Buy Cheap Wurtsboro, NY Auto Insurance in 2024
Wurtsboro, NY auto insurance rates average $419 a month. Minimum auto insurance requirements in Wurtsboro, New York are 25/50/10 to comply with New York laws. To buy cheap auto insurance in Wurtsboro, NY, compare Wurtsboro auto insurance quotes from top companies.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Wurtsboro, NY are $419/month
- Average auto insurance rates in Wurtsboro, NY after a DUI are $6,773/year
- The most expensive auto insurance company in Wurtsboro is Liberty Mutual
Finding affordable Wurtsboro, New York auto insurance can be challenging, but everything you need to know to buy cheap Wurtsboro, NY auto insurance with confidence is right here. Auto insurance rates in Wurtsboro are affected by local factors as well as personal ones like your driving record.
See how Wurtsboro, NY car insurance rates compare to Yonkers auto insurance rates, Schenectady auto insurance rates, and Buffalo auto insurance rates before you read more about the cost of auto insurance in Wurtsboro.
Don’t buy Wurtsboro, NY auto insurance until you’ve compared rates. Get free Wurtsboro, New York auto insurance quotes when you enter your ZIP code above.
Wurtsboro, NY Minimum Auto Insurance Requirements
The required auto insurance in Wurtsboro, NY is 25/50/10 according to the auto insurance laws in New York. The minimum auto insurance in Wurtsboro, New York is outlined here.
Minimum Required Auto Insurance Coverage in Wurtsboro, New York
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $10,000 minimum |
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Find Cheap Wurtsboro, NY Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Wurtsboro, NY. Take a look at Wurtsboro, New York auto insurance rates by credit history.
Annual Auto Insurance Rates by Credit Score in Wurtsboro, New York
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $7,897 | $4,558 | $3,909 |
| Geico | $4,097 | $3,010 | $2,701 |
| Liberty Mutual | $11,736 | $7,649 | $5,709 |
| Nationwide | $4,528 | $4,528 | $4,528 |
| Progressive | $6,904 | $3,467 | $2,510 |
| State Farm | $7,480 | $4,689 | $3,721 |
| Travelers | $6,455 | $4,008 | $3,464 |
| USAA | $6,740 | $3,387 | $2,982 |
Buy Cheap Wurtsboro, NY Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Wurtsboro, New York auto insurance rates? Find out how car insurance rates in Wurtsboro, NY are impacted by demographics.
Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wurtsboro, New York
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,663 | $3,410 | $3,446 | $3,489 | $10,870 | $11,619 | $3,566 | $3,575 |
| Geico | $2,393 | $2,301 | $2,322 | $2,288 | $5,064 | $7,420 | $2,158 | $2,211 |
| Liberty Mutual | $6,245 | $6,245 | $5,809 | $5,809 | $12,201 | $17,723 | $6,245 | $6,642 |
| Nationwide | $3,379 | $3,379 | $3,179 | $3,179 | $6,137 | $9,237 | $3,379 | $4,358 |
| Progressive | $2,627 | $2,431 | $2,082 | $2,122 | $8,798 | $9,712 | $3,356 | $3,221 |
| State Farm | $3,364 | $3,364 | $2,929 | $2,929 | $9,730 | $12,495 | $3,694 | $3,870 |
| Travelers | $3,402 | $3,415 | $3,065 | $3,279 | $7,645 | $9,019 | $3,590 | $3,724 |
| USAA | $2,277 | $2,241 | $2,063 | $2,071 | $9,192 | $10,931 | $2,931 | $3,252 |
Buy Cheap Wurtsboro, NY Auto Insurance for Teen Drivers
Auto insurance for teenagers in Wurtsboro can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Wurtsboro, NY are listed here.
Annual Auto Insurance Rates for Teen Drivers in Wurtsboro, New York
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $10,870 | $11,619 |
| Geico | $5,064 | $7,420 |
| Liberty Mutual | $12,201 | $17,723 |
| Nationwide | $6,137 | $9,237 |
| Progressive | $8,798 | $9,712 |
| State Farm | $9,730 | $12,495 |
| Travelers | $7,645 | $9,019 |
| USAA | $9,192 | $10,931 |
Buy Cheap Wurtsboro, NY Auto Insurance for Seniors
You can save on senior auto insurance rates in Wurtsboro, New York by comparing Wurtsboro senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Wurtsboro, NY here.
