Buy Cheap Missouri City, TX Auto Insurance (2022)

Missouri City, TX auto insurance rates average $364 a month. Minimum auto insurance requirements in Missouri City, Texas are 30/60/25 to comply with Texas laws. To buy cheap auto insurance in Missouri City, TX, compare Missouri City auto insurance quotes from top companies.

UPDATED: May 10, 2022Fact Checked

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Sara Routhier, Managing Editor and Outreach Director, has professional experience as an educator, SEO specialist, and content marketer. She has over five years of experience in the insurance industry. As a researcher, data nerd, writer, and editor she strives to curate educational, enlightening articles that provide you with the must-know facts and best-kept secrets within the overwhelming world o...

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Written by Sara Routhier
Director of Outreach Sara Routhier

Cynthia Lanctot is an insurance professional with ten years of industry experience. Cynthia is licensed in several states, and holds an associate in claims law, as well as a bachelor’s degree in English. Cynthia’s experience includes the New England and Northeast states. She currently works as a liability claims professional and an occasional online contributor.

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Reviewed by Cynthia Lanctot
Licensed Agent Cynthia Lanctot

UPDATED: May 10, 2022

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A Concise Overview

  • Average auto insurance rates in Missouri City, TX are $364/month
  • The most expensive auto insurance company in Missouri City after a DUI is Allstate
  • Average auto insurance rates in Missouri City, TX for teens drivers are $7,882/year

Finding affordable Missouri City, Texas auto insurance can be challenging, but everything you need to know to buy cheap Missouri City, TX auto insurance with confidence is right here. Auto insurance rates in Missouri City are affected by local factors as well as personal ones like your driving record.

See how Missouri City, TX car insurance rates compare to El Paso auto insurance rates, Houston auto insurance rates, and Austin auto insurance rates before you read more about the cost of auto insurance in Missouri City.

Don’t buy Missouri City, TX auto insurance until you’ve compared rates. Get free Missouri City, Texas auto insurance quotes when you enter your ZIP code above.

Missouri City, TX Minimum Auto Insurance Requirements

The required auto insurance in Missouri City, TX is 30/60/25 according to the auto insurance laws in Texas. The minimum auto insurance in Missouri City, Texas is outlined here.

Minimum Required Auto Insurance Coverage in Missouri City, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Find Cheap Missouri City, TX Auto Insurance by Credit History

Your credit can have an impact on what you pay for auto insurance in Missouri City, TX. Take a look at Missouri City, Texas auto insurance rates by credit history.

Annual Auto Insurance Rates by Credit Score in Missouri City, Texas

Insurance Company Poor Fair Good
Allstate $7,007 $5,141 $4,406
American Family $8,056 $5,220 $4,556
GEICO $5,764 $3,250 $2,158
Nationwide $5,277 $4,247 $3,686
Progressive $5,698 $4,931 $4,571
State Farm $4,421 $2,752 $2,194
USAA $4,036 $2,354 $1,899

Buy Cheap Missouri City, TX Auto Insurance by Age, Gender, and Marital Status

Do age, gender, and marital status affect Missouri City, Texas auto insurance rates? Find out how car insurance rates in Missouri City, TX are impacted by demographics.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Missouri City, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,564 $3,588 $3,516 $3,516 $9,514 $11,465 $4,403 $4,576
American Family $3,383 $3,808 $3,244 $3,758 $9,789 $12,787 $5,029 $5,752
GEICO $2,716 $2,968 $2,655 $3,086 $6,174 $6,335 $2,953 $2,906
Nationwide $2,707 $2,747 $2,385 $2,524 $7,962 $10,219 $3,209 $3,474
Progressive $2,673 $2,535 $2,378 $2,423 $11,398 $12,727 $3,174 $3,225
State Farm $2,151 $2,151 $1,922 $1,922 $5,297 $6,774 $2,348 $2,414
USAA $1,745 $1,745 $1,676 $1,652 $5,038 $5,450 $2,327 $2,470

Buy Cheap Missouri City, TX Auto Insurance for Teen Drivers

Auto insurance for teenagers in Missouri City can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Missouri City, TX are listed here.

Annual Auto Insurance Rates for Teen Drivers in Missouri City, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,514 $11,465
American Family $9,789 $12,787
GEICO $6,174 $6,335
Nationwide $7,962 $10,219
Progressive $11,398 $12,727
State Farm $5,297 $6,774
USAA $5,038 $5,450

Buy Cheap Missouri City, TX Auto Insurance for Seniors

You can save on senior auto insurance rates in Missouri City, Texas by comparing Missouri City senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Missouri City, TX here.

