Buy Cheap Gardena, CA Auto Insurance in 2024
Gardena, CA auto insurance rates average $343 a month. Minimum auto insurance requirements in Gardena, California are 15/30/5 to comply with California laws. To buy cheap auto insurance in Gardena, CA, compare Gardena auto insurance quotes from top companies.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- Average auto insurance rates in Gardena, CA are $343/month
- Average auto insurance rates in Gardena, CA for teens drivers are $6,940/year
- The most expensive auto insurance company in Gardena after a DUI is Allstate
Finding affordable Gardena, California auto insurance can be challenging, but everything you need to know to buy cheap Gardena, CA auto insurance with confidence is right here. Auto insurance rates in Gardena are affected by local factors as well as personal ones like your driving record.
See how Gardena, CA car insurance rates compare to Bakersfield auto insurance rates, Oakland auto insurance rates, and Fresno auto insurance rates before you read more about the cost of auto insurance in Gardena.
Don’t buy Gardena, CA auto insurance until you’ve compared rates. Get free Gardena, California auto insurance quotes when you enter your ZIP code above.
Gardena, CA Minimum Auto Insurance Requirements
The required auto insurance in Gardena, CA is 15/30/5 according to the auto insurance laws in California. The minimum auto insurance in Gardena, California is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $15,000 per person $30,000 per accident |
| Property Damage Liability Coverage | $5,000 minimum |
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Buy Cheap Gardena, CA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Gardena, California auto insurance rates? Find out how car insurance rates in Gardena, CA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $3,333 | $3,326 | $2,422 | $2,444 | $9,352 | $11,746 | $4,275 | $4,681 |
| Farmers | $3,193 | $3,193 | $2,892 | $2,892 | $10,178 | $16,597 | $3,784 | $4,217 |
| Geico | $1,855 | $1,855 | $1,744 | $1,744 | $5,655 | $5,747 | $2,666 | $2,722 |
| Liberty Mutual | $2,531 | $2,376 | $2,372 | $2,290 | $5,448 | $5,872 | $2,830 | $2,881 |
| Nationwide | $3,577 | $3,411 | $3,147 | $2,962 | $9,115 | $10,086 | $4,255 | $4,193 |
| Progressive | $1,934 | $1,992 | $1,639 | $1,950 | $5,173 | $6,249 | $2,794 | $3,007 |
| State Farm | $3,778 | $3,778 | $3,375 | $3,375 | $6,941 | $8,636 | $4,176 | $4,302 |
| Travelers | $2,822 | $2,725 | $2,489 | $2,464 | $5,946 | $6,755 | $3,684 | $3,598 |
| USAA | $2,037 | $1,928 | $1,989 | $1,995 | $4,653 | $4,670 | $2,812 | $2,655 |
Buy Cheap Gardena, CA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Gardena can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Gardena, CA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $9,352 | $11,746 |
| Farmers | $10,178 | $16,597 |
| Geico | $5,655 | $5,747 |
| Liberty Mutual | $5,448 | $5,872 |
| Nationwide | $9,115 | $10,086 |
| Progressive | $5,173 | $6,249 |
| State Farm | $6,941 | $8,636 |
| Travelers | $5,946 | $6,755 |
| USAA | $4,653 | $4,670 |
Buy Cheap Gardena, CA Auto Insurance for Seniors
You can save on senior auto insurance rates in Gardena, California by comparing Gardena senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Gardena, CA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,422 | $2,444 |
| Farmers | $2,892 | $2,892 |
| Geico | $1,744 | $1,744 |
| Liberty Mutual | $2,372 | $2,290 |
| Nationwide | $3,147 | $2,962 |
| Progressive | $1,639 | $1,950 |
| State Farm | $3,375 | $3,375 |
| Travelers | $2,489 | $2,464 |
| USAA | $1,989 | $1,995 |
Find Cheap Auto Insurance Rates in Gardena, CA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Gardena, California auto insurance. Compare Gardena, CA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $4,914 | $5,242 | $5,436 |
| Farmers | $5,435 | $5,917 | $6,253 |
| Geico | $2,702 | $3,034 | $3,260 |
| Liberty Mutual | $3,054 | $3,358 | $3,564 |
| Nationwide | $4,521 | $5,185 | $5,574 |
| Progressive | $2,783 | $3,182 | $3,312 |
| State Farm | $4,288 | $4,879 | $5,220 |
| Travelers | $3,280 | $3,920 | $4,231 |
| USAA | $2,562 | $2,901 | $3,064 |
Find Cheap Gardena, CA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Gardena. Compare auto insurance rates in Gardena, CA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,688 | $5,707 |
| Farmers | $5,323 | $6,414 |
| Geico | $2,724 | $3,273 |
| Liberty Mutual | $3,050 | $3,600 |
| Nationwide | $4,495 | $5,692 |
| Progressive | $2,806 | $3,379 |
| State Farm | $4,618 | $4,973 |
| Travelers | $3,425 | $4,196 |
| USAA | $2,619 | $3,066 |
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Find Cheap Gardena, CA Auto Insurance Rates by ZIP Code
Auto insurance rates in Gardena, California can vary depending on the area of the city in which you live. Compare auto insurance rates by ZIP code in Gardena, CA to see how much where you live in Gardena affects the cost of car insurance.
