Buy Cheap Waynesville, NC Auto Insurance (2022)

Waynesville, NC auto insurance rates average $245 a month. Minimum auto insurance requirements in Waynesville, North Carolina are 30/60/25 to comply with North Carolina laws. To buy cheap auto insurance in Waynesville, NC, compare Waynesville auto insurance quotes from top companies.

Compare Quotes Now

secured lock Secured with SHA-256 Encryption

Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

Full Bio →

Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

Full Bio →

Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

A Concise Overview

  • The most expensive auto insurance company in Waynesville is Allstate
  • Average auto insurance rates in Waynesville, NC are $245/month
  • Average auto insurance rates in Waynesville, NC for teens drivers are $4,714/year

Finding affordable Waynesville, North Carolina auto insurance can be challenging, but everything you need to know to buy cheap Waynesville, NC auto insurance with confidence is right here. Auto insurance rates in Waynesville are affected by local factors as well as personal ones like your driving record.

See how Waynesville, NC car insurance rates compare to Greensboro auto insurance rates, Cary auto insurance rates, and Concord auto insurance rates before you read more about the cost of auto insurance in Waynesville.

Don’t buy Waynesville, NC auto insurance until you’ve compared rates. Get free Waynesville, North Carolina auto insurance quotes when you enter your ZIP code above.

Waynesville, NC Minimum Auto Insurance Requirements

The required auto insurance in Waynesville, NC is 30/60/25 according to the auto insurance laws in North Carolina. The minimum auto insurance in Waynesville, North Carolina is outlined here.

Minimum Required Auto Insurance Coverage in Waynesville, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Waynesville, NC Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Waynesville, NC. Take a look at Waynesville, North Carolina auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Waynesville, North Carolina

Insurance Company Poor Fair Good
Allstate $8,861 $5,754 $5,019
GEICO $2,901 $2,658 $2,457
Liberty Mutual $1,866 $1,866 $1,866
Nationwide $2,446 $2,446 $2,446
Progressive $2,303 $2,020 $1,878
State Farm $3,221 $2,061 $1,602
Travelers $2,879 $2,606 $2,561

Buy Cheap Waynesville, NC Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Waynesville, North Carolina auto insurance rates? Find out how car insurance rates in Waynesville, NC are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Waynesville, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $4,968 $4,968 $4,074 $4,074 $12,070 $12,070 $5,066 $5,066
GEICO $2,276 $2,231 $2,238 $2,195 $4,261 $4,222 $1,983 $1,971
Liberty Mutual $1,552 $1,552 $1,606 $1,606 $2,754 $2,754 $1,552 $1,552
Nationwide $2,080 $2,080 $2,080 $2,080 $3,544 $3,544 $2,080 $2,080
Progressive $1,562 $1,562 $1,441 $1,441 $3,546 $3,546 $1,719 $1,719
State Farm $2,007 $2,007 $1,737 $1,737 $2,956 $2,956 $2,479 $2,479
Travelers $2,272 $2,272 $2,253 $2,253 $3,870 $3,870 $2,332 $2,332

Buy Cheap Waynesville, NC Auto Insurance for Teen Drivers

Auto insurance for teenagers in Waynesville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Waynesville, NC are listed here.

Annual Auto Insurance Rates for Teen Drivers in Waynesville, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,070 $12,070
GEICO $4,261 $4,222
Liberty Mutual $2,754 $2,754
Nationwide $3,544 $3,544
Progressive $3,546 $3,546
State Farm $2,956 $2,956
Travelers $3,870 $3,870

Buy Cheap Waynesville, NC Auto Insurance for Seniors

You can save on senior auto insurance rates in Waynesville, North Carolina by comparing Waynesville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Waynesville, NC here.

