Buy Cheap Spartanburg, SC Auto Insurance in 2023
Spartanburg, SC auto insurance rates average $304 a month. Minimum auto insurance requirements in Spartanburg, South Carolina are 25/50/25 to comply with South Carolina laws. To buy cheap auto insurance in Spartanburg, SC, compare Spartanburg auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
UPDATED: Mar 15, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Mar 15, 2022
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Spartanburg, SC after a DUI are $4,149/year
- Average auto insurance rates in Spartanburg, SC for teens drivers are $6,943/year
- The most expensive auto insurance company in Spartanburg after a DUI is Progressive
Finding affordable Spartanburg, South Carolina auto insurance can be challenging, but everything you need to know to buy cheap Spartanburg, SC auto insurance with confidence is right here. Auto insurance rates in Spartanburg are affected by local factors as well as personal ones like your driving record.
See how Spartanburg, SC car insurance rates compare to Columbia auto insurance rates, Rock Hill auto insurance rates, and Summerville auto insurance rates before you read more about the cost of auto insurance in Spartanburg.
Don’t buy Spartanburg, SC auto insurance until you’ve compared rates. Get free Spartanburg, South Carolina auto insurance quotes when you enter your ZIP code above.
Spartanburg, SC Minimum Auto Insurance Requirements
The required auto insurance in Spartanburg, SC is 25/50/25 according to the auto insurance laws in South Carolina. The minimum auto insurance in Spartanburg, South Carolina is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Spartanburg, SC Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Spartanburg, SC. Take a look at Spartanburg, South Carolina auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $4,784 | $3,626 | $3,053 |
| Farmers | $5,338 | $4,569 | $4,165 |
| Geico | $4,305 | $2,316 | $1,848 |
| Nationwide | $4,017 | $3,263 | $2,869 |
| Progressive | $5,194 | $4,578 | $4,285 |
| State Farm | $4,367 | $2,668 | $2,099 |
| USAA | $4,864 | $2,402 | $2,110 |
Buy Cheap Spartanburg, SC Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Spartanburg, South Carolina auto insurance rates? Find out how car insurance rates in Spartanburg, SC are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,506 | $2,506 | $2,396 | $2,396 | $6,555 | $8,394 | $2,785 | $3,032 |
| Farmers | $3,169 | $3,164 | $3,025 | $3,286 | $8,459 | $9,461 | $3,453 | $3,506 |
| Geico | $2,032 | $2,032 | $1,852 | $1,852 | $4,944 | $5,065 | $2,374 | $2,433 |
| Nationwide | $2,302 | $2,331 | $2,078 | $2,153 | $5,590 | $7,173 | $2,605 | $2,831 |
| Progressive | $2,473 | $2,285 | $2,136 | $2,234 | $10,684 | $11,798 | $2,867 | $3,007 |
| State Farm | $1,898 | $1,898 | $1,726 | $1,726 | $5,578 | $6,985 | $2,133 | $2,415 |
| USAA | $1,650 | $1,649 | $1,522 | $1,515 | $6,794 | $7,424 | $2,172 | $2,277 |
Buy Cheap Spartanburg, SC Auto Insurance for Teen Drivers
Auto insurance for teenagers in Spartanburg can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Spartanburg, SC are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,555 | $8,394 |
| Farmers | $8,459 | $9,461 |
| Geico | $4,944 | $5,065 |
| Nationwide | $5,590 | $7,173 |
| Progressive | $10,684 | $11,798 |
| State Farm | $5,578 | $6,985 |
| USAA | $6,794 | $7,424 |
Buy Cheap Spartanburg, SC Auto Insurance for Seniors
You can save on senior auto insurance rates in Spartanburg, South Carolina by comparing Spartanburg senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Spartanburg, SC here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,396 | $2,396 |
| Farmers | $3,025 | $3,286 |
| Geico | $1,852 | $1,852 |
| Nationwide | $2,078 | $2,153 |
| Progressive | $2,136 | $2,234 |
| State Farm | $1,726 | $1,726 |
| USAA | $1,522 | $1,515 |
Find Cheap Auto Insurance Rates in Spartanburg, SC by Coverage Level
The amount of coverage you choose is a big factor in the cost of Spartanburg, South Carolina auto insurance. Compare Spartanburg, SC auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,611 | $3,805 | $4,048 |