| ZIP Code | Average Annual Rates |
|---|---|
| 90247 | $5,718 |
| 90249 | $5,821 |
Find Cheap Gardena, CA Auto Insurance Rates by Driving Record
Auto insurance rates in Gardena, California are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Gardena, CA, take a look at the average cost for various violations versus rates for a clean driving record in Gardena.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,118 | $5,282 | $8,291 | $4,099 |
| Farmers | $4,343 | $5,911 | $7,353 | $5,866 |
| Geico | $2,095 | $3,242 | $4,059 | $2,599 |
| Liberty Mutual | $2,887 | $3,863 | $3,492 | $3,059 |
| Nationwide | $3,550 | $4,556 | $7,710 | $4,556 |
| Progressive | $2,022 | $3,439 | $3,994 | $2,914 |
| State Farm | $3,420 | $4,080 | $7,710 | $3,970 |
| Travelers | $2,514 | $4,164 | $4,819 | $3,745 |
| USAA | $1,887 | $2,811 | $4,604 | $2,068 |
Find Cheap Gardena, CA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Gardena, California is higher than for a clean driving record. You can buy auto insurance after a DUI in Gardena for less when you shop around and compare rates from multiple Gardena, CA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $8,291 |
| Farmers | $7,353 |
| Geico | $4,059 |
| Liberty Mutual | $3,492 |
| Nationwide | $7,710 |
| Progressive | $3,994 |
| State Farm | $7,710 |
| Travelers | $4,819 |
| USAA | $4,604 |
Winners by Category: Where to Buy Cheap Auto Insurance in Gardena, CA
Compare rates from the cheapest auto insurance companies in Gardena, CA for your needs. Take a look at how Gardena, California auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | USAA |
| Seniors | Geico |
| Clean Record | USAA |
| With 1 Accident | USAA |
| With 1 DUI | Liberty Mutual |
| With 1 Speeding Violation | USAA |
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Find Cheap Gardena, California Auto Insurance Companies
If you’re looking for the cheapest Gardena, CA auto insurance companies overall, you can compare them here. Find the best price for Gardena, California car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $5,197 |
| Farmers | $5,868 |
| Geico | $2,999 |
| Liberty Mutual | $3,325 |
| Nationwide | $5,093 |
| Progressive | $3,092 |
| State Farm | $4,795 |
| Travelers | $3,810 |
| USAA | $2,842 |
What affects Gardena, California auto insurance rates?
Local factors affect auto insurance rates in Gardena, CA, including traffic, theft statistics, and commute length. Take a look at the things that impact Gardena auto insurance rates.
Auto Theft in Gardena
When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Gardena, CA auto theft show a total of 315 vehicle thefts annually.
Commute Times in Gardena
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Gardena, CA is 28.6 minutes according to City-Data.
Compare Auto Insurance Quotes in Gardena, CA
You can buy cheap Gardena, CA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Gardena, California auto insurance quotes from top companies.
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Frequently Asked Questions
What are the factors that affect auto insurance rates in Gardena, CA in 2023?
Several factors can influence auto insurance rates in Gardena, CA in 2023, including your driving history, age, gender, type of vehicle, credit score, coverage limits, deductible amount, and the overall risk associated with your location.
How can I find cheap auto insurance in Gardena, CA?
To find cheap auto insurance in Gardena, CA, you can consider the following steps:
- Compare quotes from multiple insurance providers to get the best rates.
- Maintain a clean driving record and avoid accidents or traffic violations.
- Opt for higher deductibles, which can lower your premium but increase your out-of-pocket expenses in case of a claim.
- Explore discounts offered by insurers, such as safe driver discounts, multi-policy discounts, or loyalty discounts.
- Consider bundling your auto insurance with other policies like home or renters insurance.
What types of auto insurance coverage are required in Gardena, CA?
In Gardena, CA, drivers are required to carry liability insurance that includes:
- Bodily Injury Liability: Covers medical expenses and legal fees if you injure someone in an accident.
- Property Damage Liability: Pays for the repair or replacement of other people’s property damaged in an accident caused by you.
What are the benefits of buying auto insurance in Gardena, CA?
Some benefits of buying auto insurance in Gardena, CA include:
- Financial protection: Auto insurance provides coverage for vehicle repairs, medical expenses, and legal costs in case of accidents.
- Peace of mind: Having insurance can give you peace of mind knowing that you are protected from unexpected expenses.
- Legal compliance: Auto insurance is mandatory in California, so having coverage ensures you are meeting the legal requirements.
What are the potential drawbacks of cheap auto insurance?
While cheap auto insurance can be appealing, it’s important to consider the potential drawbacks:
- Limited coverage: Cheap insurance may offer minimal coverage, leaving you financially vulnerable in case of significant accidents or damages.
- Higher deductibles: Lower premiums often come with higher deductibles, meaning you’ll have to pay more out of pocket before insurance kicks in.
- Subpar customer service: Some low-cost insurers may provide less reliable customer service or have slower claims processing.
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Eric Stauffer
Licensed Insurance Agent
Eric Stauffer is an insurance agent and banker-turned-consumer advocate. His priority is educating individuals and families about the different types of insurance coverage. He is passionate about helping consumers find the best coverage for their budgets and personal needs. Eric is the CEO of C Street Media, a full-service marketing firm and the co-founder of ProperCents.com, a financial educat...
Licensed Insurance Agent
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.