| Progressive | $6,640 | $5,577 | $5,022 |
| State Farm | $19,644 | $9,934 | $6,742 |
| Travelers | $8,206 | $7,958 | $7,858 |
| USAA | $5,557 | $3,162 | $2,407 |
Buy Cheap Silverwood, MI Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Silverwood, Michigan auto insurance rates? Find out how car insurance rates in Silverwood, MI are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $16,403 | $16,403 | $15,223 | $15,223 | $41,052 | $41,052 | $17,286 | $17,286 |
| Farmers | $4,762 | $4,762 | $4,444 | $4,444 | $10,322 | $10,322 | $5,339 | $5,339 |
| Geico | $4,028 | $4,028 | $4,074 | $4,074 | $10,947 | $10,947 | $3,848 | $3,848 |
| Liberty Mutual | $16,936 | $16,936 | $16,769 | $16,769 | $39,803 | $39,803 | $16,936 | $16,936 |
| Nationwide | $4,827 | $4,827 | $4,281 | $4,281 | $13,022 | $13,022 | $5,309 | $5,309 |
| Progressive | $3,377 | $3,146 | $2,973 | $3,318 | $12,358 | $13,191 | $3,945 | $3,660 |
| State Farm | $7,398 | $7,398 | $6,834 | $6,834 | $25,523 | $25,523 | $8,672 | $8,672 |
| Travelers | $5,380 | $5,380 | $4,626 | $4,626 | $16,180 | $16,180 | $5,842 | $5,842 |
| USAA | $2,710 | $2,574 | $2,546 | $2,410 | $6,622 | $6,309 | $3,312 | $3,188 |
Buy Cheap Silverwood, MI Auto Insurance for Teen Drivers
Auto insurance for teenagers in Silverwood can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Silverwood, MI are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $41,052 | $41,052 |
| Farmers | $10,322 | $10,322 |
| Geico | $10,947 | $10,947 |
| Liberty Mutual | $39,803 | $39,803 |
| Nationwide | $13,022 | $13,022 |
| Progressive | $12,358 | $13,191 |
| State Farm | $25,523 | $25,523 |
| Travelers | $16,180 | $16,180 |
| USAA | $6,622 | $6,309 |
Buy Cheap Silverwood, MI Auto Insurance for Seniors
You can save on senior auto insurance rates in Silverwood, Michigan by comparing Silverwood senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Silverwood, MI here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $15,223 | $15,223 |
| Farmers | $4,444 | $4,444 |
| Geico | $4,074 | $4,074 |
| Liberty Mutual | $16,769 | $16,769 |
| Nationwide | $4,281 | $4,281 |
| Progressive | $2,973 | $3,318 |
| State Farm | $6,834 | $6,834 |
| Travelers | $4,626 | $4,626 |
| USAA | $2,546 | $2,410 |
Find Cheap Auto Insurance Rates in Silverwood, MI by Coverage Level
The amount of coverage you choose is a big factor in the cost of Silverwood, Michigan auto insurance. Compare Silverwood, MI auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $21,873 | $22,546 | $23,054 |
| Farmers | $6,053 | $6,201 | $6,396 |
| Geico | $5,362 | $5,676 | $6,134 |
| Liberty Mutual | $22,080 | $22,558 | $23,196 |
| Nationwide | $7,176 | $6,744 | $6,659 |
| Progressive | $5,559 | $5,754 | $5,925 |
| State Farm | $11,508 | $12,181 | $12,632 |
| Travelers | $7,920 | $8,016 | $8,086 |
| USAA | $3,597 | $3,718 | $3,811 |
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Find Cheap Silverwood, MI Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Silverwood. Compare auto insurance rates in Silverwood, MI by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $22,491 | $22,491 |
| Farmers | $6,217 | $6,217 |
| Geico | $5,591 | $5,858 |
| Liberty Mutual | $21,834 | $23,389 |
| Nationwide | $6,860 | $6,860 |
| Progressive | $5,746 | $5,746 |
| State Farm | $11,779 | $12,435 |
| Travelers | $7,961 | $8,053 |
| USAA | $3,666 | $3,751 |
Find Cheap Silverwood, MI Auto Insurance Rates by Driving Record
Auto insurance rates in Silverwood, Michigan are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Silverwood, MI, take a look at the average cost for various violations versus rates for a clean driving record in Silverwood.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $10,909 | $14,579 | $49,169 | $15,308 |
| Farmers | $5,236 | $6,648 | $6,574 | $6,408 |
| Geico | $2,058 | $4,265 | $12,824 | $3,749 |
| Liberty Mutual | $15,674 | $19,028 | $35,578 | $20,165 |
| Nationwide | $5,862 | $7,847 | $7,122 | $6,607 |
| Progressive | $4,862 | $6,400 | $5,754 | $5,968 |
| State Farm | $7,795 | $9,295 | $19,792 | $11,544 |
| Travelers | $5,416 | $7,736 | $12,473 | $6,404 |
| USAA | $2,982 | $3,719 | $4,882 | $3,252 |
Find Cheap Silverwood, MI Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Silverwood, Michigan is higher than for a clean driving record. You can buy auto insurance after a DUI in Silverwood for less when you shop around and compare rates from multiple Silverwood, MI auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $49,169 |
