Buy Cheap Sloatsburg, NY Auto Insurance in 2024
Sloatsburg, NY auto insurance rates average $447 a month. Minimum auto insurance requirements in Sloatsburg, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Sloatsburg, NY, compare Sloatsburg auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 6, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Sloatsburg, NY after a DUI are $7,153/year
- The most expensive auto insurance company in Sloatsburg is Liberty Mutual
- Average auto insurance rates in Sloatsburg, NY are $447/month
Finding affordable Sloatsburg, New York auto insurance can be challenging, but everything you need to know to buy cheap Sloatsburg, NY auto insurance with confidence is right here. Auto insurance rates in Sloatsburg are affected by local factors as well as personal ones like your driving record.
See how Sloatsburg, NY car insurance rates compare to Buffalo auto insurance rates, Yonkers auto insurance rates, and Mount Vernon auto insurance rates before you read more about the cost of auto insurance in Sloatsburg.
Don’t buy Sloatsburg, NY auto insurance until you’ve compared rates. Get free Sloatsburg, New York auto insurance quotes when you enter your ZIP code above.
Table of Contents
Sloatsburg, NY Minimum Auto Insurance Requirements
The required auto insurance in Sloatsburg, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Sloatsburg, New York is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Sloatsburg, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Sloatsburg, NY. Take a look at Sloatsburg, New York auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $8,498 | $4,916 | $4,213 |
| Geico | $3,821 | $2,806 | $2,519 |
| Liberty Mutual | $10,210 | $6,673 | $4,995 |
| Nationwide | $5,092 | $5,092 | $5,092 |
| Progressive | $9,954 | $4,950 | $3,577 |
| State Farm | $7,349 | $4,607 | $3,656 |
| Travelers | $8,440 | $5,208 | $4,476 |
| USAA | $6,382 | $3,262 | $2,883 |
Buy Cheap Sloatsburg, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Sloatsburg, New York auto insurance rates? Find out how car insurance rates in Sloatsburg, NY are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,849 | $3,586 | $3,640 | $3,700 | $11,926 | $12,832 | $3,726 | $3,747 |
| Geico | $2,191 | $2,110 | $2,134 | $2,102 | $4,766 | $7,089 | $1,969 | $2,027 |
| Liberty Mutual | $5,449 | $5,449 | $5,077 | $5,077 | $10,665 | $15,392 | $5,449 | $5,781 |
| Nationwide | $3,750 | $3,750 | $3,525 | $3,525 | $7,010 | $10,563 | $3,750 | $4,866 |
| Progressive | $3,726 | $3,392 | $2,898 | $2,967 | $12,866 | $14,137 | $4,764 | $4,534 |
| State Farm | $3,304 | $3,304 | $2,897 | $2,897 | $9,747 | $11,981 | $3,652 | $3,850 |
| Travelers | $4,241 | $4,206 | $3,905 | $4,140 | $10,352 | $12,398 | $4,479 | $4,608 |
| USAA | $2,147 | $2,104 | $1,962 | $1,952 | $8,913 | $10,561 | $2,743 | $3,024 |
Buy Cheap Sloatsburg, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Sloatsburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Sloatsburg, NY are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $11,926 | $12,832 |
| Geico | $4,766 | $7,089 |
| Liberty Mutual | $10,665 | $15,392 |
| Nationwide | $7,010 | $10,563 |
| Progressive | $12,866 | $14,137 |
| State Farm | $9,747 | $11,981 |
| Travelers | $10,352 | $12,398 |
| USAA | $8,913 | $10,561 |
Buy Cheap Sloatsburg, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Sloatsburg, New York by comparing Sloatsburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Sloatsburg, NY here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,640 | $3,700 |
| Geico | $2,134 | $2,102 |
| Liberty Mutual | $5,077 | $5,077 |
| Nationwide | $3,525 | $3,525 |
| Progressive | $2,898 | $2,967 |
| State Farm | $2,897 | $2,897 |
| Travelers | $3,905 | $4,140 |
| USAA | $1,962 | $1,952 |
Find Cheap Auto Insurance Rates in Sloatsburg, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Sloatsburg, New York auto insurance. Compare Sloatsburg, NY auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,501 | $5,852 | $6,274 |
| Geico | $2,868 | $3,037 | $3,241 |
| Liberty Mutual | $6,915 | $7,273 | $7,690 |
| Nationwide | $4,743 | $5,046 | $5,489 |
| Progressive | $5,810 | $6,119 | $6,552 |
| State Farm | $4,901 | $5,238 | $5,472 |
| Travelers | $5,670 | $5,969 | $6,484 |
| USAA | $4,027 | $4,149 | $4,352 |
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Find Cheap Sloatsburg, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Sloatsburg. Compare auto insurance rates in Sloatsburg, NY by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,793 | $5,959 |
| Geico | $2,957 | $3,139 |
| Liberty Mutual | $7,082 | $7,503 |
| Nationwide | $5,092 | $5,092 |
| Progressive | $6,160 | $6,160 |
| State Farm | $5,014 | $5,394 |
| Travelers | $6,041 | $6,041 |
| USAA | $4,134 | $4,218 |
Find Cheap Sloatsburg, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Sloatsburg, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Sloatsburg, NY, take a look at the average cost for various violations versus rates for a clean driving record in Sloatsburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,907 | $4,907 | $7,380 | $6,310 |
| Geico | $2,350 | $2,564 | $4,930 | $2,350 |
| Liberty Mutual | $5,736 | $5,736 | $11,964 | $5,736 |
| Nationwide | $3,836 | $3,836 | $8,770 | $3,928 |
| Progressive | $5,979 | $5,979 | $6,663 | $6,021 |
