Buy Cheap Ford F-350 Super Duty Auto Insurance in 2023
Average Ford F-350 Super Duty auto insurance rates cost $1,646 a year, or around $137 a month. You can find cheap Ford F-350 Super Duty insurance rates if you are a good driver—Mature drivers with good driving records may find rates as low as $967 a year.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
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UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Jun 13, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
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Key takeaways:
- Full coverage costs around $1,646 a year or $137 each month
- A liability-only policy costs around $660 a year or $55 each month
- Highest rates are for teenage drivers at around $6,016 a year or $501 each month
- Good drivers can save as much as $679 a year by earning policy discounts
- Ford F-350 Super Duty insurance costs around $127 more per year than the average vehicle
Are Ford F-350 Super Duty insurance rates stressing you out? Don’t worry. Good drivers can save as much as $679 a year by earning policy discounts. Learn about other ways to save in our comprehensive guide to Ford F-350 Super Duty insurance rates.
You can start comparing quotes for Ford F-350 Super Duty car insurance rates from some of the best car insurance companies by using our free online tool now.
Ford F-350 Super Duty Insurance Cost
The average Ford F-350 Super Duty auto insurance rates are $1,646 a year or $137 a month.
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Are Ford F-350 Super Dutys Expensive to Insure?
The chart below details how Ford F-350 Super Duty insurance rates compare to other trucks like the Toyota Tundra, Chevrolet Silverado 2500HD, and Chevrolet Colorado.
| Vehicle | Comprehensive | Collision | Liability | Total |
| Toyota Tundra | $320 | $512 | $440 | $1,452 |
| Chevrolet Silverado 2500HD | $362 | $688 | $420 | $1,650 |
| Chevrolet Colorado | $254 | $438 | $372 | $1,222 |
| Ford F-150 | $322 | $470 | $372 | $1,322 |
| Nissan Frontier | $294 | $500 | $420 | $1,394 |
| Toyota Tacoma | $294 | $482 | $390 | $1,324 |
However, there are a few things you can do to find the cheapest Ford insurance rates online.
What Impacts the Cost of Ford F-350 Super Duty Insurance?
The Ford F-350 Super Duty trim and model you choose will affect the total price you will pay for Ford F-350 Super Duty insurance coverage.
Age of the Vehicle
The average Ford F-350 Super Duty auto insurance rates are higher for newer models. For example, auto insurance rates for a 2017 Ford F-350 Super Duty cost $1,646, while 2010 Ford F-350 Super Duty rates are $1,394, a difference of $252.
| Model Year | Comprehensive | Collision | Liability | Total |
| 2017 Ford F-350 Super Duty | $344 | $582 | $520 | $1,646 |
| 2016 Ford F-350 Super Duty | $332 | $558 | $536 | $1,626 |
| 2015 Ford F-350 Super Duty | $314 | $538 | $554 | $1,606 |
| 2014 Ford F-350 Super Duty | $302 | $500 | $564 | $1,566 |
| 2013 Ford F-350 Super Duty | $290 | $470 | $570 | $1,530 |
| 2012 Ford F-350 Super Duty | $278 | $422 | $574 | $1,474 |
| 2011 Ford F-350 Super Duty | $260 | $388 | $574 | $1,422 |
| 2010 Ford F-350 Super Duty | $250 | $364 | $580 | $1,394 |
Driver Age
Driver age can have a significant impact on Ford F-350 Super Duty auto insurance rates. As an example, a 40-year-old driver could pay $174 less each month for their Ford F-350 Super Duty auto insurance compared to a 20-year-old driver.
Driver Location
Where you live can have a large impact on Ford F-350 Super Duty insurance rates. For example, drivers in Houston may pay $1,213 a year more than drivers in Columbus.
Your Driving Record
Your driving record can have an impact on the cost of Ford F-350 Super Duty car insurance. Teens and drivers in their 20’s see the highest jump in their Ford F-350 Super Duty car insurance rates with violations on their driving record.
Ford F-350 Super Duty Safety Ratings
Your Ford F-350 Super Duty auto insurance rates are influenced by the Ford F-350 Super Duty’s safety ratings. See the breakdown below:
| Test Type | Rating |
| Small overlap front: driver-side | N/R |
|---|---|
| Small overlap front: passenger-side | N/R |
| Moderate overlap front | N/R |
| Side | N/R |
| Roof strength | N/R |
| Head restraints and seats | N/R |
| Source: Insurance Institute for Highway Safety | |
Ford F-350 Super Duty Crash Test Ratings
Ford F-350 Super Duty crash test ratings can impact your Ford F-350 Super Duty car insurance rates. See Ford F-350 Super Duty crash test results below:
| Vehicle Tested | Overall | Frontal | Side | Rollover |
| Ford F-350 Super Duty | N/R | N/R | N/R | N/R |
| 1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration | ||||
|---|---|---|---|---|
Ford F-350 Super Duty Safety Features
The more safety features you have on your Ford F-350 Super Duty, the more likely it is that you can earn a discount. The Ford F-350 Super Duty’s safety features include:
- Reversing camera
- Traction control
- Front and side-impact air bags
- Lane-keeping assist
- Blind-spot monitoring
- Pre-collision system
- Automatic emergency braking
Ford F-350 Super Duty Finance and Insurance Cost
If you are financing a Ford F-350 Super Duty, most lenders will require your carry higher Ford F-350 Super Duty coverage options including comprehensive coverage, so be sure to shop around and compare Ford F-350 Super Duty auto insurance rates from the best companies using our FREE tool below.