| Farmers | $4,251 | $4,693 | $5,127 |
| Geico | $2,657 | $2,800 | $3,012 |
| Nationwide | $3,357 | $3,382 | $3,410 |
| Progressive | $4,375 | $4,635 | $5,047 |
| State Farm | $2,824 | $3,043 | $3,267 |
| USAA | $2,954 | $3,121 | $3,301 |
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Find Cheap Spartanburg, SC Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Spartanburg. Compare auto insurance rates in Spartanburg, SC by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $3,741 | $3,901 |
| Farmers | $4,691 | $4,691 |
| Geico | $2,808 | $2,838 |
| Nationwide | $3,383 | $3,383 |
| Progressive | $4,686 | $4,686 |
| State Farm | $2,970 | $3,119 |
| USAA | $3,093 | $3,158 |
Find Cheap Spartanburg, SC Auto Insurance Rates by ZIP Code
Auto insurance rates in Spartanburg, South Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Spartanburg, SC to see how much where you live in Spartanburg affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 29302 | $3,433 |
| 29303 | $3,396 |
| 29306 | $3,420 |
| 29307 | $3,404 |
Find Cheap Spartanburg, SC Auto Insurance Rates by Driving Record
Auto insurance rates in Spartanburg, South Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Spartanburg, SC, take a look at the average cost for various violations versus rates for a clean driving record in Spartanburg.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $2,870 | $4,560 | $4,049 | $3,806 |
| Farmers | $3,914 | $5,442 | $4,509 | $4,897 |
| Geico | $2,148 | $2,784 | $4,211 | $2,148 |
| Nationwide | $2,710 | $3,477 | $4,370 | $2,975 |
| Progressive | $3,838 | $5,611 | $4,665 | $4,628 |
| State Farm | $2,756 | $3,398 | $3,013 | $3,013 |
| USAA | $2,465 | $3,049 | $4,226 | $2,762 |
Find Cheap Spartanburg, SC Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Spartanburg, South Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Spartanburg for less when you shop around and compare rates from multiple Spartanburg, SC auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,049 |
| Farmers | $4,509 |
| Geico | $4,211 |
| Nationwide | $4,370 |
| Progressive | $4,665 |
| State Farm | $3,013 |
| USAA | $4,226 |
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Winners by Category: Where to Buy Cheap Auto Insurance in Spartanburg, SC
Compare rates from the cheapest auto insurance companies in Spartanburg, SC for your needs. Take a look at how Spartanburg, South Carolina auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
Find Cheap Spartanburg, South Carolina Auto Insurance Companies
If you’re looking for the cheapest Spartanburg, SC auto insurance companies overall, you can compare them here. Find the best price for Spartanburg, South Carolina car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $3,821 |
| Farmers | $4,691 |
| Geico | $2,823 |
| Nationwide | $3,383 |
| Progressive | $4,686 |
| State Farm | $3,045 |
| USAA | $3,125 |
What affects Spartanburg, South Carolina auto insurance rates?
Local factors affect auto insurance rates in Spartanburg, SC, including traffic, theft statistics, and commute length. Take a look at the things that impact Spartanburg auto insurance rates.
Commute Times in Spartanburg
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Spartanburg, SC is 20.3 minutes according to City-Data.
Traffic in Spartanburg
How is traffic in Spartanburg, South Carolina? Inrix data shows that Spartanburg, SC traffic makes it the 491st-most congested city compared to other cities worldwide.
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Compare Auto Insurance Quotes in Spartanburg, SC
You can buy cheap Spartanburg, SC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Spartanburg, South Carolina auto insurance quotes from top companies.
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Cynthia Lanctot
Licensed Agent
Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.
Licensed Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.