Buy Cheap Toccoa, GA Auto Insurance (2022)

Toccoa, GA auto insurance rates average $380 a month. Minimum auto insurance requirements in Toccoa, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Toccoa, GA, compare Toccoa auto insurance quotes from top companies.

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Toccoa, GA are $380/month
  • The most expensive auto insurance company in Toccoa after a DUI is Liberty Mutual
  • The most expensive auto insurance company in Toccoa is Liberty Mutual

Finding affordable Toccoa, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Toccoa, GA auto insurance with confidence is right here. Auto insurance rates in Toccoa are affected by local factors as well as personal ones like your driving record.

See how Toccoa, GA car insurance rates compare to Johns Creek auto insurance rates, Columbus auto insurance rates, and Warner Robins auto insurance rates before you read more about the cost of auto insurance in Toccoa.

Don’t buy Toccoa, GA auto insurance until you’ve compared rates. Get free Toccoa, Georgia auto insurance quotes when you enter your ZIP code above.

Toccoa, GA Minimum Auto Insurance Requirements

The required auto insurance in Toccoa, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Toccoa, Georgia is outlined here.

Minimum Required Auto Insurance Coverage in Toccoa, Georgia

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Toccoa, GA Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Toccoa, GA. Take a look at Toccoa, Georgia auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Toccoa, Georgia

Insurance Company Poor Fair Good
Allstate $5,883 $4,082 $3,641
GEICO $3,515 $2,471 $2,399
Liberty Mutual $15,221 $9,358 $7,328
Nationwide $4,499 $3,666 $3,234
Progressive $4,081 $3,534 $3,280
State Farm $4,819 $3,001 $2,379
USAA $4,043 $2,848 $2,433

Buy Cheap Toccoa, GA Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Toccoa, Georgia auto insurance rates? Find out how car insurance rates in Toccoa, GA are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Toccoa, Georgia

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,102 $3,102 $2,970 $2,970 $7,339 $9,510 $3,484 $3,809
GEICO $1,690 $1,670 $1,638 $1,638 $5,055 $6,060 $2,186 $2,422
Liberty Mutual $5,578 $6,066 $4,557 $5,171 $24,339 $27,172 $5,914 $6,286
Nationwide $2,298 $2,376 $2,254 $2,474 $6,672 $8,587 $2,754 $2,983
Progressive $2,267 $2,096 $1,950 $2,050 $7,243 $8,029 $2,638 $2,782
State Farm $2,221 $2,221 $1,993 $1,993 $5,921 $7,775 $2,437 $2,635
USAA $1,730 $1,728 $1,611 $1,616 $6,256 $7,392 $2,155 $2,380

Buy Cheap Toccoa, GA Auto Insurance for Teen Drivers

Auto insurance for teenagers in Toccoa can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Toccoa, GA are listed here.

Annual Auto Insurance Rates for Teen Drivers in Toccoa, Georgia

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,339 $9,510
GEICO $5,055 $6,060
Liberty Mutual $24,339 $27,172
Nationwide $6,672 $8,587
Progressive $7,243 $8,029
State Farm $5,921 $7,775
USAA $6,256 $7,392

Buy Cheap Toccoa, GA Auto Insurance for Seniors

You can save on senior auto insurance rates in Toccoa, Georgia by comparing Toccoa senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Toccoa, GA here.

Annual Auto Insurance Rates for Senior Drivers in Toccoa, Georgia

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
GEICO $1,638 $1,638
Liberty Mutual $4,557 $5,171
Nationwide $2,254 $2,474
Progressive $1,950 $2,050
State Farm $1,993 $1,993
USAA $1,611 $1,616

Find Cheap Auto Insurance Rates in Toccoa, GA by Coverage Level

The amount of coverage you choose is a big factor in the cost of Toccoa, Georgia auto insurance. Compare Toccoa, GA auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Toccoa, Georgia

Insurance Company Low Medium High
Allstate $4,219 $4,577 $4,811
GEICO $2,603 $2,808 $2,973
Liberty Mutual $10,196 $10,580 $11,130
Nationwide $3,702 $3,857 $3,840
Progressive $3,371 $3,582 $3,943
State Farm $3,185 $3,402 $3,612
USAA $2,955 $3,091 $3,279

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Find Cheap Toccoa, GA Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Toccoa. Compare auto insurance rates in Toccoa, GA by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Toccoa, Georgia

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $4,437 $4,635
GEICO $2,747 $2,843
Liberty Mutual $10,635 $10,635
Nationwide $3,800 $3,800
Progressive $3,632 $3,632
State Farm $3,399 $3,399
USAA $2,967 $3,250

Find Cheap Toccoa, GA Auto Insurance Rates by Driving Record

Auto insurance rates in Toccoa, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Toccoa, GA, take a look at the average cost for various violations versus rates for a clean driving record in Toccoa.

Annual Toccoa, Georgia Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,744 $5,759 $4,700 $3,939
GEICO $1,882 $2,359 $4,829 $2,110
Liberty Mutual $8,062 $11,042 $12,692 $10,745
Nationwide $2,952 $3,442 $5,250 $3,555
Progressive $2,848 $5,026 $3,339 $3,314
State Farm $3,098 $3,701 $3,400 $3,400
USAA $2,381 $3,018 $4,380 $2,654

Find Cheap Toccoa, GA Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Toccoa, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Toccoa for less when you shop around and compare rates from multiple Toccoa, GA auto insurance companies.

Annual Auto Insurance Rates After a DUI in Toccoa, Georgia

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,700
GEICO $4,829
Liberty Mutual $12,692
Nationwide $5,250
Progressive $3,339
State Farm $3,400
USAA $4,380

Winners by Category: Where to Buy Cheap Auto Insurance in Toccoa, GA

Compare rates from the cheapest auto insurance companies in Toccoa, GA for your needs. Take a look at how Toccoa, Georgia auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Toccoa, Georgia

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

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Find Cheap Toccoa, Georgia Auto Insurance Companies

If you’re looking for the cheapest Toccoa, GA auto insurance companies overall, you can compare them here. Find the best price for Toccoa, Georgia car insurance by company.

Average Annual Auto Insurance Rates by Company in Toccoa, Georgia

Insurance Company Average Annual Rates
Allstate $4,536
GEICO $2,795
Liberty Mutual $10,635
Nationwide $3,800
Progressive $3,632
State Farm $3,399
USAA $3,108

What affects Toccoa, Georgia auto insurance rates?

Local factors affect auto insurance rates in Toccoa, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Toccoa auto insurance rates.

Commute Times in Toccoa

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Toccoa, GA is 22.1 minutes according to City-Data.

Compare Auto Insurance Quotes in Toccoa, GA

You can buy cheap Toccoa, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Toccoa, Georgia auto insurance quotes from top companies.

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