Annual Auto Insurance Rates for Senior Drivers in Wurtsboro, New York
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $3,446 | $3,489 |
| Geico | $2,322 | $2,288 |
| Liberty Mutual | $5,809 | $5,809 |
| Nationwide | $3,179 | $3,179 |
| Progressive | $2,082 | $2,122 |
| State Farm | $2,929 | $2,929 |
| Travelers | $3,065 | $3,279 |
| USAA | $2,063 | $2,071 |
Find Cheap Auto Insurance Rates in Wurtsboro, NY by Coverage Level
The amount of coverage you choose is a big factor in the cost of Wurtsboro, New York auto insurance. Compare Wurtsboro, NY auto insurance rates by coverage level.
Annual Auto Insurance Rates by Coverage Level in Wurtsboro, New York
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $5,080 | $5,431 | $5,853 |
| Geico | $3,097 | $3,254 | $3,458 |
| Liberty Mutual | $8,005 | $8,341 | $8,748 |
| Nationwide | $4,270 | $4,492 | $4,823 |
| Progressive | $4,048 | $4,262 | $4,571 |
| State Farm | $5,051 | $5,324 | $5,516 |
| Travelers | $4,393 | $4,590 | $4,945 |
| USAA | $4,219 | $4,342 | $4,549 |
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Find Cheap Wurtsboro, NY Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Wurtsboro. Compare auto insurance rates in Wurtsboro, NY by commute length to see how your daily commute impacts your rates.
Annual Auto Insurance Rates by Commute Length in Wurtsboro, New York
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $5,378 | $5,532 |
| Geico | $3,173 | $3,366 |
| Liberty Mutual | $8,121 | $8,609 |
| Nationwide | $4,528 | $4,528 |
| Progressive | $4,294 | $4,294 |
| State Farm | $5,104 | $5,489 |
| Travelers | $4,642 | $4,642 |
| USAA | $4,325 | $4,414 |
Find Cheap Wurtsboro, NY Auto Insurance Rates by Driving Record
Auto insurance rates in Wurtsboro, New York are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Wurtsboro, NY, take a look at the average cost for various violations versus rates for a clean driving record in Wurtsboro.
Annual Wurtsboro, New York Auto Insurance Rates by Driving Record
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $4,600 | $4,600 | $6,782 | $5,838 |
| Geico | $2,557 | $2,787 | $5,177 | $2,557 |
| Liberty Mutual | $6,615 | $6,615 | $13,615 | $6,615 |
| Nationwide | $3,415 | $3,415 | $7,785 | $3,497 |
| Progressive | $4,173 | $4,173 | $4,628 | $4,200 |
| State Farm | $5,049 | $5,049 | $5,545 | $5,545 |
| Travelers | $3,991 | $4,948 | $5,015 | $4,616 |
| USAA | $3,904 | $3,967 | $5,641 | $3,967 |
Find Cheap Wurtsboro, NY Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Wurtsboro, New York is higher than for a clean driving record. You can buy auto insurance after a DUI in Wurtsboro for less when you shop around and compare rates from multiple Wurtsboro, NY auto insurance companies.
Annual Auto Insurance Rates After a DUI in Wurtsboro, New York
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $6,782 |
| Geico | $5,177 |
| Liberty Mutual | $13,615 |
| Nationwide | $7,785 |
| Progressive | $4,628 |
| State Farm | $5,545 |
| Travelers | $5,015 |
| USAA | $5,641 |
Winners by Category: Where to Buy Cheap Auto Insurance in Wurtsboro, NY
Compare rates from the cheapest auto insurance companies in Wurtsboro, NY for your needs. Take a look at how Wurtsboro, New York auto insurance companies stack up for each category.
Best Annual Auto Insurance Rates by Company in Wurtsboro, New York
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | Progressive |
| With 1 Speeding Violation | Geico |
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Find Cheap Wurtsboro, New York Auto Insurance Companies
If you’re looking for the cheapest Wurtsboro, NY auto insurance companies overall, you can compare them here. Find the best price for Wurtsboro, New York car insurance by company.
Average Annual Auto Insurance Rates by Company in Wurtsboro, New York
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,455 |
| Geico | $3,270 |
| Liberty Mutual | $8,365 |
| Nationwide | $4,528 |
| Progressive | $4,294 |
| State Farm | $5,297 |
| Travelers | $4,642 |
| USAA | $4,370 |
What affects Wurtsboro, New York auto insurance rates?
Local factors affect auto insurance rates in Wurtsboro, NY, including traffic, theft statistics, and commute length. Take a look at the things that impact Wurtsboro auto insurance rates.
Commute Times in Wurtsboro
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Wurtsboro, NY is 32.8 minutes according to City-Data.
Compare Auto Insurance Quotes in Wurtsboro, NY
You can buy cheap Wurtsboro, NY auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Wurtsboro, New York auto insurance quotes from top companies.