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Ways to Save on Ford F-350 Super Duty Insurance
Save more on your Ford F-350 Super Duty car insurance rates. Take a look at the following five strategies that will get you the best Ford F-350 Super Duty auto insurance rates possible.
- Compare Apples to Apples When Comparing Ford F-350 Super Duty Insurance Quotes and Policies
- Understand that Insurance Companies Can’t Change Your Ford F-350 Super Duty Auto Insurance Rate Mid-Term Based on Changes to Your Credit Score
- If You’re a Young Driver Living at Home, Add Yourself to Your Parents’ Plan
- Buy Winter Tires for Your Ford F-350 Super Duty
- Move to an Area with Better Weather
Top Ford F-350 Super Duty Insurance Companies
Who is the top car insurance company for Ford F-350 Super Duty insurance rates? While the actual rates you pay will depend on many factors, here are some of the top companies offering Ford F-350 Super Duty auto insurance coverage (ordered by market share). Many of these companies offer discounts for security systems and other safety features that the Ford F-350 Super Duty offers.
| Rank | Company | Volume | Market Share |
| 1 | State Farm | $65,615,190 | 9.3% |
| 2 | Geico | $46,106,971 | 6.6% |
| 3 | Progressive | $39,222,879 | 5.6% |
| 4 | Liberty Mutual | $35,600,051 | 5.1% |
| 5 | Allstate | $35,025,903 | 5.0% |
| 6 | Travelers | $28,016,966 | 4.0% |
| 7 | USAA | $23,483,080 | 3.3% |
| 8 | Chubb | $23,388,385 | 3.3% |
| 9 | Farmers | $20,643,559 | 2.9% |
| 10 | Nationwide | $18,442,145 | 2.6% |
| Source: Insurance Information Institute | |||
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Frequently Asked Questions
What factors can affect the cost of Ford F-350 Super Duty auto insurance?
Several factors can influence the cost of Ford F-350 Super Duty auto insurance. These factors include your location, driving history, age, gender, marital status, credit score, annual mileage, coverage options, and deductibles. Additionally, the cost of insurance may also depend on the vehicle’s value, safety features, repair costs, and theft rates.
How can I find cheap insurance for my Ford F-350 Super Duty?
To find cheap insurance for your Ford F-350 Super Duty, you can consider the following steps:
- Shop around: Obtain quotes from multiple insurance providers to compare prices and coverage options.
- Maintain a good driving record: Having a clean driving history without any accidents or traffic violations can help reduce insurance premiums.
- Increase deductibles: Opting for higher deductibles can lower your insurance premium. However, keep in mind that you’ll have to pay more out-of-pocket in the event of a claim.
- Utilize discounts: Inquire about available discounts such as safe driver discounts, multi-policy discounts, and anti-theft device discounts that can help lower your insurance costs.
- Review coverage options: Assess your coverage needs and consider adjusting your coverage options to find the right balance between cost and protection.
- Consider usage-based insurance: Some insurance companies offer usage-based policies where premiums are based on your actual driving habits. If you’re a safe driver, this can potentially result in lower rates.
Are there any specific insurance considerations for the Ford F-350 Super Duty?
Yes, there are some insurance considerations specific to the Ford F-350 Super Duty. These may include factors such as the vehicle’s value, repair costs, and safety features. The F-350 Super Duty is a heavy-duty truck commonly used for commercial purposes, so insurance rates may be higher compared to smaller personal vehicles. It’s important to discuss these details with your insurance provider to ensure you have adequate coverage for your specific needs.
Should I consider bundling my Ford F-350 Super Duty insurance with other policies?
Bundling your Ford F-350 Super Duty insurance with other policies, such as home or renters insurance, can often lead to discounts from insurance providers. Bundling multiple policies with the same insurer can result in cost savings and potentially simplify the insurance management process. It’s recommended to explore bundling options and compare the overall cost and benefits with standalone policies to determine the most suitable choice for your needs.
Are there any specific safety features of the Ford F-350 Super Duty that could lower insurance costs?
The Ford F-350 Super Duty comes equipped with various safety features that could potentially lower insurance costs. These safety features may include:
- Anti-lock brakes (ABS): ABS helps prevent the wheels from locking up during braking, enhancing control and reducing the risk of accidents.
- Airbags: The F-350 Super Duty is typically equipped with front airbags, side airbags, and possibly even curtain airbags, providing additional protection in the event of a collision.
- Stability control: This feature helps maintain vehicle stability by reducing the risk of skidding or loss of control, especially in emergency maneuvers.
- Anti-theft devices: The F-350 Super Duty may have built-in anti-theft systems such as alarms, immobilizers, or vehicle tracking systems. These features can help deter theft and may result in lower insurance premiums.
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Tim Bain
Licensed Insurance Agent
Tim Bain is a licensed insurance agent with 23 years of experience helping people protect their families and businesses with the best insurance coverage to meet their needs. His insurance expertise has been featured in several publications, including Investopedia and eFinancial. He also does digital marking and analysis for KPS/3, a communications and marking firm located in Nevada.
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.