| State Farm | $4,944 | $4,944 | $5,464 | $5,464 |
| Travelers | $5,089 | $6,487 | $6,581 | $6,009 |
| USAA | $3,701 | $3,764 | $5,475 | $3,764 |
Find Cheap Sloatsburg, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Sloatsburg, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Sloatsburg for less when you shop around and compare rates from multiple Sloatsburg, NY auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $7,380 |
| Geico | $4,930 |
| Liberty Mutual | $11,964 |
| Nationwide | $8,770 |
| Progressive | $6,663 |
| State Farm | $5,464 |
| Travelers | $6,581 |
| USAA | $5,475 |
Winners by Category: Where to Buy Cheap Auto Insurance in Sloatsburg, NY
Compare rates from the cheapest auto insurance companies in Sloatsburg, NY for your needs. Take a look at how Sloatsburg, New York auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Geico |
| With 1 Speeding Violation | Geico |
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Find Cheap Sloatsburg, New York Auto Insurance Companies
If you’re looking for the cheapest Sloatsburg, NY auto insurance companies overall, you can compare them here. Find the best price for Sloatsburg, New York car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,876 |
| Geico | $3,048 |
| Liberty Mutual | $7,293 |
| Nationwide | $5,092 |
| Progressive | $6,160 |
| State Farm | $5,204 |
| Travelers | $6,041 |
| USAA | $4,176 |
What affects Sloatsburg, New York auto insurance rates?
Local factors affect auto insurance rates in Sloatsburg, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Sloatsburg auto insurance rates.
Commute Times in Sloatsburg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Sloatsburg, NY is 34.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Sloatsburg, NY
You can buy cheap Sloatsburg, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Sloatsburg, New York auto insurance quotes from top companies.
Frequently Asked Questions
What factors can affect the cost of auto insurance in Sloatsburg, NY?
Several factors can influence the cost of auto insurance in Sloatsburg, NY. These factors include your driving record, age, gender, marital status, type of vehicle, coverage limits, deductible amount, and even your credit history. Additionally, the area where you live, such as Sloatsburg, NY, can also impact insurance rates due to factors like local crime rates, traffic patterns, and the frequency of accidents.
How can I find cheap auto insurance in Sloatsburg, NY?
To find cheap auto insurance in Sloatsburg, NY, you can consider the following tips:
- Shop around and compare quotes from multiple insurance companies to find the best rate.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, but ensure you can afford to pay them if needed.
- Take advantage of discounts offered by insurance companies, such as safe driver discounts, good student discounts, or bundling discounts for insuring multiple vehicles or policies.
- Consider installing safety features in your vehicle, such as anti-theft devices or airbags, which may lead to lower premiums.
- Review your coverage needs and adjust them accordingly to avoid overpaying for unnecessary coverage.
Are there any specific auto insurance requirements in Sloatsburg, NY?
Yes, Sloatsburg, NY follows the auto insurance requirements set by the state of New York. The minimum required coverage includes:
- $25,000 bodily injury liability per person
- $50,000 bodily injury liability per accident
- $10,000 property damage liability per accident
- $50,000 personal injury protection (PIP)
Can I legally drive without auto insurance in Sloatsburg, NY?
No, it is illegal to drive without auto insurance in Sloatsburg, NY, as it is in most states. New York requires all drivers to carry at least the minimum required insurance coverage. Failing to maintain proper insurance can result in penalties, fines, license suspension, and potential legal consequences.
How does my credit history affect my auto insurance rates in Sloatsburg, NY?
In Sloatsburg, NY, and many other states, insurance companies may consider your credit history when determining your auto insurance rates. A higher credit score is generally associated with a lower risk profile, which can result in lower premiums. Maintaining good credit habits, such as paying bills on time and reducing debt, may positively impact your auto insurance rates.
Can my premium increase after filing a claim in Sloatsburg, NY?
Filing a claim can potentially lead to an increase in your auto insurance premium in Sloatsburg, NY. When you file a claim, the insurance company may consider you a higher risk and adjust your rates accordingly. However, the specific impact on your premium will depend on various factors, including the nature and severity of the claim, your overall claims history, and the insurance company’s policies.
How often should I review my auto insurance policy in Sloatsburg, NY?
It is generally recommended to review your auto insurance policy in Sloatsburg, NY annually or whenever you experience significant life changes. Life events such as moving, buying a new car, getting married, or changes in your driving habits can impact your insurance needs. Reviewing your policy regularly allows you to ensure you have adequate coverage and explore opportunities to potentially save money.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.