Buy Cheap Midville, GA Auto Insurance in 2024
Midville, GA auto insurance rates average $407 a month. Minimum auto insurance requirements in Midville, Georgia are 25/50/25 to comply with Georgia laws. To buy cheap auto insurance in Midville, GA, compare Midville auto insurance quotes from top companies.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
UPDATED: Aug 26, 2024
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our auto insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different auto insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
On This Page
- The most expensive auto insurance company in Midville after a DUI is Liberty Mutual
- The most expensive auto insurance company in Midville is Liberty Mutual
- Average auto insurance rates in Midville, GA for teens drivers are $9,401/year
Finding affordable Midville, Georgia auto insurance can be challenging, but everything you need to know to buy cheap Midville, GA auto insurance with confidence is right here. Auto insurance rates in Midville are affected by local factors as well as personal ones like your driving record.
See how Midville, GA car insurance rates compare to Johns Creek auto insurance rates, Columbus auto insurance rates, and Atlanta auto insurance rates before you read more about the cost of auto insurance in Midville.
Don’t buy Midville, GA auto insurance until you’ve compared rates. Get free Midville, Georgia auto insurance quotes when you enter your ZIP code above.
Midville, GA Minimum Auto Insurance Requirements
The required auto insurance in Midville, GA is 25/50/25 according to the auto insurance laws in Georgia. The minimum auto insurance in Midville, Georgia is outlined here.
| Liability Insurance Required | Minimum Coverage Limits Required |
|---|---|
| Bodily Injury Liability Coverage | $25,000 per person $50,000 per accident |
| Property Damage Liability Coverage | $25,000 minimum |
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Find Cheap Midville, GA Auto Insurance by Credit History
Your credit can have an impact on what you pay for auto insurance in Midville, GA. Take a look at Midville, Georgia auto insurance rates by credit history.
| Insurance Company | Poor | Fair | Good |
|---|---|---|---|
| Allstate | $5,473 | $3,802 | $3,393 |
| Geico | $3,520 | $2,473 | $2,403 |
| Liberty Mutual | $14,179 | $8,679 | $6,803 |
| Nationwide | $8,521 | $6,898 | $6,028 |
| Progressive | $4,312 | $3,631 | $3,327 |
| State Farm | $4,668 | $2,906 | $2,302 |
| USAA | $4,006 | $2,815 | $2,402 |
Buy Cheap Midville, GA Auto Insurance by Age, Gender, and Marital Status
Do age, gender, and marital status affect Midville, Georgia auto insurance rates? Find out how car insurance rates in Midville, GA are impacted by demographics.
| Insurance Company | Married 35-Year-Old Female | Married 35-Year-Old Male | Married 60-Year-Old Female | Married 60-Year-Old Male | Single 17-Year-Old Female | Single 17-Year-Old Male | Single 25-Year-Old Female | Single 25-Year-Old Male |
|---|---|---|---|---|---|---|---|---|
| Allstate | $2,927 | $2,927 | $2,800 | $2,800 | $6,769 | $8,714 | $3,272 | $3,572 |
| Geico | $1,760 | $1,721 | $1,689 | $1,689 | $4,950 | $5,914 | $2,199 | $2,466 |
| Liberty Mutual | $5,303 | $5,776 | $4,345 | $4,933 | $22,265 | $24,866 | $5,621 | $5,987 |
| Nationwide | $4,129 | $4,270 | $4,081 | $4,489 | $12,974 | $16,720 | $5,048 | $5,482 |
| Progressive | $2,485 | $2,335 | $2,122 | $2,204 | $7,088 | $7,876 | $2,890 | $3,052 |
| State Farm | $2,204 | $2,204 | $1,962 | $1,962 | $5,605 | $7,403 | $2,409 | $2,589 |
| USAA | $1,720 | $1,719 | $1,593 | $1,602 | $6,154 | $7,295 | $2,142 | $2,369 |
Buy Cheap Midville, GA Auto Insurance for Teen Drivers
Auto insurance for teenagers in Midville can be expensive, but shopping around can make a difference. Average rates for teen auto insurance in Midville, GA are listed here.