Annual Auto Insurance Rates for Senior Drivers in Waynesville, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,074 $4,074
GEICO $2,238 $2,195
Liberty Mutual $1,606 $1,606
Nationwide $2,080 $2,080
Progressive $1,441 $1,441
State Farm $1,737 $1,737
Travelers $2,253 $2,253

Find Cheap Auto Insurance Rates in Waynesville, NC by Coverage Level

The amount of coverage you choose is a big factor in the cost of Waynesville, North Carolina auto insurance. Compare Waynesville, NC auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Waynesville, North Carolina

Insurance Company Low Medium High
Allstate $6,349 $6,524 $6,761
GEICO $2,559 $2,663 $2,794
Liberty Mutual $1,783 $1,854 $1,960
Nationwide $2,355 $2,434 $2,548
Progressive $1,974 $2,055 $2,172
State Farm $2,214 $2,283 $2,387
Travelers $2,579 $2,668 $2,798

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Find Cheap Waynesville, NC Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Waynesville. Compare auto insurance rates in Waynesville, NC by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Waynesville, North Carolina

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $6,545 $6,545
GEICO $2,672 $2,672
Liberty Mutual $1,866 $1,866
Nationwide $2,446 $2,446
Progressive $2,067 $2,067
State Farm $2,286 $2,303
Travelers $2,682 $2,682

Find Cheap Waynesville, NC Auto Insurance Rates by ZIP Code

Auto insurance rates in Waynesville, North Carolina can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Waynesville, NC to see how much where you live in Waynesville affects the cost of car insurance.

Annual Auto Insurance Rates by ZIP Code in Waynesville, North Carolina

ZIP Code Average Annual Rates
28785 $2,668
28786 $2,662

Find Cheap Waynesville, NC Auto Insurance Rates by Driving Record

Auto insurance rates in Waynesville, North Carolina are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Waynesville, NC, take a look at the average cost for various violations versus rates for a clean driving record in Waynesville.

Annual Waynesville, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,557 $6,219 $11,600 $4,804
GEICO $1,492 $2,169 $5,019 $2,008
Liberty Mutual $1,114 $1,428 $3,492 $1,428
Nationwide $1,442 $1,862 $4,616 $1,862
Progressive $985 $1,440 $4,450 $1,392
State Farm $1,226 $1,769 $4,414 $1,769
Travelers $1,568 $2,106 $5,000 $2,053

Find Cheap Waynesville, NC Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Waynesville, North Carolina is higher than for a clean driving record. You can buy auto insurance after a DUI in Waynesville for less when you shop around and compare rates from multiple Waynesville, NC auto insurance companies.

Annual Auto Insurance Rates After a DUI in Waynesville, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $11,600
GEICO $5,019
Liberty Mutual $3,492
Nationwide $4,616
Progressive $4,450
State Farm $4,414
Travelers $5,000

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Winners by Category: Where to Buy Cheap Auto Insurance in Waynesville, NC

Compare rates from the cheapest auto insurance companies in Waynesville, NC for your needs. Take a look at how Waynesville, North Carolina auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Waynesville, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

Find Cheap Waynesville, North Carolina Auto Insurance Companies

If you’re looking for the cheapest Waynesville, NC auto insurance companies overall, you can compare them here. Find the best price for Waynesville, North Carolina car insurance by company.

Average Annual Auto Insurance Rates by Company in Waynesville, North Carolina

Insurance Company Average Annual Rates
Allstate $6,545
GEICO $2,672
Liberty Mutual $1,866
Nationwide $2,446
Progressive $2,067
State Farm $2,295
Travelers $2,682

What affects Waynesville, North Carolina auto insurance rates?

Local factors affect auto insurance rates in Waynesville, NC, including traffic, theft statistics, and commute length. Take a look at the things that impact Waynesville auto insurance rates.

Commute Times in Waynesville

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Waynesville, NC is 20.3 minutes according to City-Data.

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption

Compare Auto Insurance Quotes in Waynesville, NC

You can buy cheap Waynesville, NC auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Waynesville, North Carolina auto insurance quotes from top companies.

Compare Quotes Now

Compare Quotes From Top Companies and Save

secured lock Secured with SHA-256 Encryption