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Frequently Asked Questions
How can I find cheap auto insurance in Wurtsboro, NY?
To find cheap auto insurance in Wurtsboro, NY, you can follow these steps:
- Shop around: Obtain quotes from multiple insurance providers to compare rates and coverage options. Different insurers may offer varying premiums, so it’s important to do your research.
- Utilize online comparison tools: Use online comparison tools that allow you to enter your information once and receive multiple quotes from different insurance companies. This can help you save time and find competitive rates.
- Consider local insurers: Research local insurance companies that operate in Wurtsboro, NY. They may offer competitive rates or specialized coverage tailored to the area.
- Maintain a good driving record: A clean driving record with no accidents or traffic violations can help you qualify for lower insurance premiums.
- Opt for higher deductibles: Increasing your deductible—the amount you pay out of pocket before insurance coverage kicks in—can lower your premiums. Make sure the deductible amount is affordable for you in case of an accident.
- Look for discounts: Inquire about discounts offered by insurance companies, such as safe driver discounts, multi-policy discounts, or discounts for certain safety features in your vehicle.
What factors affect the cost of auto insurance in Wurtsboro, NY?
Several factors can influence the cost of auto insurance in Wurtsboro, NY. Some of the key factors include:
- Location: The location where you live and park your vehicle in Wurtsboro, NY can impact insurance rates. Areas with higher population densities or higher crime rates may have higher premiums.
- Driving record: Your driving history, including accidents, traffic violations, and claims, can affect your insurance premiums. Maintaining a clean driving record can help keep your rates lower.
- Vehicle type: The make, model, and year of your vehicle can impact insurance rates. Some vehicles may be more expensive to repair or have higher theft rates, resulting in higher premiums.
- Coverage and deductibles: The type and amount of coverage you choose, as well as the deductible you select, can affect your insurance costs. Comprehensive coverage and lower deductibles tend to result in higher premiums.
Are there any discounts available for auto insurance in Wurtsboro, NY?
While discounts may vary by insurance provider, there are some common discounts that may be available for auto insurance in Wurtsboro, NY, including:
- Safe driver discount: Maintaining a clean driving record without accidents or traffic violations may qualify you for a safe driver discount.
- Multi-policy discount: If you bundle your auto insurance with other policies, such as homeowners or renters insurance, you may be eligible for a discount.
- Good student discount: If you are a student with good grades, you may qualify for a good student discount from insurance providers.
- Vehicle safety features discount: Certain safety features in your vehicle, such as anti-lock brakes, airbags, and anti-theft systems, may qualify for discounts.
Can I get cheap auto insurance in Wurtsboro, NY if I have a low income?
If you have a low income, there are potential options to obtain affordable auto insurance in Wurtsboro, NY. Consider the following:
- New York State’s low-cost insurance program: New York offers a state-funded low-cost insurance program called “Low Cost Auto Insurance.” This program provides affordable coverage options for eligible low-income individuals who meet certain criteria.
- State assistance programs: Check if New York offers any additional assistance programs or subsidies for low-income individuals. These programs may provide financial support or discounted insurance options.
- Non-profit organizations: Some non-profit organizations may offer discounted or subsidized auto insurance options for low-income individuals. Research local resources and organizations that focus on providing affordable insurance solutions.
How can I lower my auto insurance premiums in Wurtsboro, NY?
To lower your auto insurance premiums in Wurtsboro, NY, you can consider the following strategies:
- Maintain a good driving record: Avoid accidents and traffic violations to keep your driving record clean. Insurance companies typically offer lower premiums to drivers with a history of safe driving.
- Increase your deductible: Opting for a higher deductible means you’ll pay more out of pocket in the event of a claim, but it can lower your premium costs.
- Bundle policies: If you have other insurance policies, such as home or renters insurance, consider bundling them with your auto insurance. Many insurers offer discounts for multi-policy holders.
- Inquire about discounts: Ask your insurance provider about available discounts. This may include safe driver discounts, good student discounts (if applicable), or discounts for certain safety features in your vehicle.
- Shop around: Compare quotes from multiple insurance providers to find the best rates and coverage options for your needs. Different insurers may offer varying premiums, so it’s important to do your research.
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Zach Fagiano
Licensed Insurance Broker
Zach Fagiano has been in the insurance industry for over 10 years, specializing in property and casualty and risk management consulting. He started out specializing in small businesses and moved up to large commercial real estate risks. During that time, he acquired property & casualty, life & health, and surplus lines brokers licenses. He’s now the Senior Vice President overseeing globa...
Licensed Insurance Broker
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.