Annual Auto Insurance Rates for Senior Drivers in Missouri City, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,516 $3,516
American Family $3,244 $3,758
GEICO $2,655 $3,086
Nationwide $2,385 $2,524
Progressive $2,378 $2,423
State Farm $1,922 $1,922
USAA $1,676 $1,652

Find Cheap Auto Insurance Rates in Missouri City, TX by Coverage Level

The amount of coverage you choose is a big factor in the cost of Missouri City, Texas auto insurance. Compare Missouri City, TX auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Missouri City, Texas

Insurance Company Low Medium High
Allstate $5,391 $5,470 $5,692
American Family $5,490 $5,703 $6,639
GEICO $3,479 $3,664 $4,030
Nationwide $4,741 $4,216 $4,253
Progressive $4,836 $5,043 $5,321
State Farm $2,947 $3,115 $3,306
USAA $2,657 $2,750 $2,882

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Find Cheap Missouri City, TX Auto Insurance Rates by Commute

How long you’re in your car each day affects the cost of auto insurance in Missouri City. Compare auto insurance rates in Missouri City, TX by commute length to see how your daily commute impacts your rates.

Annual Auto Insurance Rates by Commute Length in Missouri City, Texas

Insurance Company 10 Mile Commute, 6,000 Annual Mileage 25 Mile Commute, 12,000 Annual Mileage
Allstate $5,380 $5,656
American Family $5,944 $5,944
GEICO $3,655 $3,794
Nationwide $4,403 $4,403
Progressive $5,067 $5,067
State Farm $3,122 $3,122
USAA $2,728 $2,798

Find Cheap Missouri City, TX Auto Insurance Rates by Driving Record

Auto insurance rates in Missouri City, Texas are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Missouri City, TX, take a look at the average cost for various violations versus rates for a clean driving record in Missouri City.

Annual Missouri City, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,255 $6,635 $6,925 $4,255
American Family $5,387 $6,943 $6,060 $5,387
GEICO $3,155 $4,215 $3,459 $4,068
Nationwide $3,812 $3,812 $5,678 $4,312
Progressive $4,412 $5,726 $5,158 $4,970
State Farm $2,758 $3,184 $3,789 $2,758
USAA $2,047 $3,045 $3,609 $2,351

Find Cheap Missouri City, TX Auto Insurance Rates After a DUI

The cost of DUI auto insurance in Missouri City, Texas is higher than for a clean driving record. You can buy auto insurance after a DUI in Missouri City for less when you shop around and compare rates from multiple Missouri City, TX auto insurance companies.

Annual Auto Insurance Rates After a DUI in Missouri City, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,925
American Family $6,060
GEICO $3,459
Nationwide $5,678
Progressive $5,158
State Farm $3,789
USAA $3,609

Winners by Category: Where to Buy Cheap Auto Insurance in Missouri City, TX

Compare rates from the cheapest auto insurance companies in Missouri City, TX for your needs. Take a look at how Missouri City, Texas auto insurance companies stack up for each category.

Best Annual Auto Insurance Rates by Company in Missouri City, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI GEICO
With 1 Speeding Violation USAA

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Find Cheap Missouri City, Texas Auto Insurance Companies

If you’re looking for the cheapest Missouri City, TX auto insurance companies overall, you can compare them here. Find the best price for Missouri City, Texas car insurance by company.

Average Annual Auto Insurance Rates by Company in Missouri City, Texas

Insurance Company Average Annual Rates
Allstate $5,518
American Family $5,944
GEICO $3,724
Nationwide $4,403
Progressive $5,067
State Farm $3,122
USAA $2,763

What affects Missouri City, Texas auto insurance rates?

Local factors affect auto insurance rates in Missouri City, TX, including traffic, theft statistics, and commute length. Take a look at the things that impact Missouri City auto insurance rates.

Auto Theft in Missouri City

When auto theft rates go up, so do auto insurance rates. The FBI’s statistics for Missouri City, TX auto theft show a total of 45 vehicle thefts annually.

Commute Times in Missouri City

Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Missouri City, TX is 30.8 minutes according to City-Data.

Compare Auto Insurance Quotes in Missouri City, TX

You can buy cheap Missouri City, TX auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Missouri City, Texas auto insurance quotes from top companies.

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