Buy Cheap Audi Auto Insurance in 2024
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
UPDATED: Nov 27, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Before you choose a car, it is important to have an idea of how much it will cost to own it. In addition to the cost of buying it, whether you pay for it outright or finance it, there are other expenses that you will have to consider. Some of these will be onetime expenses, some are ongoing and some are costs that you do not actually pay but rather, incur. These expenses include:
- Depreciation. Every car loses part of its value each year, adding to its total cost by the time you are ready to get a new one. This is an expense that you do not actually pay.
- Fuel and other fluids. These are an ongoing expense that may vary by driving habits (distance, speed, condition) as well as by location and market conditions.
- Repair costs. This can be both ongoing (regular maintenance and upkeep) as well as one time (if there is a problem).
- Storage or parking. This can be either a long term, recurring fee or a onetime fee depending on the situation.
- Of course, insurance. This is a regular, recurring expense and varies according to a number of factors.
Insurance for the Audi Models: They Wildly Vary
Like other car brands, the Audi name is attached to a number of different vehicle types from sporty cars to more luxury sedans and more. The cost of the insurance for each model of the Audi can vary by more than a few hundred dollars. Some averages:
- The average range of insurance: $1,548-$2,437
- The national average for auto insurance $1,600
- The highest insurance rate for an Audi is for the S8 model at $2,437
Problems and Other Considerations for Audi and Insurance Costs
All cars are rated by independent firms for their safety performance in crash tests as well as for their overall cost for repairs. They are also listed in terms of how frequently they are stolen nationwide. The results for Audi:
- There are no Audi models listed on the top 100 most commonly stolen vehicles.
- Audi models built before the 2004 model year performed poorly on rear crashes.
- All other Audis performed average to above average on crash tests.
- Five Audi models had top safety ratings for the model year 2009. Those are the: A6, the A3, A4, Q5 and the Q7
Repairs, Problems and Known Issues
When you are looking to buy Audi car insurance, you will also need to know if there are certain problems that might leave you at a higher risk of having an accident or cause a problem serious enough to result in a total loss of your vehicle. For the Audi:
- The A4 model had more than 1,500 reported problems, nationwide.
- The most common problem was in the electrical system, which led to 672 service claims.
- The second most common problem was the service brakes with 411 reported claims for service.
Frequently Asked Questions
Are certain Audi models more expensive to insure?
Insurance rates can vary based on various factors, including the model of your Audi. Generally, high-performance or luxury Audi models tend to have higher insurance premiums compared to standard or economy models. Factors such as the car’s value, repair costs, safety features, and theft rates can influence insurance costs.
Is it necessary to purchase comprehensive coverage for my Audi?
While comprehensive coverage is not legally required, it is highly recommended for Audi owners. Comprehensive coverage protects your vehicle against non-collision-related damages such as theft, vandalism, natural disasters, and falling objects. Considering the value of Audi vehicles and the potential costs of repairs or replacements, having comprehensive coverage can provide valuable financial protection.
How does the Audi’s safety rating affect insurance costs?
Safety ratings can impact insurance costs. Audi models with high safety ratings are generally considered less risky to insure, as they have proven to be safer in accidents. Insurance providers may offer lower premiums for Audi models equipped with advanced safety features, such as adaptive cruise control, lane departure warning, or automatic emergency braking.
Can maintaining my Audi at an authorized service center affect insurance rates?
While insurance rates are primarily based on factors such as your driving record and the model of your Audi, some insurance providers may offer discounts if you maintain your vehicle at an authorized service center. These discounts are often provided as an incentive for proper maintenance and may result in slightly lower insurance premiums.
Should I only focus on price when buying Audi auto insurance?
While price is an important consideration when buying Audi auto insurance, it’s equally important to assess the coverage options, deductibles, customer service, and financial stability of the insurance company. Opting for the cheapest insurance policy may not provide adequate coverage or quality service. Balance affordability with the level of coverage and service you require to make an informed decision.
Compare Quotes From Top Companies and Save
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Jeff Root
Licensed Insurance Agent
Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.