| Farmers | $6,574 |
| Geico | $12,824 |
| Liberty Mutual | $35,578 |
| Nationwide | $7,122 |
| Progressive | $5,754 |
| State Farm | $19,792 |
| Travelers | $12,473 |
| USAA | $4,882 |
Winners by Category: Where to Buy Cheap Auto Insurance in Silverwood, MI
Compare rates from the cheapest auto insurance companies in Silverwood, MI for your needs. Take a look at how Silverwood, Michigan auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | USAA |
| With 1 DUI | USAA |
| With 1 Speeding Violation | USAA |
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Find Cheap Silverwood, Michigan Auto Insurance Companies
If you’re looking for the cheapest Silverwood, MI auto insurance companies overall, you can compare them here. Find the best price for Silverwood, Michigan car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $22,491 |
| Farmers | $6,217 |
| Geico | $5,724 |
| Liberty Mutual | $22,611 |
| Nationwide | $6,860 |
| Progressive | $5,746 |
| State Farm | $12,107 |
| Travelers | $8,007 |
| USAA | $3,709 |
Compare Auto Insurance Quotes in Silverwood, MI
You can buy cheap Silverwood, MI auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Silverwood, Michigan auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Silverwood, MI?
Several factors can influence the cost of auto insurance in Silverwood, MI. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductible amount, and even your credit history. Additionally, the area where you live, such as Silverwood, MI, can also impact insurance rates due to factors like local crime rates, traffic patterns, and the frequency of accidents.
How can I find cheap auto insurance in Silverwood, MI?
To find cheap auto insurance in Silverwood, MI, you can consider the following tips:
- Shop around and compare quotes from multiple insurance companies to find the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, but ensure you can afford to pay them if needed.
- Take advantage of discounts offered by insurance companies, such as safe driver discounts, good student discounts, or bundling discounts for insuring multiple vehicles or policies.
- Consider installing safety features in your vehicle, such as anti-theft devices or airbags, which may lead to lower premiums.
- Review your coverage needs and adjust them accordingly to avoid overpaying for unnecessary coverage.
Are there any specific auto insurance requirements in Silverwood, MI?
Yes, Silverwood, MI follows the auto insurance requirements set by the state of Michigan. The minimum required coverage includes:
- $50,000 bodily injury liability per person
- $100,000 bodily injury liability per accident
- $10,000 property damage liability per accident
Can I legally drive without auto insurance in Silverwood, MI?
No, it is illegal to drive without auto insurance in Silverwood, MI, as it is in most states. Michigan requires all drivers to carry at least the minimum required insurance coverage. Failing to maintain proper insurance can result in penalties, fines, license suspension, and potential legal consequences.
How does my credit history affect my auto insurance rates in Silverwood, MI?
In Silverwood, MI, and many other states, insurance companies may consider your credit history when determining your auto insurance rates. A higher credit score is generally associated with a lower risk profile, which can result in lower premiums. Maintaining good credit habits, such as paying bills on time and reducing debt, may positively impact your auto insurance rates.
Can my premium increase after filing a claim in Silverwood, MI?
Filing a claim can potentially lead to an increase in your auto insurance premium in Silverwood, MI. When you file a claim, the insurance company may consider you a higher risk and adjust your rates accordingly. However, the specific impact on your premium will depend on various factors, including the nature and severity of the claim, your overall claims history, and the insurance company’s policies.
How often should I review my auto insurance policy in Silverwood, MI?
It is generally recommended to review your auto insurance policy in Silverwood, MI annually or whenever you experience significant life changes. Life events such as moving, buying a new car, getting married, or changes in your driving habits can impact your insurance needs. Reviewing your policy regularly allows you to ensure you have adequate coverage and explore opportunities to potentially save money.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.