| Insurance Company | Single 17-Year-Old Female | Single 17-Year-Old Male |
|---|---|---|
| Allstate | $6,769 | $8,714 |
| Geico | $4,950 | $5,914 |
| Liberty Mutual | $22,265 | $24,866 |
| Nationwide | $12,974 | $16,720 |
| Progressive | $7,088 | $7,876 |
| State Farm | $5,605 | $7,403 |
| USAA | $6,154 | $7,295 |
Buy Cheap Midville, GA Auto Insurance for Seniors
You can save on senior auto insurance rates in Midville, Georgia by comparing Midville senior car insurance quotes from multiple companies. Take a look at the average cost of auto insurance for seniors in Midville, GA here.
| Insurance Company | Married 60-Year-Old Female | Married 60-Year-Old Male |
|---|---|---|
| Allstate | $2,800 | $2,800 |
| Geico | $1,689 | $1,689 |
| Liberty Mutual | $4,345 | $4,933 |
| Nationwide | $4,081 | $4,489 |
| Progressive | $2,122 | $2,204 |
| State Farm | $1,962 | $1,962 |
| USAA | $1,593 | $1,602 |
Find Cheap Auto Insurance Rates in Midville, GA by Coverage Level
The amount of coverage you choose is a big factor in the cost of Midville, Georgia auto insurance. Compare Midville, GA auto insurance rates by coverage level.
| Insurance Company | Low | Medium | High |
|---|---|---|---|
| Allstate | $3,886 | $4,268 | $4,514 |
| Geico | $2,632 | $2,810 | $2,954 |
| Liberty Mutual | $9,474 | $9,832 | $10,355 |
| Nationwide | $7,008 | $7,279 | $7,161 |
| Progressive | $3,513 | $3,710 | $4,046 |
| State Farm | $3,097 | $3,294 | $3,486 |
| USAA | $2,936 | $3,058 | $3,228 |
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Find Cheap Midville, GA Auto Insurance Rates by Commute
How long you’re in your car each day affects the cost of auto insurance in Midville. Compare auto insurance rates in Midville, GA by commute length to see how your daily commute impacts your rates.
| Insurance Company | 10 Mile Commute, 6,000 Annual Mileage | 25 Mile Commute, 12,000 Annual Mileage |
|---|---|---|
| Allstate | $4,127 | $4,319 |
| Geico | $2,748 | $2,849 |
| Liberty Mutual | $9,887 | $9,887 |
| Nationwide | $7,149 | $7,149 |
| Progressive | $3,756 | $3,756 |
| State Farm | $3,292 | $3,292 |
| USAA | $2,934 | $3,214 |
Find Cheap Midville, GA Auto Insurance Rates by Driving Record
Auto insurance rates in Midville, Georgia are impacted by your driving record. If you’re looking for lower bad driving record auto insurance rates in Midville, GA, take a look at the average cost for various violations versus rates for a clean driving record in Midville.
| Group | Clean Record | With 1 Accident | With 1 DUI | With 1 Speeding Violation |
|---|---|---|---|---|
| Allstate | $3,489 | $5,371 | $4,364 | $3,667 |
| Geico | $1,863 | $2,358 | $4,886 | $2,088 |
| Liberty Mutual | $7,510 | $10,250 | $11,787 | $10,001 |
| Nationwide | $5,496 | $6,455 | $9,975 | $6,670 |
| Progressive | $3,007 | $5,064 | $3,462 | $3,493 |
| State Farm | $3,019 | $3,565 | $3,292 | $3,292 |
| USAA | $2,354 | $2,975 | $4,345 | $2,622 |
Find Cheap Midville, GA Auto Insurance Rates After a DUI
The cost of DUI auto insurance in Midville, Georgia is higher than for a clean driving record. You can buy auto insurance after a DUI in Midville for less when you shop around and compare rates from multiple Midville, GA auto insurance companies.
| Insurance Company | Annual Auto Insurance Rates With a DUI |
|---|---|
| Allstate | $4,364 |
| Geico | $4,886 |
| Liberty Mutual | $11,787 |
| Nationwide | $9,975 |
| Progressive | $3,462 |
| State Farm | $3,292 |
| USAA | $4,345 |
Winners by Category: Where to Buy Cheap Auto Insurance in Midville, GA
Compare rates from the cheapest auto insurance companies in Midville, GA for your needs. Take a look at how Midville, Georgia auto insurance companies stack up for each category.
| Category | Insurance Company |
|---|---|
| Teenagers | Geico |
| Seniors | USAA |
| Clean Record | Geico |
| With 1 Accident | Geico |
| With 1 DUI | State Farm |
| With 1 Speeding Violation | Geico |
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Find Cheap Midville, Georgia Auto Insurance Companies
If you’re looking for the cheapest Midville, GA auto insurance companies overall, you can compare them here. Find the best price for Midville, Georgia car insurance by company.
| Insurance Company | Average Annual Rates |
|---|---|
| Allstate | $4,223 |
| Geico | $2,798 |
| Liberty Mutual | $9,887 |
| Nationwide | $7,149 |
| Progressive | $3,756 |
| State Farm | $3,292 |
| USAA | $3,074 |
What affects Midville, Georgia auto insurance rates?
Local factors affect auto insurance rates in Midville, GA, including traffic, theft statistics, and commute length. Take a look at the things that impact Midville auto insurance rates.
Commute Times in Midville
Drivers who spend more time on the road are at a higher risk of an accident. The average commute length in Midville, GA is 39.9 minutes according to City-Data.
Compare Auto Insurance Quotes in Midville, GA
You can buy cheap Midville, GA auto insurance with confidence that you’re getting the best deal. Enter your ZIP code below for free Midville, Georgia auto insurance quotes from top companies.
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Frequently Asked Questions
What factors should I consider when buying auto insurance in Midville, GA?
When buying auto insurance in Midville, GA, there are several factors to consider. These include your driving record, the type of vehicle you own, your desired coverage levels, the deductible amount, and any applicable discounts or bundling options.
How can I find cheap auto insurance in Midville, GA?
To find cheap auto insurance in Midville, GA, consider the following tips:
- Shop around and compare quotes from multiple insurance providers.
- Maintain a good driving record to qualify for lower rates.
- Opt for higher deductibles, which can lower your premium.
- Ask about available discounts, such as safe driver or multi-policy discounts.
- Consider bundling your auto insurance with other policies, such as home insurance, for potential discounts.
What are the minimum auto insurance requirements in Midville, GA?
In Midville, GA, the minimum auto insurance requirements are as follows:
- $25,000 bodily injury liability coverage per person
- $50,000 bodily injury liability coverage per accident
- $25,000 property damage liability coverage per accident
What additional coverage options should I consider for my auto insurance in Midville, GA?
While the minimum coverage is required, it’s often a good idea to consider additional coverage options for enhanced protection. Some options to consider in Midville, GA include:
- Collision coverage: Covers damage to your vehicle in an accident.
- Comprehensive coverage: Covers damage to your vehicle from non-accident incidents like theft or natural disasters.
- Uninsured/underinsured motorist coverage: Protects you if you’re in an accident with a driver who lacks sufficient insurance coverage.
- Personal injury protection (PIP): Covers medical expenses for you and your passengers in case of an accident.
Are there any discounts available for auto insurance in Midville, GA?
Yes, many insurance providers offer discounts on auto insurance in Midville, GA. Common discounts include:
- Safe driver discounts for maintaining a good driving record.
- Multi-policy discounts for bundling your auto insurance with other policies.
- Good student discounts for students with excellent academic records.
- Vehicle safety feature discounts for cars equipped with safety features like anti-theft devices or airbags.
How can I lower my auto insurance premium in Midville, GA?
To lower your auto insurance premium in Midville, GA, you can:
- Maintain a clean driving record and avoid traffic violations.
- Choose a higher deductible, which can lower your premium.
- Take advantage of available discounts.
- Drive a safe vehicle with updated safety features.
- Consider reducing coverage on older vehicles if it makes financial sense.
Is it necessary to have full coverage auto insurance in Midville, GA?
While full coverage auto insurance is not legally required in Midville, GA, it can provide added protection and peace of mind. Full coverage typically includes liability, collision, and comprehensive coverage. The decision to opt for full coverage depends on factors such as the value of your vehicle, your financial situation, and your comfort level with assuming more risk.
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Laura D. Adams
Insurance & Finance Analyst
Laura Adams is one of the nation’s leading finance, insurance, and small business authorities. As an award-winning author, spokesperson, and host of the top-rated Money Girl podcast since 2008, millions of readers and listeners benefit from her practical advice. Her mission is to empower consumers to live healthy and rich lives by planning for the future and making smart money decisions. She rec...
Insurance & Finance Analyst
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.